Jeremy Kovacevich is a CFP® and holds a Series 66 license with 10 years of industry experience. He currently serves as an advisor at Kaiyo Wealth LLC, where he has worked since 2024, following a 12-year tenure at HoyleCohen, LLC. Kaiyo Wealth LLC serves individual and high-net-worth clients as well as charitable organizations, providing discretionary portfolio management and comprehensive financial planning. The firm employs a Modern Portfolio Theory-based investment approach with an emphasis on ESG funds and uses mutual funds, ETFs, margin, and options trading to implement tailored client strategies.

Scott Williams is a CFP® and CFA® with 28 years of industry experience. He has been with Clutinger Williams & Verhoye Inc in San Diego, CA for over three decades. Clutinger Williams & Verhoye is a fee-only investment management firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs an active, tactical asset allocation approach using individual stocks, bonds, ETFs, and some closed-end funds, with portfolios managed primarily on a discretionary basis.

Jack Heilbron is a financial advisor at Centurion Counsel Inc with 41 years of industry experience. He holds Series 63 and Series 65 designations and has held leadership roles in various companies, including serving as president of Puppy Toes, Inc., a non-investment related holding company. Centurion Counsel offers a discretionary Strategic Asset Allocation wrap-fee program for individual and institutional investors, managing approximately $57.4 million with a focus on broad asset-class diversification and risk management guided by Modern Portfolio Theory. The firm serves a small client base including trusts, pension plans, charitable organizations, and corporations.

Kunal Gupta is a CFA® charterholder and financial advisor at Gold Path Investment Group with three years of industry experience. His prior roles include positions at LPL Financial, Robert Half International, Aon Corporation, and IBM. Gold Path Investment Group is a newly registered advisory firm that provides asset management and financial planning to individuals, high-net-worth clients, and non-profit organizations. The firm serves a range of institutional clients and employs a combination of fundamental analysis, charting, and modern portfolio theory to construct portfolios across various asset classes.

John Simon is a CFP® with 26 years of industry experience. He is affiliated with Pacific Capital Associates and has held roles at Mutual Securities, Inc., Cetera Advisor Networks LLC, and Girard Securities Inc. Outside of his advisory work, he serves as a recreation specialist referee for youth and adult hockey games in the City of Escondido. Pacific Capital Associates provides portfolio management, financial planning, retirement plan consulting, and account monitoring services to individuals, trusts, retirement plans, and business entities. The firm employs a valuation-driven, value investing approach with global diversification and emphasizes cost control through the use of low-cost index ETFs alongside selectively chosen active funds.

David Nagy is a financial advisor at SRS Wealth Management with nine years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with SRS Wealth Management since 2017. In addition to his advisory role, he is actively involved with Successful Solutions, LLC, where he engages in traditional life and health insurance sales. SRS Wealth Management provides fee-based advisory services primarily through referrals to third-party money managers and offers financial planning and retirement plan advisory services. The firm also conducts educational seminars, workshops, and newsletters as part of its client engagement.

Michelle Thomas is a financial advisor at WBB Securities, LLC with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at multiple firms including Vanderbilt Securities and ImpactU.Investments. WBB Securities, LLC provides investment advisory and broker-dealer services through managed account programs for individual clients, pension plans, charitable organizations, and other investment advisers. The firm offers customized portfolio construction using a combination of fundamental, technical, and charting analysis and operates both as a registered investment adviser and a FINRA-member broker/dealer with an in-house investment banking and equity research division.

Katherine Steck is a financial advisor at Copia Wealth Management Advisors, Inc. in San Diego, CA, holding a Series 65 designation with six years of industry experience. She has been with Copia Wealth Management Advisors since 2020 and is also involved in case management and support services for an affiliated insurance company, Copia Wealth Management and Insurance Services. Copia Wealth Management Advisors, Inc. serves primarily individual households, managing approximately $19.7 million on a discretionary basis for around 86 clients. The firm provides discretionary portfolio management through third-party asset managers and TAMPs, financial planning, and ongoing due diligence on privately issued securities, using a mosaic research approach that incorporates fundamental, technical, and cyclical analysis.

Leslie Merrithew is a CFP® with 13 years of industry experience, currently serving as an advisor at Merrithew & Thorsten, Inc. in San Diego, CA. She has been with the firm since 1998. Merrithew & Thorsten serves individual and high-net-worth clients, focusing on professionals near retirement or undergoing major life changes. The firm provides comprehensive financial planning, portfolio management, and tax services, emphasizing tax-aware strategies and lower-volatility portfolios.

Kevin Stone is a CFP® professional with 28 years of experience in financial advising. He has been with Pacific Capital Associates in San Diego, CA, since 1991. Pacific Capital Associates serves individual clients, trusts, retirement plans, and business entities, providing portfolio management, financial planning, retirement plan consulting, and account monitoring. The firm employs a valuation-driven, value investing strategy with global diversification and emphasizes cost control through low-cost index ETFs alongside selective use of actively managed funds.

