Deborah James is a CFP®-certified financial advisor with 31 years of industry experience. She is currently with Capital Analysts and has previously worked at Lincoln Investment LLC, Signator Investors, Inc., Signator Financial Services, Inc., J. W. Cole Advisors, Inc., and Valic Financial Advisors. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, access to third-party managers, and retirement-plan advice through a nationwide network of independent advisors and in-house investment resources.

Danny Ward is a financial advisor with CreativeOne Wealth, LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at several firms, including ChangePath, LLC and Retirement Wealth Advisors, Inc., and currently serves as president of C10 Financial, where he is involved in insurance sales. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting services to individuals, corporations, charitable organizations, and other RIAs, utilizing a mix of proprietary ETF-based models, third-party managers, and option strategies.

Scott Anderson is a Financial Advisor at Bison Wealth, LLC with one year of industry experience. He holds a Series 65 designation and has served as a Major at the Alachua County Sheriff's Office since 1999, a role he continues alongside his advisory responsibilities. Bison Wealth serves individuals, high net worth clients, family offices, retirement plans, corporations, trusts, estates, and charitable organizations with financial planning, portfolio management, model portfolios, and retirement plan services. The firm employs an outcome-focused investment process featuring multi-manager model portfolios that blend tactical and strategic allocations across liquid and private-market strategies and offers access to third-party managers and options-based overlay strategies.

John Jones is a CFP® and Series 65-licensed financial advisor with Prosperity Capital Advisors, bringing four years of industry experience. Prior to joining Prosperity, he has held roles at Blackwater Accounting & Tax Advisors and Heritage Financial Solutions. Outside of advisory work, Mr. Jones owns and operates Jones Farm & Custom, LLC, which focuses on beef cattle production and custom harvesting, and he serves on several committees and leadership roles within the Florida Farm Bureau Gilchrist County. Prosperity Capital Advisors is an SEC-registered enterprise advisory firm serving individual and high-net-worth investors, corporations, trustees, retirement plans, and other RIAs. The firm emphasizes model-based, asset-allocation investment strategies and ongoing portfolio supervision, utilizing a mix of third-party providers and advisor-directed portfolios.

Matthew Goss is a financial advisor at Bison Wealth, LLC with a Series 65 designation and three years of industry experience. Prior to joining Bison Wealth, he held roles at Independent Financial Partners and spent eleven years with the University Athletic Association. Bison Wealth serves a diverse client base including individuals, high net worth clients, family offices, and retirement plans, offering financial planning, portfolio management, and access to third-party managers. The firm’s investment approach features outcome-focused, multi-manager model portfolios that combine tactical and strategic allocations across liquid and private-market strategies.

Elio Chiarelli Jr. is a financial advisor at Bison Wealth, LLC with 15 years of industry experience. He holds a Series 66 designation and has worked at firms including Liquid Strategies, LLC and IFP Securities, LLC. Outside of his advisory work, he is an Independent Insurance Agent operating under the DBA Capital Defender Advisors, Inc. Bison Wealth serves individuals, high net worth clients, family offices, retirement plans, corporations, trusts, estates, and charitable organizations with financial planning and portfolio management. The firm’s investment process focuses on outcome-driven, multi-manager model portfolios that combine tactical and strategic allocations across liquid and private-market strategies.

Jennifer Jones is a financial advisor with CreativeOne Wealth, LLC, holding a Series 65 designation. She has been with CreativeOne Wealth since 2026 and has nine years of experience in the financial industry, including prior roles at C10 Financial and Middleburg Bank. CreativeOne Wealth, LLC offers fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to individuals, corporations, plan sponsors, and other RIAs. The firm manages primarily discretionary accounts through a combination of proprietary models and third-party managers, utilizing a range of investment strategies including ETFs, mutual funds, options, and private investments.

Benedict Mitchell Jr. is a financial advisor with Kovack Advisors, Inc. in Newberry, FL, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2009. Outside of his advisory role, he is president of an S-corporation involved in group benefit and ancillary product sales, including group health and life insurance. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, banks, and governmental entities, employing a combination of internally developed models and third-party managers to construct and manage portfolios.

