Gregory Lane is a CFP® with 22 years of industry experience and is the sole advisor at Wellfit Financial in Phoenix, AZ. He has been operating Lane Financial, P.C. since 2009. Wellfit Financial provides asset management and financial consulting primarily to individual and high-net-worth clients, focusing on portfolios composed mainly of ETFs, mutual funds, and other publicly traded securities. The firm emphasizes continuous account supervision with regular reviews and employs a mix of fundamental, technical, and cyclical analysis without accepting discretionary trading authority.

Aaron Randak, a CFP® professional and Enrolled Agent, plans each client’s investments, retirement income and taxes together. If you are within a few years of retiring, or you have just inherited money and are not sure what to do with it, you are probably weighing decisions that are hard to reverse. When to claim Social Security. Whether to convert to a Roth before required distributions start. Which account to spend down first. What the rules are on an inherited IRA and how much time you actually have. Aaron is an Enrolled Agent, admitted to practice before the IRS, and he prepares tax returns. So when a Roth conversion or a withdrawal sequence is decided in October, he is the one filing it in April. There is no handoff between the advice and the paperwork. Most clients come to Aaron at one of two points. They are five to fifteen years from retirement and want a straight answer on whether the plan works, what it costs in taxes, and what has to change. Or a parent has died, and there is now an inherited retirement account with distribution rules attached, a house to deal with, and a stack of paperwork that arrived at a difficult time. Some of it can wait. Some of it has deadlines with real money attached. The first step is sorting out which is which. As a fee-only fiduciary, Aaron is paid one advisory fee, a percentage of the assets he manages, billed quarterly in advance. The fee rises and falls with the portfolio, and he earns nothing from products, commissions or referrals. It covers investment management and retirement, tax, estate and legacy, and inheritance planning. Tax return preparation is a separate flat fee. He works alongside your estate attorney rather than in place of one; he is not an attorney and does not draft documents. The work is built for households whose retirement income, tax and estate decisions are complex enough to benefit from planning them together: required distributions, Roth conversions, inherited accounts, equity compensation, business-sale proceeds and Social Security timing. If you reach out, you and Aaron spend about thirty minutes on a call. He tells you what he sees, what he would look at first, and whether he is the right person for it. There is no cost and no obligation, and if your situation calls for someone else, he will say so and point you in that direction. Aaron grew up on a farm in rural Iowa and studied financial planning at Iowa State. He now lives and works in Scottsdale, Arizona.

Annette Bau is a CFP® professional with over 23 years of industry experience. She is the principal of Estate & Retirement Strategies LLC, an independent advisory firm she has led since 1996. She also operates MillionaireSeries.com, an education and certification platform offering workshops and publications related to financial freedom and self-improvement. Estate & Retirement Strategies LLC serves individual clients, including business owners, professionals, and those who are divorced, widowed, or retired. The firm provides comprehensive financial planning and investment management, emphasizing detailed data gathering, estate-planning coordination, and a combination of direct and third-party investment solutions.

David Fernandez is a Certified Financial Planner™ (CFP®) with 26 years of experience in the financial advisory industry. He has been the principal advisor at Wealth Engineering, LLC since 2003. The firm is a fee-only investment management and financial planning practice serving individuals, families, retirement plans, trusts, and estates. Wealth Engineering emphasizes macroeconomic fundamental analysis and strategic asset allocation, utilizing broad-based index and passively managed funds with tax-aware management techniques.

Kevin Goodwin is a financial advisor at Overwatch Management with six years of industry experience. He has worked at Citadel Financial Services and AE Wealth Management, LLC prior to his current role. Goodwin is a licensed insurance agent and principal at Overwatch Financial. Overwatch Management Group is an independent advisory firm serving individuals, high-net-worth clients, and business entities. The firm provides discretionary portfolio management and financial planning services, employing modern portfolio theory and a long-term trading approach to manage a diversified range of investments.

Ryan Haas is a Series 65-licensed financial advisor based in Scottsdale, AZ, with two years of industry experience. He is the sole advisor at Your Investment Advisor, an independent firm he has been with since 2024. Prior to his advisory role, Haas held positions at Northrop Grumman, Boeing, Ekso Bionics, and Textron Systems. He maintains full-time employment in the aerospace and defense industry alongside his advisory work. Your Investment Advisor provides discretionary portfolio management to individuals and trusts, focusing on asset-allocation-based portfolios using equities, fixed income, mutual funds, ETFs, government and municipal securities, and cash equivalents. The firm combines a strategic passive investment framework with fundamental security analysis and macroeconomic assessment.

