Russell Brander is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been a financial advisor since 1996, specializing in personal retirement planning, individual and corporate investment strategy, and retirement income. Russell holds a Bachelor's Degree from Bucknell University and a Master's Degree from Florida Metropolitan University. He is certified as a CERTIFIED FINANCIAL PLANNER (CFP) and is a Personal Investment Advisor (PIA). His approach focuses on developing personalized financial plans that consider clients’ unique ambitions and priorities, including funding education, planning for retirement and healthcare costs, and achieving long-term family goals. Outside of his professional work, Russell enjoys biking, boating, golfing, and traveling.

Carol Mcelroy is a Series 66-licensed financial advisor with Raymond James Financial Services Advisors, Inc., where she has worked since 2002, accumulating 25 years of industry experience. She is also the owner and officer of West Coast Financial Management Inc., a pass-through corporation associated with her practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs a non-discretionary, tailored approach using analytical tools and supports municipal advisory and specialized retirement plan services.

Ronald Wheeles is a financial advisor with Edward Jones in Brooksville, FL, holding Series 63 and Series 66 licenses and 29 years of industry experience. He has been with Edward Jones since 1996. Outside of advising, he is a notary public authorized to officiate weddings and other ceremonies. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. It offers a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Scott Charboneau is a financial advisor at LPL Financial with 21 years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise and Ameriprise Financial Services, Inc. prior to joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Hope Duryea is a financial advisor with Ameriprise in Spring Hill, FL, holding a Series 66 credential and 25 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves as the Hernando County District 38 Chairwoman, where she promotes voting in her district. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Matthew Stegman is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has 25 years of industry experience. He previously worked at SagePoint Financial from 2011 to 2023 before joining OSAIC in 2023. Outside of his advisory role, he serves as treasurer for the GlenLakes Men's Golf Association, a nonprofit organization. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and advisory platforms. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools, risk tolerance questionnaires, and automated rebalancing to construct portfolios that may include a range of investment products managed on either a discretionary or non-discretionary basis.

Timothy Martin is a Financial Advisor specializing in wealth management strategies tailored to individual client needs. He works with clients to define their financial goals and develop portfolio strategies designed to achieve these objectives. He provides ongoing advice and adapts financial plans as clients' situations change. His areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, small business strategies, sports and entertainment financial planning, tax minimization, and retirement income. Timothy holds professional designations including Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Timothy earned a Bachelor's Degree from Full Sail University. Outside of his professional role, he enjoys golfing, photography, pickleball, spending time with his family, and traveling.

Keith Forrest is a financial advisor with LPL Financial in Spring Hill, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at Summit Financial Group Inc and Summit Brokerage Services Inc for 13 years each before joining LPL Financial in 2019. Outside of his advisory role, he is involved with K&B Investment Services LLC and Kanaar Financial Life, focusing on investment and non-variable insurance business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a broad range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Sean Steele is a financial advisor with OSAIC and holds a Series 66 designation. He has six years of industry experience and previously worked at Sagepoint Financial, Inc. and Walgreens. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios that may include various investment types and can be managed on a discretionary or non-discretionary basis.

Louis Mitchell is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He previously worked at Valic Financial Advisors for eight years before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by research and various portfolio management strategies.

David Korte is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services through a non-discretionary program supported by in-house due diligence and ESG eligibility processes.

Judy Armstrong is a financial advisor with LPL Financial in Brooksville, FL, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. She has been with LPL Financial since 2018 and maintains her role at Independent Financial Solutions since 2014. Outside of her advisory work, Armstrong volunteers with Toastmasters International and owns a design business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, and corporations through a large network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from both internal and third-party sources.

Brenda Marshall is a Series 66-registered advisor with J.P. Morgan Securities, based in Brooksville, FL, and has four years of industry experience. She has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2021, and previously spent ten years with Onemain General Services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the larger J.P. Morgan organization and offers access to a diverse range of products and strategies through its Institutional Consulting Services program.

Milton Caraway is a financial advisor at Edward Jones with 14 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2011. Outside of his financial advisory role, he is involved in raising cattle as a hobby. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a large nationwide network of financial advisors and branch offices.

Javier Pascual Imbert is a financial advisor with Cetera based in Springhill, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Cetera and affiliated entities since 2018 and previously worked at Aegis Capital Corp from 2013 to 2017. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and consulting services, supported by a large network of independent advisors and over $256 billion in assets under management.

Amy May Richards is a financial advisor with UBS Financial Services in Weeki Wachee, Florida. She holds Series 63 and Series 65 designations and has 25 years of industry experience. Prior to joining UBS in 2018, she worked at Ameriprise Financial Services from 2016 to 2018. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans according to clients’ goals and risk tolerances.

Dana Stegman is a financial advisor at Edward Jones with 31 years of industry experience. He has held Series 63 and Series 66 licenses and has been with Edward Jones since 1993. Based in Weeki Wachee, FL, his long tenure at the firm reflects a stable career in wealth management. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Matthew Fernandez is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 14 years of industry experience. He has been with Raymond James & Associates in various roles since 2011. Fernandez serves as Treasurer and a board member of Lighthouse for the Blind and Low Vision, where he participates in financial and investment discussions. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and charitable organizations. The firm offers financial planning, investment consulting, and institutional fiduciary services, employing a range of portfolio management styles and proprietary research.

John Legner Sr. is a financial advisor with Osaic Wealth, Inc. holding Series 63 and Series 66 licenses and has 37 years of industry experience. Before joining Osaic in 2025, he worked for Lincoln Financial Securities Corporation for 17 years and has operated Legner Financial Group since 2001. He is also involved in tax preparation through his ownership of Legner Financial Group and holds roles as a notary public and annuities agent. OSAIC serves a wide range of clients including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers brokerage and advisory services with a focus on integrated financial planning and managed accounts using diverse investment strategies and tools.

Brian Karahalios is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 19 years of industry experience. His career includes roles at Florida Premier FC, PNC Investments, and BBVA Securities. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal clients, offering financial planning, investment consulting, and municipal advisory services through a broad national adviser network.