Maria Soave Krambeck is a financial advisor at Fifth Third Securities, Inc. with three years of industry experience. She holds the Series 63 and Series 65 licenses. Prior to her current role, she has been associated with Fifth Third Bank since 2016. Fifth Third Securities, Inc. serves a diverse range of individual and institutional clients through investment advisory and brokerage services. The firm offers multiple program types and third-party portfolio managers on its Passageway platform, catering to varied risk profiles and investment strategies.

Kimberly Yaroch is a financial advisor with Hantz Financial Services, Inc. She holds Series 63 and Series 65 licenses and has 23 years of industry experience. Kimberly has been with Hantz Financial Services since 2002. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, and combines advisory, broker-dealer, mortgage, and insurance services in a single enterprise.

Daniel Super is a Series 66-licensed financial advisor at Hantz Financial Services, Inc. in Clinton Township, MI, with 11 years of industry experience, all spent at Hantz Financial Services. Hantz Financial Services serves a diverse client base including individual investors, pension plans, charitable organizations, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, combining advisory, broker-dealer, mortgage, and insurance activities within its enterprise structure.

Selman Kanani is a financial advisor at Hantz Financial Services, Inc. with a Series 66 license and four years of industry experience. He has worked at Hantz Financial Services since 2019 and has prior experience at Wayne State University and Gaudino's. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and portfolio management primarily through ETF-based model portfolios supplemented by third-party money managers, and integrates technology platforms such as Direct Indexing and AI-assisted data aggregation in its investment approach.

Anthony Monastero is a financial advisor with FIFTH THIRD SECURITIES, Inc., holding Series 63 and Series 65 credentials and 11 years of industry experience. He has been with Fifth Third Securities since 2015 and has a broader affiliation with Fifth Third Bank dating back to 2011. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and a tax-overlay service, operating as a wholly owned subsidiary of Fifth Third Bank.

Samuel Lasher is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds the Series 66 designation and has previously worked at the Gerstacker Foundation, Lafontaine Auto Group, and Isabella Bank. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers, and offers financial planning, retirement consulting, and brokerage, mortgage, and insurance services through affiliated entities.

Jerald Rushing is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses. He has less than one year of industry experience and previously worked in building and renovation businesses as well as for the U.S. Department of Veterans Affairs. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a specific focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs utilizing model portfolios managed by a centralized Investment Management Team.

Bobbi Wroblewski is a financial advisor at Hantz Financial Services, Inc. in Clinton Township, MI, holding the Series 65 credential. She has been with Hantz Financial Services since 2017 and has prior experience with Wigs 4 Kids. Hantz Financial Services serves a diverse range of clients including individual investors, high-net-worth households, pension and profit-sharing plans, and business owners. The firm uses ETF-based model portfolios supplemented by third-party money managers and employs asset-allocation frameworks with automated tax-loss harvesting and technology partnerships to support portfolio management.

Nicole Fobare is a financial advisor with PNC Wealth Management and holds Series 63 and Series 66 licenses. She has 19 years of industry experience, including roles at TD Ameritrade, Scottrade, and Citizens Securities. PNC Wealth Management offers retail brokerage and advisory services through model-based investment programs, including an invitation-only digital portfolio strategists offering that uses algorithmic risk assessment and approved model strategies implemented via mutual funds and ETFs.

Elida Zeneli is a financial advisor with Fifth Third Securities, Inc. in Armada, Michigan, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Her career includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, Fidelity Investments, and Merrill Lynch/Bank of America, alongside ongoing involvement in a family business, G&L Cleaning Services. Fifth Third Securities, Inc. serves a wide range of individual and institutional clients through advisory and brokerage services, offering various managed account programs via the Passageway platform and affiliated third-party managers. The firm operates as a wholly owned subsidiary of Fifth Third Bank and combines investment advisory, brokerage, and municipal advisory activities.

