Nathaniel Harness is a CFP® with two years of industry experience, currently serving as a financial advisor at BentOak Capital. He is also the owner of Nathan Harness Consulting, LLC, and holds a position as Director of Financial Planning and Professor at Texas A&M University. Earlier in his career, he worked at Morgan Stanley for one year. BentOak Capital serves individuals, high-net-worth clients, retirement plans, trusts, estates, and business entities, offering comprehensive financial planning, discretionary portfolio management, and retirement plan consulting. The firm employs a tailored investment approach combining fundamental, technical, and cyclical analysis, typically managing accounts on a discretionary, wrap-program basis.

John Shaw is a financial advisor at Evidence Wealth, LLC with a Series 65 credential and one year of industry experience. His prior experience includes roles at Paragon Financial Advisors, Thompson, Derrig & Craig, and PwC. Outside of advisory work, he is a licensed CPA based in College Station, TX, though he currently has no active duties in this capacity. Evidence Wealth serves individual and high-net-worth clients with discretionary investment management and project-based financial planning. The firm’s investment approach is based on Modern Portfolio Theory and efficient markets, typically utilizing diversified portfolios implemented primarily through ETFs and mutual funds sponsored by Dimensional.

Jerry Ludwig is a financial advisor with Regal Advisory Services, Inc. in Bryan, TX, holding Series 63 and Series 65 licenses and over 41 years of industry experience. He has been with Regal Securities since 2012. Outside of his advisory role, Ludwig provides expert witness and consulting services in securities arbitration through his own consulting business. Regal Advisory Services, Inc. serves individuals, corporations, retirement plans, trusts, foundations, and other institutional clients through a team of 15 advisors managing approximately $113.5 million in assets. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan advisory, utilizing a blend of fundamental and quantitative research tailored to client-specific goals and risk tolerances.

Scott Marwil is a financial advisor with OFG Financial Services, Inc. in College Station, TX, holding Series 65 and Series 63 licenses and having eight years of industry experience. He has worked at OFG Financial Services since 2017 and was previously employed at E N Engineering. Outside of advisory work, he is involved as a general contractor with JL Contracting, LLC, assisting in rebuilding homes damaged by Hurricane Harvey on a volunteer basis. OFG Financial Services is a multi-advisor SEC-registered firm serving individuals and corporate clients with approximately $271 million in assets under management. The firm uses fundamental analysis to construct portfolios commonly emphasizing no-load mutual funds and provides written financial plans, consulting, and portfolio management on a non-discretionary basis.

Nicholas Hiebert is a financial advisor at Foundry Financial LLC with two years of industry experience. He holds a Series 65 designation and has previously worked at Merit Wealth Management and Briaud Financial Advisors. Prior to his financial advisory roles, he spent several years in various independent school districts. Foundry Financial provides discretionary investment management, financial planning, and pension consulting services to individuals, high-net-worth clients, and charitable organizations. The firm uses risk-based, diversified portfolios with a range of investment vehicles and holds discretion to trade on behalf of clients while focusing on long-term allocation.

Douglas Crum is a financial advisor with OFG Financial Services, Inc. in College Station, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with OFG Financial Services since 2000. Outside of advisory work, he is involved in the sale of insurance and fixed annuities through Executive Financial Services. OFG Financial Services provides investment advisory and planning services to individuals and corporations, managing approximately $270 million in assets across 843 client relationships. The firm employs fundamental analysis to construct portfolios with an emphasis on no-load mutual funds and listed securities, managing accounts on a non-discretionary basis and documenting client objectives prior to recommendations.

Kyle Cox is a financial advisor with Tdc Capital Advisors, Inc. in College Station, TX. He holds a Series 65 designation and has two years of industry experience. Prior to his current role, he worked at Thompson, Derrig & Craig, P.C. for nine years and at K2Share, LLC for four years. TDC Capital Advisors provides investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and other business entities, managing approximately $177.6 million in client assets. The firm offers both discretionary and non-discretionary portfolio management, primarily advising on mutual funds while also investing in equities, corporate and municipal debt, certificates of deposit, and U.S. government securities.

Janet Briaud is a CFP® professional with 34 years of experience in financial planning and investment advisory. She has been with Briaud Financial Planning Inc since 1987 and serves on the board of directors for American Momentum Bank. Briaud Financial Advisors is a five-advisor team managing approximately $775 million for individuals, trusts, and pooled investment vehicles. The firm offers fee-only advisory and financial planning services, applying a macro-economic framework combined with technical analysis and option strategies, and manages both liquid and less liquid assets through various investment vehicles.

Jesse Burditt III is a financial advisor with OFG Financial Services, Inc. in Bryan, TX, holding a Series 66 designation and over 52 years of industry experience. He has been with OFG Financial Services since 1992. Outside of his advisory role, he is involved in life and health insurance sales and advice through The Burditt Company and participates in purchasing oil and gas leases and royalty interests with HIO Oil & Gas, LLC. OFG Financial Services provides investment advisory and planning services to individuals and corporations, managing approximately $270 million in assets across 843 client relationships. The firm employs fundamental analysis to build portfolios primarily using no-load mutual funds and listed securities, managing accounts on a non-discretionary basis and documenting client objectives before making recommendations.

Benjamin Schroeder is a financial advisor with OFG Financial Services, Inc. in College Station, TX, holding Series 63 and Series 65 licenses and nine years of industry experience. He has been with OFG Financial Services since 2016. Outside of advisory work, he is an independent life and health insurance agent, dedicating about 10% of his time to these activities. OFG Financial Services provides investment advisory and planning services to individuals and corporations, managing approximately $270 million in assets across 843 client relationships. The firm uses fundamental analysis to construct portfolios emphasizing no-load mutual funds and listed securities, offering non-discretionary portfolio management and written financial planning.

