Hal Schweiger is a CFP® with 23 years of industry experience based in San Diego, CA. He founded BlueWater Wealth Management, LLC in 2021 and previously worked at Blue Water Capital Management, LLC from 2008 to 2021. BlueWater Wealth Management, LLC provides tailored investment management and project-based financial planning services to individuals, high-net-worth clients, and employer plan sponsors, including pension and profit-sharing plans. The firm’s investment approach emphasizes Modern Portfolio Theory and primarily uses passive index mutual funds and ETFs to build diversified portfolios, integrating fundamental analysis and individualized investment policies. The firm combines pension consulting and employee benefit plan services with individual wealth management, drawing on Schweiger’s prior experience in pension plan oversight.

Jane Edmondson is the founder and managing member of JLE Wealth Management, LLC, an independent advisory firm based in San Diego, CA. She holds Series 63 and Series 66 licenses and has 24 years of industry experience. Prior to her current role, Ms. Edmondson worked at TMX VettaFi and founded EQM Indexes, LLC, where she remains majority owner and partners in licensing indices used as benchmarks for exchange-traded products. JLE Wealth Management is a woman-owned firm that provides discretionary investment management and bundled financial planning to individuals, high-net-worth, and institutional clients. The firm employs a quantitative, model-driven stock selection process that integrates fundamental and market-sentiment data, with ongoing portfolio rebalancing and risk controls.

Brian Basinger is a CFP® professional with 19 years of industry experience. He has been the sole advisor at Sapient Road Wealth Management, LLC since 2013. The firm is a state-registered independent investment adviser based in San Diego, CA. Sapient Road Wealth Management serves individuals, including high-net-worth clients, and pension/profit-sharing plans by providing discretionary portfolio management alongside financial planning and consulting. The firm focuses on customized, long-term portfolios primarily invested in low-cost passive index mutual funds, with active rebalancing and trading used as needed to manage risk and meet client objectives.

Mark Huffman is the sole advisor at Mark C. Huffman, CPA/RIA in San Diego, CA, with 29 years of experience as an RIA and CPA. He also provides tax preparation services alongside his advisory work. The firm offers retirement and investment planning for individuals, corporations, trusts, and nonprofit organizations, managing $95.1 million on a discretionary basis. Portfolios are constructed using individual securities, ETFs, and mutual funds selected through multi-year performance screening, with allocations tailored to client risk tolerances and reviewed regularly.

Kurt Swanson is the principal advisor at The Swanson Financial Group in San Diego, CA, with 30 years of industry experience. He holds Series 63 and Series 66 designations and has led his independent firm since 2012. Outside of his advisory work, Swanson is a licensed independent life and health insurance agent and serves as vice president of a local homeowners association. The Swanson Financial Group provides financial planning and investment management services to individual and high-net-worth clients. The firm uses a non-discretionary approach to portfolio management, constructing individualized portfolios based on asset allocation and modern portfolio theory while conducting regular client reviews and monitoring.

Shane Fernandez is a financial advisor at Abundance Pathways LLC in San Diego, CA, holding a Series 66 license. He began his advisory career in 2025 and has prior experience working at Equitable Advisors and Axos. Outside of finance, Fernandez works as a bartender and yoga instructor in local San Diego establishments. Abundance Pathways LLC is a fee-only, state-registered investment adviser established in 2025 that provides investment management, financial planning, wealth management, and retirement plan consulting to individuals, plan sponsors, nonprofits, and businesses. The firm combines traditional and modern portfolio construction techniques, uses both passive and active investment vehicles, and emphasizes retirement plan consulting and fiduciary services for plan sponsors.

Edward Devine III is a CFP® and holds a Series 66 license with 11 years of industry experience. He is the sole advisor at Roth Builder Investments, where he has worked since 2020. Prior to that, he held positions at Epstein & White LLC, Zeiders, and Creative Planning. Devine is also the Founder and CEO of Rothbuilder Holdings Inc., a role that occupies roughly half of his time. Roth Builder Investments is a state-registered advisory firm that provides an automated, discretionary online investment service for individual and high-net-worth clients. The firm integrates fundamental and technical analysis with Modern Portfolio Theory and uses passive index funds or ETFs to pursue long-term, risk-adjusted, after-tax returns.

