Kevin Bernzott is the principal of Bernzott Capital Advisors in Camarillo, California, with 29 years of industry experience. He has led Bernzott Capital Advisors since 1994. Bernzott Capital Advisors provides discretionary investment management and retirement-plan advisory services to individuals, institutions, and other account sponsors. The firm employs a bottom-up, value-oriented investment approach focused on concentrated portfolios and fundamental company analysis, offering strategies including US small-cap value and customized multi-asset-class portfolios.

Michael Thomas is a financial advisor at RLB Financial with 10 years of industry experience. He holds the Series 66 designation and has worked at RLB Financial since 2018. Prior to that, he was associated with 1st Global Advisors, Inc. and 1st Global Capital Corp. from 2015 to 2018. Thomas is also a partner at Miller and Co. LLP, a CPA firm, where he has been involved since 2007. RLB Financial provides investment management and financial planning primarily to individual and high-net-worth clients, offering discretionary portfolio management, written financial plans, and access to third-party money managers. The firm employs a combination of fundamental, technical, and cyclical analysis in its investment process and utilizes model portfolios and managed account solutions through program sponsors like SEI and AssetMark.

Jennifer McGee is a financial advisor at Equity Management Group in Camarillo, CA, holding a Series 65 designation with 31 years of industry experience. She has been with Equity Management Group since 1992. Equity Management Group provides fee-only investment management and financial planning to individuals, trusts, estates, non-profit corporations, and retirement plans under a fiduciary standard. The firm manages approximately $62.6 million across about 80 client relationships, offering discretionary portfolio supervision and periodic financial planning, with an investment approach that combines independent research and proprietary analysis tailored to clients’ goals and risk tolerance.

Mark Scott is a financial advisor at Bernzott Capital Advisors in Camarillo, CA, holding a Series 65 designation with one year of industry experience. He has been with Bernzott Capital Advisors since 2013. Bernzott Capital Advisors serves individual clients, high-net-worth households, retirement plans, and other registered investment advisers by providing discretionary separately managed accounts, model portfolio services, and ERISA-focused advisory and consulting. The firm employs a bottom-up, value-oriented investment process with concentrated portfolios primarily in small-cap equities and is notable for its model-provider role and ERISA fiduciary procedures.

Gerald Zins Jr. is a CFP® and ChFC® with 40 years of industry experience. He has worked at Summit Wealth Management Group, Inc. since 2014 and has been associated with LPL Financial since 2002, following an earlier tenure at Ameriprise. Outside of his advisory role, he serves as CFO of a family business and is a board member of Berkshire Corporate Center. Summit Wealth Management Group is an SEC-registered independent advisory that serves individuals and high-net-worth households with discretionary asset management and financial planning. The firm uses a combination of active and passive strategies tailored to client objectives, offering services through LPL Financial-sponsored programs including a wrap-fee program on the LPL Strategic Wealth Management platform.

Andrew Allen is a Series 65-credentialed advisor with The Lynd Group Advisors, LLC in Ventura, CA, where he has worked since 2026. He previously operated as a sole proprietor from 2024 to 2026 and has experience in various roles at Parker Hannifin, Cryogenic Experts, and NuSil Technology. The Lynd Group Advisors provides fee-based advisory services primarily focusing on non-discretionary management of fee-based fixed indexed annuity contracts, financial planning, and referrals to third-party money managers. The firm emphasizes coordinating annuity contract management in conjunction with insurance carriers and relies on third-party managers for discretionary portfolio management, offering educational seminars and a secure client portal.

Gregory Karis is a CFP® professional with 11 years of industry experience, currently serving at Inflection Advisors. He has held roles at Inflection Management LLC, Inflection Retirement Services, and Inflection Business Consulting Inc. prior to joining Inflection Advisors. In addition to his advisory work, Karis is an independent insurance agent affiliated with MFE Insurance Brokerage and owns a business management firm providing bookkeeping, accounting, and corporate management services. Inflection Advisors offers investment management and comprehensive financial planning to individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm employs a Modern Portfolio Theory approach with diversified, low-cost portfolios primarily consisting of index ETFs and mutual funds, complemented by tailored investment policy statements and coordination with clients’ other professionals.

Vernon Dransfeldt is a CFP® professional with nine years of industry experience, currently serving as an advisor at Equity Management Group since 2016. He holds Series 63 and Series 65 licenses and operates out of Santa Rosa Valley, CA. Equity Management Group provides fee-only financial planning and discretionary portfolio management to individuals—including high-net-worth and other clients—as well as non-profits, retirement plans, trusts, estates, and business entities. The firm employs a combination of stocks, mutual funds, ETFs, bonds, options, and master limited partnerships, supported by individualized investment plans and regular portfolio reviews by its three-advisor team.

Wayne Miller II is a financial advisor at RLB Financial with 10 years of industry experience. He holds a Series 65 designation and previously worked at Hofmeister Advisory Group LLC. Outside of finance, he is the owner and musician of two music-related businesses, Bleed The Sky LLC and Wayne Miller Music LLC. RLB Financial provides investment management and financial planning services primarily to individual and high-net-worth clients, utilizing discretionary portfolio management, written financial plans, and third-party money managers. The firm’s investment approach incorporates fundamental, technical, and cyclical analysis and offers model portfolios through program sponsors such as SEI and AssetMark.

Michael Mansfield is a CFP® professional with 16 years of industry experience, currently serving at The Lynd Group Advisors, LLC. He has held the role of sole proprietor since 2015 and has been with The Lynd Group since 2009. Outside of advisory work, he operates a financial services and insurance business and also provides legal document assistance. The Lynd Group Advisors, LLC provides fee-based advisory services focused on non-discretionary management of fee-based fixed indexed annuity contracts, financial planning, and referrals to third-party money managers. The firm integrates insurance management with external portfolio management, offers educational seminars, and utilizes a secure client portal for document access.

