Gary Psotka is the sole advisor at Service One Financial in San Juan Capistrano, CA, holding a Series 63 license with 28 years of industry experience. He has been with Service One Financial and its related entities since 2003, with additional roles in insurance sales and mortgage brokerage. Outside of investment advising, he is also a licensed real estate broker and insurance agent. Service One Financial provides investment advisory and financial planning services to individuals, institutional retirement plans, trusts, estates, charitable organizations, and business entities. The firm delivers primarily non-discretionary, custom-tailored advice and offers portfolio management, pension consulting, and 401(k) plan services, with investment recommendations spanning stocks, ETFs, mutual funds, hedge funds, private equity, and managed futures.

Kelley Wright is a financial advisor with IQ Trends Private Client Asset Management, holding a Series 63 designation and 27 years of industry experience. Wright has operated Kelley Wright & Co., Inc. since 1998. In addition to advisory work, Wright serves as managing editor of Investment Quality Trends, an investment newsletter providing research and recommendations on high-quality, dividend-paying stocks. IQ Trends Private Client Asset Management offers discretionary and non-discretionary investment advisory services primarily to individual and high-net-worth clients, including retirement and ERISA plan arrangements. The firm’s investment approach centers on a proprietary Dividend Yield Strategy focused on dividend-paying Select Blue Chip stocks, supported by in-house research from its newsletter and automated portfolio management.

Myung Lee is a financial advisor at Simple Portfolio Management, Inc. in Irvine, CA, with 15 years of industry experience. He holds a Series 65 designation and previously worked at Billions Finance for 10 years before founding his current firm in 2020. Simple Portfolio Management serves individual and high-net-worth clients, as well as certain business entities, offering personalized investment advisory and portfolio management with ancillary financial-planning advice. The firm follows a fee-only model and employs a strategy based on Modern Portfolio Theory, passive management, and strategic asset allocation, primarily using index mutual funds and ETFs alongside educational seminars integrated into the client onboarding and review process.

James Cravotta is a financial advisor at Executive Services, LLC with 27 years of industry experience. He holds a Series 66 designation and previously worked at Securities America, Inc. from 2016 to 2020. In addition to advisory services, he is licensed as an insurance broker. Executive Services, LLC is an independent investment adviser that serves individuals and high-net-worth clients, managing approximately $30.5 million. The firm offers discretionary portfolio management and financial planning, utilizing a range of investment strategies including mutual funds, equities, fixed income, and ETFs.

Thomas Seaman is the sole advisor at Thomas Seaman Company in Laguna Beach, CA, holding the CFA® designation along with Series 63 and Series 65 licenses. He has 26 years of industry experience and has led his firm since 1996. In addition to investment advisory services, he serves as a court-appointed receiver managing assets involved in litigation. Thomas Seaman Company provides discretionary portfolio management to individual and high-net-worth clients, including families and trusts. The firm combines passive ETFs with selective value-oriented active equity and fixed income investments, tailoring strategies to client objectives, risk tolerance, and tax considerations, and occasionally employs margin and derivatives within separately managed accounts.

Alan Flores is a financial advisor at Darkhorse Advisor with 28 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Clearview Investment Partners for 11 years before joining Darkhorse Advisor in 2020. Darkhorse Advisor provides wealth management and comprehensive financial planning to individual clients, including high-net-worth individuals. The firm uses a blend of fundamental and technical analysis in an active, tax-aware investment approach, offering discretionary and non-discretionary portfolio management primarily invested in mutual funds, ETFs, and individual securities.

Christopher Obyrne is a financial advisor with Tactical Equity Partners, LLC, holding Series 65 and Series 63 licenses and three years of industry experience. He also serves as a consultant for Financial Analysis Corp, providing IT support and data analytics for finance and marketing departments. Tactical Equity Partners, LLC is an independent registered investment adviser managing discretionary portfolios for qualified clients, primarily investing in publicly traded equities, ETFs, and occasional options. The firm employs a combination of fundamental and technical analysis with macroeconomic research to tailor strategies to client objectives and risk tolerance.

Danny Seth is a financial advisor at Capital Fluency in Irvine, California, with six years of industry experience. He holds a Series 65 designation and previously worked at Pimco from 2015 to 2019 before joining Capital Fluency in 2019. Capital Fluency provides investment management and financial consulting to individuals and institutional clients, including qualified retirement plans, not-for-profit organizations, and corporate entities. The firm offers customized financial planning, ongoing portfolio management, and CIO services, combining fundamental and cyclical analysis with tactical asset allocation and risk management.

Christopher Rogers is a CFA® charterholder and financial advisor at 7 Summits Investment Management, LLC with 18 years of industry experience. He previously worked at Mercer Global Advisors Inc. and Jackson Financial Management. Mr. Rogers is also a licensed insurance agent affiliated with Enhanced Insurance Services LLC in Costa Mesa, CA, where he may recommend insurance products. 7 Summits Investment Management provides discretionary investment management and financial consulting services for pooled, institutional, and individual clients. The firm employs a core-and-satellite investment approach, utilizing passive index funds alongside active strategies and frequently allocates assets to specialist sub-advisers through a documented selection process.

Charles Klumpp is a financial advisor at Pacific Pension Advisors LLC with 23 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked previously at Pacific Financial Advisory Group LLC and Waddell & Reed. In addition to his advisory role, he operates a separate insurance sales business. Pacific Pension Advisors provides retirement-focused advisory services to individuals, families, and employer-sponsored plans, offering financial and retirement planning, pension consulting, and assistance with insurance products and investment manager selection. The firm generally utilizes third-party managers to implement portfolios and delivers tailored financial plans coordinated with clients’ tax and legal advisors.

