Stephen Spach is a financial advisor at Pinion Wealth Management, LLC with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Heritage Wealth Management, LLC and LPL Financial LLC. Outside of advising, Spach owns Wild Man Consulting LLC, providing personal and business consulting services. Pinion Wealth Management offers personalized investment advisory services to individuals, trusts, estates, and retirement plan sponsors. The firm employs a range of analytical approaches and utilizes model portfolios and sub-advisors to implement client investment strategies, operating under a CPA-owned structure with integrated broker-dealer and consulting capabilities.

John Werft is a CFP® with 24 years of experience in the financial industry. He is affiliated with Plan Financial, a team-based firm in Fresno, CA, and also operates businesses as a real estate broker and a certified public accountant. Plan Financial provides portfolio management, financial planning, and custom asset allocation services to a range of clients including individuals, pension plans, and charitable organizations. The firm uses a goal-driven investment approach combining institutional managers with an in-house asset allocation process and offers educational forums alongside its advisory services.

Taylor Whelan is a CFP®, CFA®, and Series 65-licensed advisor with 11 years of industry experience. He has been with Whelan Financial since 2014. The firm serves both individual and institutional clients, offering wealth management, financial planning, and discretionary portfolio management. Whelan Financial integrates financial planning and investment management through client-approved Investment Policy Statements, with a focus on tax-aware investing and actively managed portfolios including thematic AI strategies.

Stephen Detweiler is a CFP® and holds a Series 65 license with 13 years of industry experience. He has been with Whelan Financial in Fresno, CA since 2010. Whelan Financial is an SEC-registered advisory firm serving individuals, including high-net-worth clients, and institutional clients such as 401(k) plans, defined-benefit plans, nonprofits, and corporations. The firm integrates financial planning and investment management through client-approved Investment Policy Statements and offers a range of investment strategies, including thematic AI-focused portfolios and tax-aware investing.

I’m Devin Watts, founder of Fallbrook Fi, a financial planning firm based in Clovis, California. I help professionals and growing families navigate life’s big transitions with clarity, confidence, and a financial plan they can trust. Many of my clients are in their 30s, 40s, or 50s, earning good money, but feeling disorganized or unsure if they’re on the right path. They’re often juggling careers, raising kids, managing debt, or preparing for big milestones. They want to do the right thing but don’t have the time or tools to make sense of everything on their own. That’s where I come in. I provide holistic financial planning and investment management that’s tailored to your life, your values, and your goals. My approach is collaborative, personal, and judgment-free. Whether we’re reviewing your insurance, building your investment strategy, planning for taxes, or aligning your finances with your future, we’ll do it together, one step at a time. I’ve been working in financial services since 2016, but I started Fallbrook Fi to create a firm that puts relationships and real-life context first. No jargon. No pressure. Just thoughtful planning that helps you feel more organized and in control. Outside of work, I’m a husband, dad, triathlete, and lover of the outdoors. If you're looking for a down-to-earth advisor who will help you align your money with what matters most, I’d love to connect.

Joshua Carpenter is a financial advisor at Bridgewealth Advisory Group, LLC, holding a Series 66 designation with 26 years of industry experience. He has worked at Bridgewealth Advisory Group since 2018 and has also been involved with A & J Industrial and APW Capital, Inc. outside of his advisory role. Bridgewealth Advisory Group provides investment advisory and planning services to individuals, families, trusts, estates, retirement plans, and small businesses. The firm manages approximately $868.9 million in assets under management, offering portfolio management through a wrap fee program along with standalone financial planning and retirement plan consulting.

Michelle Carter is a CFP® and holds a Series 65 license with 17 years of industry experience. She has been with Pathways Advisory Group, Inc. in Fresno, CA since 2008, working as part of a four-advisor team. Pathways Advisory Group provides financial planning and investment advisory services to individuals, trusts, retirement plan sponsors, and business entities. The firm uses an evidence-based, asset-allocation approach with low-cost, diversified mutual funds and ETFs, primarily managing client portfolios on a non-discretionary basis and offering customized financial planning and consulting programs.

Ryan Zeeb is a financial advisor at Ministry Partners Securities, LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Howard Bailey Financial, Inc., Genacy LLC, OneAscent Financial Services, and Camelot Portfolios, LLC. Ministry Partners Securities serves individuals, trusts, estates, churches, and faith-based organizations, providing financial planning and consulting with an explicitly Christian stewardship approach that integrates clients’ religious and ethical values into investment strategies. The firm offers brokerage, insurance products, and acts as a solicitor for third-party asset managers while delivering ongoing advice and planning services.

Seth Scott is a financial advisor at Harvest Investment Services, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Agape Planning Partners and Heartwood Financial Planning. Outside of his advisory role, Scott is a musician and serves as Treasurer on the Board of Directors for Legacy Christian Church, a nonprofit religious organization. Harvest Investment Services, LLC provides discretionary and non-discretionary portfolio management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, trusts, and charities. The firm employs a multi-advisor team structure and offers tailored investment strategies that incorporate fundamental, technical, cyclical, and charting analysis.

Isaac Halls is a financial advisor at Plan Financial in Fresno, CA, with 13 years of industry experience. He holds the Series 66 designation and has been with Plan Financial since 2013. Plan Financial serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations by providing portfolio management, managed accounts, custom asset allocation, financial planning, and educational forums. The firm uses a dynamic asset-allocation process with independent institutional money managers and typically manages client accounts on a discretionary basis.

