Burton Grantham is a financial advisor at Highpointe Wealth in Vista, CA, with 11 years of industry experience. He holds the Series 66 designation and previously worked at Edward D. Jones & Co., L.P. Grantham also operates an independent accounting services business and serves as a controller for an industrial contractor. Highpointe Wealth provides financial planning and discretionary portfolio management to individuals, small businesses, and employer retirement plans. The firm integrates accounting, tax, and outsourced controller services with its advisory practice and applies investment strategies based on Modern Portfolio Theory using ETFs, mutual funds, and equities within a long-term, buy-and-hold framework.

Michael Moore is a financial advisor at Liberton Financial LLC with eight years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Liberton Financial since 2017, following a 17-year tenure at Premiere Services. Outside of his advisory role, he maintains outside employment in the insurance industry. Liberton Financial is a single-advisor registered investment adviser serving individuals, investment clubs, corporate entities, and charitable organizations. The firm uses a combination of fundamental and technical analysis with an emphasis on macroeconomic conditions to guide discretionary portfolio management and non-discretionary advice.

Andrew Marshall is a Certified Financial Planner™ (CFP®) with 10 years of industry experience. He is the sole advisor at Andrew Marshall Financial LLC, an independent firm he founded in 2015 in Carlsbad, CA. Andrew Marshall Financial LLC provides fee-only financial planning and investment advice to individuals, couples, and families, offering both comprehensive plans and tailored engagements. The firm emphasizes a strategic asset allocation approach using passive index funds and ETFs for core holdings combined with active funds where appropriate, and operates on hourly or fixed project fees without providing ongoing portfolio management or custody of client assets.

Shelley Boyce is a CFP® professional with 36 years of industry experience, currently operating through Financial Planning Solutions, Inc. She has been affiliated with CommonWealth Financial Network since 2005 and has provided financial planning services at her independent firm since 1995. Outside of advisory work, she serves as an expert witness and is involved in fixed insurance sales. Financial Planning Solutions, Inc. offers comprehensive financial planning services primarily to high-net-worth individuals, trusts, estates, and business entities. The firm focuses on tailored planning across various modules and does not manage client assets or exercise investment discretion.

Joseph Sebo is the principal and sole advisor at Joseph M. Sebo, CFP Inc. He holds the CFP® designation along with Series 63 and Series 65 licenses and has 51 years of industry experience. Prior to founding his firm in 2022, he worked at Chronos Corporation and Rutman Corporation, dba Chronos. Outside of his advisory role, he is CFO, Secretary, and a Director of Global Payout, a publicly traded company specializing in debit card services. Joseph M. Sebo, CFP Inc. provides portfolio management and investment advisory services to individuals, high-net-worth clients, corporations, and business entities. The firm employs a blend of fundamental and technical analysis with active risk-management techniques and offers both long- and short-term trading and option strategies.

Thomas Kee Jr. is the sole advisor at Equity Logic in Rancho Santa Fe, CA, holding Series 63 and Series 65 credentials with 14 years of industry experience. He has managed Equity Logic since 2010 and has run an investment newsletter, Stock Traders Daily, as CEO since 2000, dedicating time daily to writing its content. Equity Logic manages approximately $12 million, providing discretionary, rules-based portfolio management focused on ETF strategies for individuals, institutions, and third-party advisors. The firm employs systematic, multi-horizon models for US-listed equities and ETFs and offers unique services such as a non-discretionary Strategy Execution Service and performance-based fee arrangements.

Jamie Townsend is a Series 65 licensed financial advisor with three years of industry experience, operating through the Law Office of Jamie Townsend in Escondido, CA. Prior to founding this firm, Jamie worked at the Law Office of James E. Lund APC for three years. Outside of financial advising, Jamie teaches legal topics as an adjunct instructor for paralegal students at the University of San Diego and the University of California, San Diego, and occasionally performs as a professional musician. The Law Office of Jamie Townsend serves individuals planning or managing estates, retirees, fiduciaries, business owners, and corporate executives with services that integrate estate planning, wealth management, retirement-plan consulting, and business succession planning. The firm’s approach combines legal-structure and asset-class guidance with fundamental and technical analysis to inform portfolio design and tax-aware planning, operating primarily on a fee-only, non-discretionary basis without custody of client assets.

