Donna Ray is a Series 66 licensed advisor at Creative Financial Designs, Inc. with two years of industry experience. She has previously worked at Ray Wealth Management and Solution Tree, Inc. Ray is involved with Ray Wealth Management in an assistant capacity, supporting administrative and client service functions. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients through discretionary and non-discretionary investment management and financial planning. The firm employs asset-class model allocations informed by third-party research and offers a range of strategies including Biblical Responsible Investing, with flexible billing and specialized management programs.

Lisa Raderstorf is a financial advisor with Creative Financial Designs, Inc. She holds Series 63 and Series 66 credentials and has 20 years of industry experience. She has been with Creative Financial Designs and CFD Investments, Inc. since 2010. In addition to her advisory role, she is an independent insurance agent and owner/adviser of Wealth Management Solutions, LLC, providing financial and insurance-related services. Creative Financial Designs serves individual clients, charitable organizations, corporate and business clients, and employer retirement plans with investment management and financial planning services. The firm utilizes asset-class model allocations and offers a range of strategies, including Biblical Responsible Investing, with discretionary and non-discretionary execution options.

Brent Owens is a financial advisor with Creative Financial Designs, Inc. in Kokomo, IN, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked with Creative Financial Designs and its associated entities since 1985. Outside of advising, Owens also serves as an independent insurance agent. Creative Financial Designs serves individual, corporate, institutional, and retirement plan clients through discretionary and non-discretionary investment management, financial planning, and consulting. The firm uses asset-class model allocations and risk-based strategies supported by third-party research and an Executive Investment Committee, and it offers unique features including Biblically Responsible Investing strategies and various fee arrangements.

Otto Ray is a CFP® professional with 26 years of experience, currently serving at Creative Financial Designs, Inc. He has worked at Otto Ray Insurance & Investments since 2008 and cfd Investments, Inc. since 2006. Outside of his advisory roles, he is a bassist performing in worship services at Emmanuel Church’s Martinsville campus. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with discretionary and non-discretionary investment management, variable annuities, and financial planning. The firm employs asset-class model allocations supported by third-party research and offers a range of strategies including passive ETFs, tactical management, and Biblical Responsible Investing.

Matthew Bahrenburg is a Series 66-licensed financial advisor with Creative Financial Designs, Inc., where he has worked since 2007. He has 18 years of industry experience. Outside of his advisory role, he owns and operates a tree farm in Amboy, Indiana. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers strategies from passive ETF models to tactically managed portfolios, including a suite of Biblical Responsible Investing options.

Kyle Marburger is a financial advisor with Creative Financial Designs, Inc. He holds the ChFC® designation and Series 63 and 65 licenses, with 18 years of industry experience. Prior to joining Creative Financial Designs in 2016, he worked at VALIC Financial Advisors for five years. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers strategies from passive to tactically managed portfolios, including Biblical Responsible Investing options.

Eric Grzegorski is a Series 66 credentialed advisor with 14 years of industry experience, currently serving at Creative Financial Designs, Inc. since 2011. In addition to his advisory role, he is an attorney and is involved in property rehabilitation and resale activities. Creative Financial Designs provides investment management, financial planning, and consulting services to individual, charitable, corporate, and retirement plan clients. The firm employs a range of strategies from passive to tactical management, including Biblical Responsible Investing options, and offers flexible fee arrangements alongside its family of affiliated businesses.

Kelly Stockberger is a financial advisor at Creative Financial Designs, Inc. with 26 years of industry experience. She holds Series 65, Series 63, and Series 66 licenses and has been with cfd Investments since 2014. Creative Financial Designs serves individual, corporate, and institutional clients, providing discretionary and non-discretionary investment management alongside financial planning and modular consulting. The firm uses asset-class model allocations based on five risk objectives and employs third-party research and an Executive Investment Committee to guide portfolio management.

Christin Clark is a Series 66-credentialed financial advisor with 21 years of industry experience. She has been with Creative Financial Designs, Inc. since 2017 and previously worked at Lincoln Financial Network. Outside of her advisory role, she serves as managing member of Neal Clark Farms, LLC, handling check-writing and bill paying for a family-owned farm operation. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm’s investment approach is based on asset-class model allocations supported by third-party research and includes a variety of strategies from passive ETFs to tactically managed portfolios, along with Biblical Responsible Investing options.

Michael Mc Neal is a CFP®-credentialed financial advisor with nine years of industry experience. He is affiliated with Creative Financial Designs, Inc. and has held roles at various firms including Avantax Advisory Services and McNeal Wealth Management, LLC. In addition to his advisory work, he provides independent insurance sales and tax preparation consulting through McNeal Wealth Management, LLC. Creative Financial Designs serves individual, corporate, and institutional clients with discretionary and non-discretionary investment management, financial planning, and modular consulting. The firm employs asset-class model allocations guided by an Executive Investment Committee and offers a range of implementation features, including Biblically Responsible Investing strategies.

