Roy Ramos is a financial advisor with Coppell Advisory Solutions LLC and holds a Series 63 designation. He has four years of industry experience and has worked with Coppell Advisory Solutions since 2022. Outside of his advisory role, Ramos is also active as a real estate agent with RMME, Inc. in Stockton, California. Coppell Advisory Solutions, operating as Fusion Investment Advisors, provides discretionary portfolio management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, and corporate clients. The firm employs a tailored investment approach combining internal and independent asset allocation models with fundamental and technical analysis.

Tara Khor is a financial advisor with Coppell Advisory Solutions LLC, holding two years of industry experience. She has been with Coppell Advisory Solutions since 2023 and also has a longstanding affiliation with VG Capital Financial since 2011. Coppell Advisory Solutions LLC serves individuals, pension and profit-sharing plans, trusts, estates, and corporate clients with discretionary portfolio management and financial planning services. The firm uses an open-architecture platform and a combination of internal and external asset allocation models, employing fundamental and technical analysis to manage client portfolios on a discretionary basis.

Jaspreet Aujla is a financial advisor at Intellicents Investment Solutions Inc. with two years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at CalSTRS, J.P. Morgan Securities, JPMorgan Chase Bank, and Heritage Community Credit Union. Intellicents Investment Solutions Inc. serves retirement plan sponsors, administrators, individual clients, charitable institutions, foundations, and municipalities, offering services such as retirement plan consulting, HSA consulting, sub-advisory arrangements, and individual wealth management. The firm emphasizes long-term, buy-and-hold investment strategies overseen by a CFA-designated Chief Investment Officer, and manages approximately $9.92 billion in assets with a multi-office, 54-advisor team.

Zeid Muhammad is a financial advisor with Foundations Investment Advisors LLC and holds a Series 65 designation. He has been with Foundations since 2025 and has prior experience as a contract project engineer at Progressive Global Energy since 2018. Outside of his advisory role, Zeid offers life insurance and annuities as an independent agent through InVita Financial LLC. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis alongside model portfolios and an asymmetric rebalancing approach to manage investments.

Tolen Teigen is a financial advisor at Intellicents Investment Solutions Inc. with 23 years of industry experience. He holds the CFP®, CFA®, ChFC®, and Series 66 designations. His prior experience includes roles at Findec Wealth Services, Inc. and Western Associates Insurance Services. Intellicents Investment Solutions Inc. serves retirement plan sponsors, individual clients, and various institutions, offering retirement plan consulting, wealth management, and a wrap fee program. The firm employs a long-term, buy-and-hold investment approach with oversight from a CFA-designated Chief Investment Officer.

Leo Biscocho is a financial advisor at Coppell Advisory Solutions LLC with two years of industry experience. He holds a Series 63 designation and has worked at Fusion Capital Management since 2023, VG Capital Financial Services since 2019, and BIG Services from 2009 to 2019. Coppell Advisory Solutions LLC, operating as Fusion Investment Advisors, serves individuals, pension and profit-sharing plans, trusts, estates, and corporate clients with discretionary portfolio management and financial planning services. The firm uses an open-architecture platform and combines internally developed and independent asset allocation models with fundamental and technical analysis to implement discretionary investment strategies.

James Simos II is a CFP® with 23 years of industry experience, currently serving as a financial advisor at B. Riley Wealth Advisors, Inc. since 2018. His prior experience includes roles at National Securities Corp and Infinity Securities, Inc. He is also a partner at Adelphia Capital LLC, where he manages commercial real estate investments. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7 billion in client assets through 274 advisors. The firm provides a wide range of services including advisory programs, financial planning, and retirement solutions to individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans.

Kevin Schneider is a financial advisor at BFC Planning, Inc. with 47 years of industry experience. He has held positions at Wells Fargo Clearing and Prudential Equity Group, LLC prior to joining BFC Planning in 2017. Schneider is a member of the San Joaquin Estate Planning Council, a group consisting of professionals involved in estate planning. BFC Planning, Inc. provides financial planning, asset management, and referral-based outside money manager services to a diverse client base, including individuals, corporations, pensions, trusts, and banks. The firm supports over 11,000 client relationships and emphasizes flexible fee arrangements and a variety of investment platforms.

Philip Garcia is a financial advisor with Coppell Advisory Solutions LLC who holds a Series 65 designation and has 18 years of industry experience. His prior roles include positions at Fusion Capital Management, Global Asset Management Group, and Financial Leadership Advisors, Inc. In addition to his advisory work, he manages a life and health insurance agency where he oversees operations and training of sub-agents. Coppell Advisory Solutions LLC serves a broad client base, including high net worth individuals, pension and profit-sharing plan participants, trusts, and charitable organizations. The firm offers discretionary portfolio management and financial planning through an open-architecture platform that utilizes both fundamental and technical analysis with a diverse investment toolkit.