Todd McWilliams is the sole advisor at McWilliams Asset Management Inc. in San Marcos, CA, holding Series 63 and Series 65 credentials with 35 years of industry experience. His prior positions include roles at Wedbush Securities, FBR Capital Markets & Co., and B. Riley & Co., LLC. McWilliams Asset Management is a state-registered investment adviser providing portfolio management, asset allocation, individual security selection, and ongoing monitoring to a diverse client base that includes individuals, trusts, estates, charitable organizations, retirement-plan participants, small businesses, and corporations. The firm emphasizes long-term asset allocation and diversification using fundamental analysis supplemented by technical analysis and actively manages portfolios with a range of investment instruments including equities, fixed income, ETFs, and options.

Michael Driver is a financial advisor with Vindex Capital Management, LLC, holding a Series 65 credential and beginning his industry experience in 2026. His prior work history includes roles at PricewaterhouseCoopers, Alvarez & Marsal, Walmart, and Kiewit Corporation. Outside of his advisory role, he is involved with Vindex Accounting, PC and Vindex Holdings, LLC. Vindex Capital Management, LLC is a state-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, corporations, and charitable organizations. The firm employs an asset-allocation approach combined with fundamental and technical analysis, offering tax-aware portfolio construction and coordinating with tax and legal professionals, alongside financial planning and integrated accounting services under common ownership.

Herman Chang is a financial advisor at Cornerstone Asset Advisors Inc. in Solana Beach, CA, holding Series 63 and Series 65 licenses with 17 years of industry experience. He has been with Cornerstone Asset Advisors since 2015. Cornerstone Asset Advisors Inc. provides discretionary asset management and financial planning to individuals, trusts, estates, charitable organizations, and business entities, typically serving a small client base with account minimums around $1 million. The firm’s investment approach combines fundamental and technical analysis, including the use of derivatives such as option writing and spreading strategies, and emphasizes advisor-led quarterly reviews.

Jacqueline Karnavas is a financial advisor at Torrey Capital Investments with 26 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Omni Brokerage Inc. since 2007. In addition to her advisory work, she is the owner of Sea + Wander, a non-investment-related business. Torrey Capital Investments provides discretionary asset management services to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm manages approximately $99.8 million across 231 accounts, using a combination of cyclical, fundamental, and technical analysis with both long- and short-term strategies.

At Astra Wealth Management, we provide personalized financial planning and investment management for individuals and families navigating financial complexity. We serve high-net-worth families and high-income professionals, including retirees, sales professionals, business owners, and multi-generational families who value thoughtful guidance and a long-term partnership. AWM is located in San Diego, California and serves clients across the nation. Our clients often come to us during pivotal moments—retirement, equity compensation events, business transitions, job changes, inheritance, or major lifestyle shifts. We specialize in helping clients make confident, informed decisions during these life-defining transitions. Our services include: • Comprehensive financial planning • Portfolio management • Tax planning • Estate and legacy planning • Equity compensation and business transition planning • Insurance & Risk Management As an independent, fiduciary firm, we focus on helping clients align their wealth with what matters most—offering clarity, confidence, and a plan built for the long term.

FlightPath Financial Planning is an independent, fee-only firm built for high-earning professionals whose financial lives have outgrown generic advice. Many of my clients are nurses, physicians, pilots, tech employees, and small business owners — people with strong incomes but complicated situations: vesting equity compensation, layered employee benefits, multiple income streams, or a small business that's finally generating real cash flow. I specialize in helping clients make sense of equity compensation — RSUs, stock options, and ESPPs — building a coordinated strategy around vesting schedules, tax exposure, and diversification instead of treating it as an afterthought. I also work extensively with clients navigating PPO, HMO, HSA and high-deductible health plan decisions, particularly during open enrollment, when most advisors don't dig into the tradeoffs with any real rigor. As a Certified Financial Planner® and fiduciary, I work on a fee-only basis — no commissions, no product sales, no conflicts of interest. My practice runs on an ongoing, fixed-fee model with no account minimums, so clients always know exactly what they're paying and what they're getting, regardless of portfolio size. This makes planning accessible to high earners who don't yet have significant investable assets but have real financial complexity to manage. I'm also a private pilot with instrument and commercial ratings, and I bring the same discipline to financial planning that I bring to flying — clear checklists, careful preparation, and a plan you can actually execute under real-world conditions. That precision shows up in how I work with clients: methodical, transparent, and focused on the decisions that actually move the needle. Beyond individual client work, I run a program called True Net Benefit, which helps employers and employees navigate open enrollment decisions, particularly around HSA and HDHP options. It's often how I first connect with new clients, especially professionals working through employer benefits that are more complicated than they look on paper. If you're a high-earning professional trying to make sense of equity compensation, a benefits package, or simply want an ongoing planning relationship without AUM minimums, I'd welcome the chance to talk. Schedule a free consultation to see if we're a good fit.

