Rita Ingram is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and 15 years of industry experience. She previously worked at Principal Securities Inc and Principal Life Insurance Company from 2010 to 2023 before joining Elevare Advisors and Commonwealth Financial Network in 2023. Her other business activities include fixed insurance sales conducted during business hours at her branch location. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients through a variety of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, with a focus on customizable portfolio construction and model portfolios managed by its Investment Management and Research team.

Peter Giannini is a financial advisor at Independent Financial Group, LLC with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including First Allied Advisory Services, INC., The Thom Group, and PRUCO Securities, LLC. Outside of his advisory role, Giannini serves as a board member of The Black Brant Group, a nonprofit, and volunteers on the board of Morro Bay Pups, a local dog park organization. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutions. The firm offers financial planning and portfolio management using both firm- and third-party models, combining strategic asset allocation with active and passive investment strategies.

Andrea Klipfel is a financial advisor with J. W. Cole Advisors, Inc. She holds Series 63 and Series 65 licenses and has 23 years of industry experience. Prior to joining J. W. Cole Advisors, she worked at Grove Point Advisors LLC and LPL Financial LLC. Outside of the financial industry, Klipfel owns and instructs at Zentegrity Yoga Therapies, an online yoga studio. J. W. Cole Advisors operates through a large network of independent advisors and offers fee-based portfolio management, financial planning, retirement plan services, and access to multiple third-party investment platforms for individuals, high-net-worth clients, and institutions.

Ryan Langstaff is a financial advisor with Commonwealth Financial Network and holds Series 63 and Series 65 licenses. He has 23 years of industry experience, including ten years at Independent Financial Group and time at Legacy Retirement Advisors, which he co-owns. Langstaff operates in Paso Robles, CA. Commonwealth Financial Network serves a national network of approximately 2,900 advisors and manages over $212 billion in client assets. The firm provides a comprehensive adviser-support platform, including managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Evan Langstaff is a financial advisor at Commonwealth Financial Network with Series 65 credentials and three years of industry experience. He previously worked at Legacy Retirement Advisors from 2018 to 2023. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of about 2,900 affiliated advisors and managing approximately $212.7 billion in client assets. The firm offers a broad adviser-support platform, including managed account programs, third-party asset manager access, retirement consulting, and custody services.

Craig Skeels is a CFP® and ChFC® affiliated with Kestra Advisory Services LLC, bringing 45 years of industry experience. His prior roles include positions at Commonwealth Financial Network, United Capital Financial Advisers, Girard Securities, and Ameriprise. He is also co-owner and CEO of Skeels & Fox Wealth Management, which facilitates securities, advisory, and insurance business, and operates Skeels and Wheels, LLC, a business combining advisory services with car enthusiast activities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients. The firm offers comprehensive plan design, fiduciary consulting, and employee education services, supporting investments with thorough due diligence and serving notable clients including sovereign wealth funds.

Susan Bentley is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has worked with Principal Securities Inc. since 1989 and with Principal Life Insurance Co. since 1984. Bentley also serves as a Bank Officer for Principal Bank and Principal Trust Company. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Jennifer Langstaff is a financial advisor with Commonwealth Financial Network, holding the CFP® designation and Series 63 and 66 licenses, with 31 years of industry experience. She has worked at Commonwealth Financial Network since 2023 and previously was with Independent Financial Group, LLC for ten years. Langstaff is also a co-owner of Legacy Retirement Advisors, a private entity involved in securities, advisory, and insurance services. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm offers a comprehensive adviser support platform with discretionary and nondiscretionary managed account programs, access to third-party asset managers, and a variety of investment options.

Robert Carey is a financial advisor at Cetera Planning Partners with 19 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at multiple firms, including Avantax and Cetera Wealth Services. Carey is also involved with Carey & Hanna CPAs and has served as a principal of Snarpezel.com, Inc. for over a decade. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by offering investment management, financial planning, Social Security optimization, and retirement advice. The firm integrates tax planning, bookkeeping, payroll support, and estate-planning services with a diversified investment approach tailored to client objectives and risk tolerance.

Joan Tozer is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 23 years of industry experience. She has worked at Cetera and its affiliated entities since 2013 and previously was employed by the US Census Bureau. Outside of her advisory role, she is an agent selling fixed insurance products including life insurance, annuities, and long-term care. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party money managers.

Thomas Vigil is a CFP® professional with 23 years of industry experience, currently affiliated with LPL Financial since 2009. His prior roles include positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He operates a separate business under the name Live Oak Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, and institutions, offering a range of financial planning and investment management solutions.

Bruce Williams is a CFP® professional with 25 years of industry experience. He has worked at LPL Financial since 2017 and previously spent 17 years at Blakeslee & Blakeslee. Bruce operates out of Paso Robles, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Chloe Feingold is a financial advisor at Edward Jones in Paso Robles, CA, holding a Series 66 designation with two years of industry experience. She has previously worked at Silicon Valley Bank and Onymos. Outside of her advisory role, Feingold mentors startups on go-to-market strategies and sales. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide. The firm manages a range of advisory programs and affiliated investment products, supported by a large network of financial advisors and branch offices.

Nelson Pamplona is a financial advisor with Edward Jones in Morro Bay, CA, holding a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at Zimmer Biomet and Arthrosurface. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Matthew Oppedahl is a financial advisor with Edward Jones in Templeton, California, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a variety of advisory strategies, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Alexander Schams is a Series 66 registered advisor with Edward Jones, where he has worked for a total of nine years across two tenure periods since 2015. He also spent two years at Ameriprise Financial Services. Schams serves as President of the Cayucos Chamber of Commerce. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jennifer Redman is a financial advisor with Edward Jones in Morro Bay, California, holding Series 63 and Series 65 designations and 25 years of industry experience. She has been with Edward Jones since 2005. Outside of her advisory role, she owns a rental property in Creston, California. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies and affiliated services, supported by a large network of financial advisors and branch offices nationwide.

George Ross III is a CFP® and PFS™ with 20 years of experience in financial advising. He is currently with Cetera and has previously worked with Avantax Insurance Agency and Avantax Advisory Services. In addition to his advisory career, Ross is the CEO of Ross | Carreiro | Brown CPAs, P.C., a tax and accounting firm, and operates his own accounting and tax preparation business. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual clients, retirement plans, corporations, charities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to third-party money managers and diverse program options.

Craig Bonelli Jr. is a financial advisor at Stifel with 17 years of industry experience. He holds the Series 66 designation and has been with Stifel Nicolaus & Co. Inc. since 2012. Outside of his advisory role, he serves on the advisory board of St Rose of Lima Catholic School in Paso Robles, CA. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to offer asset allocation and planning analyses tailored to client decisions.

Jeb Brown is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He previously worked at Blakeslee & Blakeslee for 13 years before joining LPL Financial in 2017. Outside of his advisory work, Brown is also involved as a musician with Second Chance Lucky. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.