Susan Alexander is a financial advisor with Ausdal Financial Partners, Inc. in Kokomo, Indiana, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She has worked at Ausdal Financial Partners since 2011 and previously at Freedom Financial Group, Inc. from 2004 to 2025. Outside of advising, she is involved in the sale of insurance products through Daniels Alexander & Daniels and manages property ownership activities. Ausdal Financial Partners is an SEC-registered investment adviser and FINRA-member broker-dealer managing approximately $2.13 billion in client assets through a network of 152 advisors. The firm offers advisory programs, retirement plan services, and financial planning to individuals, trusts, corporations, pension plans, and charitable organizations, utilizing a range of investment strategies across multiple asset classes.

Troy Jerrils is a financial advisor with Creative Financial Designs, Inc., holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He has been with Creative Financial Designs since 2022 and is also associated with CFD Investments Inc. In addition to his advisory roles, he is involved in independent insurance sales. Creative Financial Designs serves a diverse client base including individuals, high-net-worth clients, charitable organizations, corporate entities, and employer retirement plans. The firm employs an investment process based on asset-class model allocations and third-party research, offering a range of strategies from passive ETFs to tactically managed portfolios, including Biblical Responsible Investing options.

Kirk Daniels is a financial advisor with Ausdal Financial Partners, Inc. in Kokomo, IN, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Ausdal Financial Partners since 2011. Outside of his advisory role, Daniels serves as president of the Convention and Visitor's Bureau for Kokomo/Howard County and is a director of the Haitian Environmental Support Program. Ausdal Financial Partners is an SEC-registered investment adviser and FINRA-member broker-dealer managing approximately $2.13 billion in client assets through a network of about 152 advisors. The firm offers investment advisory programs, retirement plan services, and financial planning to individuals, trusts, corporations, pension plans, and charitable organizations, with a range of investment options and custodial services.

Edward Camp is a CFP® and ChFC® with 35 years of industry experience. He has worked at Creative Financial Designs, Inc. since 2002 and at Advanced Estate Planning since 2009. Outside of his financial advisory roles, he teaches lessons on Lift E-foil boards in Mishawaka, IN. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers strategies including passive ETFs, tactical management, and Biblical Responsible Investing.

Randy Umbaugh is a financial advisor at Creative Financial Designs, Inc. with 30 years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with Creative Financial Designs and Diligent Wealth Management since 2004. In addition to his advisory role, he is involved in independent insurance sales. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers a range of strategies from passive to tactically managed portfolios, including Biblical Responsible Investing options.

Ryan Ollar is a CFP® with five years of industry experience, currently serving as an advisor at Creative Financial Designs, Inc. He has held positions at Camp Wealth Management, cfd Investments, Inc., Notre Dame Credit Union, LPL Financial, and Northwestern Mutual. Prior to his financial advisory career, he worked for 13 years at Costco Wholesale. Creative Financial Designs serves individual, corporate, and institutional clients with discretionary and non-discretionary investment management, financial planning, and consulting services. The firm employs asset-class model allocations and risk-based strategies supported by third-party research and an Executive Investment Committee.

Cole Schroeder is a financial advisor at Creative Financial Designs, Inc. with two years of industry experience. He holds the Series 66 designation and has previously worked at State Farm, UPS, 1st Source Bank, LPL Financial LLC, and Lowe's. Schroeder is based in Kokomo, Indiana. Creative Financial Designs serves individual clients, corporate and institutional clients, and employer retirement plans, offering both discretionary and non-discretionary investment management alongside financial planning and consulting. The firm employs asset-class model allocations across five risk profiles and provides specialized strategies such as Biblically Responsible Investing.

Justin Keeling is a CFP® professional with 27 years of industry experience, currently affiliated with Creative Financial Designs, Inc. in Kokomo, IN. He has been involved with Creative Financial Designs since 1997 and also operates Community Tax and Financial, providing bookkeeping, tax preparation, payroll, investments, financial planning, and insurance services. Keeling is the owner of Community Insurance Group LLC, a property and casualty insurance agency. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients through discretionary and non-discretionary investment management and financial planning. The firm employs a research-driven, asset-class allocation approach with a range of strategies including Biblical Responsible Investing and offers flexible billing arrangements alongside integrated services in insurance, tax, and real estate.

Jamie Smith Barber is a financial advisor at Creative Financial Designs, Inc. with 13 years of industry experience. He holds a Series 66 designation and has worked at Creative Financial Designs since 2019. Barber is also involved in independent insurance sales and serves as a contracted registered assistant providing support services to other financial advisors. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with investment management and financial planning services. The firm employs a model-driven investment approach informed by third-party research and offers a broad range of strategies, including Biblical Responsible Investing options and both discretionary and non-discretionary execution.

D Mark Smith is a financial advisor with Creative Financial Designs, Inc. in Kokomo, IN, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Smith is president and CEO of Five Talents Wealth Management LLC and serves as a director on the board of South Central Indiana REMC Co-Op, a nonprofit electric and fiber services cooperative. Creative Financial Designs serves individual, corporate, and institutional clients with discretionary and non-discretionary investment management, financial planning, and consulting. The firm uses asset-class model allocations with risk objectives and offers Biblically Responsible Investing strategies alongside multiple billing options and operational features for financial professionals.