Lisa Lockerman is the sole advisor at Lockerman Financial Group, Inc., an independent firm based in Newport Beach, CA. She holds the ChFC® designation along with Series 63 and 65 licenses and has 34 years of industry experience. Prior to founding Lockerman Financial Group in 2021, she worked for Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. from 2008 to 2021. In addition to her advisory work, she acts as an independent insurance agent. Lockerman Financial Group serves individual and high-net-worth clients as well as trusts, estates, and charitable organizations, offering comprehensive financial planning, consulting, and discretionary investment management. The firm uses multiple analytical methods and a variety of investment instruments, and it may implement client portfolios through recommended third-party managers.

Charles Rowan is a financial advisor at Balanced Wealth Management with 14 years of industry experience. He holds a Series 65 designation and also serves as president of an independent insurance agency, a role he has maintained since 2009. Rowan has a background that includes mortgage brokerage spanning over three decades. Balanced Wealth Management primarily serves individual clients, including many high net worth individuals, as well as businesses, charities, and small pension plans. The firm focuses on assessing clients’ financial situations and matching them with third-party money managers, monitoring those relationships without directly managing assets or taking discretionary authority.

Anthony Di Liberto is a CFP® professional with 31 years of experience in the financial services industry. He is the sole advisor at Fiduciary Planners and has held roles at Pre-Paid Legal Services, Inc., Foothill Securities, Inc., Noble Wealth Management, Inc., and Fiduciary Planners Insurance. He is also the owner of JOURNEY2FREEDOM, Inc., a non-investment entity that supports his business operations. Fiduciary Planners offers financial planning, portfolio management, investment consulting, and pension consulting services primarily through non-discretionary accounts. The firm serves individuals and pension or profit-sharing plans, focusing on a collaborative Personal Wealth Management process that integrates written financial plans with portfolio oversight and periodic reviews.

Rohit Singh is the principal and investment advisor representative at Hexeum Capital, an independent firm based in Newport Beach, CA. He holds Series 63 and Series 66 licenses and has 11 years of industry experience. Prior to founding Hexeum Capital in 2018, Singh worked at firms including Four Points Capital Partners and Primerica Financial Services. Outside of his advisory role, he owns and manages a hotel through Shivshakti LLC. Hexeum Capital serves individuals, high-net-worth clients, trusts, estates, businesses, and charitable organizations by providing customized financial planning, investment consultation, and management primarily through third-party portfolio managers. The firm also offers corporate consulting, workplace retirement plan advice, and educational workshops on retirement and estate planning topics.

Brent Seehusen is a financial advisor at White Sail Advisors LLC with four years of industry experience. He holds a Series 65 designation and has been with White Sail Advisors since 2021. Prior to this, he worked at loanDepot.com LLC for five years. Outside of advisory work, he is involved in a rental property business. White Sail Advisors LLC provides discretionary asset management, financial planning, and assets-under-advisement services to individuals, high net worth clients, trusts, and estates. The firm uses a tailored investment approach incorporating fundamental, cyclical, and technical analysis, with regular portfolio reviews and rebalancing.

Troy Wirth is a CFP®-designated financial advisor with 27 years of industry experience. He is the principal of Ingen Strategies, LLC, an independent firm he has led since 2019. Prior to this, he worked at Eagle Strategies and New York Life Insurance Company for over two decades. Outside of advising, he owns Syxivm, a retail business specializing in men's and women's surf and sports apparel. Ingen Strategies serves individual investors as well as business and institutional clients, providing discretionary asset management and standalone financial planning. The firm offers tailored portfolios and a range of consulting services, including retirement and estate planning, and utilizes third-party money managers alongside model portfolios and the Betterment for Advisors platform for implementation.

Charles Dzama is the sole advisor at CDFinancial, an independent firm where he has worked since 2012. He holds a Series 65 designation and has 14 years of industry experience. In addition to his advisory role, he operates a life insurance agency as a separate business. CDFinancial provides discretionary asset management along with financial planning and consulting services primarily to individual clients. The firm manages approximately $99.7 million in client assets and serves over 250 clients, employing a mix of investment strategies tailored to each client’s goals and risk tolerance.

Scott Monroe is a CFP® and CFA® with 21 years of experience in the financial services industry. He is the sole advisor at 8020 Capital Management, an independent firm he joined in 2026. Prior to this, Monroe worked for Towneley Capital Management and TD Waterhouse Investor Services. 8020 Capital Management is a fee-only advisory firm specializing in wealth management and discretionary portfolio management for individuals and high-net-worth clients. The firm employs an asset-allocation approach combining passive and active strategies and offers both ongoing and project-based financial planning services.

Scott Devens is the principal of Devens Wealth Management in Newport Beach, CA, with 27 years of industry experience. He previously worked at Merrill Lynch from 1999 to 2024 and Bank of America from 2011 to 2024. Devens Wealth Management provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm employs a long-term investment approach focused on fundamental analysis and primarily uses low-cost exchange-traded funds, while offering continuous account monitoring and bundled financial planning.

Duff Mayer is the sole advisor at All Weather Portfolio Management, Inc. in San Clemente, CA, with 21 years at his current firm and 11 years of industry experience. He also owns and manages Financial Planning Group, LLC, an income tax preparation business serving approximately 250 clients. All Weather Portfolio Management, Inc. provides financial planning, investment management, and tax-return analysis for individuals, trusts, retirement accounts, and pension plans. The firm employs a primarily passive investment approach using diversified portfolios and conducts annual or semi-annual rebalancing while utilizing Schwab Institutional’s trading and custody services.