Sam Bellestri is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with Raymond James since 2009. Outside of his advisory role, he serves as an independent contractor at Hickingbottom Financial Services, Inc., providing financial services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Matthew Lenser is a CFP®-designated financial advisor with Edward Jones, where he has worked since 2014. He has 11 years of industry experience and holds a Series 66 license. Based in Lodi, CA, Lenser has been serving clients through the firm's branch network for over a decade. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. It offers a wide range of advisory services and investment strategies, supported by a large national network of financial advisors and branch offices.

James Hayes is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 29 years of industry experience. He has operated Hayes Tax & Investment Network since 2011 and has been affiliated with Cetera and Cetera Financial Specialists LLC since 2003. Hayes serves as a committee member for the Salvation Army, assisting with fundraising for youth sports programs. Cetera Investment Advisers LLC is an SEC-registered adviser that provides a range of portfolio management, financial planning, and retirement services to individuals, retirement plans, corporate and charitable clients, and institutions. The firm operates a multi-manager platform offering a variety of program options and manages over $256 billion in assets through a network of more than 10,000 advisors.

Chaz Myers is a financial advisor at Stifel with one year of industry experience. He holds the Series 66 designation and has prior work experience at the University of the Pacific and East Carolina University. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Thomas Decristofaro is a financial advisor at Fidelity with 23 years of industry experience. His prior work includes positions at TD Ameritrade Investment Management, LLC and Scottrade, Inc. He holds Series 63 and Series 66 designations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including managing model portfolios constructed through proprietary research and algorithmic methods. The firm also serves as a registered commodity pool operator and advises multiple registered investment companies.

Joshua Steinfeld is a financial advisor with Mass Mutual Investors Services in Lodi, California, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with Mass Mutual and its affiliated life insurance company since 2016. Outside of his advisory role, he is co-owner of a luxury restroom trailer rental business serving special event venues. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and investment services to individuals, business owners, trusts, and charitable organizations. The firm offers asset management, wrap and money-manager programs, and educational seminars with an emphasis on collaborative, annual financial planning engagements.

Jeremy Lenser is a financial advisor with Edward Jones in Lodi, CA, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2010. Outside of his advisory role, he owns and manages a commercial property in Lodi. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide array of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm is notable for its extensive advisor network, branch footprint, and affiliated services beyond advisory offerings.

Erin Lenser is a financial advisor with Edward Jones in Lodi, CA, holding the CFP®, ChFC®, and Series 66 licenses and having 10 years of industry experience. She has been with Edward Jones since 2016. Outside of her advisory role, Lenser serves as Foundation Chair for the Lodi Sunrise Rotary, coordinating donations to the Rotary Foundation. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated investment options. The firm operates under a fiduciary standard and maintains a large retail advisor and branch network.

Susanamaria Lucero is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2016. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services that include asset-allocation advice, investment manager searches, and customized performance reporting. The firm uses a quantitative asset-allocation approach combined with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Tom Burns is a financial advisor with Ameriprise in Lodi, CA, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he participates as a professional pool player in regional 9-ball and 10-ball tournaments. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to create personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Robert Thompson is a financial advisor at Stifel with 42 years of industry experience. He holds a Series 63 designation and has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory role, he is involved in grape growing as the sole owner of a vineyard in Woodbridge, California. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Dudley McGee is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Wells Fargo Advisors for three years. In addition to his advisory work, McGee serves as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, and brokerage services supported by a variety of investment strategies and research resources.

Larry Watts is a Certified Financial Planner (CFP®) with 43 years of industry experience, currently serving at Stifel Nicolaus & Co Inc since 2016. He is based in Stockton, CA, and has participated on the University of the Pacific Eberhardt School of Business Advisory Board. Outside of finance, he is involved with the Larry & Emily Watts Winery, hosting periodic tastings to monitor wine progress. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation, retirement, insurance, and estate planning analyses.

Christopher Olsen is a financial advisor with Ameriprise in Lodi, CA, holding a Series 63 designation and 40 years of industry experience. He has been with Ameriprise and its affiliated entities since 1986. Olsen serves on the Board of Directors for the Lodi Tokay Rotary Club, a community service organization. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which includes a written Recommendation Report and ongoing annual advice focused on dependable income sources and tax-aware withdrawal strategies.

Daniel Castillo is a financial advisor with Ameriprise in Lodi, CA, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Castillo serves on the Board of Directors for the Lodi Community Foundation. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, delivering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to provide tailored, non-discretionary recommendations through a centralized consulting team.

David Phillips is a financial advisor with LPL Financial in Lodi, CA. He holds the CFP® and CFA® designations, as well as the Series 66 license, and has 25 years of industry experience. Since 2003, he has been affiliated with LPL Financial. In addition to his advisory role, Phillips is licensed to practice law in California. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and various model portfolio options.

Sean O’Neill is a CFP® professional with 15 years of experience, currently serving as a financial advisor at Edward Jones since 2011. He holds the Series 66 designation and operates out of Galt, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jaime Villa is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 credentials and has 28 years of industry experience. He worked at Metlife Securities Inc. for 19 years before joining Mass Mutual Life Insurance Company in 2016 and Mass Mutual Investors Services in 2017. Outside of his advisory role, Jaime is involved with Villa Premier Insurance Agency, where he sells individual life, property and casualty, health, and group health insurance, and he also assists clients with residential mortgage loans through Newpoint Mortgage Inc. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational programs, focusing on collaborative, goal-based planning that emphasizes investment categories and strategies rather than specific products.

Benjamin Kobrin is a financial advisor at OSAIC with 22 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Securities America Advisors and National Planning Corporation. He is also involved in insurance sales through Smith, Gatschet & Kobrin Financial Group, where he recommends insurance products as part of comprehensive financial planning. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various portfolio construction tools and supports both discretionary and non-discretionary account management across multiple investment types.

Christopher Brown is a financial advisor with LPL Financial in Stockton, CA, holding Series 63 and Series 65 credentials and accumulating 32 years of industry experience. He has been with LPL Financial since 2007. Brown operates Echelon Wealth Management as a related business activity. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing research and model portfolios from internal and third-party sources.