M Estes is a financial advisor with Morgan Stanley in Winter Haven, FL, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to develop financial plans, while clients are responsible for implementing these plans.

Lorin Bice is a financial advisor with LPL Financial, holding a Series 66 designation and over 25 years of industry experience. He has worked with Allen & Company of Florida, Inc. since 2004 and joined LPL Financial in 2019. Outside of his advisory work, Bice is an owner, collector, and seller of artwork. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and model portfolios.

Kyle Cobia is a financial advisor with LPL Financial in Winter Haven, FL, holding a Series 66 registration and having 14 years of industry experience. He has been with LPL Financial since 2019 and also works with Allen & Company of FL, Inc. since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a broad network of investment adviser representatives. The firm provides a range of advisory programs, financial planning services, and uses both discretionary and non-discretionary management approaches supported by internal and third-party research.

Leonardo Reyes is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Bank of America, Merrill, and Wells Fargo. Outside of his advisory role, he is an authorized member of EPICO EVENTS, a rental and decorating service based in Winter Haven, Florida, where he assists with equipment delivery and event setup. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios using mutual funds, ETFs, and ETPs.

Joshua Jordan is a financial advisor at LPL Financial with two years of industry experience. He holds a Series 66 designation and has worked with firms including Allen & Co and GeoTarget. Outside of his advisory role, he serves as Marketing Director for Outdoor Professionals, a position he has held since 2019. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing a variety of discretionary and non-discretionary management strategies supported by internal and third-party research.

Lesley Rathbun is a financial advisor with LPL Financial in Winter Haven, FL, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2026, she worked at UBS Financial Services for six years and was employed at LinkedIn for three years. She took a year for extended travel in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing various model portfolios and investment strategies supported by LPL Research and third-party subadvisors.

William Floyd Jr. is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Ic Advisory Services Inc, The Investment Center Inc, and infinex Investments, Inc. Outside of his advisory role, he is a business owner of Plant Your Flag LLC and a manager at Central Florida Global Trade, LLC, a wholesale plywood company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and technology-driven tools.

Nathan Boston is a financial advisor with LPL Financial based in Winter Haven, FL. He holds a Series 66 designation and has six years of industry experience. Prior to joining LPL Financial, he worked at Allen & Company and has experience in benefits and staffing firms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, and institutions. The firm offers various advisory programs, retirement consulting, and brokerage services supported by research and model portfolios through a national network of investment adviser representatives.

Bridget Ceader is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked at Truist Bank for 13 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of over 23,700 financial advisors and $1.01 trillion in assets under management.

Vicki Norman is a financial advisor with Edward Jones in Auburndale, FL, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory services through a large network of financial advisors and branch offices nationwide.

Ryan Buskirk is a CFP® with 22 years of experience in the financial services industry. He is affiliated with Raymond James Financial and has held roles at Citrus View Financial and Pat Cain Wealth Solutions. Buskirk is the owner of Citrus View Financial and serves as an officer and owner at Pat Cain Wealth Solutions. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing personalized plans developed through detailed client assessments and supported by extensive research and asset-allocation tools.

Deborah Swenson is a financial advisor at UBS Financial Services with 40 years of industry experience. She holds Series 63 and Series 65 designations and has been with UBS since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Rachel Lobdell is a financial advisor at UBS Financial Services with 26 years of industry experience. She has been with UBS since 2008 and holds Series 63 and Series 65 licenses. Outside of her advisory role, she is connected to WealthEnV LLC, a technology and media company developing a video game focused on financial literacy, though she does not have an active role in the company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines proprietary research and model-based asset allocations to tailor client plans and provides a range of services including financial planning, portfolio management, and capital markets activities.

Peter Korcusko Jr. is a financial advisor with LPL Financial in Lake Wales, FL, holding Series 63 and Series 65 credentials and possessing 30 years of industry experience. Prior to joining LPL Financial in 2023, he worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC from 2016 to 2023. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and multiple investment strategies.

John Miller III is a financial advisor at Edward Jones in Lake Wales, FL, holding a Series 66 designation. He joined Edward Jones in 2025 after a 24-year career with Polk County Public Schools. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,700 financial advisors.

Grayson O'cain is a financial advisor with Edward Jones in Bartow, FL, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2020, he worked for five years at the Florida Department of Transportation. Outside of his advisory role, he has been involved in ranch work in Indianapolis, IN. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options. The firm is notable for its extensive retail advisor network, affiliated mutual funds, and fiduciary standard in providing advisory services.

John Scheck Jr. is a financial advisor with Morgan Stanley in Winter Haven, FL, holding Series 63 and Series 65 licenses and having 36 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007. Outside of his advisory role, he is a partner in Bullish on Bamboo, LLC, a real estate and agriculture business based in Winter Haven, Florida. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including customized financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning arrangements.

Melissa Kincaid is a financial advisor at Edward Jones in Winter Haven, FL, holding a Series 66 designation with four years of industry experience. Her prior work includes roles at The Mortgage Firm, Principal Financial, and Florida Blue - Blue Cross Blue Shield. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of more than 23,700 advisors and 15,000 branch offices nationwide.

Mark Alford is a CFP®-designated financial advisor with 14 years of industry experience. He is currently with J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where he has worked since 2017. Prior to that, he was with Bank of America and Merrill from 2011 to 2017. Outside of finance, he serves as president of Polk County For Life, Inc., a nonprofit focused on education and promoting pro-life and sexual purity values, and he oversees operations at Express Printing of Winter Haven, Inc. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis alongside affiliated brokerage, distribution, and investment management capabilities.

Amanda Salcido Newby is a financial advisor at Edward Jones with five years of industry experience. She holds a Series 66 designation and has a background that includes over two decades of service in the United States Army and ongoing legal practice through the Law Office of Amanda Salcido. Outside of her financial and legal work, she owns New Equinity LLC, an equine training and breeding business that offers non-compensated horse lessons. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and provides a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.