Anthony Regalado is a CFP® with 28 years of industry experience, currently advising at Facet since 2026. His prior roles include positions at Markit Digital/S&P Global/Communify Fincentric and Schwab Private Client Investment Advisory, Inc., where he worked for ten years, as well as a long tenure at Charles Schwab dating back to 1993. Facet Wealth provides subscription-based financial planning and discretionary investment management to individual clients, serving a range of households via phone, video, and a proprietary web platform. The firm employs model-based asset allocations primarily using ETFs and technology-driven processes, including machine learning for tax-optimized implementation and regular portfolio rebalancing.

David Selden is a financial advisor at CreativeOne Wealth, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at several firms including Gradient Advisors, Madison Avenue Securities, and AE Wealth Management. Outside of his advisory work, Selden is president of Mountain West Retirement, LLC, a firm focused on marketing insurance services, and serves as chapter president and instructor for the American Financial Education Alliance, a nonprofit offering financial education classes. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement consulting services to individuals, corporations, and other advisory firms. The firm manages primarily discretionary portfolios using proprietary and third-party strategies, including modern portfolio theory and quantitative analysis, and offers access to ETFs, mutual funds, options strategies, and select private investments.

Vipul Varma is a financial advisor with Regal Investment Advisors LLC and holds a Series 66 designation. He has nine years of industry experience, including roles at Regulus Financial Group, FSC Securities Corp, and Advanced Trustee Services. Outside of advising, he works as a process chemical engineer consultant for Archer Daniels Midland Company. Regal Investment Advisors LLC, also known as LionShare, provides discretionary investment management services through independent advisers to a diverse client base, including individual, charitable, and corporate clients. The firm offers proprietary and third-party model portfolios, allowing advisers to select strategies tailored to client needs while granting Regal discretionary authority for implementation and rebalancing.

Joel Amador is a financial advisor at Rockefeller Financial LLC with 13 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Rockefeller Financial in 2023, he worked at Charles Schwab & Co., Inc. for 10 years. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides a range of portfolio management and financial planning services through a Private Advisor model and a consolidated investment platform, combining discretionary and non-discretionary solutions across equities, fixed income, and alternatives.

Joshua Kendall is a CFP® and ChFC® with 12 years of experience in the financial industry. He is currently with Kayne Anderson Rudnick Investment Management, LLC, where he has worked since 2025. His prior roles include positions at Mariner Wealth Advisors, Bank of the West, BancWest Investment Services, TIAA-CREF, and Griffin Capital Securities. Kayne Anderson Rudnick provides discretionary investment management and sub-advisory services to a diverse range of clients, including institutional investors, high-net-worth individuals, and family offices. The firm’s investment approach focuses on fundamental, company-level research and integrates proprietary governance and sustainability assessments across active equity and fixed-income strategies.

David Cooper is a CFP® with 26 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory, Inc. since 2015. Prior to this, he has been self-employed for over a decade. He also serves as a volunteer board member for Boys Town of Central Florida. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations utilizing Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many enterprise wealth managers.

Mark Wren is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at Arbor Point Advisors, Securities America Advisors, Voya Financial Advisors, and other firms. In addition to his advisory work, he owns Third Day Business Advocates, an LLC focused on financial analysis to improve business cash flow and debt structure. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base, including individuals, pension and profit-sharing plans, corporations, trusts, and nonprofit entities. The firm provides investment management, financial planning, retirement plan consulting, and related services using a variety of program models and third-party platforms.

Casey Zeringue is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and ten years of industry experience. His career includes roles at Schwab Wealth Advisory since 2026, TD Ameritrade from 2021 to 2024, and Charles Schwab Bank between 2017 and 2025. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within Charles Schwab, using standard asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Kevin Mcintosh is a financial advisor with RBC Rochdale, LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has worked at CNR Securities, LLC since 2016. Outside of his advisory role, he is a limited partner in a fitness franchise business and provides input on its operations. RBC Rochdale serves a diverse client base including high net worth individuals, institutions, and government entities, offering discretionary and non-discretionary portfolio management through an active, multi-strategy investment process that combines quantitative and fundamental analysis. The firm manages approximately $73 billion in assets and sponsors the City National Rochdale mutual and interval funds.

David Dershteller is a financial advisor at Key Investment Services LLC with 11 years of industry experience. He holds the Series 66 designation and has previously worked at UMB Bank and PNC Bank and Investments. He has been with Key Investment Services since 2018. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, and separately managed accounts. The firm emphasizes client direction in investment choices and provides oversight and due diligence for third-party advisory products while leveraging its affiliations within the KeyCorp group.

