Samuel Tidd is a financial advisor at Scratch Capital with a Series 65 credential and two years of industry experience. Prior to joining Scratch Capital, he worked at Teesnap and was a full-time student for eight years. Outside of his advisory role, he is involved in an affiliated tax and accounting practice, Scratch Accounting Services LLC. Scratch Capital provides discretionary asset management and financial planning primarily to individual and high-net-worth clients, managing approximately $141 million in discretionary assets. The firm employs a combination of fundamental, technical, and cyclical analysis, and offers additional services including ERISA 3(38) retirement-plan management and accounting services through affiliated entities.

Amanda Rasberry is a financial advisor at Pinnacle Portfolio Advisors with six years of industry experience. She holds a Series 65 license and has worked at Pinnacle Portfolio Advisors and its related entities since 2017, including a prior role at IntegraFlex from 2012 to 2017. Pinnacle Portfolio Advisors is an SEC-registered investment adviser that manages approximately $171.3 million on a discretionary basis for individual and high-net-worth clients, pension plans, charitable organizations, and corporate accounts. The firm employs a written investment policy for each client, generally follows Modern Portfolio Theory, and uses both fundamental and technical analysis in portfolio management.

Owen Quast is a financial advisor at Tumwater Wealth Management, LLC, holding a Series 65 designation with one year of industry experience. His prior work includes roles at Edward Jones, Ernst & Young, and Keenan and Associates. Tumwater Wealth Management serves individuals, pension and profit-sharing plans, charitable organizations, and business entities with portfolio management, financial planning, and pension consulting. The firm employs a long-term, buy-and-hold investment approach using methods such as modern portfolio theory, fundamental and cyclical analysis, and quantitative models.

Andrew Lunt is a Series 65 licensed advisor at Scratch Capital with seven years of industry experience. His prior roles include positions at RW Investment Management and ownership of several business ventures, including an accounting and tax services firm. He is based in Boise, ID. Scratch Capital serves individual and high-net-worth clients by providing discretionary asset management, financial planning, and retirement plan services with an integrated approach that includes an affiliated tax and accounting practice and ERISA 3(38) investment management.

Howard Teutsch is a Series 65-licensed advisor with 18 years of industry experience. He has been with Arcadia Investment Advisors, LLC since 2007. Arcadia Investment Advisors provides discretionary investment management and retirement-planning services primarily to individuals and families. The firm emphasizes asset allocation to build tax-efficient, low-cost, diversified portfolios using mutual funds and ETFs, and manages client assets at the household level to reduce trading and tax impact.

Mark Fredback is a financial advisor at Pacific Value, LLC with 18 years of industry experience. He holds Series 63 and Series 66 designations and has been with Pacific Value and RBC Capital Markets Corporation since 2008. Pacific Value, LLC provides discretionary asset management and investment advice to individuals, families, retirement plans, trusts, and small corporations. The firm employs a value-oriented, fundamental analysis approach and manages approximately $189 million in discretionary assets as of March 2025.

Bryce Valles is a financial advisor at Mustard Seed Financial in Meridian, ID, holding a Series 65 license with two years of industry experience. Before joining Mustard Seed Financial, he worked in various roles including at T-Mobile and The Grove Hotel, and was a full-time student for several years. Mustard Seed Financial serves individuals, families, trusts, estates, corporations, and non-profits by providing financial planning, investment management, consulting, and estate-planning support. The firm manages approximately $109 million in client assets using proprietary allocation models based on Modern Portfolio Theory combined with tactical positioning, and offers access to traditional and alternative investments, including a specialty 1031 exchange service through its EquiShield 1031 division.

Harrison Reed is a financial advisor at Reed Capital Management, LLC in Boise, ID, holding the ChFC® and Series 63 designations with 26 years of industry experience. He has operated Reed Capital Management since 2014 and also owns Reed Financial Services, an insurance business based in Boise. Reed Capital Management provides discretionary investment management primarily for individuals, high-net-worth clients, and charitable organizations. The firm constructs portfolios using modern portfolio theory and documented investment policy statements, managing accounts on a discretionary basis with regular reviews and occasionally engaging third-party money managers.

Derek Jones is a CFA® charterholder and holds a Series 65 license with four years of industry experience. He is currently with Scratch Capital in Boise, ID, where he has worked since 2025. His prior experience includes roles at RW Investment Management and The Capital Group Companies. Outside of advisory services, he is involved with an affiliated tax and accounting practice. Scratch Capital provides discretionary asset management and financial planning primarily to individual and high-net-worth clients, managing approximately $141 million in discretionary assets. The firm employs a combination of fundamental, technical, charting, and cyclical analysis, and offers additional retirement-plan services and affiliated accounting support, which distinguishes it from many peers.

Robert Shappee is a financial advisor at Harris Wealth Management, LLC in Meridian, Idaho, holding the PFS™ designation along with Series 63 and 65 licenses. He has two years of industry experience and also has a long-standing role at Harris & Co PLLC, an accounting firm, where he is significantly involved. Harris Wealth Management provides investment management, financial planning, and retirement plan advisory services to individuals, trusts, charitable organizations, corporations, and small businesses. The firm employs a diversified, buy-and-hold investment strategy grounded in Modern Portfolio Theory and market efficiency, utilizing primarily passively managed mutual funds and conservative fixed income.