Adam Bileckyj is a financial advisor with Brightway Wealth Planning in Poway, CA. He holds Series 65 and Series 63 licenses and has nine years of industry experience. Prior to founding Brightway Wealth Planning in 2020, he held roles at Principal Securities INC, PRINCIPAL Life Insurance Company, and Princor Financial Services Corp. In addition to his advisory work, he is an independent insurance agent offering insurance products through unaffiliated issuers. Brightway Wealth Planning serves individuals, including high-net-worth clients, as well as small businesses and corporations, providing customized financial planning, investment consultation, nondiscretionary portfolio management, and educational workshops. The firm’s investment approach utilizes Modern Portfolio Theory combined with a Core + Satellite framework to build globally diversified, tax-efficient portfolios managed on a long-term, nondiscretionary basis.

Donald Dalesandro is a financial advisor at Liberty Solutions Advisors with 28 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Liberty Solutions Advisors in 2019, he worked at Tate Asset Management and DCO Wealth Management from 2015 to 2019. Liberty Solutions Advisors provides portfolio management and investment advice to individual clients, pension and profit-sharing plans, and business entities. The firm uses a combination of charting, fundamental and technical analysis, and employs a range of strategies from long-term investing to short-term trading, including options, margin, short sales, and access to private placements and alternative investments. Unlike many peers, Liberty Solutions manages accounts directly and offers performance-based compensation alongside traditional fee models.

Francisco Watkins is the sole advisor at Asesoria Financiera Independiente, Inc. in San Diego, CA, holding a Series 66 designation with 16 years of industry experience. He has worked at the firm since 2011, focusing on independent financial advisory services. Asesoria Financiera Independiente, Inc. provides fee-only, nondiscretionary investment advice primarily to families and family-held trusts. The firm employs a strategic asset-allocation, core-and-satellite approach with globally diversified portfolios, serving a concentrated client base in Mexico and emphasizing currency-aware, internationally diversified investments without the use of margin, short sales, derivatives, private equity, or hedge funds.

Matthew Garrett is the sole advisor at The Garrett Group in San Diego, CA, with 29 years of experience in the financial industry. He holds Series 63 and Series 65 licenses and has been involved with TGG Management Company, Inc. since 2008. Outside of his advisory work, he is a managing member of San Elijo Partners, LLC, which invests in small businesses, and serves as a board member for Strategic Information Group, International, a software sales and consulting firm. The Garrett Group provides investment advisory and financial planning services to individuals, small businesses, trusts, estates, and retirement plans. The firm offers portfolio management, multi-family office wealth management, and financial consulting, with an emphasis on fundamental and cyclical investment analysis and primarily non-discretionary client relationships.

Richard Faust is the sole advisor at Faust Capital Management, LLC, an independent firm based in San Diego, CA. He holds the CFA® designation and Series 63 license, with 16 years of industry experience. Faust has managed his boutique advisory firm since 2009 and has a background that includes institutional and trust portfolio management as well as recognition as a Wall Street Journal All-Star research analyst. Faust Capital Management provides discretionary portfolio management and investment advice primarily to individual clients. The firm employs a model-driven tactical asset allocation approach combined with direct security selection, focusing notably on technology stocks, and emphasizes a hands-on, practitioner-led portfolio management style.

Amanda Austin is the sole advisor at Austin Consulting, holding a Series 65 designation with three years of industry experience. She previously spent 20 years at Engel Consulting. Austin Consulting provides portfolio management and investment services to individuals, trusts, estates, and charitable institutions. The firm employs a conservative, fundamental analysis approach using mutual funds and ETFs, operates on a non-discretionary basis, and customizes advice according to each client’s financial situation.