Justin Hawksley is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Creative Planning since 2017. Prior to this, he worked at Ethos Financial Partners for three years. He holds a Series 63 license and is based in Elizabeth, CO. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supported by a broad range of supplemental investment options and integrated retirement plan services.

Amer Tipura is a financial advisor at Key Investment Services LLC with eight years of industry experience. He holds a Series 66 designation and has previously worked at Raymond James Financial Services Advisors, Inc., MassMutual Life Insurance Co, and MML Investor Services, LLC. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs, model portfolios, and managed accounts. The firm emphasizes client investment direction and model selection, with financial professionals providing recommendations and ongoing monitoring.

Douglas Askins is a CFP® professional with 11 years of experience in financial advisory roles. He has worked at Schwab Wealth Advisory since 2021 and held prior positions at Charles Schwab and USAA, focusing on investment management and financial planning. His credentials include Series 65 and Series 63 licenses. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, utilizing Schwab’s standard asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab and employs a cost-and-expense plus payment structure rather than directly charging clients.

Matthew Karp is a financial advisor with Transamerica Retirement Advisors, LLC, possessing Series 65 and Series 63 licenses and nine years of industry experience. He has worked at Transamerica Life Insurance Company and Transamerica Investors Securities Corporation since 2019 and has prior experience at OppenheimerFunds Distributor, Inc. and Anthem Health Services. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice, advisor-managed advice, and investment education services. The firm utilizes proprietary software and model portfolios from Morningstar Investment Management to deliver asset allocation and retirement guidance at scale.

Clayton Thomas is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. His prior roles include positions at BBVA Compass Insurance Agency, Bbva Securities Inc., Bbva Wealth Solutions Inc., and COMPASS Bank, where he worked for extensive periods before joining PNC in 2021. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account available to employees. The firm uses algorithm-driven portfolio selection and delegates portfolio implementation to third parties, focusing on mutual funds and ETFs with annual rebalancing.

Michele Hefner is a financial advisor at Transamerica Retirement Advisors, LLC with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously with Diversified Investment Advisors and Diversified Investors Securities Corp. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed advice programs and investment education services. The firm’s approach relies on Morningstar Investment Management for portfolio construction and oversight, offering a mix of discretionary and non-discretionary investment recommendations.

Evan Meyer is a CFP®-certified financial advisor with 15 years of industry experience. He is currently with Private Advisor Group, LLC and has previously worked with Investor Financial Group, LLC and LPL Financial, LLC. Outside of finance, he operates Evan Meyer Photography, a freelance landscape photography business. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with a range of advisory services including portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based model, offering both discretionary and non-discretionary solutions, often implementing advice through third-party managers and proprietary platforms.

Anne Cherskov is a financial advisor at TLG Advisors, Inc. with one year of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at firms including Simplicity Investments and Vanbridge, an Epic Company. Outside of her advisory role, she owns an insurance sales business, Annuity Annie LLC, and coaches at the Fencing Academy of Denver. TLG Advisors serves a broad range of clients including individuals, high-net-worth clients, trusts, and institutional investors. The firm focuses on manager selection and portfolio monitoring, employing fundamental analysis and Modern Portfolio Theory to build diversified portfolios, and offers both advisor-managed and direct-to-consumer digital investment solutions.

Paul Shockley is a financial advisor with Integrity Alliance, LLC, holding Series 65 and Series 63 licenses and bringing 29 years of industry experience. His previous roles include positions at Lion Street Financial, Park Avenue Securities, Guardian Life Insurance, and AXA Advisors. Outside of his advisory work, he is involved in an investment club and works in life insurance sales targeting high-net-worth clients. Integrity Alliance serves a diverse client base, including individual investors, corporations, and qualified retirement plans, through a large network of independent advisors managing over $5 billion in assets. The firm offers portfolio management, financial planning, and access to various investment platforms, blending discretionary and non-discretionary approaches across multiple strategies.

Michael Beck is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior work includes roles at Charles Schwab, TIAA, and Fidelity Brokerage Services. He is also an independent real estate agent working outside of the investment industry. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing managed advice and investment education focused on asset allocation, contribution rates, and retirement timing. The firm uses proprietary tools from Morningstar Investment Management and operates at scale with a high client-to-advisor ratio, offering primarily non-discretionary investment services.