Sandra Flom is a CFP® with 27 years of industry experience, currently serving as an advisor at Cambridge Investment Research Advisors since 2012. She also operates as an independent CPA and owner of Sandy Flom LLC dba Faribault CPA. In addition, she owns Financial Solution MN LLC and has worked as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, and retirement plan advisory services to a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers a range of investment solutions through independent financial professionals, utilizing proprietary and third-party strategies across multiple platform arrangements.

James Harding is a financial advisor with Edward Jones in Faribault, MN, holding a Series 66 designation and seven years of industry experience. Before joining Edward Jones in 2018, he worked at Baker Tilly for five years. Outside of his advisory role, Harding officiates college basketball games as an independent contractor. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a nationwide network of about 23,701 advisors and offers a range of advisory programs and investment strategies under a fiduciary standard.

Jason Lavoi is a financial advisor at LPL Enterprise with a Series 66 designation and three years of industry experience. Prior to joining LPL Enterprise, he worked at Thrivent Financial and Thrivent Investment Management Inc, and earlier in his career held various roles including municipal work with the City of Saint Paul. Outside of his advisory work, he is involved in a non-variable insurance agency based in Faribault, MN. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Seth Linder is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 15 years of industry experience. His prior work includes positions at Securities America Advisors and Voya Financial Advisors. Outside of his advisory role, he owns a retail store and serves as an independent insurance agent and notary. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and nonprofit organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, using a range of portfolio management strategies across multiple custody platforms.

Christopher Weber is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Cetera and its affiliated firms since 2002. Outside of his advisory role, Weber serves on the boards of the Northfield Youth Choir, St. Johns Lutheran Church of Northfield Foundation, and the Donald & Luella Zibell Family Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporations, charitable clients, and institutional accounts. The firm offers various portfolio management options and financial planning services through a large network of independent advisors.

Erik Nelson is a financial advisor at Edward Jones in Faribault, MN, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2023, he spent ten years at 3M. Outside of his advisory work, Nelson serves as an assistant coach for the U12 girls team at Northfield Soccer Club. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of approximately 23,701 financial advisors and 15,121 branch offices.

Lance Wagner is a Series 63-licensed financial advisor with LPL Financial, where he has worked since 1999, totaling 27 years of industry experience. He is based in Dundas, MN. Outside of his advisory role, Wagner is involved in a hunting and guiding service called Fenceline Kennels, offering youth and adult hunting trips and training hunting dogs in the off-season. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services provided by a large network of investment adviser representatives.

Alexander Klinkhammer is a CERTIFIED FINANCIAL PLANNER™ with 12 years of industry experience. He has been with Cambridge Investment Research Advisors since 2017 and previously worked at Hornor Townsend & Kent Inc. He is also an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm offers proprietary and third-party investment strategies across multiple platforms with both discretionary and non-discretionary options.

David Chwalek is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 33 years of industry experience. His prior roles include positions at VOYA Financial Advisors, Investors Capital Corp., and Eastern Point Advisors Inc., as well as co-running Senes & Chwalek Financial Advisors since 2011. Outside of advising, he is connected to a fitness-related business and has experience as a rideshare driver. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including model portfolios, third-party asset management, and retirement plan advice, supported by advanced operational tools and a broad platform of financial products.

Darien Vvenker is a financial advisor at Cambridge Investment Research Advisors with four years of industry experience and holds a Series 66 designation. Prior to joining Cambridge, he worked at Belpointe Asset Management and Guardian Resources. Outside of his advisory work, he is co-owner and bookkeeper of MN Soulstice Boutique LLC, a retail clothing business. Cambridge Investment Research Advisors serves a broad range of clients including individuals, pension plans, and charitable organizations by offering financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals. The firm provides multiple investment implementation platforms and offers both proprietary and third-party model strategies.

Charlie Host is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 23 years of industry experience. He worked at RBC Capital Markets Corporation from 2008 to 2024 before joining Raymond James in 2024. Outside of finance, he serves as a television game analyst for select University of Denver home hockey games. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by diverse portfolio management strategies and affiliated research.

Catherine Grinney is a financial advisor with Ameriprise in Faribault, MN, holding a Series 66 designation and 28 years of industry experience. She previously worked at Edward D. Jones & Co., L.P. for 23 years before joining Ameriprise in 2022. Grinney serves on the Investment Committee for the Faribault Foundation. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with substantial investable assets, offering tailored recommendations on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory and brokerage solutions through affiliated companies.

Brenda Huot is a financial advisor with Ameriprise in Northfield, MN, holding a Series 66 designation and with 10 years of industry experience. She has worked at Ameriprise since 2013 and at Adams Publishing Group since 2014. Outside of finance, she is a novelist and has signed a publishing contract with Koehler Books. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports.

Brian Panettiere is a financial advisor with Edward Jones in Northfield, MN, holding a Series 66 designation and 10 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jon Snodgrass is a CFP®-certified financial advisor with Edward Jones, based in Northfield, MN, where he has worked since 2003. He has 22 years of industry experience. Outside of his advisory work, Snodgrass is involved in commercial property management and real estate investment activities through several entities in Northfield. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Henry Albers is a Series 66-registered advisor at Edward Jones with four years of industry experience. Prior to joining Edward Jones in 2022, he worked at Post Consumer Brands for 34 years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households across the wealth spectrum, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of approximately 23,700 financial advisors and offers a range of advisory and investment services under a fiduciary standard.

Adam Sawyer is a financial advisor with Cambridge Investment Research Advisors in Northfield, MN, holding a Series 66 designation and 15 years of industry experience. He has been with Cambridge Investment Research since 2011. Cambridge Investment Research Advisors is an SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, offering a range of portfolio management options including proprietary models and third-party strategies.

Rex Running is a financial advisor with Ameriprise in Northfield, MN, holding a Series 66 designation and 13 years of industry experience. He has been with Ameriprise and its affiliate since 2012. Outside of his advisory role, he serves on the Board of Directors for the Northfield Golf Club. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling with tax-efficient strategies to develop written recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Albin Linder is a financial advisor at Cambridge Investment Research Advisors with a Series 65 credential and 53 years of industry experience. He previously worked at Securities America Advisors and Voya Financial Advisors and has operated the Linder Agency, an independent insurance agency, since 1981. Outside of advisory work, he owns a retail store and continues to manage his independent insurance agency. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Mitchell Anderson is a financial advisor at Osaic Wealth, Inc. with 17 years of industry experience. He holds the Series 63 designation and previously worked at Woodbury Financial Services Inc for 15 years. In addition to his advisory role, he is involved in independent insurance sales, focusing on life insurance products. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of asset-allocation tools and offers integrated brokerage, investment advisory services, and access to third-party money managers to construct tailored portfolios.