Christopher Karschnik is a CFP® with six years of industry experience, currently affiliated with GWN Securities Inc. He previously worked at Lincoln Investment for five years and has held roles at KW Gutshall & Associates and Soccer Shots. Karschnik is also licensed to provide life insurance options to clients. GWN Securities offers investment advisory and related services to individual and corporate clients through various managed account programs and financial planning services. The firm employs a mix of affiliated and unaffiliated sub-advisers, using asset allocation and Modern Portfolio Theory, and is noted for its use of market-timing and momentum-based investing strategies.

Yvette Barrera is a financial advisor with Foundations Investment Advisors LLC, holding a Series 65 credential and five years of industry experience. She serves as a Board of Trustee member for New Braunfels Utilities, a role focused on setting and monitoring strategic goals. Barrera’s background includes roles at Texas Financial Advisory and work with ID Life, where she is involved in Medicare supplement sales. Foundations Investment Advisors provides financial planning and portfolio management to individual, high-net-worth clients, and institutional clients through a broad network of representatives. The firm employs a combination of fundamental, technical, and cyclical analysis, utilizing model portfolios and sub-advisory arrangements to tailor investment strategies.

Daniel Jensen is a financial advisor with Empower Advisory Group in San Marcos, TX, holding Series 63 and Series 65 licenses and four years of industry experience. He previously worked at J.P. Morgan Securities and JP Morgan Chase Bank. Outside of his advisory role, Jensen is a general partner and equity holder in Let's Go Ball, a sports directory website he co-developed. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients, using an integrated model linked to Empower’s recordkeeping and administrative platforms.

Wesley Thoms is a financial advisor at Foundations Investment Advisors LLC with three years of industry experience. He holds a Series 65 designation and previously worked at Texas Financial Advisory and Texas Farm Credit. Outside of his advisory role, he serves as treasurer and owner of 76 Bar Investments II, LLC, which holds interests in retail and real estate operating companies in Beeville, Texas. Foundations Investment Advisors provides financial planning and portfolio management services to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm employs a mix of fundamental, technical, and cyclical analysis and utilizes model portfolios with an asymmetric rebalancing approach.

Jonathon Zambrano is a financial advisor at Empower Advisory Group with one year of industry experience. He holds Series 63 and Series 66 licenses. Before entering financial services, he worked in various roles including as an apprentice electrician and delivery driver for Uber Eats. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm delivers services through an integrated model connected to Empower’s recordkeeping and administrative platforms.

Hipolito Claudio Rosario is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2018, following an 18-year tenure at Popular Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, providing a broad set of advisory, execution, and custody services.

Alexander Fedorko is a financial advisor with Empower Advisory Group in Kyle, TX. He holds Series 63 and Series 65 credentials and has six years of experience in the industry, including prior roles at Wells Fargo Clearing and Wells Fargo Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, along with Empower Premier IRA and retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Ian Bradley is a Series 66-licensed financial advisor with Foundations Investment Advisors LLC in New Braunfels, TX, with three years of industry experience. His prior roles include positions at Texas Financial Advisory, Edward Jones, Colorado Technical University, and USAA. Outside of advising, he works as an independent insurance sales agent, offering insurance and annuity solutions to retail clients. Foundations Investment Advisors provides financial planning and portfolio management services to individual and high-net-worth clients, retirement plans, and registered investment companies through a large network of representatives. The firm uses a combination of fundamental, technical, and cyclical analysis along with model portfolios and an asymmetric rebalancing approach in its investment management.

Richard Gutshall is a financial advisor with GWN Securities Inc. in Austin, TX, holding a Series 63 designation and bringing 28 years of industry experience. He previously spent 19 years at Lincoln Investment Planning, Inc. Outside of advisory work, Gutshall is a managing partner of a startup protection company and has experience as an independent representative in metals and coins. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, with a distinctive legacy of market-timing and momentum-based strategies among its diverse suite of managed-account programs.

