Evelyn Breen is a CFP® and holds a Series 66 license with 13 years of industry experience. She is currently with Retirement Income Solutions, Inc., where she has worked since 2022. Prior to that, she was employed at Diamant Asset Management Inc. and Diamant Investment Corporation from 2016 to 2022. Retirement Income Solutions is a fee-only advisory firm managing approximately $3.0 billion for around 1,265 clients, including individuals, trusts, retirement plans, and nonprofits. The firm uses an Investment Committee-driven, active management process and offers services such as asset management, retirement and financial planning, and retirement plan consulting.

Michael Doyle is a financial advisor at Imber Financial Group, LLC in Ann Arbor, MI. He holds Series 65 and Series 66 licenses and has one year of experience in the advisory industry. Prior to joining Imber Wealth Advisors, he held positions at Anytime Fitness, Auto One, and Phoenix Athletics. Imber Financial Group, LLC provides investment advisory and financial planning services to individuals, high-net-worth households, charitable organizations, and participants in employer-sponsored retirement plans. The firm manages portfolios through third-party platforms and employs both fundamental analysis and modern portfolio theory combined with long-term and short-term trading strategies.

Lucas Rhodes is a Series 65 licensed advisor at MariPau Wealth Management LLC with one year of industry experience. He has prior work experience at Collier Financial and held various positions outside the financial industry, including roles at All Pro Fitness Things Inc, Western Golf & Country Club, Jets Pizza, and Dominos. MariPau Wealth Management provides tailored investment advisory and financial planning services to individuals, corporations, and other business entities. The firm operates as a fiduciary and typically manages discretionary portfolios using a range of investment vehicles while offering planning, consulting, and educational seminars.

David Fransko is a financial advisor with Provizr in Ann Arbor, MI, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. He has been affiliated with Provizr since 2015 and Four Financial Management since 2016, as well as maintaining a longstanding relationship with LPL Financial since 2008. Outside of his advisory work, he is involved as a business owner in a non-investment related venture, Rose Laundry Northville LLC. Provizr primarily serves current and former employees of select public and nonprofit institutions, providing financial planning and discretionary portfolio management focused on retirement plan investments. The firm employs a core asset-allocation strategy supplemented by monthly tactical rotations using a proprietary algorithm, managing approximately $59.7 million for about 108 clients.

James Winslow is a CFP® credentialed financial advisor with Arbor Trust Wealth Advisors, LLC in Ann Arbor, MI, bringing 26 years of industry experience. He has been with Arbor Trust since 2014, having also worked at Purshe Kaplan Sterling Investments, Inc. from 2014 to 2022. Outside of his advisory role, Winslow serves on the finance committee of the Foundation for Saline Area Schools and is a licensed insurance agent focusing on life, disability, and long-term care insurance. Arbor Trust Wealth Advisors provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, and various institutional accounts. The firm constructs customized, long-term portfolios using fundamental analysis across multiple asset classes and manages over $600 million in client assets with a compact advisory team.

Stephen Morman is a financial advisor with Provizr in Ann Arbor, MI, holding Series 63, 65, and 66 licenses and bringing 41 years of industry experience. He has worked with Provizr since 2015 and Four Financial Management since 2016, alongside a longstanding association with LPL Financial dating back to 2008. Provizr primarily serves current and former employees of select public and nonprofit institutions, offering financial planning, discretionary portfolio management focused on plan-offered investments, and estate settlement assistance. The firm’s six-advisor team manages approximately $59.7 million for about 108 clients, using a core asset-allocation approach supplemented by monthly tactical rotations based on a proprietary algorithm.

Kevin Decker is a CFP® with 10 years of industry experience, currently serving as an advisor at Retirement Income Solutions, Inc. in Ann Arbor, MI. Prior to joining Retirement Income Solutions in 2025, he worked for nine years at The Vanguard Group, Inc. Retirement Income Solutions is a fee-only advisory firm managing approximately $3.0 billion for over 1,200 clients through a 16-advisor team. The firm serves individuals, trusts, retirement plans, nonprofits, and other entities using an active management approach guided by a structured six-step process and employs a discretionary Seasonal Strategy for portfolio rebalancing.

