Timothy Kay is a financial advisor with Investment Managers Group, LLC in Temecula, CA, holding a Series 66 designation and 18 years of industry experience. He has worked at Purshe Kaplan Sterling Investments and Investment Managers Group since 2012. Outside of his advisory role, he is also involved in the sales and service of fixed life insurance and annuity contracts as an insurance agent. Investment Managers Group, LLC provides advisory services to individual and high-net-worth clients through comprehensive portfolio management and financial planning. The firm employs a combination of fundamental, technical, and cyclical analysis, offering tailored investment strategies ranging from long-term buy-and-hold to shorter-term trading, with clients retaining final trading authority.

Benjamin Rones is a CFA® charterholder with eight years of industry experience, currently serving as a financial advisor at R & R Financial. He previously worked at Thrivent Financial and Nepsis. Outside of his advisory role, he plays guitar in a local cover band and consults other financial advisors independently on business operations. R & R Financial is a fee-only registered investment adviser serving individuals, including high-net-worth clients, and employer retirement plans. The firm uses a combination of passive and active strategies guided by client discussions and manager analysis, managing portfolios primarily on a discretionary basis.

Allen Kay is a Series 66-registered advisor with Investment Managers Group, LLC, based in Temecula, CA. He has 21 years of industry experience and has been with Investment Managers Group since 2012. Investment Managers Group, LLC provides advisory services to individual and high-net-worth clients through portfolio management and financial planning, employing fundamental, technical, and cyclical analysis. The firm manages approximately $110 million on a non-discretionary basis and offers tailored investment strategies ranging from long-term buy-and-hold to shorter-term trading.

Mona Hurtado is a financial advisor with Enduring Wealth Advisors in Temecula, CA, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at LPL Financial and non-investment employment as a DoorDash driver. Enduring Wealth Advisors LLC manages approximately $122.8 million for around 225 clients, primarily individuals and high-net-worth investors, as well as trusts, retirement plans, and business entities. The firm offers discretionary asset management, financial planning, and retirement plan consulting, using a mix of investment strategies and LPL-supported platforms.

Chad Wauschek is a CFP® professional with eight years of industry experience, currently serving with Pathway Advisors, LLC. He is a partner at Cwick, APC, a tax and accounting firm, where he dedicates most of his time, and also a partner at Dunlap Wauschek & Elfarra CPAs. His background includes roles at Independent Financial Group and involvement in tax and accounting services alongside his advisory work. Pathway Advisors, LLC is a supported registered investment adviser serving individual and high-net-worth clients, pension and profit-sharing plans, and businesses. The firm manages approximately $58 million in assets, offering portfolio management, financial planning, and pension consulting, with a notable focus on non-discretionary asset management and coordinated tax and accounting services through affiliated firms.

Ralph Bender is a CFP® with 33 years of experience in financial advisory. He is currently with Enduring Wealth Advisors LLC, where he has worked since 2023, and has over two decades of experience with LPL Financial. Outside of his advisory work, he regularly speaks and conducts investment-related seminars for Calvary Chapel Bible Fellowship in Temecula, CA. Enduring Wealth Advisors LLC manages approximately $122.8 million for around 225 clients, primarily individual and high-net-worth investors, along with trusts, retirement plans, and business entities. The firm offers discretionary asset management, financial planning, and retirement plan consulting, utilizing a range of investment strategies and vehicles tailored to client objectives and risk tolerances.

Travis Cramer is a Series 65 licensed advisor with Wolfgang Capital, based in Temecula, CA, and has been with the firm since 2025. His prior experience includes roles at Northpoint Tax, Wealth and Business Advisory and Bryars Tolleson Spires & Whitton LLP. Outside of advising, he is a partner and CPA at Wolfgang Tax & Accounting LLP, where he provides tax professional services. Wolfgang Capital serves individual clients, both non-high-net-worth and high-net-worth households, offering discretionary asset management and financial planning services. The firm manages portfolios based on client-specific investment policies and conducts educational seminars and webinars for the public.