Adam Ferguson is a financial advisor at Inspire Advisors, LLC with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including MissionSquare Investment Services, Lincoln Investment, and Icma Retirement Corporation. He is also an independent licensed insurance agent in Florida, specializing in life and health insurance including variable annuities. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for around 3,800 clients, including individuals, institutions, and charitable organizations. The firm integrates Biblically Responsible Investing using proprietary scoring and screening tools and employs a range of strategies including index-based and tactical allocations.

Keith Heritage is a ChFC® credentialed financial advisor with 19 years of industry experience, currently with Prosperity Capital Advisors. He has held roles at firms including Cetera Advisor Networks and Central Florida Wealth Management. Outside of advising, he owns and operates Heritage Horses and Cattle, LLC, a horse and cattle farm. He also runs Heritage Tax Advisors, LLC, a tax preparation business. Prosperity Capital Advisors provides financial planning, consulting, and discretionary investment management to a diverse client base, including individuals, businesses, charitable organizations, and retirement plan sponsors. The firm employs a model-driven, multi-sleeved investment approach utilizing mutual funds, ETFs, SMAs, and alternative solutions across various platforms.

Ryan Nowotny is a financial advisor with Foundations Investment Advisors LLC and holds a Series 66 designation. He has eight years of industry experience, having previously worked at Fisher Investments, Edward Jones, and the State of Florida Department of Children & Families. Outside of advising, he is involved in the sale of various insurance products. Foundations Investment Advisors provides financial planning and portfolio management to individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis alongside model portfolios and asymmetric rebalancing to tailor investment advice.

David Lerner is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has worked with Principal Securities INC since 2016 and is involved with Total Planning Veterinary Services. Outside of his advisory role, he has a part-time business selling wholesale trees to landscaping companies and plant brokers. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through both adviser and promoter arrangements.

Tyler Nowotny is a Series 66-licensed financial advisor with eight years of industry experience. He is currently with Foundations Investment Advisors LLC and serves as president of Saturn Asset Management, which focuses on insurance sales. He is also president of Serpgram, a technology platform that leverages AI for SEO. Foundations Investment Advisors provides financial planning and portfolio management services to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis alongside model portfolios and an asymmetric rebalancing approach.

Darrin Markey is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. His career includes roles at Markey Investment Management, LPL Financial, UBS Financial Services, and A. G. Edwards & Sons. Outside of finance, he owns and operates North Florida Honey, a honey production business. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans. The firm provides asset management, financial planning, wealth coaching, and retirement plan consulting services, utilizing a range of portfolio management strategies and technology platforms.

Brian Berryman is a financial advisor at TIAA-CREF with seven years of industry experience. He holds a Series 66 designation and has been with TIAA-CREF since 2018. Prior to his current role, he worked at the University of Florida from 2007 to 2017. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing portfolio management, utilizing both model and customized portfolios under a fiduciary standard.

Nolan Louis is a financial advisor at Bankers Life Advisory Services, Inc. with one year of industry experience. He holds a Series 66 designation and has held roles at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc. Outside of advising, he works as an insurance agent assisting clients with Medicare and related insurance products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis.

Donald Hartman is a financial advisor with Valic Financial Advisors in Gainesville, FL. He holds Series 63 and Series 65 licenses and has 25 years of industry experience. Hartman has worked at VALIC Financial Advisors since 2000 and is also an agent with Agia, where he provides non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Adam House is a financial advisor at TIAA-CREF with 26 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His prior experience includes roles at ACH Wealth Management from 2021 to 2023 and Teachers Insurance Annuity Association (TIAA) from 2014 to 2021. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm distinguishes between one-time planning services and ongoing discretionary management and acts as adviser to a donor-advised fund while operating within a vertically integrated structure that utilizes affiliated funds.

Benjamin Tyson is a financial advisor with TIAA-CREF in Gainesville, FL, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His career includes roles at Planmember Securities Corporation, Next Financial Group, Inc., and Valic Financial Advisors before joining TIAA-CREF in 2014. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and managed account programs to individuals, trusts, estates, and other entities, often serving clients connected to TIAA-administered employer retirement plans. The firm provides both point-in-time planning and ongoing discretionary management through model and customized portfolios within a vertically integrated structure.

Patrick Di Staso is a financial advisor with TIAA-CREF in Gainesville, FL, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. His prior roles include positions at Wells Fargo and Merrill, as well as Scottrade Investment Management. He has been with TIAA-CREF since 2018. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm offers model and customized portfolio management and acts as adviser to a donor-advised fund within a vertically integrated structure.