Ravi Kumar Devisetty is the sole advisor at Nidhi Capital, LLC, an independent registered investment adviser based in St. Louis, Missouri. He holds Series 65 and Series 66 credentials and has 14 years of industry experience, having founded Nidhi Capital in 2012. Outside of his advisory role, he serves as president of several real estate investment companies and a technology firm, dedicating a portion of his time to those activities. Nidhi Capital manages approximately $9.13 million across 47 client relationships, offering discretionary portfolio management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, small businesses, and institutional accounts. The firm employs fundamental analysis and a range of trading strategies, including options and margin transactions, and accepts both traditional asset-based and performance-fee arrangements.

Joshua Armstrong is a financial advisor at AIS Financial in Saint Louis, MO, with nine years of industry experience. He holds the Series 65 and Series 63 licenses and has worked in roles including contractor consulting and accounting with Dan Jones & Associates Certified Public Accountants. Armstrong has also served with the St. Louis Board of Education. Albatross Investment Services LLC (AIS) provides discretionary portfolio management and comprehensive financial planning for individual investors, business owners, and institutional clients. The firm uses a multi-method investment approach and offers services such as retirement planning, tax and insurance considerations, and alternative investment strategies.

Terrance Davis is the sole advisor at Terrance P Davis CPA/PFS in St. Louis, MO, holding the PFS™ designation and Series 65 license with six years of industry experience. He has been practicing under his firm name since 1990. In addition to financial advisory services, he provides part-time tax preparation during the tax season. Terrance P. Davis CPA/PFS offers fee-only comprehensive financial planning and investment advisory services primarily to individuals and small business owners, focusing on pre-retirees and retirees. The firm integrates income, estate, and gift tax consultation with a systematic planning process that emphasizes modern portfolio theory, asset allocation, and low-cost index or passively managed funds.

Jay Peters is a CFP® and ChFC® affiliated with AECH Financial, an independent advisory firm, with 11 years of industry experience. He previously worked at Cetera and MSMF Wealth Management from 2016 to 2025. Outside of advising, Peters serves as an elected board member of a homeowners association and is involved in consulting and networking roles in real estate and referral partnerships. AECH Financial, founded in 2025, offers discretionary portfolio management to individuals, trusts, estates, corporations, and ERISA plan sponsors under 3(21) arrangements. The firm combines quantitative, fundamental, technical, cyclical, and economic analysis with both long- and short-term trading and strategic asset allocation, supporting approximately $24 million in assets across 82 client relationships.

Victoria Ragland is the president of Equity Management, Inc. and holds Series 65 and Series 63 licenses. She has 41 years of experience in the financial industry, including roles at Naples Asset Management and Equity Investment Services, Inc. She operates as a sole advisor based in St. Louis, MO. Equity Management, Inc. primarily serves individual clients, including high-net-worth individuals, providing portfolio management and a mutual-fund timing service on a discretionary basis. The firm employs a short-term, technical trend-following market-timing model focused on equity mutual funds and money-market funds, using chart analysis and timing signals to guide trades.

Michael Carroll is the principal of Carroll Wealth Management Inc., an independent registered investment adviser based in Chesterfield, MO. He holds Series 63 and Series 65 licenses and has 23 years of experience in the financial industry. Carroll has led his own firm since 2009. He maintains a licensed insurance agent designation, though he does not actively use it. Carroll Wealth Management Inc. offers discretionary portfolio management and financial planning primarily to individuals and high-net-worth clients. The firm focuses on client-specific Investment Policy Statements, employs a variety of analytical methods, and manages all accounts in-house, utilizing a broad range of investment strategies and asset types.

Shannon Moenkhaus is a CFP® certificant with 17 years of industry experience, currently serving as the sole advisor at Clarity Financial Planners since 2015. She holds a Series 63 license and is based in Clayton, MO. Clarity Financial Planners provides comprehensive financial planning and discretionary portfolio management to individual and high-net-worth clients, trusts, and businesses. The firm employs an evidence-based investment approach focused on low-turnover mutual funds and ETFs, structured by formal Investment Policy Statements and model allocations, with an emphasis on tax-aware implementation and modern portfolio theory.