Rimoun Estifou is a financial advisor with Hantz Financial Services, Inc. in Clinton Township, MI, holding a Series 66 designation and 12 years of industry experience, all with Hantz. Outside of advisory work, Estifou is engaged in purchasing, renovating, and selling distressed properties through a separate business venture. Hantz Financial Services serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm employs ETF-based model portfolios across multiple risk levels and integrates third-party managers and advanced technology platforms in its wealth management approach.

Amy Hoffman is a financial advisor at Hantz Financial Services, Inc. with nine years of industry experience. She holds a Series 66 designation and has been with Hantz Financial Services since 2015. Hantz Financial Services serves a diverse client base, including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm uses ETF-based model portfolios combined with third-party money managers and technology-driven solutions to provide diversified investment and wealth management services.

Denise Mathews is a financial advisor with Osaic Institutions, Inc., holding Series 63 and Series 66 designations and bringing 27 years of industry experience. She has been with Infinex Investments, Inc. since 2008 and previously worked at Fifth Third Securities, Inc. from 2005 to 2006. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary assets under management.

Anthony Forlini is a CFP® with 41 years of industry experience, currently affiliated with Osaic Institutions, Inc. He has held roles in public service including Clerk and Register of Deeds for Macomb County, as well as positions in state government and public works. Additionally, he is president of Design Financial, a health insurance and group benefits business. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a focus on delegated investment management.

Donovan Ciminelli is a CFP®-designated financial advisor with 19 years of industry experience, currently practicing at Hantz Financial Services, Inc. in Clinton Township, MI, where he has worked since 2007. Hantz Financial Services, Inc. serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charities, and business owners. The firm offers financial planning, portfolio and wealth management primarily through ETF-based model portfolios, supplemented by third-party managers and unified managed accounts, while integrating technology such as automated tax-loss harvesting and AI-assisted client data aggregation.

Justin Russo is a CFP® professional with nine years of industry experience, currently affiliated with Osaic Advisory Services, LLC. His career includes roles at Sigma Financial Corporation, Mass Mutual, Raymond James, and Triad Advisors. He serves as Board President of Life Skills Centers, Inc., a nonprofit organization. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, pension plans, corporations, and nonprofits. The firm offers a range of investment management and financial planning services, utilizing multiple program models and third-party platforms to build and monitor client portfolios.

Joseph Yatouma is a financial advisor with Hantz Financial Services, Inc. in Clinton Township, MI. He holds Series 63 and Series 65 licenses and has 21 years of industry experience, all with Hantz Financial Services since 2005. Hantz Financial Services serves a diverse client base including individuals, high-net-worth households, pension plans, charitable organizations, and business owners. The firm utilizes ETF-based model portfolios alongside third-party managers, emphasizing asset allocation, periodic rebalancing, and technology-driven trade execution and tax-loss harvesting.

Kurt Davis is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. His prior roles include positions at Ameritas Advisory Services, National Life Group, and Mass Mutual. He is also involved as president of New Possibilities Medicare Solutions and New Possibilities Financial Group. United Planners Financial Services is a national wealth-management firm serving a diverse client base through independent advisors. The firm offers both advisory and brokerage services with a focus on non-discretionary account management and supports advisors through a limited-partnership ownership structure.

Sara Al Obaidi is a financial advisor at Citizens Securities, Inc. with two years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several financial institutions, including Citizens Bank, Fifth Third Securities, and the National Bank of Abu Dhabi. Citizens Securities serves a diverse retail client base, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program that recommends ETF-based portfolios using proprietary algorithms, alongside commission-based brokerage and other non-discretionary services.

Christopher Maggard is a financial advisor with Fifth Third Securities, Inc. in Mt. Clemens, MI, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has been with Fifth Third Securities since 2006. Fifth Third Securities serves a diverse client base that includes individuals, high-net-worth clients, and institutional entities through advisory and brokerage services. The firm offers a variety of investment programs via the Passageway Managed Account platform, featuring multiple portfolio management strategies and risk-profile customization.