Nagi Reddy Nallavelli is a financial advisor with Birmingham Capital LLC, holding Series 63 and Series 65 designations and over 22 years of industry experience. He previously worked at J.P. Morgan Private Bank and Securities, Cetera Advisor Networks, and Voya Financial Advisors. Nallavelli serves as Managing Director and Head of the Private Client Group at Birmingham Capital and its DBA, Supreme Alliance LLC. Birmingham Capital provides discretionary investment management, wealth management, and financial planning services to a diverse client base, including pension plans, trusts, municipalities, and individuals. The firm offers ERISA 3(38) fiduciary services and employs a long-term, ETF- and mutual fund-based investment approach, with a focus on selecting and overseeing unaffiliated independent managers.

Dwight Labadie, Jr is a financial advisor at Griffon Investment Advisors Incorporated with 15 years of industry experience. He holds a Series 65 designation and has worked at Griffon Investment Advisors since 2017, following a 19-year tenure at Griffon Capital Management. Outside of his advisory role, he teaches at 160 Driving Academy in Plant City, Florida. Griffon Investment Advisors, Inc. provides discretionary portfolio management to individuals and various institutional clients, including pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm employs a long-term investment horizon, combining quantitative and qualitative equity analysis with socially responsible criteria, and offers a balanced strategy featuring a 60/40 equity-to-bond allocation. Its small, relationship-oriented structure is notable for accepting institutional mandates and coordinating with clients’ other advisors on trust and estate matters.

Carl Bradley Jr. is a financial advisor at Wittenberg Investments Inc. with one year of industry experience. He holds a Series 65 designation and has worked at the Oakland County Road Commission as an appraiser since 2011. Outside of his advisory role, he is president of Maverick Investments LLC, a real estate investment company. Wittenberg Investments Inc. provides discretionary portfolio management and financial planning services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm uses fundamental analysis to construct portfolios with a variety of investment vehicles and offers pension consulting with a focus on ERISA compliance.

Nicholas Daniel is a CFP® with 34 years of experience in the financial industry. He is affiliated with Daniel Investment Group Inc., where he has worked since 1997, and previously held positions at Commonwealth Equity Services, Inc. and Commonwealth Financial Network. Daniel Investment Group provides discretionary asset management and financial planning to individuals, qualified retirement plans, charitable organizations, and other advisory clients. The firm manages approximately $210 million in assets with a small team of three advisors and emphasizes a fee-oriented, fiduciary approach that incorporates cost sensitivity, individualized planning, and customizable model portfolios.

Kyle Henris is a CFP® professional with six years of industry experience, currently serving as an advisor at Freedom Formula Wealth Management. His prior experience includes roles at Northwestern Mutual and founding several ventures, including Life Beyond Lattes LLC, an online course business. He is also involved with InvestCEO and Henris Capital LLC. Freedom Formula Wealth Management provides discretionary investment management and comprehensive financial planning for individual and high-net-worth clients, combining fundamental, technical, and charting analysis with both passive and active investment strategies. The firm emphasizes regular portfolio reviews and monthly written updates for financial planning clients.

Richard Crandall is a financial advisor with EPI Financial Group in Troy, MI, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has held roles at several related entities, including as owner and president of Crandalling, Inc., an insurance sales and services business. Crandall also serves as an independent insurance agent with EPI Protection, LLC. EPI Financial Group provides investment advisory and financial planning services primarily to non-high-net-worth individual households, charitable organizations, and business entities. The firm utilizes a sub-adviser platform for discretionary portfolio management and offers ongoing financial planning without a separate planning fee.

Jeffrey Bruss is a financial advisor at Legacy Wealth Advisors, LLC with 10 years of industry experience. He holds a Series 65 designation and has worked at Legacy Wealth Advisors since 2015. In addition to his advisory role, he is an attorney specializing in estate planning, estate administration, and real estate law at Stewart and Bruss, PC, and he is active as a real estate broker through Bruss Realty, LLC. He also serves on the board of directors for FreeStar Financial Credit Union. Legacy Wealth Advisors serves individual and high-net-worth clients with discretionary asset management, financial planning, and management of variable annuity and variable life products. The firm builds portfolios tailored to client goals, using various analytical methods and provides additional services including estate-document work and personal tax planning for clients with $500,000 or more invested.

