Chapman Dunn is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, Dunn held roles in various organizations including Skyline Dairy, Tulare County Office of Education, and Voltage Multipliers Inc., alongside extensive full-time education from 2011 to 2025. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice, utilizing proprietary research and third-party data.

Nickolas Seifert is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Ameriprise since 2023. His prior roles include positions at The Leaders Group Inc and Southport Capital. He serves on the Board of Directors for the Tulare County Estate Planning Council. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which focuses on dependable income sources and tax-aware withdrawal strategies.

Jeff Boswell is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo since 2016, following prior roles at Morgan Stanley and its affiliates from 1998 to 2009. He is also co-trustee of a family trust and operates an orange-growing business in Visalia, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and utilizes research and diversification principles to offer both brokerage and advisory solutions.

Greg Todd is a financial advisor with Morgan Stanley in Visalia, CA, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and research.

Timothy Wardell is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. He has been with Wells Fargo Clearing since 2018 and previously worked at Challenge Dairy Products, Inc. from 2014 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menus.

Garth Gipson is a Series 66-registered financial advisor with Ameriprise in Visalia, CA, and has 16 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Outside of his advisory role, Gipson is a managing partner at Center Street Holdings, where he provides leadership and strategic direction for the business. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement, generally with significant investable assets, combining research, modeling, and tax-efficient strategies to produce personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Penney Sick is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 25 years of industry experience. Since 2013, Penney has worked with various entities within the Raymond James organization. Outside of advising, Penney Sick is also the CEO of a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and uses analytical tools to support client goals while maintaining specialized services in municipal advisory and SIMPLE IRA consulting.

Eric Todd is a Series 66-licensed financial advisor with Morgan Stanley in Visalia, CA, and has 11 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Douglas Ruby is a financial advisor with OSAIC and holds the ChFC® and Series 63 designations. He has 39 years of industry experience and has been affiliated with Fortis Investors, Inc. and Principal Mutual Life Insurance Co for over 39 and 40 years, respectively. Outside of his advisory work, he serves as chairman of an S-corp family farm. OSAIC serves a diverse client base including individual, high-net-worth, pension, and corporate clients through a large network of advisers and offers integrated brokerage, investment advisory services, and multiple managed account platforms. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to build portfolios that include a range of securities and alternative investments.

Grant Kincade is a CFP® with 17 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Bank of the West and Bancwest Investment Services, Inc. He is based in Visalia, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and technology tools for research and operations.

Catharine Hobbs is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She worked at Merrill from 1997 to 2009 before joining Wells Fargo in 2016. Outside of her advisory role, she co-owns a citrus ranch with her spouse in Visalia, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its investment strategies.

Charles Sick is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and seven years of industry experience. He has held roles at Sick Investment Strategies Inc. and Sick Investment Partners since 2020 and previously worked at Tesla and Lyft. In addition to his advisory work, he serves as CEO and officer of both Sick Investment Strategies Inc. and Sick Investment Partners. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports municipal finance through a unique municipal advisor affiliation.

Janet Martinusen is a financial advisor at Ameriprise with 38 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves on the Board of Directors for the Catholic Professionals & Business Club Tulare-Kings as President Emeritus and Secretary. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to provide clients with tailored, non-discretionary recommendations delivered through a centralized consulting team.

Jacob Cordeniz is a financial advisor with Ameriprise in Visalia, CA, holding a Series 66 designation and six years of industry experience. Prior to joining Ameriprise in 2018, he worked at GEA Farm Technologies for three years and has managed his own business since 2004. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Jonathan Hoskins is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Merrill and Banc of America Investment Services, Inc. Outside of his advisory role, he serves as treasurer for the Visalia Open House Fellowship. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources to guide its diversified investment approach.

Manuel Mendonca is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 licenses and 30 years of industry experience. He has been with Ameriprise since 2016, including six years at Ameriprise Financial Services, LLC. Outside of advisory work, Mendonca is involved in independent insurance brokering with Genworth Life and Anthem Blue Cross. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Hayden Hobbs is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 designations and two years of industry experience. His prior work includes roles at Fidelity Investments and Wells Fargo Advisors, as well as entrepreneurial experience with Pure Juicer Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate managers and investment options, offering both brokerage and advisory solutions.

Adam Zachary is a Financial Advisor at Merrill Lynch Wealth Management, where he works with individual families and business leaders to develop strategies aimed at achieving their financial objectives. He is a member of a dynamic team that employs a collaborative approach, combining diverse experience to deliver customized solutions in wealth management, investment planning, estate preparedness, and retirement planning. Adam leverages Merrill Lynch’s resources to build comprehensive, goal-oriented strategies tailored to the unique needs of each client. Adam’s expertise includes college education planning, family wealth management, corporate benefits, legacy planning, retirement income, portfolio management, and small business strategies. He is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Personal Investment Advisor (PIA), and a Retirement Accredited Financial Advisor (RAFA). He holds a high school diploma from Oakdale High School and has completed an accredited certificate program at Modesto College. Outside of his professional role, Adam is involved with the Kuna Youth Softball and Baseball Association. He enjoys a variety of personal interests, including adventure sports, baseball, camping, football, golfing, hunting, music, softball, spending time with his family, and traveling.

Bruce Geiger is a financial advisor at OSAIC with 39 years of industry experience. He holds the ChFC® and Series 66 designations and has worked previously at Woodbury Financial Services and Thrivent Investment Management. Outside of his advisory role, he operates Geiger Financial Position, a sole proprietorship engaged in the outside sales of insurance products. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a focus on diversified portfolio construction using various asset classes and supports both discretionary and non-discretionary account management.