Gabriel Sedeno II is a financial advisor at J. W. Cole Advisors, Inc. in Bakersfield, CA, holding Series 63 and Series 65 licenses with eight years of industry experience. His prior experience includes roles at Nationwide Investment Services Corp and Nationwide Financial. Outside of his advisory work, he owns a rental property business. J. W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutions. The firm employs a variety of investment strategies and platforms, including discretionary and non-discretionary account management and digital advice solutions.

Cutter Amos is a financial advisor with Principal Financial Services, holding a Series 66 designation and 10 years of industry experience. His career includes roles at True Legacy Financial & Insurance Services, Principal Life Insurance Co., The Prudential Insurance Company of America, Sagepoint Financial, JP Morgan Securities, and Edward Jones. He is involved in the sales and service of fixed life insurance products, including fixed annuities, disability insurance, long-term care, and group benefits. Principal Securities provides brokerage and registered investment advisory services to a diverse client base ranging from individual investors to corporate and charitable entities. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions, implementing investment strategies primarily on a discretionary basis through these managers.

Gregory Montejo is a financial advisor at Farther with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Guardian Life Insurance Company, Park Avenue Securities, and Northwestern Mutual. Outside of his advisory role, he is involved in outside insurance sales through Proverbs Financial Inc. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates via a web and mobile platform as well as in-person meetings. The firm uses a Modern Portfolio Theory-based investment approach implemented through proprietary models and algorithmic rebalancing, focusing on ETFs, mutual funds, equities, and fixed income.

Timothy Mcneely is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Farther. His prior experience includes roles at Raymond James, Dynamic Wealth, and Strategy Asset Managers. Outside of his advisory work, he owns a business focused on real estate, education, speaking, publishing, and coaching. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform offering discretionary investment management, retirement plan consulting, and non-discretionary recommendations. The firm employs a Modern Portfolio Theory-based approach using bespoke or algorithmic model portfolios with automatic rebalancing and primarily invests in ETFs, mutual funds, individual equities, and fixed income.

Satinder Dhindsa is a financial advisor with GWN Securities Inc., holding a Series 66 license and five years of industry experience. Prior to joining GWN Securities in 2024, he worked at Bank of America and Merrill from 2020 to 2024. Outside of advising, he is a 50% owner of Purple Mango Films, a small wedding videography company. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts through a large network of advisors and offers a range of managed-account programs including SMA, UMA, and fund-strategist options.

Rumzee Fakhouri is a financial advisor at Bankers Life Advisory Services, Inc. with four years of industry experience. He holds a Series 65 designation and has worked at Bankers Life and Guardian Life in various roles since 2016. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analysis to create customized portfolios aligned with clients’ goals and risk tolerances.

Shannon Blair is a financial advisor with Valic Financial Advisors, holding a Series 66 designation and bringing 21 years of industry experience. She has been with Valic Financial Advisors since 2014 and previously worked at Agia. Outside of her advisory role, she retains ownership of a business license for a dormant floral business, Last Chance Flowers, though it has been inactive since 2010. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management and financial planning through a large network of advisors, utilizing discretionary unified managed accounts supported by centralized technology and third-party model managers.

Janet Elliott is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 credentials and 19 years of industry experience. She has been associated with Principal Life Insurance Company and Principal Securities Inc. since 2006. In addition to her advisory role, she also sells and services individual and group health insurance through various carriers. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Julia Moon is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Commonwealth Financial Network. She previously worked at Lincoln Financial Advisors for seven years and also maintains a role at Aegis Consulting. Moon is a co-owner of Moon Wealth Management, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages roughly $212.7 billion in client assets. The firm offers a broad platform including managed-account programs, access to third-party asset managers, and custody services, allowing advisors to implement portfolios through internal models or outsourced solutions.

Karina Marquez is a financial advisor with Principal Financial Services in Bakersfield, CA. She holds Series 63 and Series 66 licenses and has 21 years of industry experience. Her prior experience includes roles at J.P. Morgan Securities and JPMorgan Chase Bank. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Rupert Gregorio is a financial advisor with Principal Financial Services in Bakersfield, CA, holding a Series 66 designation and over 25 years of industry experience. He has worked at Principal Securities Inc. since 2017 and previously held roles at Principal Life Insurance Company and Unionbanc Investment Services. Gregorio is also a co-owner of En8 Digital, Inc., a business unrelated to investments. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Renante Cadiz is a financial advisor with Principal Financial Services, holding a Series 66 designation and seven years of industry experience. He has worked at Principal Securities Incorporated and Principal Life Insurance Company since 2019, following seven years of self-employment. Outside of his advisory role, Cadiz serves as a board member and head deacon of the Church of Christ (Iglesia Ni Cristo) in Bakersfield, CA. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs through advisory and promoter arrangements.

John Lawyer is a financial advisor with Ameriprise in Bakersfield, CA, holding Series 66 and Series 63 licenses and 9 years of industry experience. He has been with Ameriprise since 2014. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm’s approach integrates proprietary investment research and external data, emphasizing income dependability and tax-aware withdrawal strategies within a defined investment universe.

D Hannink is a financial advisor with Ameriprise in Bakersfield, CA, holding a Series 63 designation and 38 years of industry experience. He has been with Ameriprise and its predecessor firms since 1987. Outside of his advisory role, he serves on the boards of Valley Baptist Church, Presence Point, and Memorial Hospital, including heading the planning committee at Memorial Hospital. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency strategies to deliver tailored recommendations through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

David Wilson Jr. is a Series 66 licensed financial advisor with Merrill, based in Bakersfield, CA, and has three years of industry experience. His previous roles include positions at Bank of America and Primerica Financial Services, as well as work in student affairs at California State University Bakersfield. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, and institutional investors, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Timothy Werdel is a financial advisor with Ameriprise in Bakersfield, CA, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has worked at Ameriprise and its affiliate since 2011. Outside of advising, he serves on the Garces School Board, is president of the Bakersfield West Rotary, and is treasurer for the Olde Stockdale Property Group. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to create personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Garett Colatruglio is a CFP®-designated financial advisor with 10 years of industry experience, currently with Wells Fargo Clearing since 2019. He has prior experience at UBS Financial Services and Bank of America, including Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Jeffrey Bell is a CFP® professional with 26 years of industry experience, currently serving at Edward Jones since 1999. He holds Series 63 and Series 66 licenses and is based in Bakersfield, CA. Bell serves as the Board Chairman of the Bakersfield College Foundation, where he assists in organizing fundraising activities and approving foundation policies. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Maria Fernandez is a financial advisor with Morgan Stanley in Bakersfield, CA, holding a Series 66 designation and bringing 12 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using approved tools and modeling techniques.

Philippe Heglin is a financial advisor with Ameriprise in Bakersfield, CA, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliated firms since 2006. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.