Maria Peralta is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Mariner. Her prior experience includes roles at LPL Financial LLC, RBC Capital Markets, Bank of America, and Merrill. Outside of her advisory work, she is the Chairperson of the Make-A-Wish of Southern Arizona Wishmaker's council, where she coordinates fundraising and awareness activities. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, providing investment management, financial planning, retirement plan consulting, and tax services. The firm combines customized discretionary portfolios with in-house research and third-party managers while offering integrated tax, accounting, and CFO services not common among large advisory enterprises.

Frank Lopez is a financial advisor at PNC Wealth Management with six years of industry experience. He holds Series 65 and Series 66 licenses and has worked previously at Edward Jones, Ameriprise, Woodbury Financial Services, and other firms. Outside of his advisory work, he is involved with Andrea Bazil's LLC, a retail jewelry business managed by his wife, where he handles banking and payment systems. PNC Wealth Management provides retail brokerage and advisory services through model-based investment programs. Their Portfolio Solutions Strategist Digital Offering is an invitation-only, discretionary model account that uses algorithm-driven risk assessments and invests via approved model strategies focused on mutual funds and ETFs.

Joseph Vetrano is a financial advisor with Principal Financial Services in Tucson, AZ, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked with Vetrano Financial Services since 2013 and has been affiliated with Principal Securities Inc and Principal Life Insurance Company since 2018. Outside of advising, he is involved in the sale and service of fixed life, annuity, long-term care, disability, group benefit, and health insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various investment adviser and promoter arrangements.

Christopher Noyalis is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 13 years of industry experience. He has previously worked at Minnesota Life Insurance Company, Financial Design Group, and Securian Financial Services, and has been with Private Advisor Group and LPL Financial since 2017. Outside of his advisory work, he is involved in non-variable insurance activities and operates a business entity related to his LPL Financial work. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to wrap and non-wrap advisory programs. The firm uses a fiduciary-based advisory model and employs a variety of investment approaches, often implementing advice through third-party managers and technology platforms.

Keenan Larson is a financial advisor with Empower Advisory Group in Marana, AZ, holding Series 65 and Series 63 licenses and two years of industry experience. His prior work includes roles at First Command Advisory Services and PNC Bank. Outside of his advisory work, he serves as Groups Coordinator for Zion City Downtown campus in Tucson and is Treasurer of The Answer: A Biblical Counseling Center. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, utilizing an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates, offering both point-in-time financial plans and optional managed account solutions.

John Velez is a financial advisor at Independent Financial Group, LLC with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at First Command Advisory Services and First Command Brokerage Services. Outside of his advisory role, he is the owner of Quantum Business Coach, providing business coaching services, and serves as a board member of the Dove Mountain Rotary. He will also teach a course on Ethical Wills at the University of Arizona in 2025. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional plans. The firm utilizes strategic asset allocation and a combination of active and passive management through both proprietary and third-party models to tailor portfolios according to clients’ risk tolerances.

Thomas Vetrano is a financial advisor with Principal Financial Services in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has worked with Principal Securities Inc. since 1987 and founded Vetrano Financial Services in 2000. Outside of his advisory work, he serves on the boards of the 911 Tower Challenge Foundation and the Hearts of Gold Police Family Outreach Foundation. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through both advisory and promoter arrangements.

Jennifer Wright is a financial advisor with Morgan Stanley in Tucson, AZ, holding a Series 66 designation and 20 years of industry experience. She has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, N.A. Outside of her advisory work, she serves on the advisory board of the El Paso Community Foundation and is a board member of the Wildcats Tucson Youth Football Spirit Federation. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through various programs and specialized planning groups.

Vicki Adams is a Series 66-credentialed financial advisor with Morgan Stanley, based in Tucson, AZ, and has 10 years of industry experience. She has worked at Morgan Stanley in two tenures, from 2014 to 2019 and from 2021 to the present, with a one-year period at Wells Fargo Advisors in between. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Carl Warren is a CFP® with 26 years of industry experience, currently serving as a financial advisor with Wells Fargo Advisors in Tucson, AZ. He has held various roles within Wells Fargo and its affiliates since 2010. Warren also has ownership interests in 131 Capital, LLC, and Warren Wealth Management, LLC, both investment-related ventures based in Oro Valley, AZ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referrals.

Rosa Reyna is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2017, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques during its financial planning process.

Christopher Wolfe is a financial advisor with Primerica Advisors in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2001 and has also served as a history teacher at Pima Community College since 2015. Outside of his advisory work, he is involved in teaching and has interests related to Adobe software and history education. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers and a tiered wrap-fee structure, focusing on curated investment models rather than institutional pension or profit-sharing plan management.

Selina Rojas is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds the Series 66 designation and has worked with Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is the sole proprietor of MJS Rojas Properties LLC. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved processes to develop its financial plans.

Robert Mclaughlin Jr. is a financial advisor with Morgan Stanley, holding a Series 63 designation and bringing 33 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling as part of its advisory services.

Thomas Robertson IV is a financial advisor at Wells Fargo Advisors with Series 66 credentials and four years of industry experience. He has held roles within Wells Fargo since 2015, including positions at Wells Fargo Payroll Services and Wells Fargo Merchant Services prior to his current advisory role. Robertson serves on the investment committee of the Rotary Club of Tucson and is a board member of the Fox Theatre in Tucson. Wells Fargo Advisors is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services facilitated by proprietary research and planning tools, with clients able to implement recommendations through various brokerage or advisory programs.

Michael Short is a financial advisor with LPL Financial in Tucson, AZ, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to rejoining LPL Financial, he worked at Edward Jones and ADP LLC. Outside of his advisory career, he is a coach at CrossFit Saguaro. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Michelle Bredehoft is a financial advisor at Morgan Stanley in Tucson, AZ, with five years of industry experience. She holds a Series 66 designation and previously worked at Amy Perl and Ben Parson State Farm. Outside of financial advising, she is involved in property management through MJM Rojas Properties, Inc. Morgan Stanley Wealth Management serves individual and institutional clients, providing tailored financial planning and advisory programs supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment and planning services.

Andrew Blease is a financial advisor with LPL Financial in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with LPL Financial since 2007. Outside of his advisory role, he is involved in non-variable insurance products, including long-term care insurance, fixed annuities, life and disability insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL Research and third-party subadvisors.

Joseph Dylewski is a Series 66 licensed financial advisor with Edward Jones in Oro Valley, Arizona, with 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Christopher Graves is a CFP® professional with 28 years of experience in the financial services industry. He has been with Morgan Stanley since 2008, including roles at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. He is based in Tucson, AZ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutions. The firm offers tailored financial planning and a variety of investment services, managing approximately $2.74 trillion in client assets.