Lorin Kieschnick is a financial advisor at OFG Financial Services, Inc. with 18 years of industry experience. He holds a Series 66 designation and has been with OFG Financial Services and Ameritrust Capital Mortgage since 2007. Outside of advisory work, Kieschnick is involved in livestock sales and marketing. OFG Financial Services serves individuals and corporations with investment advisory and planning services, managing approximately $270 million in assets through a team of 37 advisors. The firm uses fundamental analysis to construct portfolios emphasizing no-load mutual funds and listed securities, providing non-discretionary advice tailored to client objectives.

Heather Jendrusch is a financial advisor at Paragon Financial Advisors in College Station, TX, with nine years of industry experience. She holds the CFP® certification and Series 66 license. Prior to joining Paragon Financial Advisors in 2023, she worked at UnitedHealth Group and M C Byrd Wealth Management, LLC. Paragon Financial Advisors serves individual, high-net-worth, and institutional clients, offering discretionary portfolio management, financial planning, and retirement plan advisory services. The firm’s investment approach focuses on strategic asset allocation and diversified portfolios using a variety of investment vehicles, with ongoing monitoring and systematic rebalancing.

Matthew Spradling is a CFP® and Series 65–licensed financial advisor at Paragon Financial Advisors with four years of industry experience. He has been with Paragon Financial Advisors since 2021, following nine years at Reynolds & Reynolds. Located in College Station, TX, he is part of an 11-advisor team. Paragon Financial Advisors serves a diverse client base including individual, high-net-worth, and institutional clients, providing discretionary portfolio management, financial planning, and retirement plan advisory services. The firm emphasizes strategic asset allocation and long-term diversified portfolios using various investment vehicles, with ongoing monitoring and client communication.

Dalton Smith is a Series 65-licensed advisor at Evidence Wealth, LLC with one year of industry experience. Prior to joining Evidence Wealth, he worked at Mathnasium from 2018 to 2022. Evidence Wealth is a six-advisor firm that provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, charitable organizations, businesses, and qualified retirement plans. The firm employs an evidence-based investment process grounded in Modern Portfolio Theory, utilizing broad asset-class diversification primarily through passive mutual funds and ETFs.

Mark Coverdale is a financial advisor at Regal Advisory Services, Inc. in Bryan, Texas, with three years of industry experience. Prior to his advisory role, he was a full-time student for three years and spent a decade working in a family-owned tiling business. He is the owner of Coverdale Wealth Management, an LLC that manages taxes and business expenses related to his advisory activities. Regal Advisory Services, Inc. serves individuals, including high-net-worth clients, retirement plans, trusts, foundations, and business entities by providing financial planning, portfolio management, and retirement plan advisory services. The firm uses a combination of fundamental and quantitative research and offers discretionary and non-discretionary managed account programs through proprietary platforms and third-party managers.

Thomas Fraim III is a financial advisor at Warwick Partners with Series 65 and Series 63 licenses and three years of industry experience. His prior roles include positions at Ameritas Life Insurance Company, Ameritas Investment Company, Southeast Financial Services, Inc., Wells Fargo, and Bogart Wealth, LLC. Warwick Investment Management, Inc. provides discretionary and non-discretionary investment management, financial planning, and pension consulting to individuals, trusts, estates, business entities, charitable organizations, and retirement plans. The firm manages approximately $2.48 billion in client assets through risk-based diversified portfolios and offers both fixed-fee and asset-based billing arrangements.

Franklin Farrell is a financial advisor with Warwick Partners in Bryan, TX, holding a Series 65 designation and beginning his industry career in 2025. Prior to joining Warwick Partners, he worked at Prosperity Bank for two years and was a full-time student for nine years. Warwick Investment Management, Inc. provides discretionary and non-discretionary investment management, financial planning, pension consulting, and third-party adviser selection for a range of clients including individuals, trusts, estates, business entities, charitable organizations, and retirement plans. The firm manages approximately $2.48 billion in client assets across about 253 accounts, offering model-driven, risk-based diversified portfolios with ongoing monitoring and both fixed-fee and asset-based billing arrangements.

James Larkin is a Series 65 licensed advisor at Tdc Capital Advisors, Inc. in College Station, TX, with 18 years of industry experience. He has worked at Tdc Capital Advisors, Inc. since 2008 and is also associated with Thompson, Derrig & Craig, P.C. since 2007. Tdc Capital Advisors provides investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and other business entities, managing approximately $177.6 million in client assets. The firm primarily advises on mutual funds and other securities, offering both discretionary and non-discretionary portfolio management tailored to client suitability.

Aubry Taylor is a financial advisor with Tdc Capital Advisors, Inc. in College Station, TX, holding a Series 65 designation and 11 years of industry experience. He has been affiliated with both Thompson Derrig & Craig PC and Tdc Capital Advisors since 2013. Tdc Capital Advisors provides investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and other business entities, managing approximately $177.6 million in client assets. The firm offers both discretionary and non-discretionary portfolio management with a focus on mutual funds and a range of other securities.

Clarence Glover III is a financial advisor at Warwick Partners with 41 years of industry experience. He holds a Series 63 designation and has been with Warwick Investment Management since 1981. Warwick Investment Management provides discretionary and non-discretionary investment management, financial planning, pension consulting, and third-party adviser oversight to individuals, trusts, estates, business entities, charitable organizations, and retirement plans. The firm manages approximately $2.14 billion across 229 clients using model, risk-based portfolios that include mutual funds, ETFs, individual equities and bonds, U.S. government securities, and alternative investments such as private debt and private investment vehicles.