Kathleen Woods is a financial advisor with Wealth Enhancement Advisory Services, LLC in Bay City, MI. She holds a Series 66 designation and has 14 years of industry experience. Her prior firms include Raymond James Financial Services and Benjamin F. Edwards & Company, Inc. Outside of her advisory role, she is involved with Seung Ni Fit Club, a fitness business. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach blending passive and active management, supported by an internal Investment Committee.

Noah Tesoro is a CFP® and Series 66-licensed financial advisor at Hantz Financial Services, Inc. in Bay City, MI, with nine years of industry experience. He has been with Hantz Financial Services since 2017 and previously worked at Saginaw Valley State University and Delta College Fitness & Recreation. Hantz Financial Services, Inc. serves a diverse clientele including individual, high-net-worth, pension, charitable, corporate, and business owner clients. The firm provides financial planning, portfolio and wealth management primarily through ETF-based model portfolios supplemented by third-party managers, using an asset-allocation framework with periodic rebalancing and automated tax-loss harvesting where applicable.

Nicholas Toth is a financial advisor at Hantz Financial Services, Inc. in Bay City, MI, with six years of industry experience. He holds the Series 66 designation and has worked at Hantz Financial Services since 2019. His background includes positions at Quicken Loans and Kasco Construction, as well as experience at Grand Valley State University. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm utilizes ETF-based model portfolios supplemented by third-party money managers and employs a combination of advisory, brokerage, mortgage, and insurance services.

Jody Komyathy is a financial advisor with Empower Advisory Group in Saginaw, MI, holding Series 65 and Series 66 credentials and bringing 24 years of industry experience. Prior to joining Empower, Komyathy held roles at GWFS Equities, Advised Assets Groups, Cetera Advisor Networks, Turner Boelher and Associates, Voya Financial Advisors, CoreCap Investments, and Mannor Financial Group. Komyathy serves on the board of the Underground Railroad, a nonprofit that provides emergency shelter services to victims of domestic violence. Empower Advisory Group primarily serves employer-sponsored retirement plan sponsors and their participants, offering financial planning and investment management integrated with Empower’s recordkeeping and administrative platforms. The firm’s approach emphasizes long-term portfolio returns and savings rates, providing both point-in-time financial plans and optional managed account solutions.

Jonathan Hansen is a financial advisor at Fifth Third Securities, Inc. in Midland, MI, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with Fifth Third Securities since 2008 and has worked at Fifth Third since 2007. Fifth Third Securities provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options, including advisor-directed models and separately managed accounts, and is notable for its combination of municipal-advisor registration and affiliation with Fifth Third Bank.

Samuel Brushaber is a financial advisor with Hantz Financial Services, Inc. in Saginaw, MI. He holds the Series 66 designation and has eight years of industry experience, including roles at Chemical Bank and Albion College prior to joining Hantz Financial Services in 2017. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm utilizes ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and unified managed accounts, and combines advisory services with mortgage and insurance product offerings.

Gage Chapin is a financial advisor at Hantz Financial Services, Inc. He holds the Series 66 designation and began his advisory career in 2024. Prior to joining Hantz, he was affiliated with Northwood University and Bullock Creek High School. Hantz Financial Services serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm employs ETF-based model portfolios across multiple risk levels and integrates third-party money managers and Direct Indexing, combining advisory, brokerage, mortgage, and insurance services.

Shelley Norris is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and 21 years of industry experience. She has previously worked at LM Kohn, Bank of America, and Merrill. Norris serves as a board trustee for SVRC Industries, an organization that employs and supports individuals with disabilities. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base that includes individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Kevin Shanks is a financial advisor with SPC, holding the ChFC® designation and Series 63 and 65 licenses, and has 25 years of industry experience. He has been associated with Parkland Securities, LLC and SPC since 2016. Outside of his advisory role, Shanks serves as a school board member for the Swan Valley School District and is president of the Swan Valley Athletic Association, a local nonprofit supporting student athletes. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large network of advisors and offers tailored, discretionary investment advice primarily through Fidelity/NFS custodial platforms.

Andrew Matuzak is a financial advisor at Cetera Planning Partners with five years of industry experience. He holds the PFS™ and Series 63 designations and has prior experience with Avantax Planning Partners and Avantax Investment Services. Outside of advising, Matuzak serves as treasurer for both the Rotary International Club of Saginaw Valley and the Thomas Township Business Association, and he is a board member of the SVSU College of Business & Management Advisory Board. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees. The firm provides investment management, financial planning, Social Security optimization, and retirement-related advice, complemented by services such as tax planning, bookkeeping, payroll support, and estate-planning through a third-party provider.

