Richard Mc Burney is a Series 65 licensed financial advisor with Core Financial Advisors in San Bernardino, CA. He has seven years of industry experience, including eight years with Core Financial Advisors and two years working at the BYU-Idaho University Store. Core Financial Advisors provides investment advisory services to individuals, high-net-worth clients, trusts, estates, pension plans, and charitable organizations. The firm uses fundamental and cyclical analysis, employing ETFs, mutual funds, stocks, and bonds with both long- and short-term strategies, while offering discretionary and non-discretionary management, portfolio monitoring, and consulting services.

Andrew Boyd is a financial advisor with Core Financial Advisors in San Bernardino, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Core Financial Advisors since 2013 and is a partner and owner of the firm. Core Financial Advisors serves individuals, high-net-worth clients, trusts, estates, pension plans, and charitable organizations, providing portfolio management, financial and pension consulting, and access to automated portfolio programs. The firm employs fundamental and cyclical analysis with a mix of ETFs, mutual funds, stocks, and bonds, using both discretionary and non-discretionary approaches.

Navy Klomsue is a financial advisor with Financial Equations Advisors, Inc., holding a Series 66 designation and 19 years of industry experience. Prior to joining his current firm in 2020, he worked at Wealthsource Partners, LLC and Ameriprise Financial Services, Inc. Financial Equations Advisors serves individual and business clients, providing comprehensive financial planning, discretionary portfolio management, and retirement plan consulting. The firm uses an asset-allocation framework combined with technical analysis and may engage third-party sub-advisers while maintaining oversight, and it offers both wrap-fee and non-wrap advisory options.

Joshua is a Tenured Professor of Business who works with people across the country on their finances. He has over 20 years of financial services experience including as a credit union executive and a partner in an independent tech stock research firm during the late 90s. Joshua has been quoted in Forbes, Consumer Reports, CNBC, US News & World Report, and many other media. Joshua works with all types of people, but he does specialize in helping people navigate two of the great adventures in life: growing a business and building a family. Through comprehensive financial planning, he guides business owners, young professionals, and other clients toward living their great life, both now and in the future. From Joshua: ------------------ I believe financial planning should be a profession rather than an industry - that advisors should act more like doctors than car salesmen. When you go to a doctor, you expect the best diagnosis for your health, not to be sold a product. The same should be true of your financial planner. Before I began my journey to becoming a financial advisor, I wanted to make sure I would be entering a profession. Teaching is a profession because it is dedicated to improving the lives of the students, not enriching the professors. Sadly, what I saw in much of financial planning was an industry that created products and hired sales representatives to push the products. But I also saw a noble version of financial planning as a service profession where a trusted advisor helped guide clients toward their life goals. I take an integrated approach that considers your entire financial picture. Planning goes beyond investments and retirement to incorporate cash flow analysis, tax planning, risk management, business advising, career development, debt management, estate planning, and more. I view money as a tool to help you achieve your great life, both now and in the future. I begin by understanding your life goals and then develop your plan to help you achieve them. Every plan and every recommendation is designed with one goal in mind: to get you to your goals.

Robert Boyd is a financial advisor at Core Financial Advisors with 41 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at both Core Financial Advisors and Purshe Kaplan Sterling Investments since 2013. Additionally, he operates a tax preparation business as a sole proprietor outside of his investment advisory work. Core Financial Advisors provides investment advisory services to individuals, high-net-worth individuals, trusts, estates, pension plans, and charitable organizations. The firm employs a blend of fundamental and cyclical analysis across various investment vehicles, offering both discretionary and non-discretionary portfolio management alongside financial and pension consulting.

Kayla Phillips is a CFP® and holds a Series 66 license, with two years of experience in financial advising. She has worked at Purposeful Strategic Partners since 2025 and previously held roles at St. Clair Financial and RW Baird. Purposeful Strategic Partners serves individuals and small businesses, offering financial planning, investment management, business coaching, and retirement plan advising. The firm emphasizes strategic asset allocation with low-cost funds and ETFs, ongoing client education, and supports clients through a variety of engagement models, including subscriptions and assets-under-management.

