Charles Romualdez is a financial advisor at Commonwealth Financial Network with one year of industry experience. He holds the Series 66 designation. Prior to his current role, he has worked at HR Block, Paragon Financial Services, LLC, Northwestern Mutual, and has a background in education and the food service industry. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Christopher Lema is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance since 2017, and previously spent eight years with Primerica Advisors and Guardian Life Insurance Co of America. Outside of his advisory work, he owns a Martinizing Dry Cleaning franchise and serves as treasurer of the California Cleaners Association. Park Avenue Securities LLC serves a broad retail client base including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers brokerage and advisory services, financial planning, retirement-plan consulting, and business consulting, utilizing a mix of proprietary and third-party investment strategies across various account types.

Timothy Phillips is a financial advisor with Principal Financial Services in Elk Grove, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Principal, he worked in logistics and healthcare, including roles at Avanti Logistics, LLC, where he is the owner, and DaVita. He also serves as treasurer on the board of Cosumnes Wrestling, a nonprofit youth wrestling club. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Belinda Duran is a financial advisor at SPC with 36 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Parkland Securities, Western International Securities, and Financial West Group. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisers and manages approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, providing both discretionary and nondiscretionary investment management options.

Casey Meyer is a financial advisor with Principal Financial Services in Elk Grove, CA, holding Series 63 and Series 65 licenses. He has seven years of industry experience, including roles at Almond Valley Wealth Management, De La Torre Financial Group, and Allstate Insurance Co. Meyer serves as a board member for the Rotary Club of Elk Grove, where he coordinates youth mentorship and scholarship programs. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions under various advisory and promoter arrangements.

Bryan Chew is a CFP® with 36 years of industry experience, currently affiliated with Commonwealth Financial Network and Paragon Financial Services since 2012. He operates Bryan Chew and Associates, a private entity used for payroll tax purposes. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports advisors with operations, trading, technology, compliance, and practice-management resources.

Snehalkumar Shah is a financial advisor with Transamerica Financial Advisors holding a Series 66 credential and beginning his advisory career in 2025. He has prior experience managing tax preparation, bookkeeping, and payroll services through Harshad Shah Financial Services Inc. Shah is also active as a health insurance producer with Illinois Health Agents Inc, working with various insurance carriers. Transamerica Financial Advisors, LLC serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm delivers services through a large advisor network using model portfolios and third-party managers, offering integrated retirement plan solutions and multiple advisory platforms.

Stephen Machado is a financial advisor with Eagle Strategies (NY Life) based in Elk Grove, CA, holding Series 63 and Series 65 licenses with four years of industry experience. His prior roles include positions at NYLIFE Securities LLC, New York Life Insurance, and Knights of Columbus Asset Advisors. Outside of his advisory work, he serves as an officer in the local Knights of Columbus council and is president of a resident-owned retirement community. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients through a large network of affiliated advisors. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Matthew Balecki is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including proprietary research, futures and derivatives services, and tailored solutions for high-net-worth clients.

Dale Immekus is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and having 19 years of industry experience. His prior roles include positions at Creative Financial Designs, Inc., cfd Investments, Inc., and Edward Jones. He is an owner and officer of Dedicated Financial & Insurance Services, offering securities, advisory, and insurance services since 2012. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm employs a mix of firm- and third-party models to develop tailored client strategies and offers services through multiple platforms and asset management programs.

Tu Niem is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 13 years of industry experience. His career includes roles at Musarubra US, LLC, World Financial Group, and Crowdstrike Holdings Inc. Outside of financial advising, Niem manages restaurant operations for two businesses, Far East Cafe and Poke Ichii, and provides cybersecurity consulting services through Musarubra US, LLC. Transamerica Financial Advisors serves a wide range of clients including individual investors, retirement plans, trusts, and charitable organizations. The firm delivers services primarily through model portfolios and third-party managers across multiple platforms, with regulatory assets under management reported at about $1.7 billion.

Eric Prusinski is a CFP® and holds a Series 66 license with six years of industry experience. He is currently affiliated with Commonwealth Financial Network and Your Dedicated Fiduciary, having previously worked at Brunette & Associates and Capital Group. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients by providing advisory programs, wealth management, retirement plan consulting, and a range of operational and compliance services. The firm offers advisors discretion to construct client portfolios from diverse securities and manages model portfolios through its Investment Management and Research team.

Emily Hicks is a CFP®-certified financial advisor with five years of industry experience, currently with Principal Financial Services. Her background includes roles at Principal Securities Inc. and Principal Life Insurance Co., along with earlier experience at Marco Rodriguez and University of California, Irvine. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and corporate entities. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions through multiple advisory and promoter arrangements.

Richard Silva is a financial advisor with Valic Financial Advisors in Elk Grove, CA, holding Series 63 and Series 66 licenses and 28 years of industry experience. He has worked at Sunamerica Capital Services, Inc. since 2014 and AXA Advisors, LLC since 2009. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Frank Avila is a financial advisor with Eagle Strategies (NY Life) in Elk Grove, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His prior roles include positions at Edward Jones and Wells Fargo affiliates. Avila is also the owner of A.V. Strategic Wealth Partners, a financial services firm. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors and institutional sponsors. The firm offers multiple program types and emphasizes tailored recommendations, managing the majority of its assets on a non-discretionary basis.

Darrell Juliano is a financial advisor with Principal Financial Services, holding the ChFC® designation and Series 63 and 66 licenses, and has 30 years of industry experience. He has worked at Almond Valley Wealth Management since 2020 and operated Juliano Financial Services for 20 years. Juliano also serves as an insurance agent specializing in fixed life, annuity, disability income, and long-term care products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Albert Paula is a financial advisor with Eagle Strategies (NY Life) based in Lodi, CA, holding Series 63 and Series 66 designations and 21 years of industry experience. He has worked with Eagle Strategies since 2012 and operates Parkwest Financial & Insurance Solutions, focusing on brokering insurance products. Eagle Strategies serves a wide range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm manages a majority of its assets on a non-discretionary basis and offers customized advice across multiple program types within an integrated New York Life affiliate structure.

Charles Immekus is a financial advisor at Independent Financial Group, LLC with seven years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Independent Financial Group in 2019, he worked at Dedicated Financial and Insurance Services and also has a background at California State University East Bay. Outside of his advisory role, Immekus serves as an officer and director for Veterans of Oakley and is the vice president of a local Business Networking International chapter. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm combines strategic asset allocation with multi-manager portfolios and offers both discretionary and non-discretionary portfolio management through various platforms and third-party programs.

Marites Avila is a CFP® professional with 14 years of industry experience. She is currently with Commonwealth Financial Network and Paragon Financial Services, having worked previously at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a broad platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Dale Mizuno is a financial advisor at Transamerica Financial Advisors with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab and World Financial Group prior to his current role. Mizuno is also involved in the sales of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations. The firm offers a combination of advisory and broker-dealer services with proprietary and third-party investment models, providing both discretionary and non-discretionary program options.