Mark Olhoeft is the principal of Olhoeft Financial, LLC, an independent advisory firm based in San Juan Capistrano, CA. He holds Series 63 and Series 65 designations and has 19 years of industry experience. In addition to his advisory role since 2006, he operates an affiliated CPA practice providing bookkeeping, tax preparation, and accounting services. Olhoeft Financial serves high-net-worth individuals, business owners, and charitable organizations, offering comprehensive financial planning and non-discretionary portfolio management. The firm’s investment approach focuses on broad, low-cost, globally diversified asset allocation with periodic rebalancing and emphasizes tax and estate planning considerations.

Dean Hunter is the principal of Hunter VIP Investments, LLC, an independent investment advisory firm. He holds Series 65 and Series 66 licenses and has one year of experience in financial advising. Prior to founding his firm, Hunter worked at People 2.0 Global, LLC and Thrivent Investment Management and spent 35 years with Boeing. Hunter VIP Investments serves individual and high-net-worth clients, providing discretionary investment management and retirement account advice using diversified portfolios primarily composed of low-cost mutual funds and ETFs, with additional use of stocks, bonds, options, and certificates of deposit. The firm utilizes a fiduciary, long-term investment approach augmented by fundamental and technical analysis, offering portfolio customization and oversight, including allocations to independent managers.

Donna Gebhart is a financial advisor at Gebhart & Associates, Inc. in Fallbrook, CA, holding a Series 63 designation with 30 years of industry experience. She has been with Gebhart & Associates since 1998. Outside of her advisory role, she is also licensed as an insurance agent offering life, health, disability, long-term care, and fixed annuities. Gebhart & Associates is a small registered advisory firm providing financial planning, modular consulting, and related services to individuals, trusts, estates, charitable organizations, and business entities. The firm focuses on written financial plans and asset-class or diversified-portfolio recommendations rather than ongoing portfolio management.

Jeff Fisher is a financial advisor with Capital Financial Consultants Group, Inc. in San Juan Capistrano, CA, holding a Series 66 designation and bringing 20 years of industry experience. He has been with Capital Financial Consultants Group since 2014 and is also associated with Independent Financial Group, LLC since 2009. Fisher is the 100% owner of JTJLIF, Inc., a holding company for Capital Financial Consultants Group. Capital Financial Consultants Group is an independent registered investment adviser serving individual clients, charitable organizations, pension and profit-sharing plans, and corporations. The firm manages discretionary portfolios tailored to clients' objectives and risk tolerance, employing a range of strategies including the use of options, short sales, and margin in separately managed accounts.

Kyle De Paolo is a financial advisor with DePaolo & May Strategic Wealth LLC in Ladera Ranch, CA. He holds Series 65 and Series 63 licenses and has 16 years of industry experience, including 13 years at Mitchell Anthony Capital Management. DePaolo & May Strategic Wealth LLC serves individuals, families, and institutional clients by providing discretionary portfolio management and financial planning services. The firm’s investment approach combines multiple analytical methods and offers performance-based fee arrangements alongside standard asset-based fees.

Megan Morrice is a financial advisor at HIP Investor, Inc. with 12 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at HIP Investor since 2016, including a prior one-year term, as well as EQIS Capital Management, Inc. and ValuesAdvisor, where she serves as Head of Operations. Morrice is also the Program Director for the Sustainable and Impact Finance Initiative at the University of California, Berkeley, Haas School of Business. HIP Investor, Inc. provides discretionary portfolio management and customized consulting to individuals, families, family offices, foundations, corporations, and financial intermediaries. The firm uses a proprietary methodology that incorporates human, social, and environmental metrics alongside fundamental analysis to align portfolios with clients’ sustainability preferences and time horizons.

Collin Zines is a CFP® professional at Stephenson and Company, Inc. with seven years of industry experience. Prior to joining Stephenson and Company in 2025, he worked at AssetMark Financial Holdings and AssetMark Brokerage for six years. Stephenson and Company, Inc. is a fee-only investment management and financial planning firm serving individuals, high-net-worth clients, retirement plans, charitable organizations, and business entities. The firm employs client-specific strategies based on strategic asset allocation and offers both discretionary and non-discretionary management alongside comprehensive financial planning and retirement consulting.

Ryan Thomason is a Series 66 registered financial advisor with Optivest, Inc. in San Juan Capistrano, CA, and has 11 years of industry experience. He previously worked at City National Rochdale from 2014 to 2020 before joining Optivest and Gramercy Securities in 2020. Optivest provides money management and family office services to individuals, families, trusts, foundations, and other private entities. The firm constructs customized portfolios using strategic asset allocation and tactical refinements, emphasizing diversification, due diligence, and ongoing monitoring.

Marcus Brutoco is a financial advisor at Fortuna Investors LLC with four years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including PAM and Griffin Capital Securities, LLC. Outside of his advisory role, he is also an independent insurance agent appointed with various carriers. Fortuna Investors LLC provides discretionary portfolio management and financial planning to individual and corporate clients, often focusing on ETF-based portfolios with dynamic asset allocation. The firm employs quantitative analysis and modern portfolio theory in managing accounts on a discretionary basis with monthly reviews.

Alvin Gebhart Jr. is a CFP® with 44 years of industry experience and is a principal at Gebhart & Associates, Inc. in Fallbrook, California, where he has worked since 1998. He has served on the Fallbrook Public Utility Board since 2006. In addition to his advisory role, he is also an insurance agent offering life, accident, health, property and casualty insurance, and fixed annuities. Gebhart & Associates is a small registered advisory firm that provides financial planning and consulting services to individuals, trusts, estates, charitable organizations, and business entities. The firm delivers written financial plans and modular consulting with a focus on asset-class and diversified-portfolio recommendations rather than ongoing portfolio management.

