Eric Courage is a CFP® with 13 years of industry experience. He has been with Margin, LLC since 2018 and previously worked at U.S. Bancorp Investments, Inc. from 2016 to 2017. Outside of his advisory role, he is the owner and coach of Make Yourself, LLC, a start-up and entrepreneur coaching business. Margin is an independent, fee-only advisory firm serving high-net-worth individuals, families, and institutional clients. The firm offers discretionary investment management and comprehensive financial planning, utilizing diversified portfolios and a wide range of investment strategies including tax-aware decisions, derivatives, and private investments.

Bradford Pappas is the principal advisor at Rocky Mountain Humane Investing LLC in Denver, CO, with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at EPG Wealth Management LLC and his own firm since 1995. Rocky Mountain Humane Investing is an independent, single-advisor firm providing discretionary portfolio management and retirement plan services, including ERISA fiduciary consulting and management. The firm emphasizes socially responsible investing with exclusionary screens for sustainable and vegan criteria and manages relatively concentrated portfolios alongside institutional retirement assets.

Aditi Kapadia is a CFP® and CFA® credentialed advisor with over a year of industry experience. She currently works as the sole advisor at Wealth IQ and has prior experience with BMO Wealth Management and GE Capital. Wealth IQ serves individual and high-net-worth clients with investment management and comprehensive financial planning, offering both DIY advisory models and discretionary portfolio management. The firm’s services include specialized planning for business owners and cross-border advisory, using proprietary and third-party model strategies with a focus on tax-aware and socially responsible investments.

Horace Ruckel is the sole advisor at H. Anthony Ruckel, an independent firm based in Denver, CO. He holds a Series 65 designation and has eight years of experience in financial advising, alongside a long legal career dating back to 1969. Ruckel maintains a residual law practice and does not accept new legal clients, with any overlap between legal and advisory roles carefully managed to remain separate. The firm provides discretionary portfolio management for individuals, families, and straightforward trusts, focusing primarily on fundamental analysis supplemented by technical analysis. Portfolios are generally conservative and include publicly traded stocks, mutual funds, and ETFs, with bond exposure primarily through mutual funds.

Raul Chavez is a financial advisor at RCH Fields Family Wealth Management LLC in Denver, CO, holding Series 63 and Series 65 licenses with 16 years of industry experience. He has been with RCH Fields Family Wealth Management since 2010. RCH Fields Family Wealth Management serves individual and high-net-worth clients by providing discretionary portfolio management, selection of third-party advisers, and financial planning on a fixed or hourly basis. The firm constructs client-specific Investment Policy Statements and employs a range of analytical methods and trading strategies, with accounts reviewed at least quarterly.

Steven Buxbaum is a financial advisor at Portsea Investments, Inc. with 13 years of industry experience. He previously worked at Stonebridge Capital Management for four years before joining Portsea in 2018. Outside of his advisory role, he serves on the investment committee of the board of Inner-City Arts, a nonprofit provider of arts education in Los Angeles, and manages a real estate investment business, Ysidro Capital Partners. Portsea Investments provides discretionary portfolio management and personalized investment advice to individuals, high-net-worth families, retirement plans, charitable organizations, trusts, estates, and businesses. The firm employs a core-and-satellite investment approach with value-oriented core holdings and growth satellites, applying fundamental and cyclical analysis for asset allocation and security selection.

Tom Nelson is a CFP® professional with 17 years of industry experience and operates as the sole advisor at Tom C. Nelson, PhD, CFP® Personal Financial Consultant in Broomfield, Colorado. He has been a senior instructor of finance at the University of Colorado at Boulder since 1999. Nelson holds a doctoral academic background in finance. His firm provides fee-only, hourly financial planning and investment advice primarily to individual clients, as well as trusts, estates, charitable organizations, and small businesses. The practice operates on a consultative basis without managing or trading client assets, focusing on educational, project-based engagements with investment recommendations typically limited to low-cost index mutual funds and ETFs.

