Robert Jones is a CFP® professional with 32 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC for seven years. Outside of his advisory role, he serves as secretary for the River Oaks Property Owners Association in Pawleys Island, SC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ed Free is a CFP® professional with 32 years of experience, currently serving as a financial advisor at Wells Fargo Advisors in Indianapolis, IN since 2018. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2018. He holds inactive law and CPA licenses in Indiana. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and develops tailored recommendations using proprietary research and tools, with implementation through various brokerage and advisory programs available but optional.

Robert Conroy is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of advisory work, he serves as an executor for his spouse's estate. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michelle Cumbie is a financial advisor at Raymond James Financial with 10 years of industry experience. She holds the Series 66 designation and previously worked at Edward Jones for nine years. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and has specialized programs for small businesses as well as municipal and public finance clients.

Joseph Rincione is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 20 years of industry experience. He previously worked at VOYA Financial Advisors for seven years and has been with Cetera and Cetera Wealth Services since 2014. Outside of his advisory role, Rincione is an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC serves a broad clientele including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated investment managers.

Benjamin Taylor is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 1998 following 21 years of active duty service as a U.S. Army Armor Officer, where he held various leadership roles including tank platoon leader, company commander, and battalion executive officer. He holds a Bachelor of Arts degree in History and English from Trinity University, a Master of Business Administration from Webster University, and a Master of Arts in Military History from the U.S. Army Command and General Staff College. Benjamin holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as Series 7 and 66 FINRA registrations. In his personal time, Benjamin is involved with his church and the Boy Scouts of America in San Antonio. He participates in water skiing activities and supports related tournaments sanctioned by the American Water Ski Association. He and his wife, Anne, reside in Helotes, Texas, and enjoy traveling to visit their grown children and grandchildren.

Lorraine Hoover is a Series 66 licensed advisor with six years of industry experience. She has worked at Wells Fargo Clearing since 2019 and previously spent eleven years at SunTrust Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Charles Lee is a financial advisor with LPL Financial, holding Series 63 and Series 65 registrations and bringing 42 years of industry experience. He has been with LPL Financial since 2007. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios, third-party subadvisors, and various technologies to support diversified investment strategies.

Carol Claytor is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. She has worked at Merrill since 2018 and previously spent five years at PNC Bank, N.A. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Christian Tully is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in personalized wealth management strategies designed to help clients pursue their financial goals in changing market conditions. Christian focuses on areas including executive compensation, family wealth management, legacy planning, philanthropic planning, retirement income, and investment consulting for defined contribution plans, as well as services for endowments, foundations, and non-profits. Christian holds a Bachelor's Degree from Siena College and carries multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has over 20 years of experience on Wall Street and recently relocated to the Grand Strand area, where he works primarily with retirees. Christian is involved in community organizations such as the Guide Dog Foundation and Teach My People. In his professional approach, Christian uses Merrill's proprietary financial modeling tools and consistently reviews clients’ asset allocations and changing circumstances to support retirement planning and long-term financial success. Outside of work, he enjoys basketball, cooking, gardening, golfing, music, spending time with family, traveling, and yoga.

Thomas Johnson is a financial advisor with Edward Jones in Georgetown, SC, holding a Series 66 credential and 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kathleen Coppola is a Series 66-licensed financial advisor with Raymond James Financial Services Advisors Inc., based in Pawleys Island, SC. She has 13 years of industry experience, including six years at Edward Jones prior to joining Raymond James in 2018. Outside of her advisory role, she is president of Thrive Wealth Partners, a marketing and support company. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, providing financial planning and non-discretionary investment consulting supported by firm research and outside managers. The firm is notable for its significant non-discretionary advisory business and extensive affiliate network that supports municipal and institutional clients.

Robert Unger is a financial advisor with Edward Jones in Pawleys Island, South Carolina, holding a Series 66 designation and 15 years of industry experience. He has worked at Edward Jones since 2010. Unger serves as a board member for Smith Medical Clinic in Pawleys Island. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets and maintains a large network of financial advisors and branch offices nationwide.

Carson Munn is a financial advisor at Raymond James Financial with a Series 66 designation and two years of industry experience. Prior to his current role, he worked at Clemson University and Trinity Byrnes Collegiate School. He is also an Associate and Relationship Manager at Signature Wealth Group. Raymond James Financial Services Advisors, Inc. serves individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing advisory and implementation-support services through a broad range of managed account options and institutional consulting.

M Branham is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, Branham focuses on developing personalized financial strategies that help clients pursue their long-term goals by considering their full financial picture. The approach emphasizes flexibility to adapt to changing market conditions and leverages resources from Merrill and Bank of America. Branham's expertise includes liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. The team adopts a holistic planning approach that addresses both assets and liabilities to assist clients in achieving their financial objectives. Branham holds a Bachelor's Degree from the University of North Carolina System and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Branham is a member of the Pi Kappa Phi Fraternity and participates in community activities through the YMCA.

Dennis Hahn is a financial advisor at LPL Enterprise with 40 years of industry experience. He holds the ChFC® designation along with Series 65 and Series 63 licenses. Prior to joining LPL Enterprise in 2024, he spent 39 years at Pruco Securities, LLC. Hahn is also engaged in his own insurance and financial services business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model wealth portfolios, third-party asset management, and a variety of brokerage and insurance products, supported by an integrated platform that combines advisor programs with active sales of financial products.

Teague Mathews is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 16 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors, LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Andrew Friedman is a financial advisor with Raymond James Financial, holding a Series 66 designation and 12 years of industry experience. He previously worked at Edward Jones for 11 years before joining Raymond James in 2025. Outside of his advisory role, Friedman serves on the boards of Temple Beth Elohim and the Georgetown Lions Club. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth investors, pension plans, and governmental entities. The firm provides non-discretionary, tailored advice supported by risk-based reviews and also engages in municipal and public finance through affiliated services.

Ellis O'tuel IV is a financial advisor with LPL Financial in Pawleys Island, SC, holding a Series 66 designation and 20 years of industry experience. He has been with LPL Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.