Eric Fredback is a Series 65-credentialed financial advisor at Pacific Value, LLC with nine years of industry experience. He has been with Pacific Value since 2015. Pacific Value, LLC provides discretionary asset management and investment advice to individuals, families, retirement plans, trusts, and small corporations, tailoring services to client investment objectives and risk profiles. The firm follows a value-oriented, fundamental analysis approach and employs a range of trading strategies, including the use of derivatives and formal controls around personal trading, while emphasizing operational and cybersecurity controls.

Welcome! I’m Ron Strobel, CFP®, founder of Retire Sensibly LLC. I began my career working as a financial advisor for several large wealth management firms. The focus on commissions, hidden fees, and other unethical behavior left me dismayed and looking for a better alternative. I quit my job shortly after earning my CERTIFIED FINANCIAL PLANNER™ designation and launched Retire Sensibly LLC. I help my clients: 1. Organize their finances 2. Invest intelligently 3. Feel more confident about their retirement plan I serve clients in Boise, Meridian, Caldwell, Nampa, and the surrounding areas. I offer a no-cost, no-obligation introductory appointment that begins with a 15-minute phone call followed by an in-person meeting in which we focus on establishing your family’s goals, values, and attitude toward investing. In my personal life, I enjoy working on home improvement projects, fishing from my kayak, and exploring Idaho’s outdoors.

Lauren Strobel is a financial advisor at Retire Sensibly LLC with a Series 65 designation and two years of industry experience. Prior to joining Retire Sensibly, she worked in engineering and consulting roles at Horrocks Engineers, Shannon & Wilson Inc., and Landau Associates Inc. Retire Sensibly provides investment management and financial planning services to individuals, families, retirees, trusts, high-net-worth clients, and employer plan sponsors. The firm primarily uses a passive investment approach based on Modern Portfolio Theory and offers educational seminars and speaking engagements on financial topics.

Scott Ferguson is a financial advisor with Pacific Value, LLC in Boise, ID, holding the CFA® designation along with Series 63 and Series 65 licenses. He has 23 years of industry experience, including tenures at Pacific Value since 2008 and D.A. Davidson & Co. since 1998. Pacific Value, LLC provides discretionary asset management and investment advice to individuals, families, retirement plans, trusts, and small corporations, using a value-oriented, fundamental analysis approach. The firm employs a range of trading strategies, including the use of derivatives in separately managed accounts, and maintains formal controls around personal trading and cybersecurity.

Mike Mcmillen is the sole advisor at GEM STATE Investment Advisors in Boise, ID, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has led Mcmillen & Company, Inc. since 2006. Mike has an academic teaching background and the firm offers client educational seminars and workshops. GEM STATE Investment Advisors serves individuals, families, corporations, non-profits, plan administrators, and investment committees by providing portfolio management and financial planning tailored through client-specific Investment Policy Statements. The firm follows a Prudent Investor standard with an emphasis on asset allocation, ongoing monitoring, and quarterly reviews, operating as a fee-only fiduciary adviser.

Matthew Wideman is a financial advisor at Accord Capital Management, Ltd. He holds a Series 65 designation and has one year of industry experience. Prior to joining Accord Capital Management, he worked at Pacific Road Capital Management and has a background that includes roles at Boise State University and the U.S. Forest Service McCall Smokejumpers. Accord Capital Management provides discretionary portfolio management to individuals, high net worth clients, families, and business entities. The firm employs both fundamental and technical analysis and utilizes a range of investment strategies, including long-term and active trading approaches, supported by advanced trading tools and institutional resources.

Robert Baker is a ChFC® with 28 years of industry experience, currently serving as an advisor at Wismar Financial since 2016. Prior to joining Wismar Financial, he spent 12 years at Thrivent Investment Management. Wismar Financial provides ongoing portfolio management and individualized financial planning to individuals, families, trusts, estates, and small businesses. The firm tailors portfolios to client objectives, employing both technical and fundamental analysis, and offers discretionary trading along with a variety of investment strategies including long-term investing and short-term trading.

Marisa Shalz is a financial advisor at Figure 8 Investment Strategies LLC with a Series 65 designation and one year of industry experience. She has held various roles across multiple sectors, including hospitality and education, prior to joining Figure 8. Figure 8 Investment Strategies serves individual and high-net-worth clients, trusts, estates, charitable organizations, and businesses with discretionary investment management and financial planning. The firm’s approach emphasizes sustainable and impact investing, incorporating social and environmental factors into portfolio construction and ongoing management.

Edward Bondy is a financial advisor with Craig Verdi Investments, LLC in Boise, ID, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include work at PlanMember Securities Corporation for three years and self-employment under his own name for two years. He also maintains a minimal insurance sales agent role with Aviara Wealth Advisors. Craig Verdi Investments provides discretionary investment management primarily to individuals and high-net-worth clients, focusing on portfolio construction, asset allocation, and monitoring using computer models and economic research. The firm serves a small number of clients with personalized management and offers diversified portfolios including domestic and international stocks and bonds, mutual funds, ETFs, and alternative investments.

Benjamin Warren is a CFA® charterholder with 18 years of industry experience. He is the sole advisor at Tumwater Wealth Management, LLC, where he has worked since 2019. Prior to that, he was with Rathbone Warwick Investment Management LLC from 2014 to 2018. He serves as a board member for Northwest Christian Credit Union. Tumwater Wealth Management serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and business entities with portfolio management, financial planning, and pension consulting. The firm employs a long-term, buy-and-hold investment approach using modern portfolio theory, fundamental and cyclical analysis, and quantitative models.