Daniel Williams Jr. is a financial advisor at Primerica Advisors with eight years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Primerica Advisors since 2017. Outside of his advisory role, he is a partner in a tech company, Hawara, LLC, and owns a personal currency trading business, Green Bow Capital Management, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Daniel Hickey is a financial advisor at Cetera with 13 years of industry experience. He holds Series 66 and Series 63 designations. His prior experience includes roles at Merrill, Wells Fargo Clearing, and Hancock Whitney Bank. Outside of his advisory work, he is a 50% owner of a rental property. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with various program structures and investment options.

Violetta Propps is a financial advisor with LPL Financial in Beaumont, TX, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at DuGood Federal Credit Union, CUSO Financial Services, Bank of America, Merrill, and Allstate Insurance. She is also involved with DuGood Wealth Management, a related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, supported by model portfolios, third-party subadvisors, and technology tools.

Scott Jones is the Resident Director and Wealth Management Advisor at Merrill Lynch. He began his career in financial services in 1994 and joined Merrill Lynch Wealth Management in 1998. Scott works as part of the Hebert/Jones Team, focusing on portfolio management and retirement planning services tailored to each client's objectives and concerns. Prior to joining Merrill Lynch, Scott worked as a trust officer at Frost Bank in Galveston, Texas. His expertise includes college education planning, managing new wealth, personal retirement planning, and retirement income strategies. Scott holds several professional certifications, including the CERTIFIED FINANCIAL PLANNER (CFP) certification, the Chartered Retirement Planning Counselor (CRPC) designation, and the Personal Investment Advisor (PIA) credential. Scott earned a bachelor's degree in finance from Lamar University and a master's degree from the University of Houston–Clear Lake. He has lived in Lumberton, Texas for over twenty years. Outside of his professional work, he enjoys fishing, gardening, and spending time with his family.

Jack Montalbano is a financial advisor with Edward Jones in Beaumont, TX, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Edward Jones, he held roles at Men's Wearhouse, Wickland Express Company, Northwestern Mutual, and engaged in activities related to JW's Patio and Texas A&M University. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm has a significant national presence with over 23,000 financial advisors and manages approximately $1.01 trillion in assets under management.

Christopher H Ohmstede is a financial advisor with UBS Financial Services in Beaumont, TX, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with UBS Financial Services Inc. since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets services through its platform.

Logan King is a Wealth Management Advisor with Merrill Lynch Wealth Management. He provides clients with personalized wealth management strategies that reflect a comprehensive understanding of their financial situation and priorities. Logan leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to address various aspects of clients’ financial lives. Logan’s expertise includes education planning, investment consulting for defined contribution plans, legacy planning, liquidity management, personal retirement planning, portfolio management services, and retirement income. He works closely with clients to tailor portfolios, build long-term relationships, and construct financial models aimed at helping them navigate market volatility and transition smoothly through different life stages. Logan is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). He holds a bachelor's degree from Lamar University and is a member of the Coastal Conservation Association. Outside of his professional work, Logan has interests in basketball, camping, cooking, fishing, football, golfing, hunting, spending time with family, traveling, and watching movies.

Bryan Burtsfield is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include 14 years at Wells Fargo Advisors, four years at Wells Fargo Clearing, and six years with A. G. Edwards & Sons, Inc. He is a co-trustee for a 401(k) plan and has ownership in a financial services firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational tools and oversight of over $819 billion in discretionary assets.

Russell Smith is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 25 years of experience assisting clients with managing concentrated stock positions and navigating transition events such as retirement, inheritance, or the sale of a business. He also provides access to Bank of America Private Bank trust and estate planning services, along with credit, lending, and banking conveniences. Russell works collaboratively with clients' external attorneys, accountants, and other professional advisors to coordinate comprehensive financial and legacy plans. His areas of expertise include college education planning, family wealth management strategies, personal retirement planning, philanthropic planning, small business strategies, women and wealth, tax minimization, and retirement income. Russell regularly speaks at seminars and dinners where he educates individuals about Social Security filing and holistic wealth planning, aiming to reduce the stress and confusion clients may experience. He is a Certified Investment Management Analyst (CIMA) and a Personal Investment Advisor (PIA) and holds a Bachelor's Degree from the University of Houston System. Russell is involved with professional and community organizations such as the Boy Scouts of America, Exchange Club of America, and the Investment and Wealth Institute™. He enjoys adventure sports, boating, fishing, running, scuba diving, skiing, skydiving, and spending time with his family. He is a proud Eagle Scout and values service to others. As a native Texan who has lived in various parts of the United States, he appreciates the diversity and strengths found across the country.

Karen Collier is a financial advisor at Edward Jones with 15 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors. The firm manages approximately $1.01 trillion in assets under management and provides services under a fiduciary standard.

Damon Davis is a CFP® professional with 30 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors. His career includes over 17 years within Wells Fargo entities, spanning roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory work, he owns D&D Enterprise, a non-investment related business in Beaumont, Texas. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting certain net-worth thresholds, utilizing proprietary research and planning tools to develop customized recommendations.

John Dixon is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 45 years of industry experience. He worked at UBS Financial Services for 39 years before joining Wells Fargo Clearing in 2019. Outside of his advisory role, he serves on the finance committee of First Christian Church in Port Arthur, Texas. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than many large institutional advisers.

Charles Heare is a financial advisor with Ameriprise in Beaumont, TX, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. Prior to joining Ameriprise in 2025, he spent 20 years at UBS Financial Services. He serves as treasurer on the board of directors for SOST and is an elder in his local Reformed Presbyterian Church. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities, serving clients with significant investable assets.

Clarke Baker is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Stifel since 2023. He previously worked at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Outside of his advisory role, he is a member of the Three Rivers Council Executive Board and serves on advisory boards related to youth and camp safety initiatives. Stifel serves a broad range of clients including individuals, institutions, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Heather Frederick is a financial advisor with Primerica Advisors in Beaumont, TX, holding Series 63 and Series 65 licenses. She has five years of industry experience and has been affiliated with Primerica Financial Services since 2007. Outside of advising, she is involved in sales of home security and automation products, as well as loan products, through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm offers model-based investment strategies supported by third-party managers and facilitates trade execution and custody through established financial institutions.

Mike Persia is a financial advisor with Ameriprise in Beaumont, TX, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He previously worked at UBS Financial Services Inc. for 12 years before joining Ameriprise in 2024. Outside of his advisory role, he owns MP3 Operations LLC, a business unrelated to investments. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, written recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

John Ceravolo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. He previously worked at UBS Financial Services for 12 years before joining Wells Fargo Clearing in 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ross Jones is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services for 12 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lori Thompson is a financial advisor at UBS Financial Services with two years of industry experience. She previously worked at McClelland Samuel Fehnel & Busch LLP for nine years and was a homemaker for two years. She holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, using proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Ryan Harkey is a financial advisor at Cetera with seven years of industry experience and holds a Series 66 designation. He has held roles at firms including Avantax and 1st Global Advisors and serves as managing shareholder of two CPA firms, FMW, P.C. and Funchess, Mills, White & Co., P.C., which provide accounting and tax services. Harkey is actively involved in his community as President of the Three Rivers Council of the Boy Scouts of America and serves as a board member of a nonprofit preschool. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.