Karl Poehls is the principal of Poehls Associates LLC, an independent firm based in Boulder, Colorado. He holds the CFA® designation and Series 66 license and has 13 years of industry experience. Poehls has led his firm since 2016, focusing on discretionary investment management. Poehls Associates LLC provides investment management primarily for high-net-worth individuals and also serves charitable organizations. The firm employs a value-oriented approach based on fundamental security analysis, maintaining focused portfolios with a multi-year investment horizon.

Dale Clausnitzer is a financial advisor with Growth Equity Management, Inc. in Broomfield, Colorado, holding Series 63 and Series 65 licenses and offering 27 years of industry experience. He has been affiliated with Growth Equity Management and Aura Financial Services since 2005 and has worked independently since 1976. Clausnitzer also operates an accounting and tax-preparation practice that occupies a significant portion of his time outside his advisory role. Growth Equity Management, Inc. provides diversified portfolio management for individuals, pension and profit-sharing plans, trusts, estates, and business entities, focusing on asset allocation and diversification through mutual funds, ETFs, and listed stocks. The firm uses a client-driven approach with discretionary trading authority, daily investment monitoring, and monthly performance reviews facilitated by institutional platform services.

Christopher Hanson is a financial advisor at Trevan Financial with 14 years of industry experience. He holds the Series 65 and Series 66 designations. His prior work includes roles at Prime Brands International and USA Rugby, among others. Trevan Financial provides wealth management and financial planning services to individuals, high-net-worth clients, families, and small businesses. The firm employs a combination of passive and active investment strategies based on Modern Portfolio Theory and offers a range of engagement options including ongoing portfolio management and limited-scope plans.

Susan Einberger is a CFP® professional with nine years at Mutual Advantage, LLC and four years of prior experience at Justin's, LLC. She is based in Boulder, Colorado. Outside of her advisory role, she coaches and instructs swimming at RallySport Health and Fitness. Mutual Advantage, LLC is an independent firm providing fee-only comprehensive financial planning services to middle- to high-income individuals and families. The firm follows a market-efficient, buy-and-hold investment approach using broadly diversified mutual funds, ETFs, and bonds, while emphasizing tax management and does not custody client assets or engage in discretionary trading.

Chad Young is the principal of Young Wealth Partners, an independent advisory firm. He holds Series 65 and Series 63 licenses and has 1 year of industry experience as a financial advisor. Prior to founding Young Wealth Partners, he spent 16 years with The Young Insurance Group. Young Wealth Partners is a fee-only firm serving individuals and high-net-worth clients, offering investment management and comprehensive financial planning. The firm’s approach combines asset allocation and Modern Portfolio Theory, utilizing passive and active funds as well as third-party sub-advisers when appropriate.

Nathan Friend is a financial advisor at Friend Financial Group Inc with one year of industry experience. He holds a Series 65 credential and has previously worked at firms including Charles Schwab, ICAT, and Conexus Insurance Partners. Outside of investment advising, he is involved in a tax and accounting practice with McGehee Davis & Associates. Friend Financial Group Inc is an independent investment adviser founded in 2024 that provides discretionary asset management to individuals, including high-net-worth clients. The firm manages approximately $1.43 million across three accounts using fundamental analysis and modern portfolio theory to construct diversified portfolios.

David Robinson is the principal advisor at Best Life Financial Planning, LLC in Longmont, Colorado. He holds a Series 65 designation and has a background that includes 12 years of service in the United States Navy followed by roles at Magellan Federal and Zeiders Enterprises. He began his advisory career in 2026 with Best Life Financial Planning. Best Life Financial Planning, LLC is a fee-only registered investment adviser providing comprehensive financial planning to individuals and high-net-worth clients. The firm emphasizes modern portfolio theory and passive investing, focusing on asset allocation with index funds and ETFs, and uses a fixed-fee and hourly/project-based pricing model rather than charging a percentage of assets.

