Tommy Roy is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His work history includes roles at Agia, Transamerica Financial Advisors, Le Tote, World Financial Group, and CVS Caremark. Outside of finance, he owns a wood fencing company, Out of Sight Fencing Inc., which operates primarily in Tracy, CA. Valic Financial Advisors serves individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Linda Ruby Aguayo is a financial advisor with Valic Financial Advisors in Modesto, CA, holding a Series 66 designation and six years of industry experience. She has worked at Valic Financial Advisors since 2019 and is also an agent with AGIA, where she is involved with non-securities insurance products. Prior to her financial services career, she worked at Amor y Tacos Mexican Restaurant. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker‑dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning services through a large network of advisors and uses centralized technology and model solutions to manage roughly $29.2 billion across nearly 300,000 clients.

Leotha Thurman is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 credentials and bringing 41 years of industry experience. He has been with Valic Financial Advisors since 2003 and also works with Agia. Outside of his advisory role, he serves as a volunteer trustee and board member for Trinity Baptist Church in San Mateo, where he participates in overseeing the church’s financial status and facilities. Valic Financial Advisors primarily serves individual investors in the U.S., including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, consulting, and brokerage services, with client portfolios constructed using Envestnet-developed models and supported by discretionary management and overlay services.

Mark Gentry is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and has prior experience with Core Value Investors LLC and World Financial Group. Outside of his advisory role, he owns and manages rental property and operates a sole proprietorship providing handyman services. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses. The firm delivers services through a large advisor network using model portfolios and third-party managers across multiple platforms such as Transamerica ONE and TFA365.

Robert Forney is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has worked with multiple firms, including WealthWave and the Heartland Institute of Financial Education, where he provides financial literacy education. Forney is also engaged in sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors, LLC serves a broad client base including individual investors, retirement plans, trusts, and businesses. The firm employs a model portfolio and third-party manager approach to investment advisory services, supported by a large advisor network and multiple program platforms.

Spencer Seidler is a financial advisor with Valic Financial Advisors, Inc. based in Modesto, CA, holding Series 63 and Series 66 credentials and possessing 14 years of industry experience. He has been with Valic Financial Advisors since 2016 and is also involved with Agia in a non-securities insurance capacity. Valic Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth clients, as well as employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors and a centralized technology platform.

David Nicholas is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has served on the board of Covenant Community Services Inc., a nonprofit organization, and refers clients to estate planning services through Net Law Inc. He also performs limited tax preparation and accounting work. Transamerica Financial Advisors serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services featuring proprietary and third-party model portfolios with discretionary and non-discretionary management options.

Gregory Dellis is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked with Transamerica Financial Advisors since 2012 and has additional experience with World Financial Group and his own firm, Greg Dellis Insurance Services. Outside of his advisory role, he is involved in estate planning services through LSPN Pro LLC and health insurance supplement sales with Champion Health, Inc. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, and charitable organizations. The firm delivers services primarily through model portfolios and third-party managers, supported by a large advisor network and multiple program platforms.

Tammy Littlefield is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. She has worked with multiple firms including WealthWave and WFG and currently serves on the board of the Turlock Pregnancy and Health Center, a medical clinic. Additionally, she is involved with InheritGuard, LLC, providing education on estate planning. Transamerica Financial Advisors offers investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers through platforms such as Transamerica ONE and TFA365. The firm supports individual investors, retirement plans, trusts, and charitable organizations with an advisory model that emphasizes integrated retirement plan services and proprietary as well as external model portfolios.

Kubilay Isbilen is a financial advisor with Valic Financial Advisors in Modesto, California, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has worked at Valic Financial Advisors and its predecessor entities since 2014, and also holds an agent position with Agia. Outside of his advisory role, he owns and manages several rental properties. Valic Financial Advisors primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, utilizing discretionary unified managed accounts and technology-driven model solutions.

Rodney Smith is a CFP® professional with 25 years of experience in financial advising. He has been with Valic Financial Advisors since 2001 and also serves as an agent for AGIA, selling non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Ryan Wilson is a financial advisor with Valic Financial Advisors in Modesto, CA, holding a Series 66 designation and eight years of industry experience. His prior work includes positions at Merrill Lynch Wealth Management and Northwestern Mutual. Outside of his advisory role, he is also an insurance agent with AGIA. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Chris Lantin is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Valic Financial Advisors since 1998 and also serves as an agent for AGIA, selling non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high‑net‑worth and ultra‑high‑net‑worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Jeffrey Isley is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 registrations. He has 16 years of industry experience, including prior roles at J.P. Morgan Securities and JPMorgan Chase bank. In addition to his advisory work, he is an agent involved in non-securities insurance products through Agia. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, utilizing centralized technology and model solutions to manage assets at scale.

Nathaniel Vieira is a financial advisor with Transamerica Financial Advisors who holds a Series 66 designation and has 11 years of industry experience. His career includes roles at Northwestern Mutual Investment Services and Waddell & Reed, as well as ongoing service in the United States Army National Guard. Outside of advising, he operates NV Cattle Company, a cow-calf beef cattle operation. Transamerica Financial Advisors serves a diverse client base, offering advisory and broker-dealer services that include proprietary and third-party model portfolios, fee-based wrap programs, and commission-based products. The firm operates as both a registered broker-dealer and registered investment adviser, supporting individual investors, retirement plans, trusts, and institutional clients.

Steven Bloom is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Valic Financial Advisors since 1997 and also serves as an agent for Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants, offering managed-account programs, financial planning, and brokerage services.

Christine Zhong is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Valic Financial Advisors since 2002 and has also served as an agent with Agia since 2022, focusing on non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering wrap programs, portfolio management, and financial planning services through a large network of advisors. The firm utilizes discretionary unified managed accounts via Envestnet’s platform and employs centralized technology and model solutions to serve a substantial client base.

John Nieradzik is a CFP®-designated financial advisor with Valic Financial Advisors, bringing 22 years of industry experience. He has been with Valic Financial Advisors since 2006 and also holds roles at Agia. Valic Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management and financial planning through a large network of advisors. The firm uses discretionary unified managed accounts via Envestnet’s platform and emphasizes a technology-driven, scalable approach to client service.

Carnell Freeman is a financial advisor with Valic Financial Advisors in Modesto, CA, holding Series 63 and Series 65 licenses and 20 years of industry experience. He has been with Valic Financial Advisors since 2010 and also works as an agent for Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services utilizing Envestnet-developed UMA models.

David Conlin is a financial advisor at Valic Financial Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Valic Financial Advisors since 2016. In addition to his advisory role, he serves as an agent offering non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, utilizing centralized technology and model solutions to manage approximately $29.2 billion across nearly 300,000 clients.