Perry Vasquez is a CFP® professional with 27 years of industry experience, currently serving as the sole advisor at Vascorp Wealth Advisors in Arvada, CO. He has worked at Genesee Wealth Strategists since 2003 and has been associated with Financial Planning Centers of America, Inc. since 1991. Vascorp Wealth Advisors serves individuals, families, and family trusts, focusing on retirement and estate planning, investment management, insurance planning, and tax preparation. The firm works primarily with professionals, farmers, ranchers, and business owners transitioning into retirement or restructuring business assets for multigenerational estate purposes, offering tailored planning and discretionary portfolio management that incorporates a variety of investment vehicles and strategies.

Christopher Swales is a CFA® charterholder and financial advisor with 18 years of industry experience. He is the sole advisor at Swales Financial LLC, an independent firm he founded in 2020. Prior to establishing his firm, Swales worked for Citigroup Global Markets Inc. for seven years and has held roles with State Farm VP Management Corp. and Paul Little Insurance Agency. Swales Financial LLC provides portfolio management and financial planning primarily to individual and high-net-worth clients. The firm follows a goals-driven investment process that combines fundamental analysis, Modern Portfolio Theory, and technical analysis, and is noted for its explicit use of options and derivatives in separately managed accounts.

Leah Copertino is a financial advisor at Go Fish Finance, LLC in Louisville, Colorado, holding a Series 65 designation with one year of industry experience. Prior to founding her advisory firm, she worked at Pinterest and Twitter and currently serves as an Enterprise Account Lead at Airbnb, where she spends approximately thirty hours per week. Go Fish Finance is a single-advisor independent registered investment adviser serving individual and high-net-worth clients with financial planning and investment management. The firm offers defined planning engagements, project-based sessions, estate-planning referrals, and educational seminars, using Modern Portfolio Theory to build customized investment plans focused on mutual funds and ETFs.

Abigail Kovach is the principal of Abby Kovach Financial Planning, LLC in Lafayette, Colorado, with 15 years of industry experience. She holds the CFP® and Series 65 designations and has operated her independent financial planning firm since 2009. Outside of financial advising, she is a minority owner of GPN Alliance, an organization supporting accessible, fee-only financial planning, and owns Red Dog Property, LLC, which manages office space leasing. Abby Kovach Financial Planning, LLC is a fee-only practice serving individual investors, trusts, estates, foundations, and businesses, primarily focusing on non-high-net-worth clients. The firm emphasizes comprehensive financial planning and investment consultation, with an investment approach centered on long-term, passive allocation and a focus on educational workshops rather than ongoing portfolio management.

Michelle Francis is a financial advisor with Life Story Financial in Arvada, CO, holding a Series 66 designation and eight years of industry experience. Her prior work includes roles at Western Wealth Management, LPL Financial, PBS Wealth Management Consultants, Royal Alliance, and a 12-year tenure at PR Unscripted. Life Story Financial serves individual and high-net-worth clients by offering discretionary investment management and various financial planning services, utilizing the AssetMark platform and third-party managers. The firm combines passive and active investment strategies guided by Modern Portfolio Theory and integrates ESG considerations when requested.

Justin Boyle is a financial advisor at Benefit Investing LLC in Denver, CO, holding a Series 65 designation with two years of industry experience. Prior to his current role, he worked in education, including positions at the Montessori School of Denver and Aurora Public Schools, and spent five years at The University of Alabama. His background in mathematics education and academic research influences his approach to financial advising. Benefit Investing LLC provides employer-funded financial education workshops as well as individualized project-based financial planning and ongoing advisory services. The firm emphasizes client education and decision-making, offering diversified investment recommendations without custody or trade execution, and serves businesses, individuals, and families through interactive workshops and advisory meetings.

