John Stevens is a financial advisor with Hornor, Townsend & Kent, LLC, holding a ChFC® designation and Series 63 license, and has 52 years of industry experience. He has worked with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2001, and operates his own insurance brokerage under J. Michael Stevens & Associates. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates a dual-registered advisory and broker-dealer platform with both discretionary and non-discretionary account options and reported over $8 billion in discretionary assets under management as of 2025.

Justin Arnold is a financial advisor with Empower Advisory Group and holds Series 63 and Series 66 designations. He has nine years of industry experience with prior roles at Kovack Advisors, John Hancock, Charles Schwab, and Uber. From 2021 to 2023, he was also involved with Detail Doc LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions within plan lineups selected by plan sponsors.

Andrew Galeazzi is a financial advisor with Empower Advisory Group in Ogden, Utah. He holds Series 63 and Series 66 designations and has 19 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities LLC, and Wells Fargo. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm employs an integrated service model focused on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Timothy Pearson is a financial advisor with SPC in Ogden, Utah, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has worked at SPC since 2002 and has been with Parkland Securities, LLC since 2014. Outside of his advisory role, he owns Wasatch Financial & Insurance Group, Inc., which involves the sale of life, long-term care, group health insurance, and fixed index annuities. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisers, delivering strategies that include discretionary and nondiscretionary management options.

La Dawn Coburn is a Series 66-licensed financial advisor with 11 years of industry experience. She has worked at Key Investment Services LLC since 2017 and previously held roles at Cambridge Investment Research Inc and Capital Concepts Financial. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm uses a multi-provider model with discretionary and non-discretionary options, offering custody and trade execution services through Pershing and affiliated insurance products.

Vaclav Vlcek is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and bringing 13 years of industry experience. He has worked with various entities within the Steward Partners family since 2016 and previously served at Raymond James Financial Services, Inc. until 2022. Vlcek is also the owner of Washington Wealth Group, a non-investment-related support business. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory, financial planning, and managed account programs.

David Isaacs is a financial advisor at Key Investment Services LLC with 20 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Edward Jones from 2007 to 2010. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm uses a multi-provider model with discretionary implementation by Envestnet and offers multiple wrap programs alongside custodial, trade execution, and ancillary insurance services.

Chelsea Adams is a financial advisor with Stratos Wealth Partners, Ltd, holding a Series 66 designation and five years of industry experience. She has been with Stratos Wealth Partners since 2021 and has prior experience at LPL Financial, LLC. Outside of advising, she is an adjunct instructor at Weber State University and co-owner of Salt City Blues, L.L.C., a dance business. Stratos Wealth Partners, Ltd is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, employing an open-architecture investment approach and offering a range of advisory and portfolio management services through affiliated and independent representatives.

Jackson Winget is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at Fidelity Investments and Mountain America Credit Union. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider model combining platform services from Envestnet with portfolios designed by internal and third-party managers, and integrates offerings with KeyCorp affiliates.

Scott Gonzales is a financial advisor with Key Investment Services LLC in Ogden, UT, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. He has worked at Key Investment Services since 2016, following roles at U.S. Bancorp Investments and Edward Jones. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, small businesses, and institutional clients through a large network of financial professionals. The firm offers multiple wrap programs and uses a multi-provider model integrating third-party managers and the Key Wealth Chief Investment Office, with services supported by affiliated entities including KeyBank and KeyBanc Capital Markets.

Bryan Ball is a financial advisor at Lincoln Investment with 16 years of industry experience. He holds the Series 63 and Series 65 licenses. Prior to joining Lincoln Investment in 2026, he worked at Agia and Valic Financial Advisors. He is also involved in selling non-securities insurance products. Lincoln Investment Planning, LLC serves a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that develops strategic model portfolios and adaptive strategies.

Joseph Heines is a financial advisor with Empower Advisory Group holding a Series 66 designation and four years of industry experience. His background includes roles at Morgan Stanley, Fidelity Investments, and Uber, where he has worked since 2025. Prior to entering finance, he was employed at Brigham Young University-Idaho and the United States Department of Agriculture. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm’s integrated approach emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Victor Caron is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Charles Schwab Bank and Caron Wealth Management. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a network of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.

Amy Moss is a financial advisor at Merrill with a Series 66 credential and five years of industry experience. Her background includes roles at Deloitte and Bank of America, N.A. She is involved with the Song Summit Foundation, managing activities at their annual event focused on music and wellness, and serves on the Women in Business Executive Committee of the Weber Ogden Chamber of Commerce. Merrill provides managed account services through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm’s approach includes strategic asset allocation and tax-aware options, supported by internal and third-party investment managers.

Stanford Smith is a financial advisor at UBS Financial Services with 38 years of industry experience. He has worked at UBS since 1994 and holds Series 63 and Series 66 credentials. Outside of his advisory role, he serves as a high school football referee. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings.

David Ursem is a financial advisor at Fidelity with 28 years of industry experience. He holds Series 63 and Series 66 designations and has been with various Fidelity divisions since 1998. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies.

Michael Dyer is a financial advisor at Edward Jones with 23 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Fidelity Investments, Fidelity Personal and Workplace Advisors, Galileo Technology, and Bank of America N.A. Outside of his advisory role, he officiates adult and youth athletic contests as a sports umpire in Clinton, Utah. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and affiliated financial services through a large nationwide network of advisors and branch offices.

Jordan Wamsley is a Financial Advisor with Merrill Lynch Wealth Management, bringing a personalized approach to wealth management tailored to each client’s unique financial goals. He emphasizes collaboration with clients to develop flexible strategies that address changing market conditions and leverages resources from Merrill and Bank of America to support investment insight and banking needs. With experience spanning emergency room work, tech startups, and service as a combat engineer in the US Army Reserves, Jordan integrates diverse perspectives into his practice. He works alongside a team with over 35 years of collective expertise to provide client-focused wealth management solutions, including college education planning, legacy planning, portfolio management, retirement income, and tax minimization. Jordan is a Utah native and holds a High School Diploma from Morgan High School, having also attended Utah State University. He holds the Personal Investment Advisor (PIA) designation. Outside of his professional role, Jordan is active in his community and enjoys an active lifestyle that includes golfing, hiking, hunting, pickleball, rock climbing, skiing, yoga, traveling, and spending time with his family.

Thomas Tucker is a financial advisor with Edward Jones in Ogden, UT, holding a Series 66 credential and seven years of industry experience. He previously worked at Citibank for four years before joining Edward Jones in 2018. Outside of his advisory role, he is a member of Last Chance Vacation Home LLC, which manages a vacation property in Laketown, UT. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of approximately 23,701 financial advisors and maintains several affiliated capabilities beyond traditional advisory services.

James Aoki is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and 27 years of industry experience. His career includes roles at LPL Financial, Wasatch Peaks Credit Union, and the Institute of Buddhist Studies. He is also an independent agent for Medicare and non-variable insurance. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services and supports municipal and public finance work, with specialized programs such as SIMPLE IRA Employer Advisory & Consulting Services.