Jeffrey Wiyninger is a Certified Financial Planner® with 17 years of industry experience. He has been with Pathway Advisors, LLC since 2016 and previously worked at Independent Financial Group from 2012 to 2020. In addition to his advisory role, he is also a licensed independent insurance agent. Pathway Advisors is a small supported registered investment adviser serving individual and high-net-worth households, as well as pension plans and small businesses. The firm offers portfolio management, financial planning, and pension consulting services, frequently employing model portfolios and third-party sub-advisers while maintaining predominantly non-discretionary client relationships.

Timothy Crane is a financial advisor at Crane Investments Inc. with two years of industry experience. He holds a Series 65 designation and has worked at Crane Investments since 2023. Outside of advising, he has experience in self-employment and retail operations, including working at a Shell Station. Crane Investments serves individual and high-net-worth clients with discretionary and non-discretionary portfolio management, financial planning, and consulting. The firm employs a combination of fundamental, technical, cyclical, and charting analysis to manage portfolios, maintaining a conservative approach to cash management and offering a broad range of planning services.

Haynes Kendall Jr. is a financial advisor with Independent Financial Group, LLC and Capital Financial Consultants Group, Inc. He holds the CFP® designation and Series 63 license and has 41 years of industry experience. Kendall has served as an independent insurance agent since 1994. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives, utilizing multiple advisory platforms and third-party managers.

Dane May is a financial advisor at DePaolo & May Strategic Wealth LLC with three years of industry experience. He holds a Series 65 designation and previously worked at Mitchell Anthony Capital Management, Panasonic Avionics, and JP Morgan Chase & Co. May also provides financial consulting services to the Achievement Network, a nonprofit organization. DePaolo & May Strategic Wealth LLC serves individuals, families, and institutional clients, including employer-sponsored retirement plans, offering discretionary portfolio management and financial planning. The firm’s investment approach combines fundamental, technical, cyclical, and economic analysis, with a focus on ongoing supervision and strategic asset allocation.

Omar Kariuki is a financial advisor at Crosslight Global Investment Partners, LLC with 19 years of industry experience. He holds Series 65 and Series 63 designations and previously worked at Santander Investment Securities, Inc. from 2016 to 2022. Crosslight Global Investment Partners is a boutique advisory firm offering retirement plan consulting, private wealth management, sub-advisory portfolio management, and project-based services such as litigation support and divorce financial analysis. The firm serves employer plan sponsors, RIAs, and individual clients, employing a multi-asset, risk-managed investment approach that integrates fundamental, quantitative, and technical analysis along with third-party artificial intelligence and machine-learning tools.

Leslie Calhoun is a financial advisor with Optivest, Inc. in San Juan Capistrano, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Since 2007, Calhoun has been affiliated with both Optivest and Gramercy Securities, Inc. Calhoun is a 25% owner and principal partner of Optivest and serves on its board of directors. Optivest provides money management and family office services to individuals, families, trusts, foundations, and other private entities. The firm constructs customized portfolios using strategic asset allocation and tactical refinements, emphasizing diversification, due diligence, and ongoing monitoring, while also offering consultative and concierge services.

Marshall Eichenauer Jr. is a financial advisor with Sagent Wealth Management in Laguna Beach, CA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Sagent Wealth Management since 2008. Outside of advisory work, he acts as a licensed life insurance agent. Sagent Wealth Management provides wealth management and advisory services to individuals, families, trusts, retirement plans, businesses, non-profits, and family offices. The firm integrates investment management with financial, retirement, and estate planning, using a mix of proprietary model portfolios, customized investments, and third-party managers.

Barbara Crane is a financial advisor with Crane Investments Inc in Laguna Beach, CA. She holds Series 63 and Series 65 licenses and has 19 years of industry experience. She has been with Crane Investments since 1992. Crane Investments serves individual and high-net-worth clients with discretionary and non-discretionary portfolio management, financial planning, and consulting. The firm employs a variety of investment strategies and maintains conservative cash management practices, with a focus on continuous, individualized portfolio supervision.

Matthew Mcmanus is a CFP® and holds a Series 66 license, with 17 years of industry experience. He is currently with Optivest, Inc. and Gramercy Securities, Inc., having previously worked at MML Investors Services, LLC and MetLife Securities Inc. Outside of his advisory work, he is involved in managing a short-term rental vacation home in Lake Arrowhead, CA. Optivest, Inc. provides money management and family office services to individuals, families, trusts, foundations, and other private entities. The firm emphasizes customized portfolio construction using strategic asset allocation and tactical refinements, offering both discretionary and non-discretionary asset management along with access to third-party managers and alternative investments.

Ross Herman is a Series 65-licensed financial advisor with 16 years of industry experience. He serves as CEO of HIP Investor, Inc. and is the Managing Member of HIP Investor Ratings LLC, a firm that produces and licenses investment ratings and research. Herman’s career includes roles at Sonoma Private Wealth LLC and long-term involvement with HIP Investor entities. HIP Investor, Inc. provides investment advisory and portfolio management services to individuals, families, family offices, foundations, corporations, and registered investment advisers. The firm combines fundamental security analysis with a proprietary impact framework that integrates human, social, and environmental metrics alongside financial factors, offering discretionary management, custom consulting, and separately managed accounts.