Cody Darrow is a financial advisor with Darrow Wealth Group in Ontario, CA, holding a Series 65 designation and four years of industry experience. He previously worked with Ameritas Advisory Services and Capstone Partners. Darrow is also an independent licensed insurance agent. Darrow Wealth Group provides portfolio management, pension consulting, and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and business entities. The firm typically directs client assets to third-party managers, creates tailored Investment Policy Statements, and offers ongoing planning supported by eMoney software and quarterly reviews.

Ensen Mason is the principal of Mason Financial Services in Redlands, CA, with 18 years of industry experience. He holds the CFA® designation and securities licenses Series 63 and Series 65. In addition to his role as a financial advisor, Mr. Mason has served as the Auditor-Controller/Treasurer/Tax Collector for San Bernardino County since 2019, overseeing financial operations and managing a $12 billion investment pool, and he serves as a trustee on the San Bernardino County Employees' Retirement Association Board. Mason Financial Services provides discretionary portfolio management and related advisory services primarily to individual and high-net-worth clients. The firm’s investment process incorporates fundamental, technical, and cyclical analysis, and benefits from Mr. Mason’s dual expertise as an active CPA and public-sector fiduciary.

Elton Johnson Jr. is a financial advisor with AmeriVet Securities, Inc., holding Series 63 and Series 65 licenses and over 43 years of industry experience. He has worked at AmeriVet Securities since 1993, including a role at AmeriVet Securities - RIA, LLC from 2020 to 2021. Outside of his advisory work, he serves as President and CEO of Executive Command Group, Inc., a private investigative services firm, and is a director of Veteran Ventures Capital, LLC, which provides venture capital to veteran-owned companies. AmeriVet Securities, Inc. primarily serves pooled vehicles and institutional mandates, offering pension consulting and traditional portfolio management services. The firm operates with a small advisory footprint and maintains an affiliated broker-dealer relationship.

Gail Gonzales is a financial advisor at Financial Equations Advisors, Inc. in Corona, CA, holding a Series 65 designation with five years of industry experience. Her prior work includes roles at Collier Simon, Spinifex, Ignited, CoBird, and Gearys. Financial Equations Advisors serves individual and business clients with comprehensive financial planning, discretionary portfolio management, and retirement plan consulting. The firm uses an asset-allocation framework combined with technical analysis and may engage third-party sub-advisers while maintaining oversight.

Mark Deily is a financial advisor with RBA Wealth Management, LLC, holding Series 65 and Series 66 licenses and 15 years of industry experience. He has been president and manager of Deily & Company PC CPAs for over a decade and worked previously at Davidson, Deily and Company PC, CPA for 19 years. Outside of his advisory role, he serves as a CPA and holds a Life & Health Insurance license with United Health Care. RBA Wealth Management provides financial planning, investment management, and retirement plan consulting to a diverse client base including individuals, trusts, and corporate entities. The firm uses a goal-based investment approach that integrates fundamental and behavioral analysis within a Modern Portfolio Theory asset allocation framework.

Micki Hicks is a financial advisor at The Leonard Financial Group, LLC with 10 years of industry experience. She holds a Series 65 designation and has been with the firm since 2015. The Leonard Financial Group serves individual clients, including high-net-worth and non-HNW households, as well as charitable and organizational clients. The firm provides financial planning, investment management, and consulting services, utilizing a formal planning process combined with portfolio management that includes advanced trading strategies and regular account reviews.

Matthew Holland is a financial advisor with FOX & HOLLAND INVESTING LLC, holding a Series 65 designation and four years of industry experience. He is also a partner at Fox & Stephens, CPAs, where he provides accounting, tax, and consulting services to individuals, businesses, and organizations. FOX & HOLLAND INVESTING, LLC offers discretionary portfolio management and advisory services to individuals, including high-net-worth clients, as well as to pension and profit-sharing plans, trusts, estates, and corporations. The firm combines customized investment strategies with coordination alongside clients’ attorneys and accountants, leveraging its affiliation with an accounting practice.