Frank Arias is the principal of F. L. Arias & Associates, LLC in Chandler, AZ, with 14 years of experience in the financial industry. He holds Series 63 and Series 66 licenses and has worked as an independent insurance agent since 2007 and as a wellness coach for United Healthcare since 2011. F. L. Arias & Associates provides non-discretionary investment advice, 401(k) plan consulting, financial planning, and public educational seminars to plan sponsors and individual clients. The firm emphasizes consultative, documentation-driven advice and commonly arranges for third-party money managers to implement client portfolios.

Frederick Schubert is the president of Stonewall Equities, Ltd. and Schubert and Associates P.C., with 15 years of experience as a financial advisor and over 40 years managing his accounting practice. He holds Series 63 and Series 65 licenses and has been active in the industry since 1983. Schubert oversees client relationships and accounting operations in his accounting firm alongside his advisory role. Stonewall Equities, Ltd. provides portfolio management and financial planning services to individuals, high-net-worth clients, trusts, estates, corporate clients, and business entities. The firm employs a computer-driven asset allocation model incorporating fundamental, technical, and tax considerations, and it serves employer plans and pension consulting alongside managing wrap fee programs and institutional retirement accounts.

Richard Oldenburg is a financial advisor with Camden Financial Management, Inc. in Scottsdale, AZ, holding a Series 65 designation and 29 years of industry experience. He operates as a sole advisor at an independent firm focused on discretionary investment management and comprehensive financial planning. Camden Financial Management serves individuals, families, retirement plans, trusts, and estates, providing fee-only portfolio management alongside non-investment planning services such as tax reporting and required minimum distribution calculations. The firm emphasizes a strategic asset allocation approach based on macroeconomic analysis, incorporates tax-aware practices, and maintains a high-touch service model with relatively high account thresholds.

Daniel Anderson is the sole advisor at Rise Financial Group in Gilbert, AZ, holding a Series 65 designation with 10 years of industry experience. He has been with Rise Financial Group since 2016 and also operates Medicare Rescue, a health insurance practice. Anderson serves as an insurance agent, dedicating a significant portion of his professional time to life, fixed, and health insurance products. Rise Financial Group provides financial consulting and written financial plans to individuals, high-net-worth clients, and retirement plans. The firm does not manage assets directly but recommends third-party money managers, facilitates onboarding, monitors performance, and supports plan fiduciary services and participant education.

Nigel Upton is a Series 65-licensed financial advisor at Pinnacle Financial Freedom LLC with four years of industry experience. He has worked at Pinnacle Financial Freedom since 2022 and concurrently operates Sellxion LLC. Prior to his current roles, he was employed at Hewlett Packard from 2015 to 2018. Pinnacle Financial Freedom LLC is a single-advisor independent registered investment adviser that provides portfolio management and financial planning services to individuals and high-net-worth clients. The firm combines fundamental analysis with modern portfolio theory and a long-term trading orientation, tailoring investment strategies to client preferences and operating on a non-discretionary basis.

Bryan Cast is a financial advisor at Nuakh Financial in Phoenix, AZ, holding a Series 66 designation with eight years of prior experience operating Cast Financial LLC and additional experience at Blue Trust and Northwestern Mutual Investment Services. He has been involved with Blue River Acres LLC since 2013. Nuakh Financial is a fee-only, independent investment adviser offering discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and businesses, with an investment approach based on asset allocation and Modern Portfolio Theory that incorporates both passive and active strategies alongside client-directed values-based screens.

Joel Bonnema is a CERTIFIED FINANCIAL PLANNER™ professional with 29 years of industry experience. He has been the sole advisor at Bonnema Wealth Management LLC since 2015, operating as an independent firm in Scottsdale, AZ. Bonnema Wealth Management provides discretionary investment management, written financial planning, and retirement-plan advisory services to high-net-worth individuals, families, trusts, estates, and employer-sponsored retirement plans. The firm specializes in broadly diversified, asset-class portfolios based on Modern Portfolio Theory and factor research, with a focus on passive investment vehicles and the use of Dimensional Fund Advisors funds.

