William Fair is a CFP® professional with 22 years of industry experience. He has worked at AP Wealth Management since 2011 and previously was affiliated with Augusta Capital Investors, LLC and Augusta Capital Management, LLC. Fair holds Series 63 and Series 65 licenses and maintains a non-variable insurance license outside of his advisory role. AP Wealth Management is a team-based firm serving high-net-worth individuals, families, and institutional clients with fee-only financial planning and investment management. The firm employs a multi-bucket asset allocation strategy across a range of investment vehicles and provides specialized services including ERISA 3(38) investment management and participant education for qualified plans.

Christopher Carbaugh is a financial advisor with SLP Wealth in Augusta, GA. He holds a Series 65 designation and has one year of industry experience. Prior to joining SLP Wealth, he worked at Truist Bank and Renasant Bank and has been involved with Carbaugh Coffee Company and Carbaugh Farms LLC. SLP Wealth is an SEC-registered advisory firm serving individual clients and small-business owners, offering discretionary investment management and financial planning without a minimum account size. The firm uses diversified, risk-based portfolios primarily composed of no-load mutual funds and ETFs, and supports a large office network relative to its number of advisors.

Ryan Borders is a financial advisor with Richard Young Advisors in Augusta, GA, holding a Series 65 credential and seven years of industry experience. His prior work includes roles at Swagelok South Carolina and the University of Georgia before joining Richard Young Associates, Ltd. in 2018. Richard Young Advisors serves individual and high-net-worth clients by providing discretionary portfolio management and financial planning, managing approximately $1.195 billion in discretionary assets as of year-end 2025. The firm uses a modern portfolio theory approach with diversified asset classes, frequent rebalancing, and offers more than 80 model portfolios or customized allocations.

Abigail Gibson is a financial advisor at Richard Young Advisors with a Series 65 credential and two years of industry experience. She has worked at Richard Young Associates, Ltd. since 2023 and previously held roles at Rosegate Mortgage, LLC, Modulex Group, Bradley Sports, and Clemson University. Richard Young Advisors serves individual and high-net-worth clients by providing discretionary portfolio management and financial planning. The firm manages approximately $1.2 billion in discretionary assets and employs a modern portfolio theory approach with diversified asset classes, emphasizing international stocks and systematic tilts toward small-, value-, and profitability-oriented exposures.

Walter Marbert is a CFP® certificant with 22 years of industry experience. He has been with Richard Young Associates, Ltd. since 1995. In addition to his advisory role, he is licensed as a Georgia insurance agent and engages in the sale of various insurance products. Richard Young Advisors primarily serves individual and high-net-worth clients, providing discretionary portfolio management and financial planning. The firm employs a modern portfolio theory approach, emphasizing international stocks and systematic exposures to small-, value-, and profitability-oriented asset classes.

John Gillion III is a financial advisor with Money Advisors, Inc. d/b/a Century Investment Planning, holding a Series 65 designation and over 20 years of industry experience. He has worked at Maplevest Management since 2010 and McCurdy, Gillion & Associates LLLP since 2001. Outside of his advisory role, Gillion is active in multiple non-investment-related holding companies and serves as a licensed Certified Public Accountant and Certified Management Accountant. Money Advisors, Inc. serves individuals, trusts, estates, limited liability companies, and retirement plans, offering discretionary portfolio management and financial planning services. The firm emphasizes long-term, fundamental analysis and client-specific asset allocation, avoiding market timing and non-investment grade securities while favoring dividend-paying equities.

Raymond Benjamin is a CFP® certificant with 29 years of industry experience, currently serving at Firethorn Wealth Partners, LLC in Augusta, GA. His prior roles include positions at Kingswood Capital Partners, WealthPLAN Partners, LPL Financial, and Georgia Bank & Trust. He is also involved in an insurance brokerage business, referring cases to a related firm in exchange for investment referrals. Firethorn Wealth Partners is a registered investment adviser managing approximately $671.9 million with a seven-advisor team. The firm serves individuals, trusts, estates, charitable organizations, corporations, and retirement plans, employing a rigorous investment process centered on asset allocation, manager selection, and ongoing due diligence.

Katherine Brabenec is a financial advisor at Firethorn Wealth Partners, LLC with five years at the firm and two years of industry experience. She holds a Series 65 designation. Prior to her advisory role, she spent time at the University of Alabama and Davidson Fine Arts. Firethorn Wealth Partners is a registered investment adviser managing approximately $671.9 million with a seven-advisor team. The firm serves individuals, trusts, estates, charitable organizations, corporations, and retirement plans, focusing on asset allocation, manager selection, and ongoing due diligence across a diversified range of investment vehicles.

Eleonora Gillion is a financial advisor with Money Advisors, Inc. d/b/a Century Investment Planning in Augusta, GA. She holds a Series 65 designation and has seven years of industry experience, having been with the firm since 2016. Money Advisors, Inc. serves individuals, trusts, estates, limited liability companies, and retirement plan accounts, offering discretionary portfolio management and financial planning services. The firm manages approximately $53 million in discretionary assets and emphasizes long-term, fundamental analysis with client-specific asset allocation, avoiding market timing and non-investment grade securities.