Nestor Vargas is a Certified Financial Planner® (CFP®) at AlignPoint Wealth with 15 years of industry experience. He has previously worked at Fidelity Brokerage Services, LLC, Green Mountain Planning, and Origin Financial. Vargas is the owner of Green Mountain Planning, a registered investment advisor based in Lakewood, CO. AlignPoint Wealth is an independent firm that provides financial planning and discretionary investment management primarily for individual and high-net-worth households. The firm employs diversified ETF and mutual fund portfolios based on Modern Portfolio Theory, offering both comprehensive planning and project-based services, with features such as flat-fee planning and sub-advisor usage for direct indexing and tax-loss harvesting.

Maia Babbs is a CFA charterholder and holds a Series 63 license with 10 years of industry experience. She has worked at Obermeyer Wood Investment Counsel for six years before founding Lariat Wealth Management, where she has been since 2021. Maia is based in Denver, CO. Lariat Wealth Management is an independent, state-registered adviser providing discretionary investment management and financial planning to individual and high-net-worth clients. The firm manages approximately $37.7 million in discretionary assets across 27 client relationships, employing a long-term, fundamentally driven investment approach using four model portfolios that combine equities, fixed income, mutual funds, and ETFs.

Brynna Wilson is a financial advisor at Citrine & Gold LLC in Denver, CO, with seven years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at New York Life Insurance Company and NYLIFE Securities, LLC. Outside of her advisory work, she owns The Sauna Room, a business offering infrared sauna rentals, and serves as a board member for The Jamin Fund, a nonprofit that provides scholarships and builds schools in developing countries. Citrine & Gold provides portfolio management and comprehensive financial planning services to individuals, trusts, estates, corporations, and other business entities. The firm employs model portfolios and a three-stage framework focused on asset allocation and distribution planning, serving a small client base with both discretionary and standalone planning engagements.

Blair Quinn is a financial advisor at Alpine Wealth Advisors, LLC in Denver, CO, holding a Series 66 designation with 17 years of industry experience. He has been with Alpine Wealth Advisors since 2013. Alpine Wealth Advisors is an independent firm providing discretionary investment management and financial planning to individuals, families, trusts, businesses, and charitable organizations. The firm emphasizes long-term, diversified portfolios constructed with no-load mutual funds, ETFs, equities, and bonds, tailoring recommendations based on detailed client interviews and managing accounts on a discretionary basis.

Uwaila Osagiede is a CFP® professional with 11 years of industry experience, currently serving as the sole advisor at Peakstone Wealth Management, LLC in Denver, CO. She has been with Peakstone Wealth Management since 2014. Osagiede is also licensed to sell life, accident, and health insurance products and may engage in commissionable insurance or fixed annuities sales with clients. Peakstone Wealth Management is an independent, solo-advocate registered investment adviser offering financial planning, discretionary investment management, consulting for individuals and families, and fiduciary retirement plan services to plan sponsors. The firm utilizes academically grounded, passive model portfolios with ETFs and no-load mutual funds, integrating financial planning with portfolio oversight and coordinating with clients’ tax and legal advisors.

Brian Midtbo is a financial advisor with StrongHaven Capital LLC in Centennial, CO, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior roles include positions at The Wealth Consulting Group, LPL Financial LLC, and 13th & Downing. Outside of his advisory work, he has experience in entrepreneurial ventures dating back to 2012. StrongHaven Capital LLC serves individuals, trusts, estates, charitable organizations, and business entities, providing financial planning, family office, and wealth management services. The firm emphasizes customized portfolio construction focused on capital preservation and diversification across various asset classes, with ongoing monitoring of client accounts and selected independent managers.

Tina Ottersberg is a CFP® professional with 15 years of experience in financial planning and investment management. She has worked at To Wealth, LLC since 2017 and previously at BSW Wealth Partners for six years. Ottersberg operates as the sole advisor at her independent firm based in Boulder, CO. To Wealth, LLC serves individuals, high-net-worth clients, trusts, estates, and charitable accounts, providing comprehensive financial planning and discretionary investment management. The firm follows a long-term, asset-allocation driven investment approach with customized portfolio strategies and offers services including wealth preservation, estate coordination, philanthropic planning, and next-generation financial education.