Duff Mayer is the sole advisor at All Weather Portfolio Management, Inc. in San Clemente, CA, with 21 years at his current firm and 11 years of industry experience. He also owns and manages Financial Planning Group, LLC, an income tax preparation business serving approximately 250 clients. All Weather Portfolio Management, Inc. provides financial planning, investment management, and tax-return analysis for individuals, trusts, retirement accounts, and pension plans. The firm employs a primarily passive investment approach using diversified portfolios and conducts annual or semi-annual rebalancing while utilizing Schwab Institutional’s trading and custody services.

Erik Thurnher is a CFP® with 30 years of experience in financial advising. He has worked at MedCentric Financial Network since 2000 and was previously with Mercer Global Advisors Inc. and Newport Financial Advisors, Inc. MedCentric Financial Network operates an internet-based referral network connecting healthcare professionals and other highly compensated individuals with pre-screened, independent fee-only financial advisors. The firm focuses on vetting advisors based on credentials, compliance, experience, and fee-only compensation, without providing direct financial planning or portfolio management services.

Philip Lang is a CFP®-certified financial advisor with 22 years of industry experience, currently serving as the sole advisor at Accel Advisors, Inc. in Costa Mesa, CA, where he has worked since 2014. In addition to providing investment advice, his firm offers financial consulting services to companies on topics such as risk assessment, financial organization, and financial decision making. Accel Advisors, Inc. provides financial planning, discretionary portfolio management, and consulting services to both individual and corporate clients. The firm manages approximately $5.13 million in discretionary assets, employing a mix of fundamental and technical analysis with both long- and short-term trading strategies, primarily focusing on equities and investment company securities.

Richard Ligotti is a financial advisor with Laguna Niguel Summit Wealth Management, LLC, holding Series 63 and Series 66 licenses and possessing 27 years of industry experience. He has been with the firm since 2016. In addition to his advisory role, Ligotti is a licensed independent insurance agent offering life, long-term care, and indexed annuities. Laguna Niguel Summit Wealth Management provides financial, retirement, and insurance guidance primarily to mass-affluent and some high-net-worth individuals, families, small businesses, and pension and nonprofit plans. The firm offers planning services and insurance recommendations, referring clients to third-party investment managers and strategically utilizing turnkey asset management programs.

Ethan Namvar is a financial advisor at Centricity Financial LLC with 17 years of industry experience. He holds a Series 65 designation and has been affiliated with Centricity Financial since 2007. Namvar also serves as a Lecturer at the University of California, Berkeley, Haas School of Business, teaching approximately six hours per week during one quarter each year. Centricity Financial, LLC is a single-advisor independent registered investment adviser providing portfolio management and financial planning to individuals, high-net-worth clients, and a pooled investment vehicle. The firm employs a multifaceted investment approach that includes quantitative, fundamental, technical, and qualitative analysis, and offers both discretionary and non-discretionary mandates along with standalone consulting services.

Bryan Gould is a financial advisor with Ultra Advisory Group in Irvine, CA, holding a Series 66 designation and 19 years of industry experience. He has worked at Northwest Asset Management, Wells Fargo Clearing, and WELLS FARGO Advisors, LLC prior to founding his current firm. He is also licensed to sell insurance in California. Ultra Advisory Group provides discretionary investment management, comprehensive financial planning, and retirement-plan advisory services to individuals, high-net-worth households, family offices, and institutional clients. The firm emphasizes customized investment programs, including a distinctive wrap fee program offered across multiple custodians.

Ryan Mc Kee is a financial advisor at Catalyst Wealth Advisors LLC in Newport Beach, CA, holding a Series 66 designation with eight years of industry experience. He has worked at several firms including Securian Financial Services, Tax & Financial Group, Firefly Capital, and managed the McKee Family Office before joining Catalyst Wealth Advisors in 2018. Catalyst Wealth Advisors LLC offers discretionary investment management and comprehensive financial planning services to individuals, high-net-worth clients, and business entities. The firm employs a combination of Fundamental Analysis and Modern Portfolio Theory to create diversified, risk-based portfolios, utilizing a range of investment vehicles including no-load mutual funds, ETFs, individual equities, fixed income, interval funds, options, and private placements.

Old-school wealth management firms largely fall short of addressing the needs of small business owners. They typically require a minimum amount of investible assets, offer generic planning advice, and schedule infrequent reviews. I launched Two Palms Financial to provide an experience to business owners based on greater customization, deeper planning work, year-round reviews and a flexible fee structure. Time and attention are finite resources. Business owners know this all too well. I help business owners focus their time and energy on what they are passionate about and excel at. With year-round cash flow & tax planning, saving & investing, retirement planning, debt management, insurance reviews, trust & estate planning, I help business owners develop a plan to grow their business with intention, create long-term wealth, minimize taxes over their lifetime, and protect their assets from unforeseen threats. I also believe Life Planning is an integral part of the planning process. Through my training with the Kinder Institute of Life Planning, I use the EVOKE (Exploration, Vision, Obstacles, Knowledge & Execution) experience to help my clients build a financial plan around their unique vision of a fulfilled life.

Dong Ngo is a financial advisor at 86 Republic, LLC, an independent firm based in Irvine, CA. He holds Series 63 and Series 65 licenses and has five years of industry experience. Prior to joining 86 Republic in 2020, he was self-employed for seven years. 86 Republic provides portfolio management services to individuals, high-net-worth clients, and investment companies. The firm employs a fundamental analysis approach with a long-term trading strategy, offering both discretionary and non-discretionary management across a range of asset classes including mutual funds, ETFs, equities, fixed income, real estate funds, and international securities.