Harrison Kephart is a CFP® professional with 20 years of experience in the financial advisory industry. He has been with Retirement Income Solutions, Inc. since 2012. Outside of his advisory role, he is a partner with a 25% ownership stake in M4P Partners, LLC, a non-investment related real estate holdings company. Retirement Income Solutions, Inc. serves individuals, trusts, pension and profit-sharing plans, corporations, and not-for-profit entities with discretionary portfolio management, retirement and financial planning, and retirement plan consulting. The firm employs a committee-driven active management approach and manages multi-billion dollar assets with a relatively small team of 12 advisors.

Erkki Peippo is a financial advisor with Concorde Asset Management, LLC in Ann Arbor, MI, holding Series 63 and 65 licenses and bringing 23 years of industry experience. His career includes 14 years at Sagepoint Financial INC and ongoing ownership of Erkki M. Peippo, CPA, P.C., where he provides tax and accounting services. Outside of his advisory role, he manages a family farm and works as an insurance agent. Concorde Asset Management serves individual, corporate, and retirement-plan clients by offering portfolio management, financial planning, and ERISA retirement-plan advisory services. The firm employs model-based and third-party strategies, managing asset allocation and discretionary trading to tailor portfolios according to client objectives and risk tolerances.

Matthew Coursen is a CFP® professional with 10 years of experience in financial advising, currently serving at Plante Moran Financial Advisors since 2015. He holds the Series 65 designation and is based in Ann Arbor, MI. Plante Moran Financial Advisors provides investment advisory, financial planning, and estate-planning services to a diverse client base, including individuals, institutions, trusts, and charitable organizations. The firm utilizes fundamental, technical, and cyclical analysis alongside proprietary equity valuation models to develop strategic asset allocations and implement portfolios through discretionary and non-discretionary arrangements.

Christopher Derisley is a CFP®-designated financial advisor with 16 years of industry experience, currently with Plante Moran Financial Advisors in Ann Arbor, MI. He has worked at Plante Moran Financial Advisors since 2009 and is also a partner at P&M Holding Group, LLP. Plante Moran Financial Advisors provides investment advisory, financial planning, and estate-planning services to individual and institutional clients, including high-net-worth individuals, trusts, estates, and charitable organizations. The firm employs a range of analytical methods and manages a significant portfolio mix across discretionary and non-discretionary arrangements within the Plante Moran enterprise.

Jose Perich is a financial advisor with Concorde Asset Management, LLC in Ann Arbor, MI. He holds Series 63 and Series 65 licenses and has 20 years of industry experience. His prior roles include positions at Citigroup, A.G.P. / Alliance Global Partners, and Hapoalim Securities USA. Concorde Asset Management serves individual, corporate, and retirement-plan clients by providing discretionary and non-discretionary portfolio management, tailored financial planning, and access to third-party asset managers. The firm builds individualized portfolios using asset allocation and model-based strategies across proprietary and third-party platforms, including its Concorde UMA program on Envestnet.

Michael Cooley is a financial advisor at Altitude Capital Management LLC with the ChFC® designation and two years of industry experience. His prior roles include positions at Whitney & Associates, Forthright Capital Partners, and RidgeBrooke Retirement Planning. Outside of advising, he is also licensed as an insurance agent and dedicates part of his time to insurance sales. Altitude Capital Management LLC provides investment advisory and financial planning services to individuals and high net worth clients. The firm offers tailored portfolio management and consulting services with an emphasis on individualized strategies based on client goals, risk tolerance, and time horizon.