Xenia Woltmann is a financial advisor with Rochester Wealth Strategies, LLC, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. Her prior roles include positions at CITIZENS Bank and PNC Investments, with a long tenure at PNC Bank. Outside of financial services, she is co-owner of RX Holdings LLC, which focuses on deliveries and market testing for merchants, as well as being involved in the sales of apparel and jewelry. Rochester Wealth Strategies provides wealth management and comprehensive financial planning to individuals, trusts, and institutional sponsors, utilizing a planning-centric investment process with primarily ETF-based portfolios tailored to client needs. The firm offers a range of services including discretionary and non-discretionary investment management, pension consulting, and support for donor-advised funds and annuities.

Anne Nichols is a CFA® charterholder with nine years of industry experience, currently serving as an advisor at Fern Capital Inc. since 2016. She is a board member of the Eagle Capital Growth Fund, a closed-end fund. Fern Capital serves individual and high-net-worth clients with discretionary portfolio management, investment consulting, and qualified plan consulting. The firm focuses on fundamental analysis emphasizing earnings growth and investment-grade, intermediate-term fixed income, managing approximately $71 million across a small client base.

Nickolas Daniels is a Series 65-licensed advisor with Trinity Wealth Solutions LLC, where he has worked since 2026. He also maintains a legal practice through the Law Office of Nickolas Daniels, PLC, active since 2009. Trinity Wealth Solutions is a state-registered independent advisory firm serving individuals, families, trusts, estates, and retirement-plan participants. The firm manages approximately $53 million across 100 clients and offers wealth management, retirement and estate planning, comprehensive financial planning, and income tax planning and preparation as distinct services.

Dominic Garcia is a financial advisor at Rochester Wealth Strategies, LLC with 17 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley for 11 years and Private Advisor Group, LLC for one year. Rochester Wealth Strategies provides wealth management and comprehensive financial planning services to individuals, trusts, and institutional sponsors. The firm employs a planning-centric investment approach focused on strategic, primarily ETF-based portfolios tailored to clients’ risk tolerance and liquidity needs, and offers additional services including pension consulting and donor-advised fund support.

David Leszcynski is a financial advisor with Global Financial Planning Group, LLC in Troy, MI, holding Series 63 and Series 65 licenses with 28 years of industry experience. He has been with Global Financial Planning Group since 2002 and has worked at LPL Financial LLC since 2009. Global Financial Planning Group, LLC provides wealth and estate management, financial planning, and portfolio management services to individuals, trusts, pension plans, and other entities, managing approximately $135 million in client assets. The firm offers tailored investment strategies and sponsors a wrap fee program that combines management, transaction, and administrative services into a single fee.

ABOUT THRIVE RETIREMENT SPECIALISTS Standing out from our industry’s b#llsh!t, we introduce a new business model that applies the latest retirement research to deliver “reality-based” retirement planning, representing an evolutionary step forward in how people prepare for and thrive during retirement. We arm you with a framework to make better decisions based on your unique circumstances, enabling you to avoid unnecessary sacrifices symptomatic of following conventional “rules of thumb” intended for the masses. The result is living a more rewarding life optimized for contentment. ThriveRetire is an all-in-one, flat-fee service that includes: • Retirement Planning • Tax Planning • Investment Management • And more! ABOUT MICHAEL NEMICK, CFP® Prior to founding Thrive Retirement Specialists, Mike was a Senior Financial Planner, serving high-net-worth clients and mentoring other financial planners. Mike has guided more than 240 high-net-worth individuals and families with aggregate investable assets of nearly $500 million on all aspects of their financial well-being, including retirement planning, investments, tax planning and preparation, and goal clarification. EDUCATION: • BBA of Personal Financial Planning, Western Michigan University CREDENTIALS: • CERTIFIED FINANICAL PLANNERTM (CFP®)

