Timothy Swier is a financial advisor with PlanMember Securities Corporation, holding a Series 63 license and 32 years of industry experience. He has been with PlanMember since 2008 and has operated Timothy A. Swier Financial Services since 1992, focusing on insurance and investment services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options, education, and support services, employing a strategic asset allocation framework and managing risk-based mutual fund portfolios.

Austin Ziehl is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA. He holds a Series 66 designation and has one year of industry experience. Prior to his current role, he has work experience at California Lutheran University and Bishop Diego High School. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios ranging from conservative to aggressive, while also offering education and support services to plan sponsors and participants.

Karen Waite is a financial advisor at PlanMember Securities Corporation with 27 years of industry experience. She holds Series 63 and Series 65 designations. Her prior roles include positions with Arbonne Corporation and the Solvang City Council, where she served multiple terms. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach in managing risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Toby Spach is a Series 66 licensed advisor at PlanMember Securities Corporation with two years of industry experience. His previous roles include positions at Carp Physio, the University of Southern California, InstaCart, Santa Barbara City College, and Carpinteria High School. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach to manage unitized, risk-based mutual fund portfolios and offers education and support services such as personalized retirement planning and seminars.

Anita Jeffrey is a financial advisor with D.A. Davidson & Co., holding a Series 66 designation and 24 years of industry experience. She has been with D.A. Davidson since 2014. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as retirement plan advisory, wrap fee programs, equity research, and comprehensive financial planning, operating under fiduciary standards with both qualitative and quantitative investment analysis.

Heather Rupp is a CFA® charterholder with two years of industry experience, currently affiliated with PlanMember Securities Corporation. She serves as an adjunct professor teaching investments and portfolio management at Westmont College. Prior to her current roles, she held positions at firms including B. Riley Capital Management, Phase Capital, and Peritus I Asset Management. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers education and support through seminars and personalized planning, utilizing a top-down strategic asset allocation approach with risk-based mutual fund portfolios.

Brian Holland is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA, holding Series 65 and Series 63 licenses and having 11 years of industry experience. Prior to joining PlanMember in 2020, he worked at National Pension & Group Consultants, Inc. for four years and has been involved with Fidelity Security Life Insurance Company and Forrest T. Jones & Co., Inc. since 2015. Holland also operates his own insurance sales business. PlanMember provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm employs a top-down strategic asset allocation approach using unitized, risk-based mutual fund portfolios and delivers education and support services including seminars and personalized retirement planning.

Steve Warriner is a financial advisor with LPL Financial based in Santa Paula, CA, holding a Series 63 designation and with 30 years of industry experience. He has been affiliated with Linsco/Private Ledger Corp since 2003. Outside of advisory services, he is involved in outside sales of non-variable insurance and operates Warriner Financial Services in Westlake Village, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to institutional platforms, with advice implemented through various discretionary and non-discretionary strategies.

Anna Kotula is a financial advisor at Ameriprise with eight years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2017. Outside of finance, Kotula is a licensed physical therapist and owner of a private practice, Ojai Valley Physical Therapy, and serves on the board of the Ojai Art Center Theater Branch, where she is chair. She also teaches dance and core strength classes at the Ojai Valley Athletic Club. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and ongoing planning advice focusing on dependable income and tax-aware withdrawal strategies.

Olga Jones is a financial advisor at Ameriprise with 26 years of industry experience and holds a Series 66 designation. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she maintains a real estate license and is involved in multi-family and commercial real estate ownership. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, utilizing a centralized consulting team to deliver tailored, research-based recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Ivan Chen is a financial advisor with Edward Jones, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he held positions at JP Morgan Securities, JPMorgan Chase Bank, Northwestern Mutual, City National Bank, MUFG Union Bank, and AIG. Outside of his advisory role, he serves on the Budget Committee of the Humane Society of Ventura County and assists as Treasurer-Analyst for Ojai Valley Democrats; he also manages accounting functions for a health and wellness center owned by his spouse. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of approximately 23,701 financial advisors. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard.

Candelario Topete is a financial advisor with Wells Fargo Clearing in Ojai, CA, holding Series 63 and Series 66 credentials and six years of industry experience. His career includes roles at J.P. Morgan Securities, Merrill, Bank of America, and Wireless Plus, Inc. Wells Fargo Advisors is a large national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, providing both brokerage and advisory solutions.

Iliana Lozano is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 credentials and 13 years of industry experience. She has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes capabilities in derivatives and commodities.

Gewargis Betjoseph is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at 21st Century Fox for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Lucia Perez is a Series 66-licensed financial advisor with Ameriprise in Santa Paula, CA, with 26 years of industry experience. She has been with Ameriprise and its related entities since 2000. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written Recommendation Reports and ongoing retirement income planning advice focused on dependable income and tax-aware withdrawal strategies.

Jonathan Morton is a CFP® and holds a Series 66 license with eight years of industry experience. He has been with Edward Jones since 2018 and previously worked at The Master's Seminary from 2016 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Le Grand is a financial advisor at Edward Jones in Ojai, California, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones in 2023, he worked with Evox Images, Pet Gorilla, and eco-made, LLC. He is also a member of an investment club organized as an LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,000 financial advisors.

Dustin Baxley is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2015. Outside of his advisory role, he has a Screen Actors Guild membership with residuals reported in Los Angeles. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Jeffrey Springgate is a financial advisor at Edward Jones with 18 years of industry experience. He has held roles at Edward Jones since 2017 and previously worked at Thrivent Financial and Thrivent Investment Management Inc. from 2014 to 2017. He holds the Series 63 and Series 65 designations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Nancine Hayden is a CFP® professional with ten years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. Prior to joining Edward Jones, she worked at Krummrich Engineering Corporation from 2014 to 2020. She also volunteers on the finance committee of the Ventura Land Trust, where she assists with budgeting and investment activities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering both discretionary and non-discretionary wrap fee strategies along with access to separately managed accounts and affiliated mutual funds. The firm operates under a fiduciary standard and maintains one of the largest retail advisor networks in the industry.