Tony Pico is the sole advisor at Pico Associates in Oakland, CA, where he has worked since 2005, accumulating 21 years of industry experience. Pico Associates provides retirement income planning, portfolio management, and educational IRA services for individual and family clients. The firm emphasizes diversified allocations using mainly no-load mutual funds and ETFs, with ongoing monitoring and proprietary fund analysis conducted by the principal. It operates as a fee-only adviser with a primarily non-discretionary implementation model and serves a small client base.

Satya Chillara is a financial advisor at RAJS Funds with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Boustead Securities, Darrow Associates, Mercury Securities, and Aemetis. Outside of his advisory role, he is involved in investing in almond farms and serves on the advisory board of Blue Power Systems. RAJS Funds provides discretionary and non-discretionary asset management and financial planning services to institutional investors, pension and profit-sharing plans, banks, charitable organizations, corporations, and individuals. The firm employs diversified, asset-class exposure strategies using mutual funds, ETFs, equities, fixed income, and alternative instruments, with portfolios monitored continuously and reviewed at least annually.

Jeffrey Conn is a financial advisor at Phil Advisors LLC in San Francisco, holding Series 63 and Series 65 licenses. He has prior experience working at Fusion Laboratories LLC, BroadWest Partners, and Stanford University Graduate School of Business, where he currently writes business school case studies. Phil Advisors LLC provides discretionary investment management and advisory services to nonprofit organizations, foundations, and charitable entities. The firm uses a rules-based, technology-driven approach that incorporates automated liquidity analysis and model-based strategies, focusing on external portfolio solutions and ESG integration.

Timothy Smith is a financial advisor at Fairway Asset Management, Inc. in San Ramon, CA, with 24 years of industry experience. He holds the Series 66 designation and has been with Fairway Asset Management since 2007. Outside of his advisory role, he owns and operates an insurance agency that offers life insurance policies and fixed annuities tailored to client needs. Fairway Asset Management serves individuals, high net worth clients, pension and profit-sharing plans, and businesses by providing asset management, financial planning, consulting, and educational workshops. The firm uses a combination of fundamental and technical analysis across various investment strategies, including long-term holdings, active trading, and options, while maintaining liquidity through cash and short-term instruments.

I launched Focused Finances, a sole proprietorship, in 1994 and transitioned to Focused Finances, LLC, in 2004. My objective then and now is to help individuals and couples with their financial planning and investment needs. My advice and insight have been featured in the San Francisco Chronicle, the Oakland Tribune, the Huffington Post, Real Simple, and the Wall Street Journal, among others. I am a member of the National Association of Personal Financial Advisors (NAPFA), which is the premiere professional association for fee-only financial planners, and the XY Planning Network (helping advisors serve the other 99% effectively). I am a Certified Financial Planner™ and hold an MBA in Finance from California State University, Hayward (now CSU East Bay). I am also a well-trained and avid musician (my undergraduate degree is in music, and I pursued graduate work as well). I specialize in choral singing and an unusual Baroque instrument – the viola da gamba. I perform with the San Francisco Bay Area Chamber Choir, California Bach Society, participate in numerous vocal and instrumental music workshops, and informal musical gatherings. For me, music is an important touchstone; it’s one of the ways I keep my life in balance.

Kevin Chung is a CFP® and CFA® with 17 years of experience in the financial services industry. He is the founding advisor of Generative Family Office LLC, where he has worked since 2024, following prior roles at JPMorgan Private Wealth Advisors and First Republic Investment Management. He holds an insurance license but is not actively engaged in insurance sales. Generative Family Office advises ultra-high-net-worth and high-net-worth individuals, families, and related entities, focusing on comprehensive family office consulting rather than direct portfolio management. The firm provides investment oversight and guidance to external managers while emphasizing long-term, diversified portfolio principles and extensive non-investment services, including family governance and life-planning coordination.

