Travis Cramer is a Series 65 licensed advisor with Wolfgang Capital, based in Temecula, CA, and has been with the firm since 2025. His prior experience includes roles at Northpoint Tax, Wealth and Business Advisory and Bryars Tolleson Spires & Whitton LLP. Outside of advising, he is a partner and CPA at Wolfgang Tax & Accounting LLP, where he provides tax professional services. Wolfgang Capital serves individual clients, both non-high-net-worth and high-net-worth households, offering discretionary asset management and financial planning services. The firm manages portfolios based on client-specific investment policies and conducts educational seminars and webinars for the public.

Addison Hinrichs is a financial advisor at Vine Capital Management, LLC with three years of industry experience. He holds a Series 65 credential and has worked previously at Shafer and Ray, CPAs, and KLittle Accounting. Outside of finance, he serves as Worship Director at Temecula Hills Christian Fellowship. Vine Capital Management provides investment advisory and consulting services to individuals, trusts, retirement plans, and business entities. The firm offers asset management through a wrap fee program, combining fundamental analysis and a contrarian security-selection approach tailored to each client’s objectives and risk tolerance.

Allison Peterson is a financial advisor at The Sullivan Group with 15 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Purshe Kaplan Sterling Investments since 2011. In addition to her advisory role, she serves as a Senior Administrative Assistant for the City of Dana Point’s Planning Department. The Sullivan Group is a California-licensed investment advisory firm managing approximately $100 million in discretionary assets for about 96 clients. The firm offers portfolio management, financial planning, and retirement plan consulting, using a range of investment analyses and vehicles tailored to client objectives.

Justin Simmons is a CFP® with 18 years of industry experience and is currently affiliated with Davies Financial Advisors, Inc. He has worked at Commonwealth Financial Network and Morgan Stanley, among other firms. Simmons is in the process of transitioning clients to CCG Wealth Management LLC while maintaining dual registration during this period. Davies Financial Advisors serves individual and high-net-worth clients, businesses, retirement plans, charitable organizations, and insurance-industry clients with financial planning, discretionary asset management, and retirement plan consulting. The firm employs multiple methods of analysis to develop individualized asset-allocation strategies and offers a range of investment products, including access to Commonwealth’s PPS Custom and PPS Select programs.

Ryan Mizer is a Series 65-licensed financial advisor with Wolfgang Capital in Temecula, CA, and has eight years of industry experience. He has been with Wolfgang Capital since 2018 and is also involved in insurance sales and service through Wolfgang Financial and Insurance Agency. Wolfgang Capital provides discretionary portfolio management and comprehensive financial planning primarily to individual clients. The firm combines fundamental, technical, and cyclical analysis to construct portfolios and offers financial planning at no additional charge to asset-management clients, with no account minimum required.

Mark Tracy is a CFP® and holds a Series 66 license, with 13 years of industry experience. He is currently affiliated with Enduring Wealth Advisors in Temecula, CA, and has also worked with LPL Financial since 2016. Outside of his advisory work, he volunteers as a youth baseball team manager for the Shetland Phillies. Enduring Wealth Advisors serves individual and high-net-worth clients, trusts, pension plans, and businesses by providing asset management, financial planning, and retirement plan consulting. The firm offers discretionary portfolio management using a combination of fundamental, technical, quantitative, and sector analysis, and includes options, alternative investments, and third-party manager recommendations in its strategies.

Lyndsay Davies is a Series 65 licensed financial advisor with Davies Financial Advisors, Inc., bringing two years of industry experience. She has worked at CCG Wealth Management LLC and Davies Financial Advisors, Inc., and previously held roles outside finance including positions in education. Ms. Davies is also CEO of Evergreen Marketing Enterprises, an administrative and consulting business, and is a licensed insurance agent involved in insurance sales and implementation. Davies Financial Advisors provides financial planning, discretionary asset management, and retirement plan consulting to individuals, businesses, and charitable organizations. The firm uses multiple analytical methods and manages client accounts primarily on a discretionary basis, offering access to a broad range of securities and insurance products.

Paul Valencia is a financial advisor at Vineyard Wealth Advisory LLC with 40 years of industry experience. He holds Series 63 and Series 65 designations and has been with Vineyard Wealth Advisory since 2015. His other business activities include fee-based variable contract subaccount management, although he is not the writing agent. Vineyard Wealth Advisory is a small firm managing approximately $39.5 million for about 74 clients, serving both high-net-worth and non-HNW households. The firm provides portfolio management and financial planning services, incorporating insurance product recommendations as part of its offerings, and generally operates on a non-discretionary basis.

Charles Etzweiler is a CFP® professional with 27 years of industry experience. He has been with Nepsis, Inc. since 2012, except for brief periods at Thrivent Financial and Thrivent Investment Management. He serves as a board member for Equipping Pastors International, an organization that trains pastors in foreign countries. Nepsis, Inc. provides discretionary portfolio management, financial planning, and consulting services to individual and high-net-worth clients, retirement accounts, charities, and businesses. The firm also offers research and educational products to other financial advisors and employs a mix of investment strategies through a wrap-fee program with ongoing supervision and regular account reviews.

Leonard Cole is a CFP® with 14 years of experience currently with Team Wealth & Tax Advisors. He has previously worked at AE Wealth Management and operates Cole Legacy Properties. He is also president and CEO of TEAMTAX PROFESSIONAL, INC., a tax preparation firm. Team Wealth & Tax Advisors provides discretionary asset management and comprehensive financial planning for individuals, high-net-worth clients, trusts, and business entities, with an integrated approach combining investment management and coordinated tax planning through affiliated tax entities.

