Jay Ericsson is a financial advisor with Wells Fargo Clearing in Bakersfield, CA, holding Series 63 and Series 65 licenses and 39 years of industry experience. He previously worked at UBS Financial Services Inc. from 2006 to 2018. Outside of his advisory role, he operates a scenic photography business in Bakersfield. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, with a broader range of investment options including insurance-related vehicles and bank deposit sweep programs.

Nancy Lerma is a financial advisor at Primerica Advisors with Series 65 and Series 63 designations and two years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 2023. Outside of her advisory role, she is involved with the Holmes Family Foundation and has been a member of the Bakersfield Racquet Club for over two decades. Primerica Advisors sponsors and manages a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale and offers advisory services based on model-delivery strategies created by unaffiliated asset managers, supported by custodial and trade execution services.

Justin Adams is a financial advisor with LPL Financial in Bakersfield, CA, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Bank of America, Merrill, and affiliated Banc of America entities, spanning nearly two decades before joining LPL Financial in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and technology tools to support client strategies.

Patrick Bailey is a financial advisor at LPL Financial with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2014. Bailey is also the owner and manager of Electric Spin Club, a fitness boutique. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Sherod Waite is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 19 years of industry experience. Prior to joining LPL in 2025, he worked at SCF Investment Advisors, SCF Securities, and Moneywise, Inc., where he was involved for over a decade each. Outside of his advisory work, Waite owns Woolworth's Luncheonette and The Basement at Woolworth's, both non-investment-related businesses in Bakersfield, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining a broad advisory platform with a range of non-advisory financial services.

John Lock is a Series 66-licensed financial advisor with Edward Jones in Bakersfield, CA, where he has worked since 2013. He has 13 years of industry experience. Outside of his advisory role, he owns rental and family properties in California and Virginia. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fees, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ivan Aguilar is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 designations and has been with J.P. Morgan entities since 2016, including his current role at J.P. Morgan Securities since 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Ricardo Flores is a financial advisor with LPL Financial in Bakersfield, CA, holding Series 65 and Series 63 licenses and seven years of industry experience. He has been with LPL Financial since 2017 and previously worked at Macy's. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, participant-level retirement advice, and institutional platforms.

Justin Leland is a CFP® with 11 years of industry experience, currently affiliated with LPL Financial. He previously spent 10 years at SCF Investment Advisors, INC. and SCF Securities, Inc. In addition to his advisory work, he hosts the Moneywise radio podcast and is involved in local government in Kern County, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios and third-party asset management, with a platform supporting strategic, tactical, and customized investment strategies.

Alfredo Vigil is a financial advisor with Edward Jones in Bakersfield, CA, holding a Series 66 designation and with 10 years of industry experience, all with Edward Jones since 2016. Outside of his advisory role, he serves as an assistant coach for the Kern High School District, supporting athletic programs through coaching and related activities. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, offering a broad range of advisory services including discretionary and non-discretionary strategies, access to managed accounts, and affiliated investment products.

Rama Mutyala is a financial advisor at MassMutual Investors Services with 23 years of industry experience. He holds Series 63 and Series 66 designations and has been with MassMutual and MML Investor Services since 2002. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using advanced analytical tools and offers additional programs including divorce planning and employer-sponsored planning services.

Seth Perry is a financial advisor at LPL Financial with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at SCF Securities, SCF Investment Advisors, Kern High School District, and Primerica Advisors. Perry is also a co-host of the MoneyWise Radio/Podcast. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Keith Galicia is a financial advisor with LPL Financial based in Bakersfield, CA, holding a Series 66 credential and with 11 years of industry experience. He has been associated with both LPL Financial and AltaOne Federal Credit Union since 2016. Galicia is also involved in managing AltaOne Wealth Management and Prime Portfolio Planning, and works as an insurance agent with BackNine Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing multiple advisory platforms and research tools to support its network of over 22,800 advisors.