Catherine Van Hevel is a financial advisor with Thrivent Advisor Network, LLC and holds a Series 66 designation. She has 25 years of industry experience, including roles at Thrivent Financial for Lutherans and Purshe Kaplan Sterling Investments. Van Hevel is also the COO of AAG Operations, LLC, managing business operations related to her advisory activities. Thrivent Advisor Network, LLC serves individuals, families, trusts, estates, businesses, retirement plans, and charitable organizations with investment advisory services that emphasize long-term, customized asset allocation using low-cost mutual funds, ETFs, fixed-income securities, and alternative investments. The firm operates as part of the broader Thrivent group, offering integrated investment and insurance products alongside access to independent managers and custodians like Fidelity and Schwab.

Alexander Winnie is a Series 65-registered financial advisor with Plante Moran Financial Advisors in Ann Arbor, MI, with two years of industry experience. His background includes roles at CG Financial Services and eBUYMEDIA, as well as academic involvement at Michigan State University. Plante Moran Financial Advisors serves a diverse client base that includes individual and institutional clients, offering investment advisory, financial planning, and estate-planning services. The firm employs a combination of fundamental, technical, and cyclical analysis alongside proprietary valuation models and manages both discretionary and non-discretionary portfolios.

Christopher Michalak is a CFP® professional with 20 years of experience in the financial services industry. He is currently with Avantax Planning Partners, Inc. and has held roles at various related firms including Cetera Wealth Services and Avantax Advisory Services. Michalak serves as a board member of CARES and is involved in local government budgeting and strategic planning through the City of Saline's LDFA Committee. He is also president of Capstone Tax & Financial, Inc., where he oversees tax preparation and accounting operations. Avantax Planning Partners, Inc. provides portfolio management, financial planning, and managed retirement plan services primarily through a network of CPA firms and advisors. The firm manages assets for individuals, pension plans, and charitable organizations, utilizing tax-intelligent strategies and discretionary account management.

William Ulle IV is a CFP® with six years of industry experience, currently serving as a financial advisor at Plante Moran Financial Advisors since 2018. Prior to joining the firm, he worked at Enterprise Rent-A-Car and studied at Michigan State University. Plante Moran Financial Advisors offers investment advisory, financial planning, and estate-planning services to a variety of clients, including individuals, institutions, trusts, estates, and charitable organizations. The firm employs fundamental, technical, and cyclical analysis along with proprietary equity valuation models to manage portfolios through discretionary and non-discretionary arrangements.

Jeremiah Johnson is a CERTIFIED FINANCIAL PLANNER™ with 29 years of industry experience. He has been with Wealthcare Advisory Partners LLC since 2016 and previously worked at LPL Financial. Beyond his advisory role, he is involved with the Raisin Charter Township and the Saline Area Chamber of Commerce. Wealthcare Advisory Partners LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a goals-based financial advising approach that integrates patented Wealthcare software and behavioral economics, utilizing both passive and active investment strategies alongside proprietary quantitative metrics.

David Lolley is a financial advisor with Creative Financial Designs, Inc., holding Series 63 and Series 66 designations and bringing 23 years of industry experience. He worked for Lincoln Financial Securities Corporation for 15 years and has operated Lolley Financial since 2001. In addition to his advisory roles, he manages marketing and operations for Lolley Wealth Management, a business supporting insurance and investment sales. Creative Financial Designs serves individual, charitable, corporate, and employer retirement plan clients with discretionary and non-discretionary investment management and financial planning. The firm employs asset-class model allocations informed by third-party research and offers a range of strategies from passive ETFs to tactically managed portfolios, including Biblical Responsible Investing options.

Austin De La Cruz is a CFP® and holds a Series 65 license with three years of industry experience. He has worked at Plante Moran Financial Advisors since 2023 and was previously with Plante & Moran, PLLC from 2014 to 2023. Plante Moran Financial Advisors provides investment advisory, financial planning, and estate-planning services to a diverse range of clients, including individuals, institutions, trusts, and charitable organizations. The firm employs a combination of fundamental, technical, and cyclical analysis alongside proprietary equity valuation models to manage portfolios through discretionary and non-discretionary arrangements.