Joseph Presti is the principal of Joseph M. Presti Investments, an independent advisory firm based in San Francisco, CA. He holds a Series 65 designation and has eight years of experience in the financial industry, including prior roles at Wedbush Equity Management and self-employment. Outside of financial advising, Mr. Presti is a 50% owner and manager of HL Holdings LLC, a company engaged in the production and design of clothing and household products. Joseph M. Presti Investments is a fee-based, state-registered sole proprietorship that provides discretionary and non-discretionary portfolio management services to individuals, high-net-worth clients, institutions, and trusts. The firm applies a value and business-perspective investment approach with a multi-year horizon and focuses on long-term equity ownership, special situations, and cash management, managing approximately $3.0 million across six client accounts.

Paul Roach is a CFP® professional with 18 years of industry experience, operating Roach Investment Services since 2005 in San Mateo, CA. He holds Series 63 and 65 licenses as well. Outside of advisory work, he manages residential real estate investments as a property owner and landlord. Roach Investment Services provides discretionary investment management and financial planning to individuals, families, high-net-worth clients, trusts, estates, and a variety of business and retirement plan clients. The firm develops customized asset allocations using individual securities and managed investments, serving a broader client base including small businesses and retirement-plan clients.

Clayton Earle is a financial advisor at Elevate Wealth Management, L.L.C. in San Francisco, CA, with nine years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has been with Elevate Wealth Management since 2017. Outside of financial advising, he works as a substitute teacher and is president of an inactive S-Corporation. Elevate Wealth Management, L.L.C. provides portfolio management and advisory services to individuals, high-net-worth clients, charitable organizations, and 401(k) plan sponsors. The firm employs a diverse investment process combining fundamental, quantitative, technical, cyclical, and modern portfolio theory analyses across a broad range of instruments and trading strategies.

Sara Ellefsen is a CFP® and holds a Series 65 license, with 21 years of experience in financial advising. She has been the principal advisor at Golden Gate Personal Financial Planning since 2004. The firm serves individual and high-net-worth clients, providing comprehensive, goals-based financial planning, investment advice, and management. It emphasizes diversified, liquid portfolios using primarily no-load mutual funds and ETFs, with a flat, tiered fee structure and a focus on complex planning areas such as equity compensation and business-owner planning.

Dylan Maney is a financial advisor at Maney Wealth with seven years of industry experience. He holds a Series 65 designation and previously worked at Fisher Investments and Northern Trust. Maney Wealth provides discretionary investment management for pooled and institutional-type clients, along with standalone financial planning and consulting services. The firm uses a combination of fundamental, technical, and cyclical analysis to build goals-based portfolios and employs various asset-allocation strategies, focusing on public securities and occasionally alternative investments.

Adam Gould is a CFP®-certified financial advisor with 18 years of industry experience, currently serving as the sole advisor at Dogpatch Wealth. His prior work includes roles at Boustead Securities, Growth Capital Services, and Emerson Equity. He is also the owner and operator of Dogpatch Capital, a non-discretionary California-registered investment advisory firm. Dogpatch Wealth provides discretionary investment management and comprehensive wealth-management services to individuals, high net worth clients, trusts, estates, and private foundations. The firm manages approximately $69.5 million in discretionary assets and employs a range of strategies including equities, fixed income, mutual funds, ETFs, options, and alternative investments.

Khoi Nguyen is a CFP® and CFA® certified financial advisor with 20 years of industry experience. He is the principal of Wata Capital LLC, an independent registered investment adviser based in San Francisco, where he has worked since 2018. Prior to founding Wata Capital, he spent 11 years at Ameriprise Financial Services, Inc. Wata Capital manages approximately $8.4 million in discretionary assets for a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, nonprofits, and business entities. The firm employs a value-oriented, concentrated equity strategy and offers discretionary investment management alongside standalone financial planning and consulting services.

Denise Johnson is the principal of Five Talents Wealth Management in Dublin, CA, with 17 years of industry experience. She holds Series 66 and Series 65 credentials and previously worked at Accenture, LLC for eight years. Denise also founded Denise-Danielle Strategy Consulting, where she provides business strategy consulting, authors content, and delivers educational materials. Five Talents Wealth Management offers non-discretionary investment supervisory services and financial planning to individuals, charitable organizations, and corporations. The firm uses a range of analytical approaches and implements diverse investment strategies tailored to client goals, operating primarily on an asset-based advisory model without taking custody of client assets.