Zachary Rodriguez is a Series 65-registered financial advisor with Outlive Financial Planning LLC in San Diego, CA, bringing one year of industry experience. He previously served in the U.S. Navy for 12 years and currently holds a role as Assistant Operations Officer at Tactical Control Squadron 11, where he manages operational tasks and mission planning. Outlive Financial Planning LLC is an independent firm offering fee-only investment management and comprehensive financial planning to individual and high-net-worth clients. The firm employs both passive and active investment strategies, provides various engagement formats including project-based and subscription options, and coordinates estate-planning services through third-party providers.

Kathleen Covey is a CFP® professional with 45 years of experience in financial advising. She is the principal of Covey & Covey, an independent firm she has operated since 1983. Her prior experience includes roles at Independent Financial Group, LLC and WestPark Capital Inc. Covey serves as secretary for North County Women In Networking, a nonprofit organization supporting charitable causes. Covey & Covey primarily serves individual clients and small entities, offering comprehensive financial planning through fixed-fee plans and hourly consultations. The firm does not custody client assets or provide discretionary portfolio management, instead focusing on detailed written plans and assisting clients with implementation via third-party managers or brokerage transactions.

John Marchand is the sole advisor at Best Options Financial Planning, an independent registered investment adviser based in San Diego, CA. He holds Series 63 and Series 65 licenses and has a background primarily in the renewable energy sector, with over a decade of experience at EDF Renewable Energy and several related firms prior to founding his advisory practice in 2026. Best Options Financial Planning provides wealth management and financial planning services to individuals, high-net-worth clients, and corporations. The firm employs a blend of passive and active strategies grounded in modern portfolio theory and asset-allocation principles, offering both discretionary and non-discretionary portfolio management across a broad range of securities.

Glenda Moehlenpah is a CFP® and Series 65-licensed financial advisor with 24 years of experience at Financial Bridges, a sole-proprietor firm based in Poway, CA. She also provides tax preparation services as a CPA, dedicating part of her year to preparing individual tax returns. Financial Bridges offers financial planning, investment consultation, and tax preparation services primarily to individual investors and families, focusing on project-based or as-needed engagements without managing client assets directly. The firm emphasizes globally diversified asset allocation and provides implementation education without discretionary portfolio management or custody.

Kenneth Kneale Jr. is a CFP® professional with three years of industry experience, currently operating as the sole advisor at his independent firm, Arcadian Financial Services. His background includes roles at the Boston Institute of Finance and Coretex Limited, Inc., as well as prior self-employment. Arcadian Financial Services is a fee-only, state-registered advisory firm providing written financial planning to individuals, high-net-worth clients, charitable organizations, and businesses. The firm specializes in tiered planning engagements and hourly consulting, typically recommending passive, index-based investment allocations supplemented by fundamental, technical, and cyclical analysis, without offering discretionary portfolio management or custody of assets.

Anatoly Zuban is the principal of A. TO Z. Financial Consulting and Wealth Management in San Diego, CA, with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been involved with A to Z Financial Consulting and Wealth Management since 1994 and ATZ Consulting since 2014. A to Z Financial Consulting and Wealth Management provides individualized portfolio management and retirement plan consulting to individual clients, including high-net-worth individuals, as well as state and municipal retirement plans. The firm combines fundamental and technical analysis with an investment approach focused on value, safety, quality, and risk control, offering strategies such as option-based techniques and client-imposed portfolio restrictions.

James Sias is a CFP® professional and principal of Count Your Beans Financial Planning LLC in Bonita, CA. He has worked in the Pipeline Training & Servicing Department since 2014 and is also an independent insurance agent specializing in property and casualty insurance. His insurance activities have been ongoing since 2014, with additional experience in life and health insurance since 2018. Count Your Beans Financial Planning is a fee-based Registered Investment Adviser that serves individuals, high-net-worth clients, and businesses. The firm focuses on passive, low-cost asset allocation and portfolio construction, providing financial planning, investment analysis, and insurance services without discretionary management or asset custody.