Evan Loomis is a CFP® with 15 years of industry experience, currently serving at Level Financial Advisors, Inc. He previously operated his own consulting business, Loomis Financial Consulting, and has held roles at First Financial Consulting, Merrill, and Banc Of America Investment Services. Level Financial Advisors provides financial planning, discretionary portfolio management, and 401(k) plan advisory services to individuals, families, trusts, non-profits, and small-business retirement plans. The firm uses a diversified asset-allocation approach and offers specialized services such as direct indexing for tax-loss harvesting and participant education workshops.

Jeffry Cole II is a CFP® professional with nine years of industry experience, currently serving at Team Wealth & Tax Advisors in Temecula, CA. He has held various roles within affiliated entities since 2013, including running his own tax preparation and planning business. His background includes work at AE Wealth Management and multiple related financial and tax service entities. Team Wealth & Tax Advisors provides discretionary asset management and comprehensive financial planning to individuals, high-net-worth clients, trusts, and business entities. The firm integrates investment management with coordinated tax planning and preparation through affiliated tax entities, employing a strategy that combines fundamental and technical analysis alongside AI-enabled operational tools.

David Leonhart is a financial advisor with Team Wealth & Tax Advisors in Temecula, CA, holding Series 63 and Series 65 licenses and having 17 years of industry experience. He has worked at Team Financial Group and HD Vest Investment Services, among other firms. Outside of his advisory role, he is active as a tax preparer with TeamTax Professionals Inc. and serves as an insurance agent with D.P.L. Tax, Financial & Insurance Solutions. Team Wealth & Tax Advisors provides discretionary asset management and comprehensive financial planning to individuals, high-net-worth clients, trusts, and business entities. The firm integrates tax planning and investment management through a “SmartChoice Wealth Strategy” and is noted for its close affiliation with accounting and tax entities.

Stephanie Hernandez is a financial advisor with Bulman Wealth Group in Temecula, CA, holding a Series 65 license and two years of industry experience. She previously worked at Dubots Capital Management for four years and National Merchants Association for two years. Hernandez is also licensed as an insurance agent and is involved in insurance sales through BWG Insurance Agency. Bulman Wealth Group serves individual and high-net-worth clients, trusts, estates, corporations, and retirement plans by offering comprehensive financial planning, discretionary portfolio management, and estate-planning assistance. The firm employs various analytical approaches to tailor investment portfolios and maintains an active role in insurance distribution as part of its services.

Chirho Garcia is a financial advisor with Elevated Capital Advisors, LLC, holding Series 63 and Series 65 designations and having 21 years of industry experience. Prior to joining Elevated Capital Advisors in 2020, Garcia worked at Regal Investment Advisors, Regulus, LLC, and Strategy Wealth Management. He also operates Chirho Financial Solutions, where he provides financial planning and sells fixed insurance products. Elevated Capital Advisors serves a diverse client base including individuals, trusts, estates, retirement plans, and corporations, offering investment management and financial planning services through a network of independent advisors. The firm employs a combination of fundamental, technical, and quantitative analysis, using tools such as Riskalyze to tailor asset allocation strategies and supports various portfolio management options and consulting engagements.

Brian Owen is a financial advisor at Team Wealth & Tax Advisors in Temecula, CA, holding a Series 65 designation with five years of industry experience. His background includes roles at Team Financial Group and Client Sense Computing, where he also manages an information technology consulting business. Team Wealth & Tax Advisors provides discretionary asset management and comprehensive financial planning to individuals, high-net-worth clients, trusts, and business entities. The firm integrates investment management with coordinated tax planning and estate-plan coordination, using a “SmartChoice Wealth Strategy” that incorporates tax considerations and AI-enabled tools alongside human review.

Dustin Watts is a CFP® professional with eight years of industry experience, currently serving at Team Wealth & Tax Advisors in Temecula, CA. He has previously worked at TEAM FINANCIAL GROUP, LLC and AE Wealth Management, LLC. Team Wealth & Tax Advisors provides discretionary asset management and comprehensive financial planning to individuals, high-net-worth clients, trusts, and business entities, employing a client-centered investment strategy that incorporates tax considerations and utilizes AI-enabled operational tools.

Michael Brown is a CFP® professional with 43 years of industry experience. He is currently with NWF Advisory Services Inc and has held prior roles at Principal Securities Inc and Principal Life Insurance Company, among others. Outside of his advisory work, he has been a high school basketball coach since 2010 and has provided tax preparation services since 1997. NWF Advisory Services is an SEC-registered investment adviser managing approximately $6.4 billion in client assets through over 100 advisory representatives. The firm primarily serves individual and high-net-worth clients, offering portfolio management, financial planning, and retirement plan consulting via a technology-driven, open-architecture platform.

Ivan Thornberry is a financial advisor with Foundations Investment Advisors LLC, holding Series 63 and Series 65 licenses and with 11 years of industry experience. His prior roles include positions at Armor Financial, Grow With Me, CREATIVE BENEFITS, Inc., American Wealth Associates, Client One Securities, LLC, and he is also engaged as an insurance agent with Hubler Insurance Services. Thornberry provides insurance and annuity solutions and offers non-legal administrative support for estate planning through his ownership role at Armor Financial. Foundations Investment Advisors LLC delivers financial planning and portfolio management services to individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis along with model portfolios and asymmetric rebalancing, and utilizes third-party sub-advisers and custodians to provide tailored investment advice.

Andrew Evans is a Series 65-credentialed financial advisor with Modern Wealth Management, LLC, where he has worked since 2025. He has three years of industry experience and previously served for over a decade as a sergeant with the City of Orange Police Department, where he continues to hold a supervisory role. Outside of advising, Evans supervises field personnel, evaluates employee performance, and responds to public safety incidents. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets across about 94 advisors. The firm provides investment management, financial planning, and modular services to individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, with a focus that includes a Public Safety Financial Division serving municipal and public safety plan participants.