Alicia Arciniega is a financial advisor at Smart Investments Advisory Incorporated with 17 years of industry experience. She holds a Series 66 designation and has worked previously with LPL Financial and Western International Securities, Inc. She has been associated with Smart Investments Advisory Incorporated since 2006. Smart Investments Advisory Incorporated serves primarily individual, non–high-net-worth clients, managing approximately $82 million for about 210 clients. The firm combines portfolio management with broker-dealer activities and insurance product sales, offering a range of services through a small team of three professionals.

James Cobb is a Certified Financial Planner® with 20 years of experience at Investment Counselors of Redlands LLC, where he has worked since 2006. He holds a Series 65 license and is based in Redlands, California. Outside of his advisory role, he serves as a classified substitute for the Redlands Unified School District and is an assistant coach for the Redlands High School mock trial team. Investment Counselors of Redlands LLC provides discretionary investment management to individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm focuses on long-term holdings primarily using mutual funds, closed-end funds, and ETFs selected through fundamental analysis and third-party research, with tailored services including retirement projections and client-imposed restrictions.

Brian Colla is a financial advisor at Palo Seco Wealth Management with seven years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including Ameriprise, California Bank and Trust, and Edward Jones. In addition to his advisory role, Colla operates a real estate and mortgage loan brokerage business. Palo Seco Wealth Management provides investment management and financial planning services to individuals, high-net-worth clients, and corporations. The firm employs a generally passive, low-cost investment approach focused on index funds and ETFs, incorporating client-specific objectives and risk tolerances, and integrates biblically responsible investing aligned with its mission-driven framework.

Shirley Coria is a financial advisor with Hawley Advisors, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. Her prior roles include positions at Ni Advisors, Inc., Independent Financial Group, LLC, and NPB Financial Group, LLC. She also works as an independent financial operations consultant, providing operational assistance to other financial advisors. Hawley Advisors offers personalized financial planning and discretionary investment management primarily to individual and high-net-worth clients, utilizing a strategic asset allocation approach based on Modern Portfolio Theory with mutual funds and ETFs. The firm manages approximately $74.2 million in client assets across 59 households and provides quarterly performance reporting.

Joel Hendriks is the sole advisor at Cedar Ridge Investment Management LLC in Redlands, CA, holding a Series 63 designation with one year of industry experience. He has been involved with Prospect Financial Solutions LLC since 2012, where he serves as CEO overseeing tax preparation and planning services. Additionally, he manages Prosect Payroll LLC, a payroll service bureau. Cedar Ridge Investment Management provides discretionary portfolio management and financial planning services to individuals, trusts, estates, and business entities. The firm employs a quantitative and fundamental investment process, manages both discretionary and non-discretionary accounts without accepting commissions, and maintains formal compliance controls.

Karl Hicks is a CFP® with 21 years of industry experience and has been with The Leonard Financial Group, LLC since 2003. He holds a Series 65 license and is based in Riverside, CA. The Leonard Financial Group serves individual clients, including both high-net-worth and non-high-net-worth households, as well as charitable and organizational clients. The firm provides financial planning, investment management, and consulting services using a formal planning process combined with portfolio management that incorporates tactical and strategic tools such as option strategies and short sales.

Mark Basile is a financial advisor with Legacy Investment Services, LLC, holding Series 65 and Series 63 credentials and with 10 years of industry experience. He has worked with Legacy Financial and Insurance Services since 2020 and previously served at WinGroup Financial, LLC. In addition to his advisory roles, Basile is an instructor at Pasadena City College. Legacy Investment Services provides fee-based management primarily focused on annuity products and refers clients to third-party money managers. The firm emphasizes non-discretionary portfolio assembly within annuity contracts and regular client approval before transactions.