Matthew Lambdin is a CFA charterholder with 11 years of industry experience and is the sole advisor at Method Finance, LLC, an independent firm based in St. Louis, MO. He has been with Method Finance since 2013. Outside of his advisory role, he is a co-owner of Central West End Yoga, a yoga studio in St. Louis. Method Finance provides discretionary portfolio management and integrated financial planning primarily for individual and high-net-worth clients. The firm emphasizes a long-term, diversified investment approach using low-cost index funds, supplemented by fundamental analysis and modern portfolio theory, and manages all assets in-house.

Misook Yu is a Certified Financial Planner® with 11 years of industry experience, currently operating Yu Financial Advice, LLC in Chesterfield, Missouri. She previously worked at Edward Jones and runs a separate publishing and education business, YU & Money LLC, which offers seminars and online classes on basic money topics without providing specific investment advice. Yu Financial Advice provides financial planning and advisory services focused on comprehensive written plans and project-based consulting for individuals. The firm emphasizes client education, uses a suitability questionnaire to tailor plans, and recommends passive, low-cost index funds and ETFs without managing client assets or earning commissions.

Thomas Dooley is a Chartered Financial Consultant (ChFC®) with 19 years of industry experience. He has been with LegaTrust Financial Advisors, Inc. since 2010, where he is the sole advisor. Outside of his advisory role, he owns and manages a residential rental property. LegaTrust Financial Advisors provides investment advisory and financial planning services to individuals, families, trusts, estates, small businesses, and retirement plans. The firm employs diversified portfolio construction using modern portfolio theory and multiple analysis methods, and it maintains a specialized retirement plan consulting practice, including serving as ERISA fiduciaries for plan sponsors.

Retirement Income & Tax Planning We have the ability to make the greatest impact for people who are within 5 years of retirement to 5 years post retirement. That 10 year window is crucial for establishing and executing a plan designed to minimize your tax bill and allow you to live your best life, whatever that means to you. The earlier we begin working with a client in that window, the better. Here are some examples of the questions we help clients answer: When can I retire? When should I claim Social Security benefits? How much can I spend each month? How can I minimize my tax bill? Should I take a lump sum pension payment or monthly income? Do I need a trust, or is a will sufficient? What other estate planning documents should I have? Should I change my investment mix as I age? How can I avoid the Medicare IRMAA surcharge?

John Dutemple is the sole advisor at Compton Advisors, LLC, an independent firm based in St. Louis, Missouri. He holds a Series 65 designation and has 23 years of industry experience, all of which have been with Compton Advisors since its founding in 2003. Outside of his financial advisory work, Dutemple is also a performing musician and operates a ticket brokerage business. Compton Advisors provides fee-only comprehensive financial planning primarily for individuals and families, with money-management services and project-specific financial analyses. The firm emphasizes diversified, low-cost indexed funds and other conservative investment options, employs mostly low-turnover strategies, and serves a small, highly individualized client base.

Brian Bingham is the owner of Elite Investment Advisors, LLC in Manchester, MO, holding a Series 65 registration with 25 years of industry experience. He founded Investor Education Network, LLC, where he creates and delivers market education courses. Since 2010, he has volunteered as a leader and board member with the American Association of Individual Investors, focusing on stock selection strategies, and he also leads Investor's Business Daily Meetup Groups to educate individual investors. Elite Investment Advisors is an independent, state-registered firm managing discretionary accounts primarily for individuals, IRAs, trusts, and businesses. The firm employs a trading-oriented approach with concentrated portfolios, using a combination of fundamental growth-stock selection, technical analysis, market timing, and short-term trading.

