Joshua Anders is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and eight years of industry experience. He has been with Bankers Life Advisory Services since 2020 and has been affiliated with Bankers Life and its related entities since 2007. Outside of his advisory role, Anders serves as a Player Agent for the North Saginaw Township Little League, organizing player registration and team assignments. Bankers Life Advisory Services provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, tax efficiency, and a blend of fundamental and technical analysis to guide investment decisions.

David Freeman is a Series 65-licensed financial advisor with six years of industry experience. He is currently with Hantz Financial Services, Inc. and has a background that includes roles at Hantz Tax and Business, Blystone and Bailey CPA, and Northwood University. Hantz Financial Services, Inc. serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in client assets. The firm employs diversified, ETF-centered model portfolios and offers a range of services including financial planning, portfolio management, and retirement plan consulting.

John Vandenbosch is a Series 65 licensed financial advisor at Hantz Financial Services, Inc. in Midland, Michigan, with 10 years of industry experience. He has been with Hantz Financial since 2014. Outside of his advisory role, he serves as a board member and shareholder of John A. Vandenbosch Co., a family-owned company operating in pet specialty, outdoor bird, livestock/farm, lawn and garden, and deer markets. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform, offering diversified, ETF-centered portfolios, financial planning, wealth management, and related financial services.

Emily Glaza is a CFP® professional with 24 years of experience in financial advising, currently serving at Hantz Financial Services, Inc. since 2001. She holds Series 63 and Series 65 licenses and is based in Saginaw, MI. Outside of her advisory role, she volunteers as a coach for the Nouvel/Freeland School Trap and Skeet Team and serves on the board of 1in6 Support Group, which provides support to parents of children with disabilities. Hantz Financial Services serves a diverse client base including individuals, charitable organizations, businesses, and retirement plan sponsors, offering financial planning, wealth management, and fiduciary services. The firm employs model-driven ETF strategies and provides access to alternative investments and direct indexing, supported by a parent company structure with affiliated banking, tax, consulting, insurance, and mortgage businesses.

Aaron Lemanski is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has been with Hantz Financial Services since 2006. Outside of finance, he owns Vitality Farm and Baker, a business involving a bakery, food classes, and animal care, and works as an event entertainer dealing table games for parties at Deke's Paradice and Casino. Hantz Financial Services serves individual investors, charitable organizations, corporate clients, and retirement plan sponsors, offering financial planning, portfolio management, and fiduciary services. The firm employs model-driven ETF strategies and provides access to alternative investments, with expanded implementation capabilities including affiliated banking, tax consulting, and insurance services.

Jacob Nicol is a financial advisor at Hantz Financial Services, Inc. with four years of industry experience. He holds a Series 66 designation and has been with Hantz Financial Services since 2019. His prior work includes positions at Alco Plastics, Greystone Golf Club, Oakland University, Brookside Storage, and Romeo High School. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer serving individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in assets. The firm focuses on diversified, ETF-centered model portfolios and offers a range of services including financial planning, portfolio management, retirement plan consulting, and mortgage brokerage through affiliated agencies.

Johnny Martinez Jr. is a financial advisor with Commonwealth Financial Network in Saginaw, MI, holding Series 63 and Series 66 licenses and having 26 years of industry experience. He has been with Commonwealth Financial Network since 2009. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and services, including wealth management and retirement plan consulting, while providing operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

John Duchaine IV is a financial advisor with GWN Securities Inc. based in Bay City, MI. He holds the ChFC® designation and has 41 years of industry experience, including 27 years with Axa Advisors, LLC. He is also president of Duchaine Financial Consultants, LLC, focusing on fixed annuity sales and service. GWN Securities Inc. is an SEC-registered investment adviser and broker-dealer serving individuals and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports a large network of advisors and offers a range of investment programs, including traditional asset allocation and legacy market-timing strategies.

Benjamin Piggott is a financial advisor at Hantz Financial Services, Inc. holding a Series 66 credential with one year of industry experience. Prior to joining Hantz in 2024, he worked at Bluemark Financial Advisor and has held various roles including positions at Michigan State University and Dick's Sporting Goods. Hantz Financial Services, Inc. serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in assets. The firm’s investment process focuses on diversified, ETF-centered model portfolios combined with asset allocation and periodic rebalancing, supplemented by access to third-party managers and tax-aware strategies.

Quinten Perez is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds a Series 66 designation and has worked in various roles including positions at NCVW Management and Great Lakes Bay Health Centers. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate clients, and retirement plan sponsors through diversified, ETF-centered model portfolios and offers a range of services including financial planning, wealth management, and mortgage brokerage.

