Michael Houghton is a financial advisor with M Holdings Securities, Inc. based in El Paso, TX. He holds Series 63 and Series 66 licenses and has 14 years of industry experience. He has been associated with Houghton Financial Partners and M Holdings Securities since 2014. Outside of his advisory work, Houghton serves on the Board of Directors for Hospitals of Providence East Campus and is a board member of WestStar Title. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving individual, corporate, and retirement plan clients through a nationwide network of independent firms. The firm offers a range of advisory services including investment management, retirement plan consulting, financial planning, and sub-advisory services, utilizing multiple sponsored platforms and third-party custodians.

Kenneth Hewitt Sr. is a financial advisor with Consolidated Portfolio Review Corp in El Paso, TX, holding a Series 63 designation and having 33 years of industry experience. He has worked at Vanderbilt Securities, LLC and Western International Securities, Inc., and owns Hewitt Planning Services, a fee-based investment and insurance business he has operated since 1994. Consolidated Portfolio Review Corp serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans, offering managed accounts, financial planning, and access to third-party advisors. The firm employs strategic asset allocation with fundamental and technical analysis and integrates a network of affiliated financial entities and service providers within its platform.

Jorge Trevino is a financial advisor at Gradient Securities, LLC with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Prima Insurance and Wealth Management, LLC, Quest Capital Strategies, Inc., and Trev Corp Financial Services. He is also involved with Prima Insurance and Wealth Management as an insurance agent. Gradient Securities, operating as Gradient Wealth Management, provides financial planning, consulting, non-discretionary asset management, and ERISA plan services to individuals and various business entities. The firm combines SEC-registered advisory services with broker-dealer activities and often uses third-party managers in its investment approach.

Ernesto Mendoza is a financial advisor at Blackridge Asset Management, LLC with 11 years of industry experience. He holds a Series 66 designation and has worked at Blackridge Asset Management since 2018, with prior experience at Securities America Advisors, Securities America, Inc., and Edward Jones. Outside of advising, Mendoza operates an online retail business specializing in new and used watch sales. Blackridge Asset Management provides personalized financial planning and asset management services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, and small businesses. The firm’s investment approach includes client risk profiling, use of model portfolios, and a multiphase due diligence process for sub-managers, delivering services through fee-based portfolio management and sub-advisory arrangements.

Charles Dodds is a financial advisor with Madison Avenue Securities, LLC, holding a Series 66 designation and 15 years of industry experience. He previously worked at Edward Jones, U.S. Bancorp Investments, and Merrill. Beyond his advisory role, Dodds serves as Vice President on the board of the PDN Children's Development Center, a nonprofit supporting children with autism and other learning disabilities. Madison Avenue Securities provides investment advisory and brokerage services to individual and high-net-worth clients, including pension consulting and services for charitable institutions. The firm offers discretionary and non-discretionary portfolio management through multiple platforms and uses a variety of investment vehicles to tailor client portfolios.

Ruben Salas is a financial advisor with International Assets Investment Management, LLC, holding a Series 66 designation and over 21 years of industry experience. He has worked at International Assets Investment Management and its affiliate since 2017 and held prior roles at Sun City Wealth Management and LPL Financial. Outside of advisory work, Salas is involved in the restaurant and bar business as a partner or managing member of several establishments in El Paso, Texas. International Assets Investment Management serves individuals, high-net-worth clients, retirement plans, and business entities through a national network of independent advisor representatives. The firm offers discretionary and non-discretionary portfolio management, financial planning, and third-party wrap and manager programs, pursuing customized, long-term investment strategies that include mutual funds, ETFs, equities, and fixed income.

Ma Palacios De Hernandez is a financial advisor with BBVA Global Wealth Advisors, Inc. in El Paso, TX, holding a Series 66 designation and 15 years of industry experience. Her career includes roles at BBVA Securities Inc., PNC Investments, and several BBVA-affiliated entities. Outside of advising, she is involved with BBVA Global Wealth Insurance, Inc. as an insurance agent who refers clients to the agency. BBVA Global Wealth Advisors serves individual and high-net-worth clients, businesses, and family offices, offering portfolio advisory and wrap-fee programs primarily on a non-discretionary basis. The firm’s investment approach integrates client risk profiles with global research and combines strategic and tactical asset allocation while generally requiring client approval for trades.

Erika Marin is a financial advisor with Strategic Financial Concepts, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has worked at LPL Financial since 2012. In addition to her advisory role, she is a commissioned notary and holds licenses for life, disability, and long-term care insurance. Strategic Financial Concepts, LLC provides personalized investment advisory and financial planning services to individuals, plans, trusts, charities, and businesses. The firm offers discretionary investment management using model portfolios and third-party managers, with a notable focus on insurance-related activities alongside traditional investment solutions.