Darold Brooks is a CFP®-certified financial advisor with 21 years of industry experience, currently practicing at Meridian Wealth Management, LLC since 2022. Prior to this, he spent 12 years at Livingston Group Asset Management Company. Outside of his advisory role, he manages real estate-related businesses, including serving as Managing Director of CMI Realty Group, LLC. Meridian Wealth Management, LLC is an SEC-registered firm serving individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate/business clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan services, employing a range of investment strategies tailored to client profiles.

Richard Cundey is a CFP® and ChFC® with 31 years of industry experience. He is currently a managing director at Choreo, LLC and has previously worked at Purshe Kaplan Sterling Investments and Cherry Bekaert Wealth Management Services, L.L.C. Outside of his advisory role, he is involved in insurance product services with multiple firms. Choreo, LLC provides investment and advisory services to a diverse client base including individual investors, family offices, endowments, and corporate clients. The firm’s investment approach emphasizes strategic asset allocation and diversified model portfolios, managed centrally and overseen by an Investment Committee.

Romonia Lee is a financial advisor with Asset Allocation Strategies, LLC, holding Series 65 and Series 63 licenses and having 10 years of industry experience. She previously worked at Equity Services Inc and various financial services firms and has been involved with ValuTeachers for over 18 years. Asset Allocation Strategies provides discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services to individual investors and plan sponsors. The firm uses strategic asset allocation based on quantitative techniques and offers supplemental services such as 529 plans and plan-sponsor investment policy reviews.

Jeffery Fehrman is a CFP® with 33 years of industry experience and is currently an advisor at Concurrent Investment Advisors, LLC. His prior experience includes roles with Raymond James Financial and Truist Investment Services. Outside of financial advising, he is the owner of Fehrman Farm, LLC, an agricultural business, and serves as a committee member on the finance committee of the National Cutting Horse Association. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other securities, supported by a network of approximately 286 advisors serving over 13,000 clients.

Mark Maund is a financial advisor at Choreo, LLC with 28 years of industry experience. He holds the Series 65 and Series 63 designations. Prior to joining Choreo in 2023, he spent 22 years with Cherry Bekaert Wealth Management, LLC. Maund is also involved in insurance services as an agent with Dempsey Companies and Ash Brokerage. Choreo serves a diverse client base including individual and high-net-worth investors, family offices, corporate and retirement plan sponsors, endowments, and other institutional clients. The firm employs a strategic asset allocation process combined with quantitative screening and due diligence to construct portfolios utilizing various investment vehicles and offers a range of advisory services including discretionary portfolio management, financial planning, and outsourced CIO services.

Angelica Orozco is a financial advisor at Concurrent Investment Advisors, LLC with 12 years of industry experience. She holds the Series 66 and Series 63 designations and has worked at firms including Morgan Stanley, Merrill Lynch, and Bank of America. Concurrent Investment Advisors is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term investment portfolios using ETFs, mutual funds, and a range of other asset types, supported by a network of approximately 286 advisors.

Jason Renner is a financial advisor with Rossby Financial, LLC in Augusta, GA, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Inc., Cambridge Investment Research, Inc., and University Hospital. Rossby Financial is a Registered Investment Adviser serving individuals, trusts, charitable organizations, pension and profit-sharing plans, and corporate entities. The firm manages approximately $358.6 million across about 800 client relationships, employing a variety of investment analysis methods and tailored strategies that include discretionary and non-discretionary services.

Bailey Edmonds is a financial advisor at Concurrent Investment Advisors, LLC with one year of industry experience. He holds a Series 66 designation and has previously worked at Raymond James Financial Services Advisors, Inc., Queensborough National Bank & Trust, and Augusta University. Edmonds also serves as an associate and sales assistant at Fehrman Investment Group. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement advisory services through customized, primarily long-term portfolios that include ETFs, mutual funds, and other investment vehicles.

Katie Edmonds is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and five years of industry experience. Her career includes roles at Fehrman Investment Group and Raymond James Financial Services Advisors. She is also involved with Fehrman Farm LLC, where she serves as a signer on family farm accounts. Concurrent Investment Advisors, LLC is an SEC-registered, multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investment vehicles, supported by a network of approximately 286 advisors serving over 13,000 clients.

Jeffrey Foreman is a financial advisor with Kovack Advisors, Inc. and holds Series 63 and Series 65 licenses. He has 19 years of industry experience and also owns and operates Foreman and Milks, CPA's, P.C., a firm providing tax preparation, business accounting, and consulting services. Prior to joining Kovack Advisors, he worked at Advisory Services Network, LLC and operated his own CPA practice. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension and profit-sharing plans, and banking institutions. The firm emphasizes diversified asset-class exposure implemented mainly through mutual funds and ETFs, while also recommending third-party managers and offering financial planning and retirement account aggregation services.

Ray Lewis is a financial advisor with Kovack Advisors, Inc. in Augusta, GA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2014. Outside of his advisory role, he is the managing partner of Ray Lewis & Family Holdings LLC. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension and profit-sharing plans, and banking institutions nationwide. The firm emphasizes diversified asset-class exposure through mutual funds and ETFs while also recommending third-party managers and offering financial planning and account aggregation services.