Cecilia Pena is a financial advisor at Coppell Advisory Solutions LLC with six years of industry experience. She has worked at Fusion Capital Management since 2021 and previously at Financial Leadership Advisors, Inc. Additionally, she holds an insurance agent license with active lines of authority in Accident & Health and Life. Coppell Advisory Solutions LLC, operating as Fusion Investment Advisors, provides discretionary portfolio management and financial planning services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm uses an open-architecture platform with internally developed and independent asset allocation models, employing both fundamental and technical analysis across a broad range of investment vehicles.

John Peterson is a Series 65-licensed financial advisor with 12 years of industry experience. He is currently with Coppell Advisory Solutions LLC and has prior experience at Fusion Capital Management and Global Asset Management Group, Inc. In addition to his advisory role, he is involved in insurance sales, focusing on life, health, fixed, and fixed indexed annuity products. Coppell Advisory Solutions LLC provides discretionary portfolio management and financial planning services to a diverse client base, including individuals, trusts, estates, and business entities. The firm uses an open-architecture platform with a broad investment toolkit and offers tailored investment strategies supported by continuous monitoring and periodic rebalancing.

Bryan Turnbull is a financial advisor with PNC Wealth Management in Modesto, CA, holding Series 65 and Series 63 licenses and 17 years of industry experience. His prior roles include positions at BBVA Wealth Solutions, BBVA Securities, BBVA Compass Insurance Agency, and Compass Bank, where he worked for up to a decade. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available by invitation to employees, utilizing mutual funds and ETFs managed by PNC or third-party strategists.

Jeffrey Bowman is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He has worked at Integrated Wealth Concepts since 2023 and has over 20 years of experience as a principal at Grimbleby Coleman CPAs, Inc. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm provides discretionary investment management, financial planning, family office services, and sponsors wrap-fee programs, utilizing customized portfolios with a combination of mutual funds, ETFs, equities, and fixed income.

Mark Kleiderlein is a CFP® professional with 30 years of experience in the financial services industry. He has worked at Principal Financial Services since 2004 and leads the Kleiderlein Wealth Advisory Group. Kleiderlein serves as chairman of the building team and elder board at Big Valley Grace Community Church and is a board member of the Miracle League of Stanislaus County. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager asset allocation and separately managed account solutions.

Manoj Bains is a financial advisor with Integrated Wealth Concepts LLC in Modesto, CA, holding one year of industry experience. He has prior experience working at Grimbleby Coleman Advisors & Accountants and Encompass Health, including a role as senior manager at Grimbleby Coleman Advisors & Accountants. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach while also managing shorter-term trades and overseeing third-party asset managers.

Melvin Muela is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has a diverse work history including roles at Champion Health, Inc., Wash & Post Inc., and Blue Shield of California Life & Health Insurance Company. Outside of advisory work, Muela owns Gordito Burrito, Inc., a restaurant business in Sacramento, and is involved with Life Song of Stockton as a board member. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses, delivering services through a large network of advisors and multiple program platforms. The firm’s advisory model primarily uses model portfolios and third-party managers, offering integrated retirement plan solutions and a range of affiliated investment and insurance products.

Jane Johnson Simmons is a financial advisor with Integrated Wealth Concepts LLC in Modesto, CA, holding three years of industry experience. She also serves as a principal at Grimbleby Coleman CPAs, a role she has held since 2004. Integrated Wealth Concepts LLC provides investment management, financial planning, family office, and retirement plan advisory services to individuals, families, businesses, and trusts. The firm employs a primarily long-term investment approach using mutual funds, ETFs, individual equities, and fixed income, and offers a range of model and wrap-fee programs through its network of independent advisors.

Adam Moskowitz is a financial advisor with Transamerica Financial Advisors in Stockton, CA, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. In addition to his advisory role, he serves as president of the Kiwanis Club of Stockton and is involved with several professional and community organizations, including the Silver Lake Chamber of Commerce and The Loudest Wavemakers, Inc. Transamerica Financial Advisors serves a diverse client base that includes individuals, high-net-worth clients, retirement plans, trusts, and charitable organizations. The firm offers both advisory and broker-dealer services, providing proprietary and third-party model portfolios with discretionary and non-discretionary program options.

Vicky Johnson is a CFP® professional with 20 years of industry experience, currently affiliated with Principal Financial Services and Johnson Carpenter Wealth Management. Her career includes long-term roles at Principal Securities Inc. and Principal Life Insurance Company since 2006. She serves as a board member for Reins of Hope, an organization providing therapy time with horses for sick and needy children. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel. The firm offers financial planning, retirement plan consulting, and access to third‑party money manager programs under various advisory and promoter arrangements.

Steve Ruiz is a financial advisor with PlanMember Securities Corporation, holding 37 years of industry experience. He has been involved with the Envoy Program since 2000 and has operated under his own name since 1985. Outside of his advisory role, Ruiz is an agent selling fixed annuities and life insurance through his own business, Ruiz & Associates. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach and manages unitized, risk-based mutual-fund portfolios, offering education and support services including seminars and personalized retirement planning.