Aleksandra Vasilyeva is the principal of North County Financial Planning, LLC in Carlsbad, CA. She holds a Series 65 designation and has one year of industry experience. Prior to founding her firm, she worked at Shell Energy North America and studied at Wharton Business School. Her firm provides investment management and comprehensive financial planning to individuals, including high-net-worth clients. It offers educational seminars, speaking engagements, and a separate premarital financial coaching service. The firm uses a fee-only model with customized investment policies that blend passive and active strategies and emphasizes public education and behavioral coaching.

Matthew Kather is the sole advisor at MK Investment Advisors, LLC, an independent firm based in Carlsbad, CA. He holds the CFA® designation and a Series 63 license, with nine years of industry experience, including six years self-employed prior to founding his current firm in 2017. MK Investment Advisors, LLC provides discretionary investment management and financial planning services to a small client base that includes individuals, trusts, estates, and pension/profit-sharing plans. The firm employs a tailored asset allocation framework using both fundamental and technical analysis, incorporating strategies such as margin borrowing, option contracts, single-stock futures, and short sales, with portfolios managed through separately managed accounts.

Sean Kelly is the principal and sole advisor at Kelly Financial Group LLC in Encinitas, CA. He holds the CFP® designation and has 16 years of industry experience. Sean also operates a separate tax preparation business as an Enrolled Agent, providing tax return services to clients. Kelly Financial Group is a fee-only registered investment adviser serving individuals, trusts, estates, and small businesses. The firm offers comprehensive financial planning and discretionary portfolio management, utilizing a range of investment strategies tailored to client risk tolerances and coordinating with other professional advisors.

Matthew Turnbull is the principal advisor at Turnbull Financial Services LLC in Encinitas, CA, with 21 years of experience in the financial industry. He holds Series 63 and Series 66 licenses and previously worked at Capital Investment Group, Inc. and Claremont Financial Group, Inc. Turnbull is also a licensed independent insurance agent, dedicating less than 10% of his time to that activity. Turnbull Financial Services LLC is a California-registered independent investment adviser serving individuals, high-net-worth clients, trusts, and estates. The firm manages approximately $3.65 million across about 15 client relationships, focusing on customized portfolio strategies using low-cost mutual funds and ETFs, with an emphasis on long-term holdings and ongoing client contact.

Michael Harnett is a financial advisor at Harnett Investment Advisers LLC in Carlsbad, CA, with 19 years of industry experience. He has held his current position since 2008 and holds the Series 63 and Series 66 designations. Harnett Investment Advisers provides discretionary investment management and optional financial planning to individuals, families, trusts, non-profit organizations, and institutional clients. The firm uses fundamental analysis to identify undervalued opportunities and actively manages portfolios that may include concentrated positions and exposures to small- and mid-cap and international securities.

Douglas Anderson is a CFP® with 13 years of industry experience and has been with Life Strategies, Inc. since 2009. He holds Series 63 and Series 65 licenses and operates as the sole advisor at his independent firm based in Cardiff, CA. Life Strategies, Inc. provides discretionary portfolio management and financial planning services to individuals and high-net-worth clients. The firm uses a fundamental, long-term buy-and-hold investment approach and develops customized Investment Policy Statements to guide portfolio management.

Nicholas Iammarino is a financial advisor at LPL Financial with 38 years of industry experience. He holds the CFP® designation and has been associated with LPL Financial since 1992. In addition to his role at LPL, he provides financial planning and consulting services through his independent registered investment advisor firm, Nicholas J. Iammarino. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm supports its advisors with an in-house research team that develops model portfolios and provides a range of investment solutions tailored to client needs.