Addison Hinrichs is a financial advisor at Vine Capital Management, LLC with three years of industry experience. He holds a Series 65 credential and has worked previously at Shafer and Ray, CPAs, and KLittle Accounting. Outside of finance, he serves as Worship Director at Temecula Hills Christian Fellowship. Vine Capital Management provides investment advisory and consulting services to individuals, trusts, retirement plans, and business entities. The firm offers asset management through a wrap fee program, combining fundamental analysis and a contrarian security-selection approach tailored to each client’s objectives and risk tolerance.

Jiang Jing is a Series 65 licensed financial advisor at Xinde Asset Management Limited with three years of industry experience. He also operates Sean Jiang Law Office, a boutique California law firm where he is the sole owner and practicing attorney. His prior work includes roles at Shenzhen HongFang Private Securities Fund Management Limited and Northeast Securities Corporation Limited. Xinde Asset Management Limited provides investment management services to a variety of clients, including business entities, families, trusts, and charitable organizations. The firm offers portfolio monitoring, discretionary and non-discretionary account management, and investment analysis utilizing both fundamental and technical approaches, supported by a network of cross-border legal and trust service affiliations.

Justin Simmons is a CFP® with 18 years of industry experience and is currently affiliated with Davies Financial Advisors, Inc. He has worked at Commonwealth Financial Network and Morgan Stanley, among other firms. Simmons is in the process of transitioning clients to CCG Wealth Management LLC while maintaining dual registration during this period. Davies Financial Advisors serves individual and high-net-worth clients, businesses, retirement plans, charitable organizations, and insurance-industry clients with financial planning, discretionary asset management, and retirement plan consulting. The firm employs multiple methods of analysis to develop individualized asset-allocation strategies and offers a range of investment products, including access to Commonwealth’s PPS Custom and PPS Select programs.

Ryan Mizer is a Series 65-licensed financial advisor with Wolfgang Capital in Temecula, CA, and has eight years of industry experience. He has been with Wolfgang Capital since 2018 and is also involved in insurance sales and service through Wolfgang Financial and Insurance Agency. Wolfgang Capital provides discretionary portfolio management and comprehensive financial planning primarily to individual clients. The firm combines fundamental, technical, and cyclical analysis to construct portfolios and offers financial planning at no additional charge to asset-management clients, with no account minimum required.

Mark Tracy is a CFP® and holds a Series 66 license, with 13 years of industry experience. He is currently affiliated with Enduring Wealth Advisors in Temecula, CA, and has also worked with LPL Financial since 2016. Outside of his advisory work, he volunteers as a youth baseball team manager for the Shetland Phillies. Enduring Wealth Advisors serves individual and high-net-worth clients, trusts, pension plans, and businesses by providing asset management, financial planning, and retirement plan consulting. The firm offers discretionary portfolio management using a combination of fundamental, technical, quantitative, and sector analysis, and includes options, alternative investments, and third-party manager recommendations in its strategies.

Lyndsay Davies is a Series 65 licensed financial advisor with Davies Financial Advisors, Inc., bringing two years of industry experience. She has worked at CCG Wealth Management LLC and Davies Financial Advisors, Inc., and previously held roles outside finance including positions in education. Ms. Davies is also CEO of Evergreen Marketing Enterprises, an administrative and consulting business, and is a licensed insurance agent involved in insurance sales and implementation. Davies Financial Advisors provides financial planning, discretionary asset management, and retirement plan consulting to individuals, businesses, and charitable organizations. The firm uses multiple analytical methods and manages client accounts primarily on a discretionary basis, offering access to a broad range of securities and insurance products.

