Kristan Bruhn is a financial advisor at L & M Wealth Management and Retirement Solutions, LLC in Oklahoma City, OK, with 10 years of industry experience. She has been with L & M Wealth Management since 2009. In addition to her advisory role, she holds insurance licenses and spends a limited amount of time on insurance-related activities. L & M Wealth Management provides discretionary asset management to individual and high-net-worth clients, offering tailored portfolios that include a mix of stocks, bonds, ETFs, options, mutual funds, and certain private investments. The firm employs a combined fundamental and technical investment approach with an emphasis on continuous supervision and customized risk management.

Danita Rose is a financial advisor with A-Team Financial Investments in Oklahoma City, holding a Series 65 designation and three years of industry experience. Prior to joining A-Team Financial Investments, she worked at Oklahoma City Community College and Advantage Bank. She also teaches several online classes annually at Southern Nazarene University and is a member of DAR Consulting, LLC, both activities unrelated to investment advising. A-Team Financial Investments serves individual investors, trusts, estates, pension and profit-sharing plans, corporations, and non-profit entities, offering fee-based discretionary portfolio management and investment advisory services. The firm employs a combination of fundamental, technical, and cyclical analysis across a broad range of investment instruments and serves a high client load relative to its advisor headcount.

Rhett Wood is a financial advisor at Investment Strategies, LLC with 14 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Retirement Income Strategies, Inc. since 2017 and at Investment Strategies, LLC since 2014. Wood operates an affiliated insurance sales business. Investment Strategies, LLC provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, utilizing a combination of fundamental, technical, and cyclical analysis. The firm offers both direct management and digital platform solutions and supervises third-party money managers while providing ongoing client support.

Carol Lyons is a CFP® with 35 years of industry experience, currently serving at L & M Wealth Management and Retirement Solutions, LLC since 2009. She has operated her own sole proprietorship since 2001 and is also owner and operator of CAROL E. LYONS CFP, INC., a non-investment related business. Lyons holds a Series 63 designation and is a licensed insurance agent, dedicating a portion of her time to insurance-related activities. L & M Wealth Management and Retirement Solutions provides discretionary asset management to individual and high-net-worth clients, offering customized portfolios that include stocks, bonds, ETFs, options, mutual funds, and certain private investments. The firm uses a combination of fundamental and technical analysis, with both long- and short-term strategies tailored to client risk profiles and time horizons, and manages approximately $67.2 million in regulatory assets.

Mark Arra is a financial advisor with EPIC Wealth Management, LLC in Oklahoma City, OK. He holds Series 63 and Series 66 licenses and has 25 years of industry experience. Prior to joining EPIC Wealth Management in 2021, he worked at Sandridge Energy for 10 years and Ameritax Advisory Services for 19 years. EPIC Wealth Management serves individual clients, including high-net-worth households, as well as charitable organizations, corporations, and business owners. The firm offers discretionary and non-discretionary portfolio management along with financial planning services, using an individualized investment plan and employing a variety of strategies including option writing and margin trading.

Anthony Hernandez is a financial advisor with L&S Private Wealth, LLC in Oklahoma City, holding Series 63 and Series 65 designations and having 33 years of industry experience. Prior to joining L&S Private Wealth, he worked at Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc for 14 years each. He is also licensed as a life insurance consultant through Legacy & Succession in Oklahoma City. L&S Private Wealth provides investment management, financial planning, consulting, and retirement plan services to high-net-worth individuals, trusts, estates, corporations, and employee benefit plans, including a tiered family office offering. The firm employs diversified portfolios based on a derivative of Modern Portfolio Theory, using model portfolios and various analytical approaches, and routinely selects unaffiliated sub-advisers to implement strategies.

Donald Dillingham is a CFA® charterholder with 40 years of industry experience, currently serving at Merit Advisors, Inc. in Oklahoma City, OK. He has worked at Oak Hills Securities, Inc. since 2007 and has been with Merit Advisors since 2003. Outside of his advisory role, Dillingham is involved in managing various private equity funds, tax credit acquisitions, and business ventures including restaurant holdings, advertising, broadcasting, and a nonprofit foundation. Merit Advisors serves individual clients, including high-net-worth individuals, as well as other investment advisers, providing portfolio management and a model-based signal service focused on a Managed Bond Strategy that uses technical, trend-following indicators to actively time allocations among bond funds and cash equivalents.

