Amy Mclandress is a financial advisor with Private Wealth Consulting, LLC, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She previously worked for SeaCrest Wealth Management, LLC for 12 years before joining Private Wealth Consulting in 2026. Private Wealth Consulting provides discretionary asset management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm employs a tailored investment approach combining fundamental, technical, charting, and cyclical analysis, managing approximately $259 million across about 140 client relationships.

Anne Nichols is a CFA® charterholder with 10 years of industry experience and has been with Fern Capital Inc. since 2016. She serves as a board member of the Eagle Capital Growth Fund. Fern Capital Inc. provides discretionary portfolio management and investment consulting services to individual and high-net-worth clients, managing approximately $71 million across a small client base with a focus on fundamental analysis emphasizing earnings growth and investment-grade fixed income.

ABOUT THRIVE RETIREMENT SPECIALISTS Standing out from our industry’s b#llsh!t, we introduce a new business model that applies the latest retirement research to deliver “reality-based” retirement planning, representing an evolutionary step forward in how people prepare for and thrive during retirement. We arm you with a framework to make better decisions based on your unique circumstances, enabling you to avoid unnecessary sacrifices symptomatic of following conventional “rules of thumb” intended for the masses. The result is living a more rewarding life optimized for contentment. ThriveRetire is an all-in-one, flat-fee service that includes: • Retirement Planning • Tax Planning • Investment Management • And more! ABOUT MICHAEL NEMICK, CFP® Prior to founding Thrive Retirement Specialists, Mike was a Senior Financial Planner, serving high-net-worth clients and mentoring other financial planners. Mike has guided more than 240 high-net-worth individuals and families with aggregate investable assets of nearly $500 million on all aspects of their financial well-being, including retirement planning, investments, tax planning and preparation, and goal clarification. EDUCATION: • BBA of Personal Financial Planning, Western Michigan University CREDENTIALS: • CERTIFIED FINANICAL PLANNERTM (CFP®)

Eric Daniel is a financial advisor with Daniel Investment Group Inc. in Royal Oak, MI, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at Commonwealth Financial Network from 1997 to 2021 and again from 2022 to 2025, alongside his ongoing role at Daniel Investment Group since 1997. Daniel Investment Group Inc. is an SEC-registered investment adviser serving individual and high-net-worth clients with comprehensive financial planning, discretionary portfolio management, and retirement plan consulting. The firm employs a fee-oriented, fiduciary, and cost-sensitive approach using customizable model portfolios, managing approximately $210 million across about 214 client relationships.

Timothy Hooker is a financial advisor with Dynamic Wealth Solutions LLC in Southfield, MI, holding a Series 65 designation and 11 years of industry experience. He has been involved with Born Free Capital Management L.L.C. since 2014 and has longstanding roles at Wayne State University and St. Mary’s Preparatory. Dynamic Wealth Solutions LLC serves individuals, high-net-worth clients, trusts, estates, foundations, small businesses, and retirement plans, offering portfolio management, financial planning, and consulting. The firm uses a disciplined, model-based asset allocation approach combined with fundamental security analysis and a proprietary “TREAT” framework, providing services that include option overlay strategies and ERISA plan advisory roles.

John Herbert is a CFP® professional with 11 years of industry experience, currently serving at Bowline Financial, LLC since 2020. His prior experience includes roles at MML Investors Services, Mass Mutual, and Axa Advisors. He is independently licensed to sell insurance products and may receive commissions from such sales. Bowline Financial serves individuals, business entities, trusts, and charitable organizations with comprehensive financial planning and investment management. The firm employs a strategic asset-allocation approach tailored to client objectives and offers access to less-common investment vehicles such as cryptocurrencies and structured notes.

Suzanne Antonelli is a CFP® professional with 15 years of experience in financial advising. She has worked with Sigma Investment Counselors for six years before founding Antonelli Financial Advisors, LLC, where she has been advising clients for nine years. Antonelli Financial Advisors serves a diverse client base including individuals, pension plans, trusts, charitable organizations, and corporations. The firm employs a modern portfolio theory approach to build globally diversified portfolios and customizes financial planning services according to client needs, managing approximately $229 million across 189 client relationships.

Donald McLeod is a financial advisor with Royal Oak Wealth Advisors LLC, holding Series 65 and Series 63 designations and bringing 57 years of industry experience. His career includes roles at multiple firms, including over two decades running McLeod Financial Services Inc. and The McLeod Group Inc., where he also provides employee benefit services. He is the owner of The McLeod-Koski Agency Inc., an independent fixed insurance agency. Royal Oak Wealth Advisors LLC manages discretionary portfolios primarily for individual and high net worth clients, focusing on a rules-based, dividend-growth investment strategy with a longer-term horizon. The firm operates mainly as a sub-adviser, managing portfolios on behalf of unaffiliated primary advisers while maintaining a small, selective client base.

James Westwood is an advisor with Royal Oak Wealth Advisors LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at several firms including Wells Fargo Clearing and WFG Investments, Inc., and currently dedicates significant time to Royal Oak Financial Advisors, LLC. Westwood is also a partner and owner of Alpha Asset Advisors and serves as a trustee of the Skala Irrevocable Life Insurance Trust. Royal Oak Wealth Advisors LLC provides discretionary portfolio management primarily for individual and high net worth clients, often acting as a sub-advisor for unaffiliated primary advisers. The firm employs a rules-based, dividend-growth investment strategy focused on companies with strong free cash flow and a history of increasing dividends, typically holding securities for longer than one year.