Ruben Ruiz Jr. is a financial advisor with Money Concepts Capital Corp, holding the ChFC® designation and a Series 63 license. He has 38 years of industry experience and has been with Money Concepts Capital Corp since 1988. Outside of his advisory role, he owns Ruiz Financial Group LLC, which provides virtual sales assistant services and offers financial education courses to employees of various organizations. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a broad client base that includes individual investors, pension plans, trusts, and corporations. The firm uses model-driven and asset allocation approaches, offering both discretionary and non-discretionary programs, and works with third-party managers and platforms such as Envestnet to support its investment strategies.

Dustin Mundorf is a financial advisor with Brookstone Capital Management LLC, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has operated Dustin Mundorf, Inc. since 2008 and has worked as an independent insurance agent since 2002. His outside business activities include administration and insurance sales through Dustin Mundorf, Inc. Brookstone Capital Management provides fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and other business entities. The firm utilizes a range of investment strategies, including strategic and dynamic asset allocation models, ETFs, mutual funds, individual securities, and options-enhanced strategies, while also acting as a sub-advisor and partnering with affiliated asset management firms.

Kenneth Gutshall is a financial advisor with GWN Securities Inc. in San Marcos, TX, holding a Series 63 designation and over 52 years of industry experience. He previously spent 19 years at Lincoln Investment Planning, Inc. and has operated his own financial services business, K. W. Gutshall & Associates, since 1997. He also works as an independent contractor providing life insurance products. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of portfolio management strategies, including legacy market-timing and momentum-based approaches.

Ricky Gonzales is a financial advisor with Eagle Strategies (NY Life) in New Braunfels, TX, holding Series 63 and Series 66 credentials and 14 years of industry experience. His prior roles include positions at Thrivent Investment Management Inc, NYLIFE Securities LLC, and New York Life Insurance Company. Outside of finance, he works as a hunting guide, assisting clients with tracking and harvesting game. Eagle Strategies serves a diverse client base including individual and institutional investors, offering financial planning, investment management, and retirement-plan advisory services. The firm provides tailored solutions through multiple program types and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Mario Barrera is a financial advisor with Foundations Investment Advisors LLC, holding a Series 65 credential and four years of industry experience. His career includes roles at Foundations Investment Advisors since 2024, Queen B Advisors from 2022 to 2024, and a 20-year tenure at United Services Automobile Association. Outside of advisory work, he is involved in MAGELLAN INSURANCE, where he offers insurance and annuity solutions to retail clients. Foundations Investment Advisors, LLC provides financial planning and portfolio management to a diverse client base, including individual and high-net-worth clients, retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis along with model portfolios and asymmetric rebalancing to manage investments.

Stephen Zarate is a financial advisor with Fidelity Investments in Kyle, TX, holding Series 63 and Series 66 credentials and bringing 11 years of industry experience. He previously worked at Kestra Investment Services, LLC from 2016 to 2021 before joining Fidelity in 2021. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, its formal advisory role to multiple registered investment companies, and the integration of AI and algorithmic tools in its investment process.

Simon Ignat is a financial advisor with Merrill who holds Series 63 and Series 66 licenses and has three years of industry experience. His prior work includes roles at Bank of America, JPMorgan Chase Bank, and GenerationTux. Outside of finance, he operates a part-time DJ and wedding services business in San Antonio. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cody Rickaway is a CFP®-certified financial advisor with 15 years of industry experience. He is currently with LPL Financial and has previous experience at Cambridge Investment Research Advisors and Thrivent Financial for Lutherans. Rickaway is involved with Integrated Wealth Management LLC, where he engages in non-variable insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Kristen Christensen is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Her career includes roles at Ameriprise and Investment Professionals, Inc. In addition to her advisory work, she is involved with Outdoor Lifestyle Strategies and Springs Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a varied client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advice using risk profiling and modeling tools, supporting implementation through advisory programs and other providers.

Kelsey Mullen is a financial advisor at Edward Jones in Lockhart, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, Kelsey has been involved in event planning on a small scale, primarily for friends and family, and is engaged with a business networking referral organization. Edward Jones is a full-service wealth management firm serving a diverse client base, offering a wide range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Sammi Moore is a financial advisor at Edward Jones in San Marcos, TX, holding Series 63 and Series 65 licenses with one year of industry experience. Prior to joining Edward Jones in 2024, Moore worked at LPL Financial and has experience in the mortgage industry with Thrive Mortgage and Caliber Home Loans. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a range of household types, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.