Wesley Schevers is a Series 65-registered financial advisor with Alpha & Omega Financial Management Consultants, Inc., based in La Mesa, CA. He has four years of industry experience, including prior roles at PenChecks Trust and Leafhouse Financial Advisors. Outside of finance, he is involved in a flooring and contracting business that he co-manages with his father. Alpha & Omega provides advisory services to individual and high-net-worth clients as well as pension and profit-sharing plans, offering portfolio management, financial planning, and related administrative services. The firm employs methods such as cyclical and fundamental analysis and generally maintains a long-term trading orientation, with most assets managed on a non-discretionary basis.

Christine Skoczek is a CFP® and CPA with 22 years of industry experience. She is currently with Vistica Wealth Advisors, LLC and previously operated her own firm, Skoczek & Associates, LLC, for nearly two decades. In addition to her advisory work, she owns and operates a tax planning and compliance practice under the name Christine Skoczek CPA/CFP. Vistica Wealth Advisors provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals, trusts, pension and profit-sharing plans, and businesses. The firm manages approximately $290 million in assets and uses a long-term, allocation-driven investment approach with access to both passive index funds and alternative strategies through third-party sub-advisors.

Vickie Petix Reichert is a CFP® with 33 years of experience in the financial services industry. She is a principal at Petix & Botte Financial, where she has worked since 2014, and also operates Petix & Botte Tax and Business Services. In addition to her advisory work, she is involved in managing family investment LLCs and serves as an independent insurance agent. Petix & Botte Financial provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and businesses. The firm offers discretionary asset management using a range of securities and employs fundamental, technical, and cyclical analysis to tailor portfolios, combining proprietary advisory services with LPL Financial–sponsored programs.

Michael Elizondo is a financial advisor at SRS Wealth Management with one year of industry experience. He holds a Series 65 designation and has prior experience in the United States Navy Reserves from 2014 to 2022. Outside of his advisory role, he is active in insurance sales through Successful Solutions, LLC. SRS Wealth Management provides fee-based advisory services by referring clients to third-party money managers and delivering financial planning and retirement plan advisory work. The firm also offers educational services such as seminars, workshops, and newsletters as part of its client engagement.

Michael Griffin is a CFA® charterholder with 16 years of experience in the financial industry. He has been with Stack Asset Management since 2009 and also operates an accounting firm, Michael Griffin CPA PC, where he spends a significant portion of his time on tax returns and consulting. Stack Asset Management serves individual and high-net-worth clients, as well as families, trusts, estates, and business entities, providing customized discretionary investment management. The firm employs a long-term, asset-allocation-driven approach informed by macroeconomic analysis and fundamental research, tailoring portfolios primarily with stocks, ETFs, and bonds.

Caidyn Taylor is a financial advisor at Copia Wealth Management Advisors, Inc. with one year of industry experience. He holds a Series 65 designation and is also president and owner of Taylor Made Solutions, Inc. Outside of advisory work, he is involved with La Jolla Junior Knights Volleyball. Copia Wealth Management Advisors, Inc. serves individual households with discretionary portfolio management using third-party asset managers, comprehensive financial planning, and monitoring of privately issued securities for accredited investors. The firm employs a research process combining fundamental, technical, and cyclical analysis and offers insurance and annuity products through an affiliated entity.

Kirk Sheldon is a CFP® with 13 years of industry experience, currently serving at Capital Financial Management in San Diego, CA. He has been with The Capital Group since 1987. In addition to his financial advisory role, he is involved in real estate brokerage and property management through businesses he owns. Capital Financial Management primarily serves individual and high-net-worth clients, as well as trusts, estates, and business entities, offering portfolio management, financial planning, consulting, and investment reporting. The firm’s investment approach focuses on fundamental analysis and asset allocation across a diverse range of securities, with a notable emphasis on client-directed, non-discretionary management.

Athanasios Preovolos is a financial advisor at Alpha & Omega with four years of industry experience. He holds a Series 65 designation and has worked at Alpha & Omega Financial Management Consultants since 2022. In addition to his advisory role, he is an attorney with Preovolos Lewin, ALC, a law practice he has been affiliated with since 1993. Alpha & Omega Financial provides advisory services to individual and high-net-worth clients, as well as pension and profit-sharing plans. The firm offers portfolio management, financial planning, pension consulting, and administrative services, using methods such as cyclical and fundamental analysis and modern portfolio theory, with a focus on non-discretionary asset management.

Bobbi Koala is a financial advisor with Koala Financial in Bonita, CA, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. She has worked with Cetera and Avantax Advisory Services and serves as Chief Executive Officer of Koala Financial, Inc., where she also provides certified public accounting and tax preparation services. In addition, Bobbi is a licensed real estate agent assisting clients with real estate sales and financing under a licensed broker. Koala Financial provides investment advisory and pension consulting services to individuals and high-net-worth clients, combining accounting, legal, insurance, and licensed real estate activities within its practice. The firm uses a multi-method investment approach with discretionary portfolio management, including options and margin strategies, and maintains an early-stage advisory practice.

Kai Kramer is a Series 65-licensed financial advisor at Platt Wealth Management with four years of industry experience. He has worked at Platt Wealth Management since 2021 and previously held positions at Ameriprise Financial Services, UCLA, and Yasukochi Family Farms. Platt Wealth Management serves individuals, including high-net-worth clients, as well as corporate and retirement plan clients, providing discretionary investment management and financial planning. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing strategic asset allocation, diversified mutual fund exposure, and ongoing portfolio supervision aligned with client goals and risk tolerance.