Carrie Bertrand is a financial advisor with Bertrand Investment Strategies, L.L.C. in Oklahoma City, holding a Series 65 credential and 19 years of industry experience. She has worked at several firms including Investment Strategies, LLC and Impact Partnership Wealth, LLC. Outside of her advisory role, she owns and manages Bertrand Longhorn & Equestrian, L.L.C., a ranch management business. Bertrand Investment Strategies provides advisory services to individuals, trusts, and estates by recommending third-party managers based on client goals and risk tolerance. The firm does not directly manage client assets but oversees third-party managers through ongoing reviews and performance monitoring.

Ashton Niemann is a financial advisor at Adaptation Financial Advisors Inc. in Houston, TX, holding a Series 66 credential with three years of industry experience. His prior work includes roles at MDK Financial Group Inc. and Cambridge Investment Research, Inc. He is also active as an independent insurance agent for various companies. Adaptation Financial Advisors serves individuals and families, including high net worth clients, as well as pension and profit-sharing plans, trusts, estates, private businesses, and charitable organizations. The firm offers comprehensive financial planning, portfolio and wealth management, and retirement plan consulting, utilizing a combination of fundamental, technical, charting, and cyclical analysis methods tailored to client objectives and risk profiles.

Mark Humphreys is a financial advisor at LIG Capital Management, LLC with 24 years of industry experience. He holds Series 63 and Series 65 designations and has been with LIG Capital since 2010. Outside of his advisory role, he serves as president of Mark Humphreys & Associates, a non-investment related business, and is also a manager for Peninsula Energy Logistics, an oil and gas pipeline transportation and logistics company. LIG Capital Management provides investment management and advisory services to individuals, small businesses, retirement plans, trusts, and charitable organizations. The firm combines active, trend-following equity strategies with Modern Portfolio Theory–based asset allocation and manages a majority of its assets on a non-discretionary basis.

Daniel Mitchell is a financial advisor at D.M. Wealth Management, Inc. in Norman, Oklahoma, with 24 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at his current firm since 2018, following eight years at Investment Counseling Services. In addition to his advisory work, Mitchell serves as a teacher with Noble Public Schools and is president of Ardent Group Inc. D.M. Wealth Management serves a diverse client base including individuals, trusts, estates, and business entities, managing approximately $49.9 million. The firm offers discretionary portfolio management and financial planning with a customized investment approach that incorporates multiple analytical methods and strategies. It is also noted for providing educational seminars and publishing a free email newsletter.

Alan Niemann is a financial advisor with Adaptation Financial Advisors Inc. in Oklahoma City, holding the ChFC® designation and Series 63 and 65 licenses. He has 42 years of industry experience, including long tenures at Signator Investors Inc. and Royal Alliance Associates, INC. Outside of finance, he is involved in horse and cattle breeding as well as agricultural management through his family limited partnership. Adaptation Financial Advisors Inc. offers portfolio and wealth management, financial planning, and retirement plan consulting services to individuals, families, trusts, charitable organizations, and employer-sponsored plans. The firm manages about $233.6 million in discretionary assets and provides tailored investment plans with ongoing monitoring, utilizing proprietary and third-party programs including a wrap-fee program and WealthPort platform options.

Harry Bertrand is a financial advisor with Bertrand Investment Strategies, L.L.C. He holds Series 65 and Series 66 licenses and has 18 years of industry experience. He co-founded and serves as CEO of Bertrand Retirement Solutions, an insurance services business. Outside of financial services, he is involved in managing a feed store and a bed and breakfast in Blanchard, Oklahoma. Bertrand Investment Strategies, L.L.C. provides advisory services primarily through referrals to third-party managers, assisting clients with paperwork and monitoring without directly managing assets or taking custody. The firm serves individuals, high-net-worth clients, trusts, and estates using a referral-based model that includes disclosed revenue arrangements.