Brian Smith is a financial advisor at Dynamic Wealth Solutions LLC with 11 years of industry experience. He holds a Series 65 designation and has been affiliated with Michigan State University since 2011. Dynamic Wealth Solutions LLC serves individuals, high-net-worth clients, trusts, estates, foundations, small businesses, and retirement plans. The firm employs disciplined, model-based asset allocation supplemented by fundamental security analysis and a structured framework addressing various client factors, offering portfolio management, financial planning, and consulting services.

Gaetano Cappelletti is a CFA® charterholder with 15 years of industry experience, currently serving as the sole advisor at Affinity Financial Advisory in Allen Park, MI. He has been with Affinity Financial Advisory since 2005. Affinity Financial Advisory primarily serves individual investors, including high-net-worth clients, as well as businesses and charities, offering discretionary portfolio management alongside comprehensive financial advisory services such as cash-flow planning, tax and estate considerations, and retirement planning. The firm employs a technical analysis-driven investment approach and provides a range of service options tailored to client needs.

Erica Hall is a financial advisor with Erica Hall Wealth Advisors, LLC, located in Southfield, MI. She holds a Series 66 designation and has 15 years of industry experience, having led her own firm since 2010. Erica Hall Wealth Advisors provides financial planning and investment management services to individuals, families, professionals, business owners, trusts, estates, and charitable organizations. The firm uses an active management approach under a fiduciary standard, supported by educational seminars and workshops on topics such as retirement planning and financial basics.

Paul Erickson is an advisor at Royal Oak Wealth Advisors LLC with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Royal Oak Wealth Advisors since 2011, including a current role at Royal Oak Financial Advisors, LLC which he co-owns. He is also co-owner of Alpha Asset Advisors, where he is a licensed independent insurance agent. Royal Oak Wealth Advisors LLC provides discretionary portfolio management primarily for individual and high net worth clients, focusing on a rules-based, dividend-growth investment strategy with a longer-term horizon. The firm operates mainly as a sub-adviser, managing accounts on behalf of unaffiliated primary advisers while handling discretionary trades and portfolio reviews.

Charles O'Connor Sr. is a financial advisor with O'Connor Financial Group, LLC, holding a Series 66 designation and over 20 years of industry experience. He has worked at LPL Financial since 2010 and previously at Merrill from 2006 to 2010. Outside of advising, he is a licensed notary. O'Connor Financial Group is a state-registered investment adviser managing approximately $82.9 million for around 270 clients, primarily individuals, trusts, estates, and retirement plans. The firm uses a variety of strategies, including equity selection, mutual funds, fixed income, alternative investments, and options, tailoring portfolios to client risk tolerance and goals.

Charles O'Connor is a financial advisor with O'Connor Financial Group, LLC in Royal Oak, Michigan. He holds a Series 66 designation and has 18 years of industry experience. O'Connor has been with his current firm since 2011 and also maintains an affiliation with LPL Financial LLC. In addition to his advisory work, he is a licensed notary. O'Connor Financial Group, LLC provides investment management and financial consulting services to individuals, trusts, estates, charitable organizations, and retirement and business entities. The firm customizes portfolios using a combination of fundamental, technical, and cyclical analysis, implements option strategies, and conducts ongoing portfolio monitoring with at least quarterly reviews.

John Dyer is a financial advisor at Royal Oak Wealth Advisors LLC with 21 years of industry experience. He holds a Series 66 designation and has worked at Key Management Group and Ameriprise Financial Services, Inc. He also serves as Chief Operating Officer and Investment Adviser Representative at Alpha Asset Advisors, LLC. Royal Oak Wealth Advisors LLC provides discretionary portfolio management primarily for individual and high net worth clients, specializing in a rules-based, dividend-growth investment strategy with a longer-term horizon. The firm mainly acts as a sub-adviser, managing accounts on behalf of unaffiliated primary advisers.

Miles Jamieson is a financial advisor at Daniel Investment Group Inc. with one year of industry experience. He holds a Series 65 designation and has prior experience at Commonwealth Financial Network as well as roles in academic institutions including Wayne State University and Davidson College. Daniel Investment Group provides discretionary asset management and financial planning services to individuals, qualified retirement plans, and charitable organizations. The firm manages approximately $210 million in assets with a small advisory team and employs a fee-oriented, fiduciary approach that emphasizes cost sensitivity and individualized planning.

John Edmonds is a financial advisor at LightSquare Wealth Management, LLC with 18 years of industry experience. He has held positions at Raymond James & Associates Inc and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Edmonds is also the owner of En Passant, LLC and LightSquare Insurance Agency, which facilitates insurance commissions. LightSquare Wealth Management serves individual clients, trusts, retirement plans, and business entities, offering asset management, financial planning, and retirement plan consulting. The firm uses a variety of investment instruments and analytical methods to construct individualized portfolios and provides ongoing monitoring and due diligence on recommended sub-advisors.

Austin Cavanaugh is a financial advisor at Paragon Investing, LLC with one year of industry experience. He holds a Series 65 designation. Prior to his current role, he worked for Prospect Capital Restaurants and Little Caesars Enterprises. Paragon Investing provides investment advisory and financial planning services to individuals, high net worth clients, businesses, and other investment advisers. The firm offers tailored investment strategies that consider client objectives and risk tolerance, using various approaches including asset allocation, technical and fundamental analysis, and a range of investment vehicles.

Matthew Holody is a financial advisor at Affinity Financial Advisory with 14 years of industry experience. He holds a Series 65 designation and has worked since 2009 as Controller and CPA for Flat Rock Metal Inc., a steel parts manufacturer for the automotive industry, where he manages accounting operations. Affinity Financial Advisory primarily serves individual investors, including high-net-worth clients, as well as businesses and charities. The firm provides discretionary portfolio management and comprehensive financial advisory services, utilizing a technical analysis approach and a three-part client profiling process to guide investment decisions.