Daniel Hampel is a financial advisor at Parco Wealth Management LLC in St. Louis, MO, holding a Series 65 designation with six years of industry experience. His previous roles include positions at MariPau Wealth Management and CoreCap Advisors. Outside of advisory services, he is involved in tax preparation through Hampel LLC and insurance sales via Parco LLC. Parco Wealth Management is an independent SEC-registered investment adviser serving individual clients, particularly federal employees and retired federal pensioners. The firm uses a risk-based investment approach focused on ETFs and equities, operates under a fiduciary standard, and does not require a minimum account size.

Nicholas Matlock is a CFP® with 15 years of industry experience, currently serving as the sole advisor at Cratero Capital LLC. His prior experience includes roles at Dark Matter Capital Management, Edward Jones, Charles Schwab, TD Ameritrade, and Scotttrade. In addition to his advisory work, he is CEO of Cratero Copilot, a firm providing personal assistant and operations management services for content creators. Cratero Capital LLC offers investment management and financial planning to individuals, high-net-worth clients, trusts, estates, and pooled investment vehicles, with specialized business and tax/estate planning services for creators and small business operators. The firm implements investment programs using model portfolios focused on exchange-traded funds and manages both individual and pooled accounts, including a private fund with performance-based fee arrangements.

Matthew Dallas is a financial advisor at Portfolio Guide with nine years of industry experience. He holds the CFP® and CFA® designations and has worked previously at Cetera and Buckingham Strategic Wealth. Outside of his advisory role, he serves as treasurer for a local homeowners association. Portfolio Guide provides portfolio management and investment analysis primarily to other registered investment advisers and investment companies in a sub-advisory capacity. The firm employs a model-driven investment process combining quantitative, fundamental, technical, cyclical, and economic analysis, using both long- and short-term trading strategies.

Brendan Freeman is a financial advisor at Cauble & Harre Wealth Management, Inc. in St. Louis, MO, holding Series 65 and Series 63 licenses with seven years of industry experience. His prior work includes roles at First Business Bank, Regions Bank, and Banc Of America Investment Services, Inc. Cauble & Harre Wealth Management, Inc. is a fee-only firm offering discretionary portfolio management and financial planning to individuals, high-net-worth households, and select institutional clients. The firm employs model asset allocations to create customized portfolios combining indexed and active strategies, managing approximately $300 million across about 100 client relationships.

Brian Skrobonja is the owner and president of Skrobonja Wealth Management, LLC, with over 30 years of experience in the financial services industry. He holds the ChFC® designation and is registered with Series 63 and Series 65 licenses. His career includes roles at Kalos Management, National Planning Corporation, and American General Securities Incorporated. Outside of his advisory work, he is an author of books, blogs, and podcasts related to finance and insurance education. Skrobonja Wealth Management serves primarily individual clients, providing discretionary asset management, financial planning, and consulting services. The firm employs a combination of fundamental, technical, quantitative, and sector analyses along with duration management for fixed-income portfolios, and uses sub-advisory relationships and platform-specific implementations to execute client strategies.

Stanley Finger is a financial advisor at Daytona Street Capital in Saint Louis, MO, holding a Series 65 designation with 25 years of industry experience. He previously worked for Eidelman Virant Capital for 38 years before joining Daytona Street Capital in 2023. Daytona Street Capital is an SEC-registered investment adviser managing approximately $161.4 million for individuals, retirement accounts, trusts, charitable organizations, and business entities. The firm employs a concentrated core equity strategy focused on long-term outperformance of the S&P 500, combining customized portfolios with ETF-based allocation strategies and managing a private pooled investment vehicle.

Daniel Berg is a financial advisor at B.E.S.T. Wealth Management LLC in St. Louis, MO, holding a Series 65 designation with seven years of industry experience. He has worked at B.E.S.T. Wealth Management since 2018 and previously spent 11 years at Green Course Financial Advisors. B.E.S.T. Wealth Management serves individuals, businesses, and retirement plans by providing written financial plans, discretionary portfolio management, retirement-plan advisory, and in-house tax preparation. The firm employs an evidence-based investment approach focused on passive allocation through ETFs and mutual funds, supported by academic research and six core principles, beginning client engagements with a written financial plan.