Lynn Opp is a financial advisor at Raymond James & Associates with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Raymond James since 2009. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, charitable organizations, and governmental entities, offering a range of financial planning and investment consulting services through various advisory programs and institutional solutions.

Noah Vennes is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2019. Prior to his current role, he worked at Travis Medical for six years. Outside of his advisory work, he co-owns a farm in Minnesota with his in-laws. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies supported by a large nationwide network of financial advisors and branch offices.

Daniel Kerr is a financial advisor at Edward Jones in Marble Falls, TX. He holds a Series 66 designation and joined Edward Jones in 2026. Prior to his current role, he worked at the U.S. Department of Veterans Affairs, Evoke Consulting, LLC, and Dell Technologies. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Jo Dyer serves as a Resident Director at Merrill, bringing more than a decade of experience as a Certified Public Accountant to her role as a financial advisor. She focuses on legacy planning, personal retirement planning, women and wealth, tax minimization, and retirement income. Jo strives to be the primary resource for high-net-worth families seeking guidance on creating and executing their financial goals for today and future generations. Her professional expertise includes working with business owners, wealth creators, and multi-generational families to develop personalized strategies that involve trust and estate planning, in collaboration with clients' accountants, attorneys, and other professional advisors. While Jo utilizes her CPA background to inform her guidance, she does not provide tax advice in her capacity at Merrill. Jo holds a Bachelor's degree from Texas A&M University System and maintains professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). She is also involved in her community as a Better Money Habits Champion and volunteers with CASA of the Highland Lakes. Outside of work, Jo enjoys spending time with her family, playing tennis, and practicing yoga.

Nils Eric Florander is a Series 66 licensed financial advisor with Edward Jones, based in Marble Falls, TX. He has 10 years of industry experience and has been with Edward Jones since 2015. He also has a concurrent role at Baylor University since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Paul White is a financial advisor at Edward Jones in Marble Falls, TX, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2015. Outside of his advisory role, White serves as an advisory board member for Heart of the Hills Pregnancy and Family Resources and is president of the school board at St. John Bosco High School in Fredericksburg, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Patricia A Dukes is a financial advisor with UBS Financial Services, holding a Series 66 designation and 20 years of industry experience. She has been with UBS Financial Services Inc. since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

William Lynch IV is a financial advisor at Edward Jones with five years of industry experience. He has worked at Edward Jones since 2020 and previously spent eight years at Lennar Homes Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 advisors and 15,000 branch offices.

Thomas Moore is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Securities Corporation for nine years. He is also involved in several business ventures, including ownership of a retail floral and gift shop and participation on the board of a grief support group for parents who have lost children. OSAIC serves a diverse client base comprising individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party solutions to manage a wide range of investment options.

Colton Jacoby is a financial advisor with Edward Jones in Llano, Texas, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017, following prior work at Jimmy John's and Jack Allen's Kitchen. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs supported by a large network of financial advisors and branch offices. The firm provides both discretionary and non-discretionary strategies, including separately managed accounts and affiliated mutual funds, and operates under a fiduciary standard.

Cray Martin is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with UBS since 1998. Outside of his advisory work, he owns and operates CR Martin Ranch, a private cattle production and agricultural enterprise. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings that include fee-based financial planning and portfolio management.

George Williams is a financial advisor at Fidelity with 14 years of industry experience. He holds the Series 65, Series 63, and Series 66 designations. His prior experience includes roles at Empower Wealth and Tax, Travis County, LPL Financial/Strategic Financial Concepts, MSI Financial Services, New England Securities, Chase Investment Services, Edward Jones, and Ameriprise. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Frank Winford Sr. is a financial advisor at Raymond James & Associates with 36 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Raymond James since 2016. Outside of his advisory role, he serves as a trustee for two family trusts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base including individuals, institutions, and municipalities. The firm provides tailored, non-discretionary financial planning and investment consulting supported by a wide range of portfolio management styles and affiliated research.

Brian Surovik is a financial advisor at Ameriprise Financial Services with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise since 2018, previously working at Investment Professionals, Inc. from 2016 to 2018. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Paul Fredrickson is a CFP® professional with 12 years of industry experience. He has been with Edward Jones since 2015 and holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Charles Bowen is a financial advisor at Cetera with 40 years of industry experience. He holds a Series 63 designation and has held roles at Cetera Wealth Services, Summit Financial Group, and other firms. Outside of advising, Bowen is involved in ranching operations and serves as a committee member for an educational trust that awards scholarships to high school students. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, supporting various program structures and custodial relationships.

Grayson Jaynes Sr. is a financial advisor at Edward Jones with 15 years of industry experience and holds the Series 66 designation. He has been with Edward Jones since 2010. Outside of his advisory role, he volunteers with Weakday Ministries in Burnet, TX, participating on the prayer team and supporting fundraising and men's ministry activities, and serves on the board and fundraising committee for Young Life in Marble Falls, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,000 advisors, offering a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and proprietary money market funds.

Mitchell Rivers is a CFP® with 18 years of experience, currently serving as a financial advisor at Edward Jones since 2007. He holds a Series 66 license and is based in Marble Falls, TX. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment strategies, managed accounts, and affiliated mutual funds, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Kaitlin Lewis is a Financial Advisor with Merrill Lynch Wealth Management. She works with individuals and families to help navigate important financial decisions and create personalized strategies designed to support their long-term goals. Kaitlin focuses on clarity in financial planning, assisting clients in understanding complex financial topics and gaining confidence in their decisions. Before joining Merrill, Kaitlin gained experience in banking and lending, which provided her with a broad perspective on how investments, cash flow, and credit decisions integrate within a comprehensive financial strategy. She also served in Military Intelligence as a linguist and analyst in the United States Army, where she developed analytical discipline and attention to detail that inform her approach today. Kaitlin's expertise includes areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, and women and wealth. Kaitlin earned a Bachelor of Business Administration from The University of Texas at San Antonio and holds the Chartered Retirement Planning Counselor™ (CRPC™) and Personal Investment Advisor (PIA) designations. Outside of her professional work, Kaitlin enjoys cooking, reading, skiing, spending time with her family, traveling, and practicing yoga.

Christine Buckley is a financial advisor with Edward Jones in Marble Falls, TX, holding a Series 66 designation. She began her career at PwC in 2018, followed by five years at Faske Lay & Co., before joining Edward Jones in 2025. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.