Zachary Maddox is a financial advisor at Bankers Life Advisory Services, Inc. with one year of industry experience. He holds the Series 66 designation and has prior experience with Bankers Life Securities and Banker's Life and Casualty. Outside of advising, he is licensed as an insurance agent. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs fundamental, technical, and cyclical analysis to create customized investment strategies aligned with clients’ goals and risk tolerances.

Thomas Heslip is a financial advisor with Hantz Financial Services, Inc. He holds a Series 66 designation and has two years of industry experience. His prior work includes positions at Zehnders, Mercy Plus Care, and Northwood University. Hantz Financial Services, Inc. serves a diverse client base including individual investors, high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm emphasizes ETF-based model portfolios supported by third-party managers and technology-driven solutions, combining advisory, brokerage, mortgage, and insurance services within an enterprise structure.

David Abbs is a CFP® with 44 years of industry experience, currently serving as a financial professional at Carson Wealth. His prior experience includes positions at LPL Financial, Cetera Wealth Services, LLC, and KFA Partners, LLC. Abbs is involved in community service as a board member of the 100 Club of Saginaw County and holds leadership roles on several nonprofit boards, including serving as secretary of the Foundation Board of Saginaw Valley State University and treasurer of the Kochville Township Downtown Development Community. Carson Wealth is an SEC-registered investment adviser operating an enterprise platform with over 650 advisors and $50.6 billion in assets under management. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing committee-driven model portfolios and tailored investment solutions that include alternative investments and third-party sub-advisors.

Daniel Nelson is a financial advisor at Hantz Financial Services, Inc. in Saginaw, MI, with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Hantz Financial Services since 2014. Hantz Financial Services serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across various risk levels, supplemented by third-party managers and unified managed accounts, and integrates technology platforms such as Direct Indexing and AI-assisted data aggregation.

Michael Stelter is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 credentials and over 40 years of industry experience. He has been with Hornor, Townsend & Kent since 1987 and has a longstanding affiliation with Penn Mutual Life Insurance since 1984. Outside of his advisory role, Stelter owns and operates a life insurance brokerage business. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services to provide custody, execution, brokerage, and investment advice through a platform that includes third-party asset managers and both discretionary and non-discretionary account options.

Peter Bender is a CFP®-designated financial advisor with 24 years of industry experience. He is currently with Cetera Planning Partners and has held prior roles at various firms including Avantax Investment Services and Yeo & Yeo Wealth Management. Outside of his advising duties, Bender serves as Executive Director of the St. Lorenz Church Foundation and holds several board and trustee positions with nonprofit and community organizations. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s approach includes diversified mutual fund and ETF allocations aligned with client objectives and risk tolerance, supported by ancillary services such as tax planning, bookkeeping, payroll, and estate planning through third-party providers.

Weston Powell is a CFP® with four years of industry experience, currently serving at Hantz Financial Services, Inc. in Saginaw, MI since 2022. His prior work history includes roles in education and retail, including positions at Northwood University and Zehnder's of Frankenmuth. Hantz Financial Services, Inc. serves a diverse client base, including high-net-worth individuals, pension plans, and business owners. The firm employs ETF-based model portfolios supplemented by third-party managers and uses technology-driven solutions such as tax-loss harvesting and AI-assisted data aggregation.

Wendy Shannon is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and 11 years of industry experience. Her prior roles include positions at L.M. Kohn & Company, Edward Jones, and Morgan Stanley. Outside of her advisory work, she owns Michigan Patchwork Studio, where she sews crafts and quilts for sale at shows, and she also works seasonally as an ornament personalizer at Bronners Christmas Wonderland. Wealth Enhancement Advisory Services manages over $122 billion in assets and offers financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm utilizes a diversified, risk-class based investment approach that incorporates both passive and active managers, with portfolio oversight provided by an internal Investment Committee.

Carly Wieland is a CFP® and ChFC® operating with Carson Wealth and CWM, LLC, holding two years of industry experience. Her prior roles include positions at Abbs Retirement Planning Advisors, Nexteer Automotive, Saginaw Valley State University, and Dow Chemical. CWM, LLC is an SEC-registered investment adviser that manages approximately $50.6 billion through a network of more than 650 advisors. The firm serves corporate, institutional, and high-net-worth clients, delivering discretionary asset management and financial planning with model portfolios overseen by an Investment Committee using both fundamental and technical analysis.

Clayton Funnell is a financial advisor at Hantz Financial Services, Inc. with 16 years of industry experience. He holds the Series 66 designation and has been with Hantz Financial Services since 2010. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, and business owners. The firm offers financial planning and wealth management through ETF-based model portfolios across multiple risk levels, complemented by third-party managers and technology-driven solutions such as automated tax-loss harvesting.