Joshua Iversen is a financial advisor with Syzygy Financial LLC in Newport Beach, CA, holding a Series 63 designation and 28 years of industry experience. He has been with Syzygy Financial since its founding in 2010. Syzygy Financial LLC is an independent registered investment adviser that provides portfolio management and financial planning primarily to individual clients, while also serving institutional clients. The firm manages approximately $775,906 in assets and offers ongoing portfolio management and financial planning services under asset-based fee arrangements.

John Gaines is a financial advisor with LPL Financial in Laguna Niguel, CA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 56 years of industry experience and has been with LPL Financial since 2001. Gaines also operates an independent investment advisory firm, providing financial planning and consulting services. LPL Financial serves a diverse client base including individual investors, retirement plans, institutions, charities, and high-net-worth households. The firm offers a variety of advisory and brokerage services supported by an in-house research team and a broad platform that combines advisory operations with non-advisory product offerings.

Richard Smyth is a CFA® charterholder and the sole advisor at Aionios Capital Partners, LLC with four years of industry experience. Prior to founding Aionios Capital Partners in 2021, he worked for Franklin/Templeton Distributors, Inc. for 27 years. He also serves as an adjunct professor, teaching investment analysis, portfolio management, and derivatives. Aionios Capital Partners offers comprehensive portfolio management, financial planning, and family office services primarily for individuals and high-net-worth families. The firm employs a multi-disciplinary investment approach and provides a range of alternative and private investments, with a distinctive focus on family office services and concierge capabilities.

Brian Smith is a financial advisor at Axis Point Capital with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Commonwealth Asset Management, Arts & Sciences Investment Management, and The TCW Group. Axis Point Capital is an independent firm that offers fee-only investment management and performance-based advisory arrangements to individuals, trusts, estates, small businesses, and other clients. The firm specializes in a discretionary hedged equity strategy that combines a focused portfolio of long equity positions with options for hedging and selective short exposure.

Dean Parsons is the principal advisor at Global Diversified Investments in Yucaipa, CA, holding Series 63 and Series 65 credentials with 13 years of industry experience. He has led the firm since 2011. Parsons also serves as an adjunct professor and holds a doctoral degree. Global Diversified Investments provides financial planning and portfolio management for individuals, small businesses, and institutional clients, including insurance companies. The firm employs a globally diversified, risk-focused asset allocation strategy with a medium- to longer-term investment horizon and operates primarily on a non-discretionary basis. It also offers pension consulting and publishes market commentary and periodicals as part of its client communications.

Clifford Downie is the sole advisor at Downie Financial Group in Mission Viejo, CA, holding a Series 66 designation with 22 years of industry experience. He previously worked at FSC Securities Corporation from 2013 to 2017 before founding his independent firm in 2017. Downie Financial Group is a state-registered independent investment adviser managing approximately $35 million in discretionary assets for around 133 individual and business clients. The firm focuses on passive portfolio construction using index mutual funds and ETFs while incorporating fundamental and technical analysis, offers a range of financial planning services, and provides pro-bono educational seminars.

Jared Metzger is a financial advisor at Aneuvia Capital with six years of industry experience. He holds a Series 65 designation and has worked at Aneuvia, LLC since 2019, following prior roles at Bellecapital International and as a self-employed advisor. Aneuvia, LLC provides discretionary portfolio management and advisory services to a select group of high-net-worth individuals, charitable organizations, other investment advisers, and insurance companies. The firm employs a three-step investment process combining fundamental analysis, modern portfolio theory, and quantitative methods, primarily recommending equities while using fixed income and ETFs for diversification.

Arthur Thielen IV is the sole advisor at Thielen Capital Corporation, an independent firm based in Ladera Ranch, CA. He holds the Series 63 and Series 65 designations and has 23 years of industry experience. Thielen has led Thielen Capital Corporation since its founding in 2013. Thielen Capital Corporation provides discretionary portfolio management, financial planning, and retirement plan consulting to a range of clients including individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm focuses on long-term investment strategies using both technical and fundamental analysis, and offers retirement plan consulting and participant allocation modeling alongside individual wealth management.

Sujit Naran is a financial advisor at SCN Capital with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Northwestern Mutual Wealth Management Company and Broadridge LTX, among other firms. Sujit has also been involved with SoCal Builders and Design. SCN Capital is a state-registered investment adviser providing discretionary portfolio management and comprehensive financial planning to individuals, high net worth clients, corporations, and 401(k) plans. The firm bases portfolio construction on Modern Portfolio Theory, using low-cost ETFs, tax-efficient strategies, and fundamental analysis, and offers educational seminars on financial literacy free of charge.

Michael Valiente is the principal advisor at Legacy & Wealth Financial Advisors in Irvine, CA, with 21 years of industry experience. He has operated his own advisory business since 2004 and founded Legacy & Wealth Financial Advisors in 2016. Valiente holds Series 63 and Series 65 licenses and is also licensed to sell insurance products. Legacy & Wealth Financial Advisors provides investment advisory and financial planning services to individuals, including high net worth clients, as well as corporations and other businesses. The firm offers discretionary portfolio management and a web-based automated portfolio program featuring proprietary model portfolios, combining automated management with active strategies tailored to client objectives and risk tolerance.

Jeffrey Olsen is a financial advisor at Family Wealth Strategists, LLC with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Kovack Advisors, Inc., The Elements Financial Group, LLC, and The Pacific Financial Group, LLC. Family Wealth Strategists, LLC is an independent registered investment adviser that provides discretionary investment management and financial planning services to individuals and high-net-worth clients. The firm focuses on long-term, fiduciary investment strategies, utilizing fundamental analysis along with quantitative and qualitative methods, and offers portfolios including mutual funds, ETFs, individual securities, and alternative investments.