William Sims is a financial advisor with Missionsquare Retirement in Ada, MI, holding Series 63, Series 65, and Series 66 credentials and bringing 27 years of industry experience. He has worked at Icma Rc since 2018 and had a brief tenure at AXA Advisors, LLC in 2018. Missionsquare Retirement serves state and local government employers, their employees, and certain non-profit entities by administering deferred compensation and qualified retirement plans, offering plan administration, recordkeeping, education, and Guided Pathways Advisory Services. The firm employs a multi-team advisory structure and utilizes investment advice and model portfolios developed by Morningstar Investment Management to support more than 40,000 participants.

Randall Hansen is a financial advisor with Centennial Securities Company, Inc. in Grand Rapids, MI. He holds Series 63 and Series 65 designations and has 43 years of industry experience, including 31 years at Centennial Securities. Centennial Securities Company, Inc. provides discretionary and non-discretionary investment management, financial planning, and consulting services to individuals, high-net-worth clients, corporate pension and profit-sharing plans, trusts, estates, foundations, endowments, and other business entities. The firm delivers customized portfolios through its investment adviser representatives using fundamental and technical analysis, strategic asset allocation, and both proprietary and third-party models.

Kyle Lott is a financial advisor at Centennial Securities Company, Inc. based in Grand Rapids, MI. He holds Series 63 and Series 65 credentials and has one year of industry experience. His prior work includes roles with the Michigan State Police and the United States Marine Corps. He also operates the Kyle Lott Agency. Centennial Securities Company, Inc. provides discretionary and non-discretionary investment management, financial planning, and consulting services to individuals, high-net-worth clients, corporate plans, trusts, foundations, and other entities. The firm delivers investment advice through its representatives with tailored portfolios using fundamental and technical analysis, strategic asset allocation, and model solutions, serving a diverse client base including less-common institutional types.

James Dempsey is a financial advisor at Centennial Securities Company, Inc. with 34 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Centennial since 2019. Prior to that, he spent 17 years at Fb Equity Sales Corporation of Michigan and has been involved with Farm Bureau Insurance since 2002, where he serves as an Advanced Planning Specialist focusing on retirement planning and business succession. Centennial Securities Company, Inc. is a multi-team advisory firm with approximately $1.15 billion in assets under management serving individuals, trusts and estates, retirement plan sponsors, foundations, and other business entities. The firm offers discretionary and non-discretionary investment management, financial planning, and access to third-party manager programs, delivering customized portfolios through a combination of fundamental and technical analysis.

Dominic Niewald is a Series 66-licensed financial advisor with 11 years of industry experience, currently with Centennial Securities Company, Inc. in Grand Rapids, MI, where he has worked since 2014. Centennial Securities Company, Inc. is a multi-team advisory firm with approximately $1.15 billion in assets under management and about 30 advisors. The firm serves individuals, trusts and estates, retirement plan sponsors and participants, foundations and endowments, and other business entities, offering customized portfolio management, financial planning, and access to third-party manager programs.

Thomas Petzold is a financial advisor at Centennial Securities Company, Inc. with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centennial Securities since 2000. Outside of his advisory role, he serves as president of Pathway Benefit Services, a third-party employee benefits firm he has been involved with since 1992. Centennial Securities Company is a multi-team advisory firm managing approximately $1.15 billion in assets for individuals, trusts, retirement plans, foundations, and business entities. The firm offers customized investment management, financial planning, and access to third-party manager programs, utilizing a range of securities and both discretionary and non-discretionary approaches.

Ryan Diepstra is a financial advisor at Centennial Securities Company, Inc. in Grand Rapids, MI, with 22 years of industry experience. He has been with Centennial Securities since 2003. Diepstra holds Series 63 and Series 65 licenses. Centennial Securities Company, Inc. is a multi-team advisory firm with approximately 30 advisors managing around $1.15 billion in assets. The firm serves individuals, trusts and estates, retirement plan sponsors and participants, foundations, endowments, and business entities, offering customized investment management, financial planning, and access to third-party manager programs.

James Klunder is a financial advisor with Centennial Securities Company, Inc. in Grand Rapids, MI, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Centennial Securities for 30 years, joining the firm in 1996. Outside of his advisory role, Mr. Klunder provides education and guidance to employees of 401(k) plans and serves as co-trustee of the Goodale 2009 Generational Trust. Centennial Securities Company, Inc. offers discretionary and non-discretionary investment management, financial planning, and consulting services to individuals, high-net-worth clients, corporate pension and profit-sharing plans, trusts, estates, foundations, endowments, and other business entities. The firm delivers tailored investment advice through its representatives, utilizing fundamental and technical analysis, strategic asset allocation, and a combination of proprietary and third-party model solutions.