Eric Daniel is a financial advisor with Daniel Investment Group Inc. in Royal Oak, MI, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at Commonwealth Financial Network from 1997 to 2021 and again from 2022 to 2025, alongside his ongoing role at Daniel Investment Group since 1997. Daniel Investment Group Inc. is an SEC-registered investment adviser serving individual and high-net-worth clients with comprehensive financial planning, discretionary portfolio management, and retirement plan consulting. The firm employs a fee-oriented, fiduciary, and cost-sensitive approach using customizable model portfolios, managing approximately $210 million across about 214 client relationships.

Eric Smith is a financial advisor with Trustee Empowerment & Protection, Inc. He holds a Series 65 designation and has 16 years of industry experience. He has been affiliated with CSSC Investment Advisory Services, Inc. and Consulting Services Support Corporation since 1998. Outside of his advisory work, Smith serves as Director and Executive Vice President of the Shaolin Do Association, Inc., a martial arts trade association. Trustee Empowerment & Protection, Inc. provides decision-assistance services for retirement plan sponsors and trustees through an internet-based platform that refers clients to a network of registered investment advisers. The firm uses a patented application to score and rank investment options and supports non-discretionary, process-driven plan reviews.

Logan Bauer is a Series 65-licensed financial advisor with Paragon Retirement Planning, Inc. in Troy, MI, with one year of industry experience. His prior roles include positions at Foguth Wealth Management, Comerica Bank, and Raymond James. Paragon Retirement Planning serves individual and high-net-worth clients, offering comprehensive and single-issue financial planning with a minimum account size generally required. The firm employs a model portfolio strategy approach using unaffiliated sub-advisors for portfolio management while maintaining responsibility for client relationships and reviews.

Richard Russo II is a CFP® professional with eight years of industry experience, currently serving as an advisor at Freedom Formula Wealth Management. His prior experience includes roles at Just West Inc. and Russo Insurance Agency. Freedom Formula Wealth Management provides discretionary investment management and comprehensive financial planning to individual and high-net-worth clients. The firm uses a combination of fundamental, technical, and charting analysis to implement client-specific asset allocation, with regular portfolio reviews and monthly written plan updates for financial planning clients.

Donald McLeod is a financial advisor at Alpha Asset Advisors LLC with 57 years of industry experience. He holds Series 65 and Series 63 designations and has worked with several firms including Geneos Wealth Management Inc and The McLeod Group Inc. Outside of his advisory role, he is the owner of The McLeod Group Inc, which provides employee benefit services, and owns The McLeod-Koski Agency Inc, a fixed insurance agency. Alpha Asset Advisors primarily serves individual clients through a sub-advisory model, managing discretionary accounts identified by unaffiliated primary advisers. The firm employs a rules-based dividend-growth strategy focused on stocks with strong free cash flow and a history of increasing dividends.

Shane Kinney is a financial advisor at EPI Financial Group with a Series 66 designation and two years of industry experience. His prior roles include work at Hantz Financial Services and operating an entertainment business, Beyond the Score, where he creates and produces content for a monetized YouTube channel. He is also involved with EPI Protection, LLC as an insurance agent. EPI Financial Group provides investment advisory and financial planning services primarily to non-high-net-worth individual households, charitable organizations, and business entities. The firm uses a sub-adviser platform for discretionary portfolio management and offers ongoing financial planning without a planning fee, integrating insurance services through its affiliated insurance agents.

Robert Sinnaeve is a Series 65-licensed advisor with SS&H Financial Advisors, Inc. in Troy, MI, where he has worked since 1992, totaling 34 years with the firm and 15 years of industry experience. SS&H Financial Advisors is an SEC-registered independent investment adviser serving individuals, trusts, charitable organizations, and foundations with portfolios of at least $350,000. The firm manages approximately $347 million across 249 accounts, using a combination of fundamental and technical analysis alongside macroeconomic monitoring to guide security selection, emphasizing risk management and asset protection.