Hi, I’m Dwight. Thanks for stopping by. I am a CPA and fee-only financial advisor in Lafayette, Colorado, and I specialize in tax-efficient financial planning for retirees and those about to retire in Colorado or elsewhere in the United States. My clients are typically age 50 or older and have successfully launched their kids. They are either retired or planning to retire within the next five years or less. Most are property owners, U.S. citizens, and have liquid assets above $750,000. They want comprehensive financial guidance—not just an investment salesperson—and need support as they approach one of the biggest financial transitions of their lives. They prefer to delegate the heavy lifting of investments, financial planning, and tax planning to a professional on an ongoing basis rather than seeking one-time projects. Just as important, they are genuinely nice people. While it may sound cliché, I only work with clients where there is mutual respect and a strong long-term relationship Winding Trail Financial Planning is a fee-only financial planning firm based in Lafayette, Colorado, serving retirees and small business owners who want more than just investment management. We specialize in tax-aware financial planning—helping clients make smarter decisions around retirement income, business structure, and long-term wealth strategies. Our approach integrates tax planning, investment management, and cash flow into a cohesive strategy designed to reduce lifetime taxes and improve financial clarity. Many of our clients are business owners, pre-retirees, or recently retired households who want a proactive advisor that looks around corners—not just reacts at tax time. As a fee-only fiduciary firm, we do not sell products or earn commissions. Advice is objective, transparent, and aligned with your goals. We aim to serve as a long-term partner—helping clients simplify complexity, make confident decisions, and stay on track throughout retirement. • Tax planning and proactive tax strategy • Retirement income planning and distribution strategies • Financial planning for small business owners and S-Corp optimization • Investment management integrated with tax efficiency • Cash flow and balance sheet planning • Coordination with CPAs and attorneys • Ongoing comprehensive financial planning (not one-time plans) Our process emphasizes forward-looking planning—identifying opportunities before year-end and aligning financial decisions with long-term tax outcomes.

Steven Nading is a CFP® professional with nine years of industry experience. He is the sole advisor at Outbound Financial, where he has worked since 2017. Outbound Financial, Inc. provides wealth management, comprehensive and focused financial planning, and income and gift tax preparation to individuals, high-net-worth clients, not-for-profit entities, and business interests. The firm employs a passive wealth management approach using diversified portfolios of index mutual funds and ETFs, integrating tax preparation and planning with investment advice.

Adrien Vanpoperinghe is a financial advisor with Lybis Investing and holds a Series 65 designation. He has five years of industry experience, including prior roles at CNA Insurance. Lybis Investing, LLC is a single-advisor investment management firm based in Colorado that serves individuals, high-net-worth clients, trusts, estates, small businesses, and charitable organizations. The firm employs a defined investment process focused on asset allocation and typically uses passive index ETF strategies with an emphasis on sustainability factors, incorporating ESG scores alongside macroeconomic indicators.

Thomas Basil is a Certified Financial Planner (CFP®) with 24 years of industry experience. He has been with Colorado Diversified Financial since 2009, serving as the firm's sole advisor. The firm provides portfolio management and financial planning services to individual clients, focusing on income and retirement planning for older clients. Colorado Diversified Financial offers a variety of investment and insurance products, primarily on a non-discretionary basis, and combines asset-based advisory fees with commissions from insurance and annuity sales. The firm maintains a material affiliation with insurance agencies and uses a single custodian platform for trading and reporting.

Kyle Simmons, CFP®, CRPC®, worked for over 13 years in the tech industry as an engineer. When you work with him, you’re not working with a product salesman, but rather someone who works and talks like you, taking a logical and efficient approach to investment management and retirement planning. He understands the financial and intellectual benefits of being a highly compensated employee as well as the challenges and frustrations. He thinks like an engineer and has the integrity of one too. We are a fiduciary, fee-only firm, which means we're required to always put your interests ahead of our own. We don't sell products, get paid commissions, or receive referral fees. Many advisors or financial salespeople work for a brokerage or insurance company and are paid commissions or are "fee-based". We believe that our fee-only, fiduciary structure allows us to have a more objective relationship with our clients because it reduces the possible conflicts of interest.