Ralph Gale Jr. is a financial advisor with Foundations Investment Advisors LLC in Grand Rapids, MI. He holds Series 63 and Series 65 licenses and has eight years of industry experience. Prior to joining Foundations Investment Advisors, he worked at Gradient Advisers LLC and IAMS Wealth Management, LLC. Outside of his advisory work, he is the founder of The Kings Cupboards, a food pantry organization. Foundations Investment Advisors is a multi-advisor registered investment adviser managing approximately $10.1 billion for nearly 29,615 clients through a network of about 300 investment adviser representatives. The firm offers portfolio management, financial planning, retirement-plan support, and sub-advisory services to individuals, trusts, estates, and registered investment companies, using a variety of investment products and a network of affiliated entities.

Jeffrey Wierenga is a financial advisor with Centennial Securities Company, Inc. in Grand Rapids, MI. He holds Series 63 and Series 65 licenses and has 22 years of industry experience, having been with Centennial Securities since 2003. Centennial Securities Company, Inc. is a multi-team advisory firm managing approximately $1.15 billion in assets and serving individuals, trusts and estates, retirement plan sponsors, foundations, and other business entities. The firm offers discretionary and non-discretionary investment management, financial planning, and access to third-party manager programs, utilizing a blend of fundamental and technical analysis to develop customized portfolios.

Lucas Hatridge is a financial advisor with Principal Financial Services in Grand Rapids, MI, holding Series 63 and Series 65 credentials and having two years of industry experience. He has worked at Principal Life Insurance Company and Edge Wealth Management, and previously held positions outside finance including at FedEx and Nations Title Agency. He is also involved in the sale of fixed insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions.

Vincent Frustaglio is a financial advisor with Principal Financial Services in Grand Rapids, MI. He holds the CFP® designation and has 12 years of industry experience. Prior to joining Principal, he worked at Edward Jones and Nationwide Investment Services Corporation. Outside of advising, he owns an LLC established for accounting purposes and sells fixed insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money managers through various advisory and promoter arrangements.

Ryan Moser is a financial advisor with Principal Financial Services in Grand Rapids, MI, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has worked at Principal Life Insurance and Principal Securities Inc. since 2007 and is also affiliated with Retirement Resource Group. Outside of advising, he is the owner of an LLC used primarily for payroll purposes. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager asset allocation and separately managed account solutions.

Kyle Benham is a financial advisor at Principal Financial Services with a Series 66 designation and two years of industry experience. His prior work includes roles at Edge Wealth Management and several positions in the Grand Rapids area, including involvement with Tavern Project Michigan LLC. He is also engaged in the sale of fixed insurance products, including fixed annuities and various health-related coverages. Principal Securities provides brokerage and investment advisory services to individual investors, retirement plans, trusts, estates, and other entities. The firm offers financial planning, retirement consulting, and access to third-party money manager programs with discretionary investment implementation.

Shaun Smith is a financial advisor at Fifth Third Securities, Inc. with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Fifth Third Bank, N.A. and Ameriprise. Outside of his advisory role, he manages a rental property. Fifth Third Securities, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, trusts, and retirement accounts through both advisory and brokerage services. The firm offers multiple investment programs via the Passageway Managed Account platform, utilizing third-party portfolio managers and providing a range of strategies from mutual funds and ETFs to SMA and direct indexing options.

Stephanie Young is a financial advisor at PNC Wealth Management with 24 years of industry experience. She has held her current position since 2009 and holds Series 63 and Series 65 designations. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only, employee pilot digital offering that uses algorithm-driven model selection and invests via mutual funds and ETFs with annual rebalancing.

Travis Hough is a financial advisor at Fifth Third Securities, Inc. with three years of industry experience. He holds Series 65 and Series 63 licenses and has worked in financial services roles at Fifth Third Securities and Fifth Third Bank since 2021. Prior to his financial career, he had experience in hospitality at Lucky's Steakhouse. Fifth Third Securities, Inc. serves a diverse client base including individual, high-net-worth, and institutional clients through investment advisory and brokerage services. The firm offers a range of managed account programs on the Passageway platform with options spanning mutual funds, ETFs, separately managed accounts, tax-overlay services, and direct indexing.

Martin Marino is a financial advisor with Principal Financial Services based in Grand Rapids, MI, holding Series 65 and Series 63 licenses and bringing 40 years of industry experience. He has worked with Principal Life Insurance Company since 1998 and Princor Financial Services Corporation since 1985, alongside operating Marino Insurance Services L.L.C. since 2000. Marino also serves as a board member of the Cascade Community Foundation, participating in meetings and fundraising activities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Katherine Terpstra is a financial advisor with Principal Financial Services in Grand Rapids, MI. She holds the Series 66 designation and has been with Principal Financial Services and Principal Life Insurance Company since 2026. Terpstra has a longstanding career at Corewell Health, where she has worked since 2007. Principal Securities offers brokerage and registered investment advisory services to a diverse clientele, including individual investors, retirement plans, trusts, estates, and business entities. The firm provides financial planning, retirement plan consulting, and access to third-party money manager programs through various advisory and promoter arrangements.

Kyle Nicholson is a financial advisor at Principal Financial Services with a Series 66 designation and one year of industry experience. He previously worked with Principal Securities, Inc. and Principal Life Insurance Company, and has experience in insurance agencies and other business roles. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.