Whitney Bania is a financial advisor at The Wealthgarden F.S. LLC with six years of industry experience. Prior to joining The Wealthgarden, Whitney worked at Stifel and has a background that includes healthcare and fitness. She serves on the Board of Directors and Finance Committee of Temple Beth Israel in Fresno, where she is involved in budgeting and financial oversight. The Wealthgarden F.S. LLC provides investment management, financial planning, and consulting services primarily for individual and high-net-worth clients, as well as trusts, estates, and charitable organizations. The firm customizes portfolios based on client goals and risk tolerances, employs diversified allocations, and offers integrated tax and estate planning support through affiliated entities.

Derek Elrod is a CFP® professional with 21 years of experience in the financial services industry. He is a partner at Bridgewealth Advisory Group, LLC, where he has worked since 2018, and has prior experience at APW Capital, Inc. and RB Capital Management, LLC. Outside of his advisory role, Elrod is involved in agricultural ventures as a partner in Elrod Farming. Bridgewealth Advisory Group serves individuals, trusts, estates, retirement plans, charitable organizations, and small businesses, offering comprehensive portfolio management through a firm-sponsored wrap fee program along with standalone financial planning and retirement plan consulting. The firm emphasizes fiduciary investment advice tailored to client objectives, utilizing a mix of ETFs, mutual funds, stocks, bonds, and, for suitable clients, alternative investments.

Kevin Hook is a CFP® and holds a Series 66 license with 24 years of industry experience. He is a partner at Bridgewealth Advisory Group, LLC, where he has worked since 2018. Prior to that, he was with RB Capital Management, LLC from 2005 to 2018 and has also been affiliated with APW Capital, Inc. since 2011. Outside of his advisory work, he is an independent life insurance broker. Bridgewealth Advisory Group, LLC serves individuals, families, trusts, estates, retirement plans, and small businesses, managing approximately $868.9 million in assets. The firm acts as a fiduciary and uses a wrap fee program to deliver portfolio management along with standalone financial planning and retirement plan consulting tailored to client objectives and risk tolerances.

Michael Manjarrez is a CFP® with six years of industry experience, currently serving as an advisor at Whelan Financial since 2021. His prior experience includes roles at Bolt Wealth Management, Carmax, Citibank, and JP Marketing. Whelan Financial is an SEC-registered advisory firm that provides wealth management, financial planning, and discretionary portfolio management to individuals, including high-net-worth clients, as well as institutional clients such as 401(k) plans and nonprofits. The firm integrates financial planning with investment management through client-approved Investment Policy Statements and offers a range of investment strategies, including thematic AI-focused portfolios and tax-aware investing.

Lori Ong is a CFP® professional with four years of experience currently serving at Whelan Financial since 2017. Prior to joining Whelan Financial, she worked at Fresno Unified School District and Crown Capital Securities. Whelan Financial is an SEC-registered advisory firm that provides wealth management, financial planning, and discretionary portfolio management to individuals, including high-net-worth clients, as well as institutional clients such as 401(k) plans, nonprofits, and corporations. The firm integrates financial planning with investment management, offering a range of portfolios and actively managed AI strategies, alongside tax-aware investing and ERISA 3(38) plan management.

Robert Rockwell is a CFP® with 22 years of industry experience and has been with Plan Financial since 2007. He serves as a trustee for a family trust, managing and distributing assets for his deceased brother’s estate. Plan Financial is a team-based firm serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations with portfolio management, financial planning, and custom asset-allocation services implemented through dynamically managed portfolios using independent institutional money managers.

Joel Hooper is a financial advisor at Plan Financial in Fresno, CA, holding a Series 65 designation with six years of industry experience. He has been with Plan Financial since 2016 and has served at California State University, Fresno since 2014. Plan Financial is a registered investment adviser managing approximately $195 million in discretionary assets, offering portfolio management, managed accounts, custom asset allocation, financial planning, and educational forums to individuals, pension and profit-sharing plans, corporations, trusts, and charitable organizations. The firm employs a goal-driven approach that combines institutional managers with an in-house process to adjust asset class weights based on market conditions.

Shawn Young is a financial advisor with RB Capital Management, LLC, holding a Series 66 designation and 20 years of industry experience. He has been with RB Capital Management since 2004 and also serves as a cross country and track coach at Fresno Christian High School. RB Capital Management serves individual and institutional clients through fee-based investment management, focusing on hedged strategies and managed fixed-income portfolios. The firm emphasizes asset allocation, diversification, and personalized portfolios while managing assets in-house.

Vincent Whelan is a CFP® with 13 years of industry experience and is affiliated with Whelan Financial in Fresno, CA. He has been with Whelan Financial since 1991, contributing to the firm for over three decades. Whelan Financial is an SEC-registered advisory firm serving individuals, including high-net-worth clients, and institutional clients such as 401(k) plans, nonprofits, and corporations. The firm offers integrated financial planning and investment management, featuring thematic AI investment strategies and a focus on tax-aware portfolio construction.

Michael Ryan V is a CFP® professional at Whelan Financial with eight years of industry experience. He worked at Sierra Asset Management for nine years before joining Whelan Financial in 2021. Whelan Financial is an SEC-registered advisory firm serving individuals, including high-net-worth clients, and institutional clients such as 401(k) plans, nonprofits, and corporations. The firm combines financial planning with discretionary portfolio management and offers investment strategies ranging from diversified portfolios to actively managed AI-focused strategies.