Randolph Reinwasser is the sole advisor at Solitude Canyon Investment Advisors, LLC, holding a Series 65 designation with 17 years of industry experience. He has led the firm since 2009. Solitude Canyon Investment Advisors provides financial planning, portfolio management, and retirement-plan consulting to individuals, trusts, businesses, nonprofits, and qualified retirement plans. The firm emphasizes customized portfolios based on written Investment Policy Statements and a disciplined asset-allocation process, serving both individual and institutional clients, including insurance company accounts and pension or profit-sharing plans.

Michael Calisi is a CFP® and Series 66-registered advisor with 20 years of experience. He is the principal of Calisi Wealth Management, an independent firm he established after 16 years at Next Financial Group Inc and prior roles at Unified Wealth Management and Gunnallen Financial. In addition to his financial advisory work, Calisi is a licensed CPA providing tax, accounting, and business consulting services. Calisi Wealth Management offers fee-based discretionary portfolio management and comprehensive financial planning for individuals, retirement plans, trusts, charitable organizations, and business entities. The firm uses a tactical allocation approach with customized discretionary management, incorporating fundamental, technical, and cyclical analysis across a wide range of investable assets and provides qualified retirement plan consulting and participant fiduciary advice under ERISA.

Undrea Smith is a financial advisor at East Valley Wealth LLC in Gilbert, AZ, holding a Series 65 designation with four years of industry experience. She is also the owner of East Valley Retirement, where she provides retirement and insurance solutions. East Valley Wealth LLC offers discretionary investment management, financial planning, and retirement plan services to individuals and families. The firm manages a small client base using a combination of equities, fixed income, mutual funds, ETFs, and third-party model portfolios, supplemented by risk-tolerance assessments and educational seminars.

Nathan Bowles is a financial advisor at Blueprint Wealth Group in Chandler, AZ, holding Series 63 and Series 66 licenses with four years of industry experience. Before founding Blueprint Wealth Group in 2026, he worked at Raymond James & Associates and other firms in various advisory and consulting roles. He is also the owner of Marley Exchange Holdings Inc., where he oversees asset administration. Blueprint Wealth Group serves business owners, entrepreneurs, and high-complexity individuals with comprehensive financial planning, investment advisory, and portfolio management services. The firm employs a planning-first, goals-based approach combining fundamental and technical methods supported by modern portfolio theory and offers flexible engagement models including subscription-based and hourly planning.

George Grombacher is a financial advisor with Financial Consulting Professionals, LLC in Scottsdale, AZ, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. His prior experience includes roles at Arcwood Financial LLC, United Planners Financial Services, and Mass Mutual Investors Services. Outside of advisory work, he owns an education and coaching business that operates programs and referral pilots. Financial Consulting Professionals, LLC provides ongoing portfolio management services to individuals, high-net-worth clients, and corporations. The firm employs a long-term trading approach based on cyclical analysis and modern portfolio theory, managing approximately $5 million in client assets across various investment vehicles while typically maintaining discretionary authority to execute transactions on clients’ behalf.

Brent Matthew is a financial advisor with Scottsdale Wealth Advisory LLC in Paradise Valley, AZ, holding Series 65 and Series 66 credentials and 21 years of industry experience. His prior roles include positions at Wells Fargo Investments and Secure Investment Management, among others. In addition to his advisory work, he is a licensed insurance agent involved with annuity and insurance-related business activities. Scottsdale Wealth Advisory offers discretionary and non-discretionary portfolio management, comprehensive financial planning, and retirement-plan consulting to individuals, high-net-worth clients, and qualified employer plans. The firm utilizes a primarily passive, model-based investment approach with third-party strategies and provides ERISA 3(38) fiduciary services along with insurance product offerings.

John Borton is a financial advisor with Investment Trends Capital Group LLC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and having 31 years of industry experience. His prior experience includes roles at B. Riley Wealth Advisors, Inc., B. Riley Wealth Management, and National Securities Corporation. Outside of his advisory work, he owns Investment Trends LLC, a non-investment-related holding entity. Investment Trends Capital Group LLC, established in 2023, provides discretionary asset management services to individuals, high-net-worth clients, trusts, foundations, and private entities. The firm uses a combination of macroeconomic, fundamental, technical, charting, and cyclical analysis to tailor portfolios based on client objectives and risk tolerance, with regular account reviews and rebalancing.