John Ash is a financial advisor with Primerica Advisors in Temple, TX, holding Series 63 and Series 65 licenses and over 36 years of industry experience. He has worked with PFS Investments Inc. since 1990 and Primerica Financial Services since 1988. Outside of his advisory role, Ash serves as an elder at a Church of Christ congregation and is president and director of Ash Freedom Team, Inc., a legal entity formed for Primerica business purposes. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-based strategies managed by unaffiliated asset managers and provides advisory services through a large network of financial advisors.

James Ortyn is a financial advisor with LPL Financial in Belton, Texas, holding a Series 66 designation and 28 years of industry experience. He has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with support from in-house and third-party research and model portfolios.

John Holmes Sr. is a financial advisor with Raymond James Financial, holding a Series 63 designation and bringing 32 years of industry experience. He has worked at Wells Fargo Advisors and Wells Fargo Clearing, and since 2020 has been associated with Oakcrest Advisors, Holmes Wealth Advisors, LLC, and Raymond James Financial Services Advisors. Outside of his advisory roles, he is involved in local community activities, serving as a committee member for the Belton Economic Development Corporation and holding a political office in Belton, Texas. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical modeling, and maintains specialized programs such as municipal advisory and SIMPLE IRA Employer Advisory services.

Lauren Cunningham is a financial advisor at Fidelity with five years of industry experience. She holds a Series 66 designation and has worked at several firms including Ameriprise Financial Services, Inc. and Beene Wealth Management Group. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, with notable roles in commodity pool operations and advisory services to multiple registered investment companies.

William Woughter Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has been with PFS Investments Inc. and Primerica Financial Services since 2005 and 2006, respectively. In addition to investment-related work, he is involved in sales and referrals related to mortgage products, home security, automation, and other home services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-based investment strategies managed by third parties and supports advisory services through a nationwide network of over 3,600 financial advisors.

Kevin Toole is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and possessing 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1994 and worked at Hobby Lobby from 2006 to 2024. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, alongside corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, offering model-driven investment strategies supported by third-party asset managers.

Natalie Allman is a financial advisor at Edward Jones with 10 years of experience at the firm and holds a Series 66 designation. She has maintained a wholesale account as an independent member of Young Living Essential Oils, where she uses and shares products with family and friends. Edward Jones is a full-service wealth management firm serving individual and institutional clients with approximately $1.01 trillion in assets under management, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Tyler Nelson is a financial advisor at Edward Jones in Belton, TX, holding a Series 66 designation with two years of industry experience. Before joining Edward Jones in 2023, he worked at Forvis LLP for five years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Hugh Shine is a financial advisor with Wells Fargo Clearing in Temple, TX, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of advising, he serves as an adjunct professor teaching fundamentals of investing to senior-level finance students at the University of Mary Hardin Baylor. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.

Daryl Riegel is a financial advisor at Edward Jones with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Matthew Gunter is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. since 2015. He is also the author of a book on financial literacy and owns a ranch where he raises beef cattle. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through specialized affiliations.

Jack Cox is a financial advisor at Edward Jones in Temple, TX, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and tax-efficient services, supported by a nationwide network of more than 23,700 advisors.

Gary Knight is a financial advisor at Edward Jones in Belton, TX, with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Edward Jones since 2014. He is also affiliated with GWK Enterprises, LLC, a sales and consulting business, though he has no active participation in its operations. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment products, and fiduciary services through a large network of financial advisors and branch offices nationwide.

Stacy Wolbrueck is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and possessing 24 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes investment policy statement preparation, performance reporting, participant education, and incorporates a broader range of financial products than typical institutional advisers.

Johnathan Baker is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 credential and previously worked at Merrill and Bank of America, N.A. Prior to his financial services career, he served in the United States Marine Corps for 12 years. Outside of advising, he is involved in several business ventures, including owning a pet waste management service and a family livestock farm. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Thomas Allen is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Avantax Insurance Agency, LLC and Avantax Advisory Services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with discretionary and non-discretionary options.

Barbara Cardinal Sorge is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Stephen Newton is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He previously worked at Primerica Financial Services and Primerica Advisors for over two decades. Newton serves as a co-executor of an estate, which involves fiduciary responsibilities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by proprietary and third-party research.

Bryan Daniel is a financial advisor with Ameriprise in Temple, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Prior to joining Ameriprise in 2018, he worked at various Morgan Stanley entities from 2007 to 2018. Outside of his advisory role, he serves on multiple local boards including the Temple Firefighters' Relief and Retirement Fund, the Texas A&M Central Texas Foundation Board, and the University of Mary Hardin Baylor McLane School of Business Advisory Board, where he is chair. He is also an adjunct professor at the University of Mary Hardin-Baylor and co-owns a business supporting a public speaker and military commentator. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets, providing comprehensive written recommendations on income, Social Security, and tax strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary advice in partnership with its financial advisors.

G Daniel is a financial advisor at Ameriprise with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley and its affiliates for over a decade before joining Ameriprise in 2018. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach and delivers automated yet customizable recommendations primarily for clients with assets in Ameriprise-managed accounts.