Enrique Hernandez Jr. is a financial advisor with Independent Wealth Network, Inc. He holds a Series 66 designation and has 25 years of industry experience. His prior roles include positions at Emerson Equity LLC, APA-CIA LLC, Midland National Life Insurance, and Guardian Life Insurance Company. Outside of advisory work, he is involved in managing a family rental property through an LLC formed with his brother. Independent Wealth Network serves a diverse client base including individuals, trusts, pension plans, estates, charitable organizations, and corporations. The firm offers discretionary portfolio management, financial planning, and access to third-party managers and model portfolios, tailoring investment strategies to client goals and risk tolerances.

Moises Flores is a financial advisor with PNC Wealth Management in El Paso, TX, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. His career includes roles at Edward Jones, TD Ameritrade, and Scottrade. He has also served as co-director for the 2026 Men's ACTS Retreat and was the owner of a non-investment business, Smart Goals Indoor Sports. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available via invitation to employees with PNC Bank online credentials. The firm employs approved model strategies using mutual funds and ETFs, with portfolio implementation delegated to third parties and an emphasis on algorithm-driven enrollment and risk assessment.

Victor Gomez is a financial advisor with Valic Financial Advisors who holds Series 63 and Series 66 licenses and has 26 years of industry experience. His prior roles include positions at Legend Advisory Corporation, Legend Equities Corporation, Lincoln Investment, and Agia. Outside of investment advisory, he is also an agent for non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management and financial planning services through a large network of advisors. The firm uses discretionary unified managed accounts with Envestnet’s platform and provides tax-aware and ESG overlay options.

Charles Dodds Jr. is a CFP® and ChFC® with 40 years of industry experience. He is currently with Commonwealth Financial Network and co-owns Dodds Wealth Management Group LLC. His prior experience includes seven years at Raymond James & Associates. Commonwealth Financial Network is a national registered investment adviser that supports approximately 2,950 advisors and their clients by providing advisory programs, technology, and operational support. The firm offers a range of portfolio management options, including discretionary model portfolios and personalized indexing strategies.

Matthew Turner is a financial advisor at First Command Advisory Services with two years of industry experience. He holds the Series 63 and Series 65 licenses and also works as a Realtor with Keller Williams Realty. His prior work includes roles at Keller Williams and various other companies. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Pablo Magdaleno Carlos is a financial advisor with Eagle Strategies (NY Life) based in El Paso, TX, holding the ChFC® designation and securities licenses Series 63 and 66. He has nine years of industry experience and has held roles at Crown Wealth Strategies LLC, Eagle Strategies LLC, Nylife Securities LLC, and New York Life Insurance Co. He serves in leadership and finance committee roles on the boards of several local nonprofit organizations focused on children's health and bereavement support. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors, institutional clients, and plan sponsors. The firm delivers tailored advice through multiple program types, primarily managing assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Jonathan Kronmiller is a financial advisor at Empower Advisory Group with 15 years of industry experience. He holds the Series 66 and Series 63 designations. His prior roles include positions at J.P. Morgan Securities and JPMorgan Chase Bank NA. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm uses an integrated service model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Elizabeth Ruvalcaba is a financial advisor with Commonwealth Financial Network in El Paso, TX, holding Series 63 and Series 66 licenses and 29 years of industry experience. Her prior roles include advisory positions at Dodds Wealth Management Group, Wells Fargo Advisors, Wells Fargo Clearing Services, and Morgan Stanley. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing about $212.7 billion in client assets. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and custodial services.

Rodolfo Valdez is a financial advisor with Eagle Strategies (NY Life) based in El Paso, TX. He holds Series 63 and Series 66 credentials and has three years of industry experience. Prior to his current role, Rodolfo worked at Money Tree Holdings and Jaguar Land Rover El Paso, among others. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types tailored to client objectives, with a significant focus on non-discretionary assets and fiduciary responsibilities to retirement investors.

Leigh Bloss is a financial advisor with Voya Financial Advisors, Inc. based in El Paso, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Voya Financial Advisors since 2014. Outside of his advising role, he has served as immediate past chairman of the El Paso Community Foundation, a local nonprofit organization. Voya Financial Advisors serves a diverse client base including individual and institutional investors such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, and a variety of advisory programs, with a notable emphasis on non-discretionary recommendations and a combination of investment advisory and broker-dealer services.

Courtney Craig is a financial advisor at First Command Advisory Services with one year of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at Blake Brothers Service Corporation and H.C. Blake Company. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, with investment decisions managed centrally by an Investment Management Team and Wealth Portfolio Managers.

Luis Navarro is a financial advisor with Valic Financial Advisors in El Paso, TX, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has worked at VALIC Financial Advisors since 2010 and concurrently with SWBC Investment Company and SWBC Investment Services LLC since 2014. Navarro also serves as an agent for Agia, focusing on non-securities insurance products. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.