Katia Kin is a financial advisor with Inflection Advisors in Camarillo, CA, holding a Series 65 designation and four years of industry experience. She also provides pension and qualified plan advisory services through Inflection Retirement Services. Inflection Advisors offers investment management and comprehensive financial planning to individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm employs a Modern Portfolio Theory asset-allocation approach, focusing on diversified, low-cost portfolios with a long-term, buy-and-hold strategy.

Stephen Wagner is a financial advisor with Integrity Wealth Advisors, Inc. in Ventura, California, holding CFP® and Series 63 designations and bringing 34 years of industry experience. Prior to joining Integrity Wealth Advisors in 2016, he worked at LPL Financial and Transamerica Financial Advisors. Outside of his advisory role, he has been involved in selling sporting event tickets through StubHub. Integrity Wealth Advisors, Inc. provides asset management, comprehensive portfolio management, financial planning, retirement plan consulting, and estate-planning coordination to individuals, high-net-worth clients, trusts, estates, and employer-sponsored plans. The firm manages discretionary assets of approximately $285 million across more than 800 client relationships, employing tailored portfolios using a mix of individual securities and third-party model portfolios while maintaining full discretion over trading decisions.

Diane Upson is a financial advisor with Financial Coaching Partners LLC, holding a Series 65 designation and bringing 14 years of industry experience. She has been with Financial Coaching Partners since 2011. Outside of her advisory role, she is a licensed notary public in California. Financial Coaching Partners primarily serves individual clients, providing financial planning, bookkeeping, and ongoing financial management while referring investment implementation to third-party registered investment advisers. The firm operates on a fee-for-service basis and emphasizes Modern Portfolio Theory in its investment approach, focusing on fiduciary responsibility and tailored financial plans without direct portfolio management.

Carole Upson is a financial advisor with Financial Coaching Partners LLC in Somis, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Financial Coaching Partners since 2009. Outside of her advisory role, she refers clients to attorneys for trust document preparation and works as an independent life insurance agent. Financial Coaching Partners primarily serves individual clients by providing financial planning, bookkeeping, and ongoing financial management while referring investment implementation to third-party registered investment advisers. The firm follows a fiduciary, fee-for-service model grounded in Modern Portfolio Theory and focuses on tailored financial plans without direct portfolio management.

Dean Solomon is a CFP® professional with 22 years of industry experience. He is currently with Hillcrest Financial Group, where he has worked since 2022. His prior experience includes roles at Purshe Kaplan Sterling Investments, Thrivent Advisor Network, Thrivent Financial for Lutherans, Thrivent Investment Management, and Merrill. Hillcrest Financial Group provides financial planning, consulting, discretionary investment management, and retirement plan consulting to individuals, trusts, estates, corporations, and employee benefit plans. The firm uses a diversified investment approach grounded in Modern Portfolio Theory, combining mutual funds, ETFs, and individual securities, and manages over $567 million in discretionary assets.

Pamela Linderman is a financial advisor at Financial Coaching Partners LLC with 27 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including LPL Financial and Sagepoint Financial, INC. Pamela also owns an insurance agency and provides estate planning services. Financial Coaching Partners primarily serves individual clients with financial planning, bookkeeping, and ongoing financial management, referring investment implementation to third-party registered investment advisers. The firm operates as a fee-only adviser, focusing on Modern Portfolio Theory and efficient market principles while avoiding direct portfolio management.

John Maciolek is a financial advisor at Anacapa Financial, LLC with one year of industry experience. He holds a Series 65 credential and has prior work experience in various fields including retail and landscaping. Maciolek is also licensed to sell insurance products. Anacapa Financial serves individual clients, business entities, trusts, estates, and employer retirement plans, providing portfolio management, financial planning, and retirement plan consulting. The firm offers additional services such as tax preparation, bookkeeping, and estate document services, tailoring investment strategies to client goals and risk tolerances.

Matthew Chase is a financial advisor at Anacapa Financial, LLC with a Series 65 designation and four years of experience at the firm. His prior work history includes roles at several companies outside the financial industry, such as SAG-AFTRA and various gig economy platforms. Anacapa Financial, LLC provides portfolio management, financial planning, retirement plan consulting, tax preparation, and bookkeeping services to individuals, qualified plans, business entities, trusts, and estates. The firm customizes investment strategies based on client objectives and risk tolerances, utilizing a range of approaches including asset allocation and both long- and short-term trading.

Mariah Nunez is a financial advisor with Integrity Wealth Advisors, Inc. in Ventura, CA. She holds a Series 65 license and has approximately two years of industry experience, including prior roles at Kayne Anderson Rudnick and One Capital Management, LLC. Integrity Wealth Advisors, Inc. provides asset management, comprehensive portfolio management, financial planning, retirement plan consulting, and estate-planning coordination to individuals, high-net-worth clients, trusts, estates, and employer-sponsored plans. The firm manages about $285 million in discretionary assets and offers tailored portfolios with ongoing monitoring, using both internal resources and third-party model portfolios.

Melissa Sohn is a CFP® and CFA® with nine years of experience in financial advising. She is affiliated with Financial Coaching Partners LLC and previously worked at Siphron Capital Management for 28 years. Financial Coaching Partners primarily serves individual clients by providing financial planning, bookkeeping, and ongoing financial management, while referring investment implementation to third-party registered investment advisers. The firm follows a Modern Portfolio Theory-based, fee-only approach and does not directly manage client investment accounts.