Timothy Lemke is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Hantz Financial Services since 1998. Outside of his advisory role, Lemke is involved in nonprofit and community activities, including serving as Treasurer and performer for the Noel Christmas Experience and mentoring students in a local school robotics program. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm utilizes model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, while offering expanded implementation capabilities through affiliated entities such as a trust-only bank, tax and business consulting, and insurance and mortgage origination services.

Joshua Funsch is a CFP®-certified financial advisor with over 22 years of experience, currently with Hantz Financial Services, Inc. in Saginaw, MI, where he has worked since 2003. He holds Series 63 and Series 65 licenses. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven ETF investment approach complemented by separately managed accounts, unified managed accounts, and access to alternative investments, supported by affiliated entities offering trust, tax, business consulting, insurance, and mortgage services.

Starrlin Heuschele is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds the Series 66 designation. Prior to joining Hantz Financial Services, he worked at several companies including Sams Club and Links of Novi. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer serving individual investors, corporate clients, and retirement plan sponsors with roughly $10 billion in assets under management. The firm emphasizes diversified, ETF-centered model portfolios and offers a broad range of financial services including wealth management, retirement consulting, mortgage brokerage, and insurance through affiliated agencies.

Caleb Owens is a financial advisor at Hantz Financial Services, Inc. with a Series 66 designation and one year of industry experience. His prior work includes roles at Owens Outdoor Services LLC and educational positions at Cornerstone University and Skeels Christian School. Outside of financial advising, he has been involved in Owens Outdoor Services LLC in multiple years. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, including high-net-worth clients, as well as corporate and retirement plan sponsors, offering financial planning, portfolio management, retirement consulting, and model-based ETF strategies, among other services.

Jayson Sacco is a financial advisor with Schwab Wealth Advisory, holding Series 63, 65, and 66 licenses and 25 years of industry experience. His prior roles include positions at Charles Schwab & Co., Ameriprise Financial Services, Fidelity Investments, and USAA Group. Outside of his advisory work, he hosts a weekly podcast focused on Axial Spondyloarthritis and writes fiction books. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing asset allocation models and Schwab research tools, with an annual review process and no discretionary trading authority.

Sheri Turek is a financial advisor with The Huntington Investment Company, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Her career includes roles at Infinex Investments, Flagstar Bank, and Fifth Third Securities. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other entities with advisory and brokerage services. The firm uses an open-architecture model combining third-party Sub-Managers and Wrap Strategists with affiliate Private Bank offerings and sponsors multiple wrap-fee programs on the Envestnet MAS platform.

Kathleen Woods is a financial advisor with Wealth Enhancement Advisory Services, LLC and holds a Series 66 designation. She has 13 years of industry experience and has previously worked with firms including Raymond James Financial Services and Benjamin F. Edwards & Company. Outside of financial advising, she is involved with Seung Ni Fit Club. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and retirement consulting with an investment approach that combines passive and active management guided by an internal Investment Committee.

Kyle Jahnke is a CFP® and Series 66-registered financial advisor with Wealth Enhancement Advisory Services, LLC, based in Midland, MI. He has three years of industry experience, including prior roles at Cambridge Investment Research Advisors and The Dow Chemical Company. Outside of his advisory work, he serves as secretary for Holy Cross Lutheran Church and treasurer for the Valley Lutheran High School Foundation in Saginaw, MI. Wealth Enhancement Advisory Services offers comprehensive financial planning and asset management services to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and utilizes a diversified, risk-class based investment approach that combines passive and active managers with oversight from an internal Investment Committee.

Noah Tesoro is a CFP® with eight years of industry experience, currently serving as a financial advisor at Hantz Financial Services, Inc. in Midland, MI, where he has worked since 2017. Prior to joining Hantz, he held positions at Saginaw Valley State University and Delta College Fitness & Rec. Hantz Financial Services serves individual investors, charitable organizations, corporate clients, and retirement plan sponsors, offering financial planning, wealth management, and fiduciary services. The firm’s investment approach includes model-driven ETF strategies, separately managed accounts, and access to alternative investments, supported by affiliated entities such as a trust company and in-house tax and business consulting.

Nicholas Toth is a financial advisor at Hantz Financial Services, Inc. with six years of industry experience. He holds the Series 66 designation and has worked at Hantz Financial Services since 2019. His prior work includes roles at Kasco Construction, Quicken Loans, and Grand Valley State University. Hantz Financial Services is an enterprise investment adviser and broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate and retirement plan sponsors, offering diversified, ETF-centered model portfolios, financial planning, and wealth management through a multi-advisor platform.