Shanon Mc Cune is a financial advisor at Adaptation Financial Advisors Inc. with Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Adaptation Financial, Mc Cune worked at Cambridge Investment Research, Inc. Since 2022, Mc Cune has also been a licensed insurance producer and serves as a notary. Adaptation Financial Advisors serves individuals and families, including high net worth clients, as well as pension and profit-sharing plans, trusts, estates, private businesses, and charitable organizations. The firm offers tailored portfolio and wealth management, comprehensive financial planning, and retirement plan consulting, employing a variety of analysis methods and managing wrap-fee program accounts and co-advisory services on the Cambridge-sponsored WealthPort platform.

Benjamin Kennedy III is a financial advisor at Wilshire-Pennington Group, Inc. with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wilshire-Pennington since 2004. In addition to his advisory role, he has been an independent insurance agent for various companies since 1987. Wilshire-Pennington Group provides financial planning and asset management services to individuals, trusts, estates, and business entities, managing approximately $42.6 million across about 40 client accounts. The firm emphasizes small business owner issues, retirement and wealth-transfer planning, and employs a mix of fundamental, technical, cyclical, and charting analysis in discretionary portfolio management.

Gary Fraley is a CFA® charterholder with 16 years of experience in the financial industry. He is a managing partner at Merit Advisors, Inc., where he has worked since 2014, and previously was associated with Oak Hills Securities, Inc. Outside of his advisory role, he is involved in a real estate brokerage as a manager and occasionally acts as a broker on transactions. Merit Advisors, Inc. provides investment advisory and portfolio management services primarily to individual and high-net-worth clients, as well as signal services to other advisers and institutions. The firm offers a Managed Bond Strategy that uses proprietary, trend-following technical indicators to adjust allocations among various bond and alternative funds.

Benjamin Kennedy IV is a financial advisor at Wilshire-Pennington Group, Inc. in Nichols Hills, OK, holding a Series 65 designation with 11 years of industry experience. He has been with Wilshire-Pennington Group since 2012. Wilshire-Pennington Group provides financial planning and ongoing asset management to individuals, trusts, estates, and business entities, managing approximately $42.6 million across about 40 client accounts. The firm emphasizes small business owner issues, retirement and wealth-transfer planning, and discretionary portfolio construction using a mix of fundamental, technical, cyclical, and charting analysis.

Marcus Rose is a Series 65-credentialed financial advisor with 10 years of industry experience, currently serving at Investment Strategies, LLC in Oklahoma City. His prior experience includes roles at Rose Retirement and Investments, LLC and Bertrand Retirement Solutions. Outside of finance, he owns a photography business, Figure 8 Photos, and is also involved in personal training through 321, GO, LLC. Investment Strategies, LLC provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm customizes portfolios using fundamental, technical, and cyclical analysis, offering both direct management and digital platform solutions, while also coordinating with third-party money managers.

Valery Oswald is a financial advisor at Epic Wealth Management, LLC in Oklahoma City, holding Series 63 and Series 65 licenses with 37 years of industry experience. He has been with Epic Wealth Management since 2018 and also works with Raymond James & Associates. Outside of advisory work, Oswald owns Live Love Lake, LLC, a real estate business focused on maintaining a residential property. Epic Wealth Management manages approximately $112 million in client assets, providing portfolio management and comprehensive financial planning to individuals, charitable organizations, corporations, and business owners. The firm emphasizes developing tailored investment plans based on long-term cash flow projections and risk assessments, utilizing a wide range of investment instruments and offering both discretionary and non-discretionary account management.

Luke Milholland is a CFP® and ChFC® with 17 years of industry experience, currently serving at Vault Wealth in Oklahoma City, OK. His background includes roles at Prudential Insurance Company of America and leadership positions in several affiliated businesses such as Vault Tax, Vault Realty, and Vault Property Management. Outside of his advisory work, Milholland is involved in real estate development and software ventures. Vault Wealth serves individuals, business owners, and retirement plans, offering comprehensive advisory services including financial planning, portfolio management, and estate planning coordination. The firm’s investment approach combines long-term portfolio construction with active monitoring and scenario analysis, supported by proprietary strategies and a wrap-fee program.