Paul Valencia is a financial advisor at Vineyard Wealth Advisory LLC with 40 years of industry experience. He holds Series 63 and Series 65 designations and has been with Vineyard Wealth Advisory since 2015. His other business activities include fee-based variable contract subaccount management, although he is not the writing agent. Vineyard Wealth Advisory is a small firm managing approximately $39.5 million for about 74 clients, serving both high-net-worth and non-HNW households. The firm provides portfolio management and financial planning services, incorporating insurance product recommendations as part of its offerings, and generally operates on a non-discretionary basis.

Virginia Leon is a financial advisor at Pathway Advisors, LLC with 12 years of industry experience. She holds a Series 66 designation and has worked at firms including E.G. Sanchez & Associates and Independent Financial Group. Outside of her advisory role, she is also licensed as a real estate agent, spending limited time in that capacity. Pathway Advisors, LLC is a supported registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, and businesses. The firm offers portfolio management, financial planning, and pension consulting, managing approximately $58 million in assets across 107 clients as of December 31, 2024.

Charles Etzweiler is a CFP® professional with 27 years of industry experience, currently serving at Nepsis, Inc. since 2018. His prior experience includes roles at Thrivent Financial and Thrivent Investment Management. He is a board member of Equipping Pastors International, an organization that trains pastors in foreign countries. Nepsis, Inc. provides discretionary portfolio management, financial planning, and consulting services to individual and high-net-worth clients, retirement accounts, charities, and businesses. The firm also offers research and educational products to other financial advisors and employs a blend of investment strategies using mutual funds, ETFs, separate account managers, and sub-advisors.

Leonard Cole is a CFP® with 14 years of experience currently with Team Wealth & Tax Advisors. He has previously worked at AE Wealth Management and operates Cole Legacy Properties. He is also president and CEO of TEAMTAX PROFESSIONAL, INC., a tax preparation firm. Team Wealth & Tax Advisors provides discretionary asset management and comprehensive financial planning for individuals, high-net-worth clients, trusts, and business entities, with an integrated approach combining investment management and coordinated tax planning through affiliated tax entities.

Jeffry Cole II is a CFP® professional with nine years of industry experience, currently serving at Team Wealth & Tax Advisors in Temecula, CA. He has held various roles within affiliated entities since 2013, including running his own tax preparation and planning business. His background includes work at AE Wealth Management and multiple related financial and tax service entities. Team Wealth & Tax Advisors provides discretionary asset management and comprehensive financial planning to individuals, high-net-worth clients, trusts, and business entities. The firm integrates investment management with coordinated tax planning and preparation through affiliated tax entities, employing a strategy that combines fundamental and technical analysis alongside AI-enabled operational tools.

William Katzelis is a financial advisor at Vision Investment Advisors, LLC with three years of industry experience. He holds a Series 65 designation and has worked at several firms including Divergent Capital Asset Management LLC and Clarity Capital Partners. Katzelis is also the Branch Office Manager at High Ridge Futures LLC, where he operates the branch office and services clients. Vision Investment Advisors provides discretionary and non-discretionary portfolio management to individuals, high-net-worth clients, family offices, and select institutional investors, employing internally developed investment strategies focused on large-cap, growth-oriented equities and income enhancement techniques. The firm also offers option-based leveraged strategies and managed-futures allocations, serving clients with varying risk tolerances.

David Leonhart is a financial advisor with Team Wealth & Tax Advisors in Temecula, CA, holding Series 63 and Series 65 licenses and having 17 years of industry experience. He has worked at Team Financial Group and HD Vest Investment Services, among other firms. Outside of his advisory role, he is active as a tax preparer with TeamTax Professionals Inc. and serves as an insurance agent with D.P.L. Tax, Financial & Insurance Solutions. Team Wealth & Tax Advisors provides discretionary asset management and comprehensive financial planning to individuals, high-net-worth clients, trusts, and business entities. The firm integrates tax planning and investment management through a “SmartChoice Wealth Strategy” and is noted for its close affiliation with accounting and tax entities.