In the last 20 years, I’ve retired 60 times with my various clients. Most people only do it once — which is too bad: you get better with practice. I’ve seen firsthand how the right plan can change a family's future. It’s my mission to share these lessons so you get there faster and succeed on day one of retirement. Some approach retirement like a static mathematical equation - it’s not. It is about funding your purpose, protecting your time, and building a lasting legacy. It is about solving a dynamic, multi-decade cash flow puzzle. I specialize in transforming complex balance sheets into reliable, tax-efficient income streams. For those building wealth, I am comfortable with the technical side of financial planning. I began my career in public accounting and only later transitioned to comprehensive financial planning. That foundational experience taught me that true wealth management is not just about what you earn—it is about what you keep. As a dual Certified Public Accountant (CPA) and Certified Financial Planner™ (CFP®), I translate complex tax codes into clear, actionable wealth strategies At the end of the day, main goal is to take the stress out of money. Whether you are trying to navigate a successful retirement, manage a complex business exit, handle a major life transition, or pass wealth down to your kids, I’m here to help. I don't believe in just talking about financial theories—I focus on real-world, personalized strategies that build lasting success.

Daniel Bereck is a CFP® and Series 63 credentialed advisor with 27 years of industry experience. He has been the principal of Financial Consulting Associates in Boulder, CO since 1983. Financial Consulting Associates is a small, independent, fee-only advisory serving individual investors, including IRAs and small-business retirement accounts. The firm manages discretionary portfolios primarily composed of no-load mutual funds, applying an active trading approach tailored to client suitability and the adviser’s economic outlook, and also offers limited tax preparation and planning services.

Jonathan Cooper is a financial advisor at Joy Equity Management LLC with 11 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Bank of America, Merrill, and several advisory firms. Joy Equity Management LLC provides discretionary investment management and financial planning services to individual and high-net-worth clients, focusing on long-term portfolios constructed with ETFs, individual equities, and bonds using fundamental analysis and diversification. The firm manages approximately $9.2 million across about a dozen clients and utilizes third-party model managers accessed through Charles Schwab.

Dennis Haberkorn is the principal of Haberkorn Financial Services, Inc. in Louisville, CO, with 26 years of experience in the financial industry. He has operated his firm since 1999 and holds credentials as a Certified Public Accountant. Haberkorn Financial Services provides portfolio management and related advisory services to individuals, charitable organizations, corporations, and trusts. The firm combines investment advisory services with accounting, tax, and business-management offerings, focusing on strategic asset allocation, diversification, and long-term portfolio management.

Mark Ivan is the sole advisor at Ivan Capital Management, Inc. in Longmont, Colorado, holding a Series 63 designation with 29 years of industry experience. He has led Ivan Capital Management since its founding in 1996. Ivan serves on the Board of Directors of CM Advisors, an investment advisory business, a role he has held since 2003. Ivan Capital Management provides discretionary, fee-only investment management for individuals, businesses, trusts, and retirement plans. The firm emphasizes value investing, focusing on quality, out-of-favor securities through sector and company-specific analysis and proprietary research methods.

Linda Towe is a financial advisor with Heritage Planning & Investing Services, LLC in Louisville, CO, holding a Series 65 credential and 25 years of industry experience. She has been with Heritage Planning & Investing Services since 1999. Heritage Planning & Investing Services is an independent, single-advisor firm serving individuals, trusts, and small business owners with hourly consulting, comprehensive financial planning, and discretionary portfolio management. The firm’s investment approach emphasizes fundamental analysis combined with technical analysis, diversification, and a mix of long-term and shorter-term positions, with ongoing portfolio monitoring and annual reviews of investment policy statements.

Mariah Quish is a CFP® with 13 years of industry experience and is the sole advisor at Quish. She has worked at Sequoia Financial Group since 2026 and has been with Quish & Co. LLC since 2008. Quish provides personalized financial planning and discretionary investment management primarily to complex multi-generational families, trusts, estates, and selected charitable organizations. The firm combines traditional public securities with alternative investments and serves high-net-worth, institutional-scale clients, managing approximately $154.2 million in assets.

Marc Nicolay is the sole advisor at Halcyon Wealth Management, LLC in Boulder, Colorado, holding a Series 66 designation and bringing 27 years of industry experience. He has been with Halcyon Wealth Management since 2008 and has served as president of Nicolay Norman & Associates Inc, a certified public accounting firm, since 2014, providing attest and non-attest CPA services. Halcyon Wealth Management is an independent, state-registered firm offering discretionary and non-discretionary portfolio management, comprehensive financial planning, and integrated tax preparation services. The firm serves individuals, families, trusts, estates, and retirement plans, focusing on asset allocation, diversification, and long-term investment strategies.