Durga Eedara is a financial advisor at Eedara Financials with a Series 65 designation and over 20 years of industry experience, including a long tenure at Franklin Resources Inc from 2002 to 2021. Eedara Financials LLC, founded in 2025, provides discretionary portfolio management to individual and high-net-worth clients. The firm uses a combination of charting, fundamental, and technical analysis alongside various trading strategies, operating under client-granted discretionary authority.

Wealth Script Advisors offers a wealth management experience unlike any other, designed specifically for tech professionals. With 12 years of experience in the financial advisory industry and certifications such as CFP®, CFA®, and Enrolled Agent, we bring a comprehensive understanding of the unique challenges of equity compensation, concentrated investments, tax strategy, and real estate. Our expertise is rooted in a deep knowledge of the tech sector, allowing us to craft strategies that address the complexities of your financial world while simplifying the path forward. Three key pillars truly separate us from the rest: First, our deep expertise in working with tech professionals. We understand the intricacies of your compensation structures and have the experience to help you maximize wealth while managing the tax implications. Second is our personalized investment experience, which focuses on customization and driving utility. Third, we offer a white-glove boutique experience. Our firm combines the personalized attention of a small, exclusive practice with the expertise and resources of a much larger firm, ensuring that every interaction is seamless and tailored to your specific needs. At Wealth Script Advisors, we’re committed to delivering strategic, thoughtful advice with an unwavering focus on your long-term financial success. Whether you’re navigating equity compensation, building wealth through real estate, or looking for a partner to guide you through life’s financial milestones, we provide the kind of individualized attention that ensures you feel supported and confident every step of the way.

Joseph Pach is the managing member and principal owner of Corcovado Investment Advisors, LLC, with over 20 years of industry experience including two decades at Mellon Capital Management. He holds a Series 65 designation and has led Corcovado since 2021. Outside of advisory services, he oversees proprietary futures trading as a registered Commodity Trading Advisor. Corcovado Investment Advisors is a state-registered firm serving high-net-worth individuals with discretionary portfolio management and integrated financial planning. The firm employs a top-down macroeconomic approach combined with quantitative techniques such as risk parity and volatility targeting, and incorporates listed equity and index option strategies to manage risk.

Sunday Peters is the principal of SOBORA Capital and holds Series 63 and Series 65 licenses with nine years of industry experience. His prior work includes roles at Security Industry Specialists, Inc. and various SOBORA entities dating back to 2016. Peters also holds California real estate, mortgage, and insurance licenses and provides related services through affiliated SOBORA entities. SOBORA Capital offers non-discretionary investment management, capital-markets advisory, and financial planning primarily to institutional and business clients, including pension plans, endowments, and firms in real estate, construction, and engineering. The firm combines investment advisory with mortgage, real estate, and insurance services and provides ERISA plan consulting and participant education.

Robert Bilbao is a Series 65-licensed financial advisor with Shorestown Partners LLC in San Francisco, CA. He has experience at Hall Capital Partners LLC and TDA Investment Group among other roles since 2018. Shorestown Partners LLC provides wealth management and financial planning services primarily to individuals and high-net-worth clients, focusing on continuous investment advice and portfolio management. The firm employs a fee-only model using Modern Portfolio Theory and an asset-allocation approach favoring passive investments, with discretionary account management and periodic reviews.

Keith Weissglass is a financial advisor at Effective Finance LLC with a Series 65 credential and two years of industry experience. He has worked in various roles including Director of Operations at Constellation Research Center, Inc., and is a lecturer at the University of California at Davis. At UC Davis, he dedicates time to lecturing and student engagement. Effective Finance LLC is a fee-only registered investment adviser that provides financial planning services to individuals and high-net-worth clients. The firm focuses on tailored recommendations using modern portfolio theory, passive funds, and asset allocation strategies, without offering investment management or custody services.